ACNB CORP ACNB Income Statement

Acnb corp (ACNB)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
INTEREST AND DIVIDEND INCOME
Loans, including fees
67,020	63,653	63,610	62,519	61,104	59,593	57,784	56,808	52,149	47,522	42,769	37,929	36,948	36,339	35,888	35,437	35,419	35,090	34,607	34,107	33,175	32,573	32,232	31,873	31,820	32,084	32,513	33,157	33,681	33,990	34,241	34,332	34,433	34,493	34,779	35,680	0	0	0
Securities:
Taxable
4,496	4,183	4,052	3,902	3,803	3,735	3,676	3,637	3,492	3,389	3,293	3,173	3,171	3,179	3,150	3,123	3,126	3,127	3,179	3,279	3,445	3,647	3,869	4,104	4,201	4,230	4,284	4,364	4,581	4,876	5,175	5,525	5,810	6,006	6,368	6,717	0	0	0
Tax-exempt
188	140	157	177	198	219	251	285	343	428	507	578	622	651	695	747	807	859	902	954	1,000	1,042	1,075	1,095	1,122	1,197	1,249	1,362	1,439	1,457	1,468	1,381	1,314	1,252	1,228	1,255	0	0	0
Dividends
324	328	323	322	315	299	307	291	281	252	227	219	210	212	202	193	187	301	308	319	330	194	150	101	47	22	32	30	28	27	15	14	13	13	16	21	0	0	0
Other
1,554	1,254	988	795	704	648	564	388	242	194	153	122	118	119	111	82	78	87	83	79	68	70	53	50	64	68	102	114	105	89	45	46	53	68	98	85	0	0	0
Total Interest Income
73,582	69,558	69,130	67,715	66,124	64,494	62,582	61,409	56,507	51,785	46,949	42,021	41,069	40,500	40,046	39,582	39,617	39,464	39,079	38,738	38,018	37,526	37,379	37,223	37,254	37,601	38,180	39,027	39,834	40,439	40,944	41,298	41,623	41,832	42,489	43,758	0	0	0
INTEREST EXPENSE
Deposits
9,365	8,129	7,386	6,569	5,804	5,253	4,826	4,565	4,046	3,547	3,041	2,563	2,446	2,369	2,273	2,216	2,179	2,120	2,061	1,976	1,884	1,810	1,782	1,822	1,941	2,177	2,510	2,874	3,186	3,441	3,729	3,998	4,237	4,457	4,933	5,402	0	0	0
Short-term borrowings
78	94	103	84	74	59	43	50	54	83	82	83	80	51	52	47	46	47	50	57	60	63	63	68	69	61	60	62	68	76	79	84	91	91	97	104	0	0	0
Long-term borrowings
1,931	1,917	1,932	1,985	2,048	2,087	2,154	2,086	1,959	1,803	1,623	1,549	1,518	1,514	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,735	1,765	1,770	1,773	1,776	1,756	1,749	1,751	1,859	2,083	2,342	2,578	2,733	2,796	2,849	2,914	0	0	0	-	-
Long-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Total Interest Expense
11,374	10,140	9,421	8,638	7,926	7,399	7,023	6,701	6,059	5,433	4,746	4,195	4,044	3,934	3,873	3,836	3,845	3,858	3,846	3,798	3,714	3,646	3,621	3,646	3,759	3,989	4,429	5,019	5,596	6,095	6,541	6,878	7,177	7,462	8,061	8,680	0	0	0
Net Interest Income
62,208	59,418	59,709	59,077	58,198	57,095	55,559	54,708	50,448	46,352	42,203	37,826	37,025	36,566	36,173	35,746	35,772	35,606	35,233	34,940	34,304	33,880	33,758	33,577	33,495	33,612	33,751	34,008	34,238	34,344	34,403	34,420	34,446	34,370	34,428	35,078	0	0	0
Provision for Loan and Lease Losses
4,450	600	1,275	1,325	1,520	1,620	770	570	250	0	0	0	0	0	0	0	0	0	0	0	0	150	300	450	950	1,450	2,600	3,575	4,200	4,675	5,200	5,275	5,460	5,435	5,010	6,161	0	0	0
Net Interest Income after Provision for Loan Losses
57,758	58,818	58,434	57,752	56,678	55,475	54,789	54,138	50,198	46,352	42,203	37,826	37,025	36,566	36,173	35,746	35,772	35,606	35,233	34,940	34,304	33,730	33,458	33,127	32,545	32,162	31,151	30,433	30,038	29,669	29,203	29,145	28,986	28,935	29,418	28,917	0	0	0
OTHER INCOME
Net losses on equity securities
-241	267	-53	-107	-230	-296	-50	-27	-33	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gains on sales or calls of securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	0	0	-	-	0	0	-	7	8	0	0	-	0	-	-	0	0
