ACNB CORP ACNB Income Statement

Acnb corp (ACNB)

Income statement / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
INTEREST AND DIVIDEND INCOME
Loans, including fees
19,035	15,890	16,057	16,038	15,668	15,847	14,966	14,623	14,157	14,038	13,990	9,964	9,530	9,285	9,150	8,983	8,921	8,834	8,699	8,965	8,592	8,351	8,199	8,033	7,990	8,010	7,840	7,980	8,254	8,439	8,484	8,504	8,563	8,690	8,575	8,605	8,623	8,976	9,476
Securities:
Taxable
1,284	1,105	1,079	1,028	971	974	929	929	903	915	890	784	800	819	770	782	808	790	743	785	809	842	843	951	1,011	1,064	1,078	1,048	1,040	1,118	1,158	1,265	1,335	1,417	1,508	1,550	1,531	1,779	1,857
Tax-exempt
92	27	31	38	44	44	51	59	65	76	85	117	150	155	156	161	179	199	208	221	231	242	260	267	273	275	280	294	348	327	393	371	366	338	306	304	304	314	333
Dividends
90	75	78	81	94	70	77	74	78	78	61	64	49	53	53	55	51	43	44	49	165	50	55	60	29	6	6	6	4	16	4	4	3	4	3	3	3	7	8
Other
408	424	452	270	108	158	259	179	52	74	83	33	4	33	52	29	5	25	23	25	14	21	19	14	16	4	16	28	20	38	28	19	4	-6	29	26	19	24	16
Total Interest Income
20,909	17,521	17,697	17,455	16,885	17,093	16,282	15,864	15,255	15,181	15,109	10,962	10,533	10,345	10,181	10,010	9,964	9,891	9,717	10,045	9,811	9,506	9,376	9,325	9,319	9,359	9,220	9,356	9,666	9,938	10,067	10,163	10,271	10,443	10,421	10,488	10,480	11,100	11,690
INTEREST EXPENSE
Deposits
2,921	2,315	2,158	1,971	1,685	1,572	1,341	1,206	1,134	1,145	1,080	687	635	639	602	570	558	543	545	533	499	484	460	441	425	456	500	560	661	789	864	872	916	1,077	1,133	1,111	1,136	1,553	1,602
Short-term borrowings
15	21	21	21	31	30	2	11	16	14	9	15	45	13	10	12	16	14	5	11	17	17	12	14	20	17	17	15	12	16	19	21	20	19	24	28	20	25	31
Long-term borrowings
518	447	473	493	504	462	526	556	543	529	458	429	387	349	384	398	383	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	409	445	454	427	439	450	457	430	419	443	459	538	643	702	695	693	706	755	760	-	-
Long-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	810	849
Total Interest Expense
3,454	2,783	2,652	2,485	2,220	2,064	1,869	1,773	1,693	1,688	1,547	1,131	1,067	1,001	996	980	957	940	959	989	970	928	911	905	902	903	936	1,018	1,132	1,343	1,526	1,595	1,631	1,789	1,863	1,894	1,916	2,388	2,482
Net Interest Income
17,455	14,738	15,045	14,970	14,665	15,029	14,413	14,091	13,562	13,493	13,562	9,831	9,466	9,344	9,185	9,030	9,007	8,951	8,758	9,056	8,841	8,578	8,465	8,420	8,417	8,456	8,284	8,338	8,534	8,595	8,541	8,568	8,640	8,654	8,558	8,594	8,564	8,712	9,208
Provision for Loan and Lease Losses
4,000	175	150	125	150	850	200	320	250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	150	150	150	500	650	1,300	1,125	1,125	1,125	1,825	1,200	1,310	1,100	1,400	2,351
Net Interest Income after Provision for Loan Losses
13,455	14,563	14,895	14,845	14,515	14,179	14,213	13,771	13,312	13,493	13,562	9,831	9,466	9,344	9,185	9,030	9,007	8,951	8,758	9,056	8,841	8,578	8,465	8,420	8,267	8,306	8,134	7,838	7,884	7,295	7,416	7,443	7,515	6,829	7,358	7,284	7,464	7,312	6,857
OTHER INCOME
Net losses on equity securities
-475	74	31	129	33	-246	-23	6	-33	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gains on sales or calls of securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	158	101	-	-	2	52	-	-	0	0	-	0	0	3	4	-	1	-	-	47	-1
