Acnb corp (ACNB)
CashFlow / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Cash and Cash Equivalents, Period Increase (Decrease) [Abstract]
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income (Loss) Attributable to Parent

23,721

21,748

9,788

10,869

11,017

10,290

9,315

8,886

8,502

8,419

7,219

Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sales of loans originated for sale

697

542

506

661

491

213

430

296

258

-

-

(Gain) loss on sales of foreclosed assets held for resale, including writedowns

87

-1

28

105

67

36

-181

400

-296

-

-

Loss (Gain) on sales of foreclosed assets held for resale, including writedowns

-

-

-

-

-

-

-

-

-

275

502

Gain on sale of premises and equipment

-

-

-

449

0

0

-

-

-

-

-

Earnings on investment in bank-owned life insurance

1,160

1,068

1,075

1,100

1,100

1,099

975

981

968

1,002

1,011

Gain on sales or calls of securities

0

85

-

-

-

-

-

-

-

-

-

Debt and Equity Securities, Gain (Loss)

-

-

0

-

-

-

-

-

-

-

-

Loss (gain) on equity securities

267

-296

0

-

-

-

-

-

-

-

-

Loss on equity securities

267

-296

0

-

-

-

-

-

-

-

-

Gain on sales or calls of securities

-

-

-

26

261

62

-

-

-

-

-

Impairment charges on equity securities

-

-

-

-

-

-

-

-

-

-

522

Gain on sales or calls of securities

-

-

-

-

-

-

0

7

1

72

17

Restricted stock compensation expense

322

186

133

59

0

0

-

-

-

-

-

Gain on life insurance proceeds

-

-

-

-

-

-

-

63

0

78

-

Depreciation and amortization

2,696

2,853

2,292

1,800

1,755

2,063

1,993

2,041

2,218

2,342

2,281

Provision for Loan and Lease Losses

600

1,620

0

0

0

150

1,450

4,675

5,435

6,410

4,750

Net amortization of investment securities premiums

-339

-465

-518

-554

-668

-812

-972

-893

-682

-150

173

Increase in accrued interest receivable

-177

875

512

142

66

-77

-333

-329

257

-241

-565

(Decrease) increase in accrued interest payable

1,312

201

326

22

42

92

-433

-315

-238

-455

-924

Mortgage loans originated for sale

41,389

32,436

27,426

41,195

32,865

15,824

19,841

32,316

15,414

38,877

51,562

Proceeds from sales of loans originated for sale

40,088

34,306

27,965

41,921

33,144

14,910

26,462

26,262

18,403

36,394

52,952

Decrease (increase) in other assets

1,280

-2,502

-3,014

210

-2,904

-1,733

750

-1,880

-3,857

5,872

3,845

(Increase) decrease in deferred tax expense

120

557

1,711

171

392

875

-

-

-

-

-

Increase in other liabilities

1,228

-185

807

613

-693

-2,953

-291

-1,285

-4,103

1,583

158

Net Cash Provided by Operating Activities

25,723

29,544

17,007

12,121

14,379

10,815

17,986

9,303

18,154

8,908

10,413

CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of investment securities held to maturity