Gain on sales of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges on ATM and debit card transactions
-	-	-	-	-	-	-	-	-	-	-	-	1,502	1,499	1,470	1,448	1,450	1,456	1,513	1,545	1,552	1,550	1,533	1,518	1,474	1,434	1,387	1,334	1,301	1,291	1,274	1,270	1,267	1,236	1,204	1,175	0	0	0
Commissions from insurance sales
6,459	6,339	6,189	5,876	5,669	5,550	5,351	5,214	5,071	5,024	5,153	5,109	4,873	4,822	4,831	4,785	4,684	4,634	4,621	4,522	4,827	4,839	4,783	4,738	4,605	4,671	4,811	4,865	4,761	4,835	4,758	4,811	4,824	4,824	4,836	5,056	0	0	0
Service charges on deposit accounts
-	-	-	-	-	-	-	-	-	-	-	-	2,411	2,369	2,308	2,301	2,310	2,308	2,304	2,230	2,179	2,118	2,112	2,158	2,173	2,246	2,312	2,364	2,419	2,433	2,434	2,407	2,407	2,418	2,405	2,373	0	0	0
Income from fiduciary, investment management and brokerage activities
-	-	-	-	-	-	-	-	-	-	-	-	1,732	1,684	1,683	1,677	1,620	1,589	1,494	1,421	1,455	1,418	1,397	1,393	1,294	1,299	1,268	1,223	1,267	1,224	1,303	1,338	1,311	1,396	1,375	1,378	0	0	0
Bank Owned Life Insurance Income
1,243	1,160	1,130	1,103	1,075	1,068	1,075	1,082	1,077	1,075	1,073	1,073	1,087	1,100	1,110	1,111	1,106	1,100	1,098	1,102	1,106	1,099	1,059	1,024	989	975	987	996	984	981	971	960	969	968	984	1,000	0	0	0
Gain on life insurance proceeds
-	-	0	0	-	52	52	52	52	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	0	0
Debt Securities, Available-for-sale, Realized Gain (Loss)
-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Debt and Equity Securities, Realized Gain (Loss)
-	-	-	0	-	-	-	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity Securities, FV-NI, Unrealized Gain (Loss)
-241	267	-53	-107	-230	-296	0	0	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
1,890	1,587	1,512	1,299	1,337	1,400	1,292	1,466	1,351	1,336	1,370	1,206	1,338	1,259	1,215	1,126	1,054	1,058	1,005	1,011	914	818	757	729	825	1,078	1,181	1,226	1,198	1,033	934	860	813	894	910	934	0	0	0
Total Other Income
18,395	18,169	17,495	16,679	16,176	15,948	15,763	15,568	14,779	14,149	13,764	13,135	13,418	13,208	13,068	13,057	12,485	12,406	12,302	11,942	12,095	11,904	11,695	11,612	11,360	11,703	11,946	12,071	11,996	11,867	11,744	11,654	11,596	11,737	11,762	12,040	0	0	0
OTHER EXPENSES
Salaries and employee benefits
30,334	28,798	28,358	27,578	27,072	26,734	26,127	26,282	25,533	24,654	23,988	22,853	22,523	22,200	21,835	21,373	21,132	20,932	20,737	20,395	19,986	19,516	19,277	19,047	18,957	18,950	18,939	18,920	18,728	18,553	18,212	17,918	17,581	17,138	16,914	17,008	0	0	0
Net occupancy
3,212	3,094	3,108	3,069	3,055	2,971	2,892	2,869	2,645	2,403	2,223	2,027	2,033	2,066	2,088	2,118	2,137	2,170	2,141	2,100	2,069	2,050	2,030	2,023	2,026	1,957	1,946	1,970	1,974	1,952	1,959	1,977	1,980	2,043	2,081	2,106	0	0	0
Equipment
4,952	4,771	4,687	4,798	4,900	4,959	4,850	4,613	4,136	3,757	3,500	3,201	3,118	3,046	2,996	3,014	3,010	3,007	2,940	2,913	2,833	2,768	2,700	2,696	2,811	2,826	2,859	2,705	2,584	2,537	2,480	2,558	2,569	2,620	2,598	2,552	0	0	0
Other tax
1,151	1,086	1,023	997	958	902	899	853	786	791	770	774	799	785	704	772	815	779	848	763	709	737	787	802	852	901	888	910	848	833	824	813	818	803	775	769	0	0	0
Professional services
1,974	1,772	1,130	1,238	1,299	1,468	1,411	1,264	1,264	1,134	989	982	836	852	893	873	854	844	825	786	877	936	960	1,034	955	895	864	818	878	825	802	883	893	911	984	953	0	0	0
Supplies and postage
750	747	738	758	757	766	782	786	777	731	679	670	624	646	637	634	681	639	666	647	598	602	569	540	605	583	609	623	590	634	625	647	661	640	643	657	0	0	0
