Acnb corp (ACNB)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash and Cash Equivalents, Period Increase (Decrease) [Abstract]
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income (Loss) Attributable to Parent

-1,223

5,081

6,310

6,466

5,864

5,289

6,039

5,507

4,913

2,517

1,912

2,722

2,637

2,572

2,768

2,982

2,547

2,852

2,812

2,810

2,543

2,463

2,624

2,731

2,472

2,267

2,308

2,322

2,418

2,218

2,304

2,128

2,236

1,756

2,180

2,106

2,460

Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sales of loans originated for sale

318

280

244

100

73

138

132

134

138

108

192

73

133

184

181

198

98

154

114

117

106

75

91

36

11

13

64

116

237

-

-

-

-

-

-

-

-

Loss (Gain) on sales of foreclosed assets held for resale, including writedowns

-13

-

0

21

66

-

44

-54

9

-

0

33

3

-

5

8

15

-

23

42

-29

-

19

-17

40

-

-358

155

30

-

-85

-63

5

-

12

-43

327

Earnings on investment in bank-owned life insurance

347

291

296

309

264

261

269

281

257

268

276

276

255

266

276

290

268

276

277

285

262

274

281

289

255

234

246

254

241

246

255

242

238

236

244

251

237

Loss (gain) on equity securities

-475

74

31

129

33

-246

-23

6

-33

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on equity securities

-475

74

31

129

33

-246

-23

6

-33

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sales or calls of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

3

4

-

-

-

-

Restricted stock compensation expense

262

0

0

196

126

0

0

0

186

13

0

61

59

0

0

59

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization

959

659

668

691

678

731

704

712

706

670

680

472

470

476

451

420

453

447

446

437

425

533

529

505

496

493

498

496

506

514

504

513

510

543

540

557

578

Provision for Loan and Lease Losses

4,000

175

150

125

150

850

200

320

250

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

150

150

150

500

650

1,300

1,125

1,125

1,125

1,825

1,200

1,310

1,100

Net amortization of investment securities premiums

-125

-88

-76

-82

-93

-108

-119

-118

-120

-122

-132

-125

-139

-163

-128

-117

-146

-158

-159

-170

-181

-187

-200

-207

-218

-233

-256

-246

-237

-236

-231

-201

-225

-237

-197

-137

-111

Increase in accrued interest receivable

91

-144

-328

-207

502

-192

369

110

588

-125

534

-17

120

171

115

-142

-2

142

-189

43

70

62

-35

-182

78

-107

-66

-216

56

-242

141

-209

-19

84

48

-135

260

(Decrease) increase in accrued interest payable

-153

228

383

451

250

-42

-41

109

175

91

132

55

48

32

40

-37

-13

50

-23

30

-15

393

-303

70

-68

-14

-41

-87

-291

-206

115

-85

-139

-248

-43

86

-33

Mortgage loans originated for sale

14,302

26,460

3,310

7,915

3,704

7,192

9,269

9,789

6,186

6,082

9,242

5,304

6,798

11,434

11,744

12,995

5,022

10,673

8,033

6,619

7,540

5,632

6,367

3,664

161

959

2,183

6,009

10,690

12,782

10,594

6,052

2,888

1,778

2,866

5,107

5,663

Proceeds from sales of loans originated for sale

16,290

27,344

3,553

5,306

3,885

8,034

9,554

9,132

7,586

6,326

8,839

4,565

8,235

11,725

11,003

13,097

6,096

10,221

7,834

7,415

7,674

5,566

6,989

1,687

668

1,079

4,071

6,540

14,772

9,817

8,618

6,767

1,060

1,535

3,656

4,460

8,752

Decrease (increase) in other assets

-943

3,010

70

-2,460

660

-1,778

-284

-538

98

1,380

-5,337

-679

1,622

-677

420

-825

1,292

-1,802

255

-937

-420

-1,152

789

-858

-512

1,611

-371

-1,071

581

-286

-291

-897

-406

-1,692

-519

-1,393

-253

(Increase) decrease in deferred tax expense

-221

2,292

-382

-1,900

110

159

2

201

195

5,054

-3,184

-310

151

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in other liabilities

2,004

80

-252

432

968

-1,656

137

601

733

-36

-845

194

1,494

-353

54

-349

1,261

-2,211

1,575

-772

715

-4,937

2,053

-321

252

-1,025

713

-133

154

-1,542

332

257

-332

-4,963

1,244

-866

482

Net Cash Provided by Operating Activities

8,416

5,976

6,883

6,042

6,822

8,057

6,907

6,959

7,621

7,052

2,759

2,894

4,302

3,305

1,703

3,316

3,797

2,433

4,132

3,820

3,994

187

4,578

1,895

4,155

481

6,257

4,637

6,611

-810

2,450

5,688

1,975

613

6,322

4,003

7,216

CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of investment securities held to maturity