Gain on sales of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	449	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges on ATM and debit card transactions
-	-	-	-	-	-	-	-	-	-	-	-	358	372	381	391	355	343	359	393	361	400	391	400	359	383	376	356	319	336	323	323	309	319	319	320	278	287	290
Commissions from insurance sales
1,440	1,342	1,763	1,914	1,320	1,192	1,450	1,707	1,201	993	1,313	1,564	1,154	1,122	1,269	1,328	1,103	1,131	1,223	1,227	1,053	1,118	1,124	1,532	1,065	1,062	1,079	1,399	1,131	1,202	1,133	1,295	1,205	1,125	1,186	1,308	1,205	1,137	1,406
Service charges on deposit accounts
-	-	-	-	-	-	-	-	-	-	-	-	570	635	631	575	528	574	624	584	526	570	550	533	465	564	596	548	538	630	648	603	552	631	621	603	563	618	589
Income from fiduciary, investment management and brokerage activities
-	-	-	-	-	-	-	-	-	-	-	-	442	440	416	434	394	439	410	377	363	344	337	411	326	323	333	312	331	292	288	356	288	371	323	329	373	350	326
Bank Owned Life Insurance Income
347	291	296	309	264	261	269	281	257	268	276	276	255	266	276	290	268	276	277	285	262	274	281	289	255	234	246	254	241	246	255	242	238	236	244	251	237	252	260
Gain on life insurance proceeds
-	-	0	0	-	0	0	0	52	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	63	-	-	-	0	-	-	0	78
Debt Securities, Available-for-sale, Realized Gain (Loss)
-	-	0	-	-	-	31	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Debt and Equity Securities, Realized Gain (Loss)
-	-	-	0	-	-	-	12	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity Securities, FV-NI, Unrealized Gain (Loss)
-475	74	31	129	33	-246	-23	6	-33	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
558	512	531	289	255	437	318	327	318	329	492	212	303	363	328	344	224	319	239	272	228	266	245	175	132	205	217	271	385	308	262	243	220	209	188	196	301	225	212
Total Other Income
4,166	4,468	4,941	4,820	3,940	3,794	4,125	4,317	3,712	3,609	3,930	3,528	3,082	3,224	3,301	3,811	2,872	3,084	3,290	3,239	2,793	2,980	2,930	3,392	2,602	2,771	2,847	3,140	2,945	3,014	2,972	3,065	2,816	2,891	2,882	3,007	2,957	2,916	3,160
OTHER EXPENSES
Salaries and employee benefits
8,501	7,304	7,340	7,189	6,965	6,864	6,560	6,683	6,627	6,257	6,715	5,934	5,748	5,591	5,580	5,604	5,425	5,226	5,118	5,363	5,225	5,031	4,776	4,954	4,755	4,792	4,546	4,864	4,748	4,781	4,527	4,672	4,573	4,440	4,233	4,335	4,130	4,216	4,327
Net occupancy
981	758	739	734	863	772	700	720	779	693	677	496	537	513	481	502	570	535	511	521	603	506	470	490	584	486	463	493	515	475	487	497	493	482	505	500	556	520	530
Equipment
1,284	1,284	1,165	1,219	1,103	1,200	1,276	1,321	1,162	1,091	1,039	844	783	834	740	761	711	784	758	757	708	717	731	677	643	649	727	792	658	682	573	671	611	625	651	682	662	603	605
Other tax
327	281	269	274	262	218	243	235	206	215	197	168	211	194	201	193	197	113	269	236	161	182	184	182	189	232	199	232	238	219	221	170	223	210	210	175	208	182	204
Professional services
402	1,026	263	283	200	384	371	344	369	327	224	344	239	182	217	198	255	223	197	179	245	204	158	270	304	228	232	191	244	197	186	251	191	174	267	261	209	247	236
Supplies and postage
209	200	163	178	206	191	183	177	215	207	187	168	169	155	178	122	191	146	175	169	149	173	156	120	153	140	127	185	131	166	141	152	175	157	163	166	154	160	177
Marketing and corporate relations
184	117	132	171	139	199	98	165	103	112	119	138	64	183	123	151	117	159	88	127	78	136	150	204	97	103	81	113	99	115	67	90	100	103	123	128	124	72	138