8,032

17,558

10,680

15,769

9,456

20,555

8,970

2,399

0

-

-

Proceeds from maturities of investment securities available for sale

19,152

17,925

34,404

30,426

23,426

28,883

37,606

62,589

55,804

67,442

71,407

Proceeds from sales of investment securities available for sale

0

15,566

0

230

3,170

5,075

0

0

-

6,561

2,956

Purchase of investment securities available for sale

44,837

39,129

-

-

-

-

-

-

-

-

-

Purchase of investment securities available for sale

-

-

30,136

50,443

36,434

22,252

6,875

19,676

71,830

55,356

31,403

Purchase of equity securities

500

0

-

-

-

-

-

-

-

-

-

Purchase of investment securities held to maturity

-

-

-

0

8,044

0

53,689

42,705

0

-

10,064

Redemption (purchase) of restricted investment in bank stocks

-692

-437

88

-65

198

-2,645

1,543

-1,828

-1,274

-750

-

Net (increase) decrease in loans

-28,723

60,254

71,830

56,122

55,332

72,828

23,823

19,521

37,672

26,620

12,762

Investment in low-income housing partnerships

-

-

-

-

-

-

249

2,106

0

-

-

Proceeds from sale of low-income housing partnerships

-

-

-

-

-

229

476

0

0

-

-

Purchase of bank-owned life insurance

1,500

2,000

0

0

600

4,606

140

1,940

0

250

100

Bank acquisition, net of cash acquired

-

-

-6,444

0

0

0

77

0

0

-

-

Insurance book- acquisition

-

-

-

0

173

-

-

-

-

-

-

Insurance book- acquisition

640

2,583

0

-

-

-

-

-

-336

-31

-43

Proceeds from life insurance death benefits

-

-

-

-

-

-

-

273

0

295

-

Capital expenditures

1,424

1,743

1,757

2,344

1,738

3,148

2,212

2,049

1,942

1,089

1,951

Proceeds from sale of premises and equipment

33

0

6

1,929

0

0

-

-

-

-

-

Proceeds from sales of foreclosed real estate

290

607

324

1,048

2,323

1,316

3,431

3,111

6,416

928

151

Net Cash (Used in) Provided by Investing Activities

8,021

-53,616

-51,953

-59,442

-64,144

-44,131

-38,125

-17,797

-48,286

-7,370

18,191

CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits

11,983

22,981

-

-

-

-

-

-

-

-

-

Net increase in demand deposits

-

-

18,814

14,369

21,237

16,976

8,714

7,050

8,783

9,635

11,343

Net increase in time certificates of deposits and interest bearing deposits

52,185

26,619

18,725

40,272

46,867

27,257

-42,247

44,331

27,486

8,368

26,883

Net decrease in short-term borrowings

-1,213

-2,260

2,318

-612

-10,497

-3,353

1,749

1,341

6,876

-16,205

-28,162

Proceeds from long-term borrowings

7,000

17,716

29,600

16,000

18,000

27,500

37,000

10,000

0

22,000

14,000

Repayments on long-term borrowings

24,220

28,800

-

-

-

-

-

-

-

-

-

Repayments on long-term borrowings

-

-

14,250

18,250

22,437

29,266

14,251

21,237

10,308

20,795

40,657

Dividends paid

6,920

6,261

5,233

4,840

4,820

4,622

4,542

4,524

4,512

4,506

4,512

Common stock issued

892

541

482

556

499

381

447

295

257

-

-

Purchase of treasury stock

-

-

-

-

-

-

-

-

-

-

286

Net Cash Provided by Financing Activities

39,707

30,536

50,456

47,495

48,849

34,873

-13,130

37,256

28,582

-1,503

-21,391

Net Increase in Cash and Cash Equivalents

73,451

6,464

-

-

-

-

-

-

-

-

-

Net Increase in Cash and Cash Equivalents

-

-

15,510

174

-916

1,557

-33,269

28,762

-1,550

35

7,213

Supplemental disclosures of cash flow information
Interest paid

8,828

7,198

-

-

-

-

-

-

-

-

-

Interest paid

-

-

5,107

3,912

3,816

3,554

4,422

6,410

7,700

10,078

14,484

Income taxes paid

5,200

4,600

3,850

4,350

1,975

2,260

2,925

725

1,700

2,300

2,700

Loans transferred to foreclosed assets held for resale and other foreclosed transactions

412

327

265

619

1,219

1,135

-

-

-

-

-

Transactions related to acquisition
Increase in assets and liabilities:
Securities

-

-

21,624

0

0

-

-

-

-

-

-

Loans

-

-

264,913

0

0

-

-

-

-

-

-

Premises and equipment

-

-

8,624

0

0

-

-

-

-

-

-

Investment in bank-owned life insurance

-

-

3,118

0

0

-

-

-

-

-

-

Restricted investments in bank stocks

-

-

336

0

0

-

-

-

-

-

-

Foreclosed assets held for resale

-

-

211

0

0

-

-

-

-

-

-

Goodwill

-

-

13,272

0

0

-

-

-

-

-

-

Core deposit intangible assets

-

-

2,418

0

0

-

-

-

-

-

-

Other assets

-

-

7,463

0

0

-

-

-

-

-

-

Noninterest bearing deposits

-

-

80,006

0

0

-

-

-

-

-

-

Interest bearing deposits

-

-

213,327

0

0

-

-

-

-

-

-

Trust preferred debentures

-

-

4,688

0

0

-

-

-

-

-

-

Other liabilities

-

-

1,782

0

0

-

-

-

-

-

-

Loans transferred to foreclosed assets held for resale

-

-

-

-

-

-

1,127

-

-

-

-

Loans transferred to foreclosed assets held for resale

-

-

-

-

-

-

-

2,521

3,290

2,877

5,636