1,144

3,209

2,279

1,351

1,193

6,251

6,375

1,483

3,449

2,532

2,710

3,690

1,748

1,960

2,077

9,954

1,778

1,875

2,112

3,632

1,837

1,955

2,071

13,787

2,742

1,747

1,904

4,291

1,028

823

520

1,056

0

-

-

-

-

Proceeds from maturities of investment securities available for sale

6,087

6,508

5,582

4,941

2,121

5,454

5,053

3,576

3,842

15,918

5,030

7,442

6,014

8,092

8,011

7,094

7,229

4,910

5,097

7,661

5,758

15,136

3,470

4,952

5,325

4,404

6,025

13,851

13,326

10,894

13,278

21,552

16,865

9,947

21,566

10,353

13,938

Purchase of investment securities available for sale

42,404

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of investment securities available for sale

-

-

-

-

-

-

-

7,473

3,986

17,992

8,120

4,024

0

-

-

-

-

23,316

8,000

2,004

3,114

14,487

3,848

3,917

0

0

0

6,001

874

1,335

-1

6,201

12,141

10,054

21,874

24,240

15,662

Purchase of equity securities

0

0

0

0

500

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of investment securities held to maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

7,994

33,467

12,228

3,054

20,222

19,429

0

-

-

-

-

Redemption (purchase) of restricted investment in bank stocks

-1,084

-261

-297

-180

46

-193

-320

47

29

-48

-414

-190

740

158

-160

-489

426

336

20

7

-165

-1,023

-200

-550

-872

2,672

-414

-163

-552

-569

-591

-326

-342

-361

-379

-113

-421

Net (increase) decrease in loans

5,622

-15,056

9,304

-21,983

-988

30,411

25,577

9,638

-5,372

8,194

1,825

17,196

44,615

36,462

5,339

11

14,310

27,812

8,063

2,899

16,558

33,465

17,712

17,313

4,338

12,082

18,107

-4,247

-2,119

7,238

10,223

-8,462

10,522

15,160

15,022

6,336

1,154

Purchase of bank-owned life insurance

400

0

0

0

1,500

1,500

0

0

500

0

0

0

0

-

-

-

-

-

-

-

-

1

0

160

4,445

0

0

0

140

0

-1

1,941

0

-

-

-

-

Bank acquisition, net of cash acquired

-35,262

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-174

0

0

174

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Insurance book- acquisition

0

-

-

-

50

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Insurance book- acquisition

-

-

-

-

-

-

0

0

600

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Capital expenditures

406

819

330

114

161

839

249

298

357

670

284

436

367

319

326

924

775

455

637

357

289

1,224

918

563

443

779

734

466

233

957

148

370

574

242

587

875

238

Proceeds from sales of foreclosed real estate

135

0

0

69

221

0

268

289

50

96

-1

55

174

411

425

108

104

139

635

1,302

247

350

143

689

134

464

582

1,913

472

1,906

261

795

149

237

399

406

5,374

Net Cash (Used in) Provided by Investing Activities

-5,120

11,457

-15,657

9,955

2,266

-25,129

-25,066

-10,662

7,241

-8,262

4,368

-10,273

-37,786

-37,562

-30,067

14,587

-6,400

-44,757

-8,149

890

-12,128

-27,490

-15,960

-528

-153

-8,519

-18,159

-15,469

4,022

1,608

-17,774

4,250

-5,881

-15,247

-15,139

-20,579

2,679

CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits

16,054

-

-

-

17,957

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in demand deposits

-

-

-

-

-

-

-

-2,118

10,920

5,560

3,275

4,418

5,561

-5,442

8,669

9,023

2,119

9,262

-600

5,263

7,312

2,291

451

7,992

6,242

-2,099

-2,666

4,196

9,283

211

3,470

-395

3,764

-8,821

8,657

-2,306

11,253

Net increase in time certificates of deposits and interest bearing deposits

8,985

2,867

23,092

25,217

1,009

-9,156

9,094

22,679

4,002

-18,952

15,123

5,242

17,312

7,516

34,651

389

-2,284

8,349

23,800

-8,009

22,727

18,573

2,285

-2,935

9,334

-16,489

-4,488

-9,397

-11,873

2,614

9,919

30,400

1,398

-9,557

23,116

11,845

2,082

Net decrease in short-term borrowings

-7,331

-8,074

17,372

-5,622

-4,889

-3,877

12,107

-7,017

-3,473

3,102

2,969

2,869

-6,622

-913

-687

3,698

-2,710

-2,522

3,322

-344

-10,953

-8,125

11,622

2,520

-9,370

-8,366

6,168

8,981

-5,034

-5,623

10,325

-1,819

-1,542

1,767

-3,729

16,689

-7,851

Proceeds from long-term borrowings

0

0

0

0

7,000

8,000