FDIC and regulatory
41	54	53	160	169	167	173	164	184	195	170	140	139	79	181	174	177	161	175	162	167	166	183	201	198	176	191	192	209	203	189	218	233	61	225	335	405	355	349
Merger related expenses
-	-	-	-	-	-	-	-	-	53	4,305	208	162	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Merger related expenses
5,965	-	516	-	0	-	0	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FDIC and regulatory
41	54	53	160	169	167	173	164	184	195	170	140	139	-	181	174	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	349
Intangible assets amortization
315	154	154	158	155	204	175	182	184	182	193	82	80	86	85	86	88	85	84	85	82	162	162	163	162	160	160	161	160	160	160	161	160	160	160	160	161	161	160
Foreclosed real estate expenses (income)
-75	-	-46	3	53	-	27	-84	-48	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreclosed real estate expenses
-	-	-	-	-	-	-	-	-	42	35	-14	30	-57	72	39	1	-101	112	81	27	94	135	74	43	166	503	-72	-21	-465	116	165	65	464	251	143	-133	-	-
Other operating
1,173	1,248	1,134	1,322	1,252	1,387	1,104	1,176	1,109	1,204	1,006	1,126	838	804	922	982	777	878	773	861	779	1,012	874	885	554	1,064	817	866	775	927	825	793	715	770	710	768	743	782	764
Total Other Expenses
19,457	12,701	11,974	11,685	11,261	11,610	10,856	11,251	10,986	10,578	14,867	9,634	9,000	9,036	8,780	8,812	8,509	8,209	8,260	8,541	8,224	8,383	7,979	8,220	7,682	8,196	8,046	8,017	7,756	7,460	7,492	7,840	7,539	7,646	7,498	7,653	7,219	7,298	7,490
Income (Loss) from Continuing Operations before Income Taxes, Domestic
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,074	2,742	2,638	3,202	2,930	2,527
(Loss) Income before Income Taxes
-1,836	-	7,862	7,980	7,194	-	7,482	6,837	6,038	-	2,625	3,725	3,548	-	3,706	4,029	3,370	-	3,788	3,754	3,410	-	3,416	3,592	3,187	-	2,935	2,961	3,073	-	2,896	2,668	2,792	-	-	-	-	-	-
(BENEFIT) PROVISION FOR INCOME TAXES
-613	1,249	1,552	1,514	1,330	1,074	1,443	1,330	1,125	4,007	713	1,003	911	960	938	1,047	823	974	976	944	867	712	792	861	715	614	627	639	655	631	592	540	556	318	562	532	742	626	462
Net Income (Loss) Attributable to Parent
-1,223	5,081	6,310	6,466	5,864	5,289	6,039	5,507	4,913	2,517	1,912	2,722	2,637	2,572	2,768	2,982	2,547	2,852	2,812	2,810	2,543	2,463	2,624	2,731	2,472	2,267	2,308	2,322	2,418	2,218	2,304	2,128	2,236	1,756	2,180	2,106	2,460	2,304	2,065
Earnings Per Share [Abstract]
Basic earnings (in dollars per share)
-0.14	0.72	0.89	0.92	0.83	0.75	0.86	0.78	0.70	0.35	0.27	0.45	0.43	0.43	0.46	0.49	0.42	0.47	0.47	0.47	0.42	0.40	0.44	0.46	0.41	0.38	0.39	0.38	0.41	0.37	0.39	0.35	0.38	0.29	0.37	0.36	0.41	0.39	0.35
Cash dividends declared (in dollars per share)
0.25	0.25	0.25	0.25	0.23	0.23	0.23	0.23	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19
Service charges on deposit accounts
Revenue from contract with customer, excluding assessed tax
990	1,002	1,017	946	938	885	839	810	816	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income from fiduciary, investment management and brokerage activities
Revenue from contract with customer, excluding assessed tax
668	628	651	598	592	602	632	559	571	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges on ATM and debit card transactions
Revenue from contract with customer, excluding assessed tax
638	619	652	635	538	622	609	614	530	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-