Marketing and corporate relations
604	559	641	607	601	565	478	499	472	433	504	508	521	574	550	515	491	452	429	491	568	587	554	485	394	396	408	394	371	372	360	416	454	478	447	462	0	0	0
FDIC and regulatory
308	436	549	669	673	688	716	713	689	644	528	539	573	611	693	687	675	665	670	678	717	748	758	766	757	768	795	793	819	843	701	737	854	1,026	1,320	1,444	0	0	0
Merger related expenses
-	-	-	-	-	-	-	-	-	4,728	0	0	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Merger related expenses
0	-	0	-	0	-	0	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FDIC and regulatory
308	436	549	669	673	688	716	713	689	644	0	0	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Intangible assets amortization
781	621	671	692	716	745	723	741	641	537	441	333	337	345	344	343	342	336	413	491	569	649	647	645	643	641	641	641	641	641	641	641	640	641	642	642	0	0	0
Foreclosed real estate expenses (income)
0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreclosed real estate expenses
-	-	-	-	-	-	-	-	-	93	-6	31	84	55	11	51	93	119	314	337	330	346	418	786	640	576	-55	-442	-205	-119	810	945	923	725	0	0	0	-	-
Other operating
4,877	4,956	5,095	5,065	4,919	4,776	4,593	4,495	4,445	4,174	3,774	3,690	3,546	3,485	3,559	3,410	3,289	3,291	3,425	3,526	3,550	3,325	3,377	3,320	3,301	3,522	3,385	3,393	3,320	3,260	3,103	2,988	2,963	2,991	3,003	3,057	0	0	0
Total Other Expenses
55,817	47,621	46,530	45,412	44,978	44,703	43,671	47,682	46,065	44,079	42,537	36,450	35,628	35,137	34,310	33,790	33,519	33,234	33,408	33,127	32,806	32,264	32,077	32,144	31,941	32,015	31,279	30,725	30,548	30,331	30,517	30,523	30,336	30,016	29,668	29,660	0	0	0
Income (Loss) from Continuing Operations before Income Taxes, Domestic
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,656	11,512	11,297	0	0	0
(Loss) Income before Income Taxes
0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-
(BENEFIT) PROVISION FOR INCOME TAXES
3,702	5,645	5,470	5,361	5,177	4,972	7,905	7,175	6,848	6,634	3,587	3,812	3,856	3,768	3,782	3,820	3,717	3,761	3,499	3,315	3,232	3,080	2,982	2,817	2,595	2,535	2,552	2,517	2,418	2,319	2,006	1,976	1,968	2,154	2,462	2,362	0	0	0
Net Income (Loss) Attributable to Parent
16,634	23,721	23,929	23,658	22,699	21,748	18,976	14,849	12,064	9,788	9,843	10,699	10,959	10,869	11,149	11,193	11,021	11,017	10,628	10,440	10,361	10,290	10,094	9,778	9,369	9,315	9,266	9,262	9,068	8,886	8,424	8,300	8,278	8,502	9,050	8,935	0	0	0
Earnings Per Share [Abstract]
Basic earnings (in dollars per share)
-0.14	0.72	0.89	0.92	0.83	0.75	0.86	0.78	0.70	0.35	0.27	0.45	0.43	0.43	0.46	0.49	0.42	0.47	0.47	0.47	0.42	0.40	0.44	0.46	0.41	0.38	0.39	0.38	0.41	0.37	0.39	0.35	0.38	0.29	0.37	0.36	0.41	0.39	0.35
Cash dividends declared (in dollars per share)
0.25	0.25	0.25	0.25	0.23	0.23	0.23	0.23	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19
Service charges on deposit accounts
Revenue from contract with customer, excluding assessed tax
3,955	3,903	3,786	3,608	3,472	3,350	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income from fiduciary, investment management and brokerage activities
Revenue from contract with customer, excluding assessed tax
2,545	2,469	2,443	2,424	2,385	2,364	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges on ATM and debit card transactions
Revenue from contract with customer, excluding assessed tax
2,544	2,444	2,447	2,404	2,383	2,375	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-