1,000

0

8,716

5,000

0

8,600

16,000

7,000

0

0

9,000

7,000

7,000

0

4,000

17,500

0

5,000

5,000

35,000

2,000

0

0

0

0

0

10,000

-

-

-

-

Repayments on long-term borrowings

4,023

-

-

-

8,109

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments on long-term borrowings

-

-

-

-

-

-

6,091

5,500

8,000

7,250

4,000

3,000

0

9,250

4,000

0

5,000

6,000

10,299

69

6,069

6,068

7,067

3,065

13,066

64

7,063

62

7,062

10,061

10,059

59

1,058

57

5,057

5,076

118

Dividends paid

2,167

1,769

1,768

1,762

1,621

1,619

1,619

1,618

1,405

1,404

1,403

1,213

1,213

1,213

1,210

1,209

1,208

1,207

1,206

1,204

1,203

1,203

1,141

1,140

1,138

1,138

1,136

1,135

1,133

1,132

1,132

1,130

1,130

1,130

1,128

1,128

1,126

Common stock issued

0

173

166

540

13

137

137

133

134

104

120

227

31

99

114

238

105

110

92

205

92

0

114

172

95

83

96

178

90

75

79

88

53

60

61

50

86

Net Cash Provided by Financing Activities

11,518

-20,792

49,883

-744

11,360

-5,719

18,802

6,559

10,894

-13,840

16,084

17,143

31,069

-2,203

37,537

12,139

22

14,992

22,109

-4,158

15,906

22,968

6,264

8,544

-2,903

6,927

-7,089

2,761

-15,729

-13,916

12,602

27,085

11,485

-17,738

21,920

20,074

4,326

Net Increase in Cash and Cash Equivalents

14,814

-

-

-

20,448

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Increase in Cash and Cash Equivalents

-

-

-

-

-

-

-

2,856

25,756

-15,050

23,211

9,764

-2,415

-36,460

9,173

30,042

-2,581

-27,332

18,092

552

7,772

-4,335

-5,118

9,911

1,099

-1,111

-18,991

-8,071

-5,096

-13,118

-2,722

37,023

7,579

-32,372

13,103

3,498

14,221

Supplemental disclosures of cash flow information
Interest paid

3,607

-

-

-

1,970

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

1,664

1,518

1,597

1,415

1,076

1,019

969

956

1,017

970

890

982

959

985

535

1,214

835

970

917

977

1,105

1,423

1,549

1,411

1,680

1,770

2,037

1,906

1,808

1,949

Income taxes paid

0

1,800

1,880

1,520

0

1,450

1,450

1,200

500

1,000

1,100

1,000

750

1,150

1,200

1,050

950

1,000

300

675

0

660

1,100

500

0

700

0

1,500

725

475

250

0

0

600

200

900

0

Loans transferred to foreclosed assets held for resale and other foreclosed transactions

118

364

0

0

48

92

0

0

235

265

0

0

0

281

0

265

73

89

-293

910

513

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transactions related to acquisition
Increase in assets and liabilities:
Securities

22,167

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans

333,967

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Premises and equipment

11,682

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment in bank-owned life insurance

10,896

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted investments in bank stocks

1,141

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Foreclosed assets held for resale

464

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

22,120

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangible assets

3,572

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

2,970

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Noninterest bearing deposits

103,492

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest bearing deposits

270,566

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trust preferred debentures

6,000

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long term borrowings

3,450

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other liabilities

2,824

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common shares issued

57,909

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Premises and equipment transferred to fixed assets held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

774

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans transferred to foreclosed assets held for resale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

180

344

626

63

226

212

-

0

1,295

517

-

-

-

-

Loans transferred to foreclosed assets held for resale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

946

877

1,417

50