American national bankshares inc. (AMNB)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from banks

39

32

47

34

28

29

32

24

18

28

26

23

27

20

37

21

26

19

19

24

23

29

22

21

25

19

24

18

15

20

25

18

28

22

23

15

9

Interest-bearing deposits in other banks

69

47

95

20

41

34

37

9

57

23

76

62

67

32

35

51

61

75

46

50

75

38

58

22

45

47

54

37

42

27

41

10

26

6

30

23

8

Equity securities, at fair value

-

-

0

0

2

1

2

2

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Equity securities, at fair value

-

-

0

0

2

1

2

2

2

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities available for sale, at fair value

342

379

308

334

324

332

295

341

310

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

13

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale Securities

-

-

-

-

-

-

-

-

-

321

272

280

292

346

351

362

356

340

358

355

352

344

328

349

349

346

347

340

341

335

327

334

337

333

311

231

228

Restricted stock, at cost

8

8

8

7

5

5

5

5

5

6

5

5

5

6

6

5

5

5

5

5

5

4

4

5

4

4

4

4

4

5

5

6

-

6

-

-

-

Loans held for sale

2

2

5

3

1

0

1

2

1

1

3

2

1

5

4

4

0

3

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities held to maturity (fair value of $0 in 2011 and $3,440 in 2010)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

2

3

Total securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

313

233

231

Restricted stock, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6

-

6

3

4

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

2

1

0

0

0

1

2

3

4

4

13

8

9

3

6

3

2

3

Loans, net of unearned income

1,854

1,830

1,804

1,836

1,360

1,357

1,331

1,339

1,321

1,336

1,295

1,288

1,219

1,164

1,083

1,057

1,034

1,005

980

982

965

840

816

813

783

794

798

794

792

788

797

808

816

824

817

514

520

Less allowance for loan losses

14

13

12

12

12

12

13

13

13

13

13

13

13

12

12

12

12

12

12

12

12

12

12

12

12

12

12

12

12

12

11

12

11

10

9

8

8

Net loans

1,840

1,817

1,791

1,823

1,347

1,344

1,317

1,325

1,307

1,322

1,281

1,275

1,206

1,152

1,070

1,045

1,021

992

968

970

953

828

803

800

770

782

786

781

779

776

785

795

804

814

808

505

512

Premises and equipment, net

39

39

39

39

26

26

25

25

25

25

25

26

25

25

22

22

23

23

23

24

24

23

23

23

23

23

23

24

24

24

24

25

25

25

26

19

19

Other real estate owned, net of valuation allowance of $407 in 2020 and $153 in 2019

0

1

1

1

0

0

0

1

1

1

2

1

1

1

1

1

1

2

1

2

2

2

2

2

3

3

4

5

5

6

6

4

-

5

-

-

-

Other real estate owned, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6

-

5

3

3

Goodwill

85

84

84

84

43

43

43

43

43

43

43

43

43

43

43

43

43

43

44

44

44

39

39

39

39

39

39

39

39

39

39

39

39

38

37

22

22

Core deposit intangibles, net

7

7

8

8

0

0

0

1

1

1

1

1

1

1

1

2

2

2

2

3

3

2

2

2

2

3

3

3

4

4

5

5

6

6

7

1

1

Bank owned life insurance

27

27

27

27

19

18

18

18

18

18

18

18

18

18

17

17

17

17

17

17

17

15

15

14

14

14

14

14

14

14

13

13

13

13

-

-

4

Accrued interest receivable and other assets

29

30

36

33

26

22

23

23

22

21

23

23

23

24

22

22

21

20

21

23

22

19

18

19

19

19

17

19

18

16

22

27

-

26

-

-

-

Accrued interest receivable and other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

25

-

42

15

12

Total assets

2,495

2,478

2,454

2,418

1,868

1,862

1,806

1,824

1,817

1,816

1,780

1,764

1,715

1,678

1,615

1,601

1,582

1,547

1,512

1,524

1,540

1,346

1,319

1,300

1,299

1,307

1,324

1,294

1,294

1,283

1,305

1,290

1,323

1,304

1,305

846

833

LIABILITIES and SHAREHOLDERS' EQUITY
Liabilities
Demand deposits -- noninterest bearing

567

578

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Demand deposits -- interest bearing

343

328

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Demand deposits -- noninterest bearing

-

-

604

554

425

435

420

420

400

394

402

390

381

378

339

321

321

322

305

294

289

254

244

228

218

229

231

213

210

217

215

196

199

179

170

115

105

Demand deposits -- interest bearing

-

-

323

326

242

234

230

251

233

226

225

218

222

209

196

205

231

227

220

239

229

193

185

189

170

167

170

169

154

153

152

149

168

189

188

95

90

Money market deposits

524

504

450

451

379

401

362

383

409

403

336

339

314

283

255

252

218

200

191

190

202

174

173

165

194

185

181

173

173

166

164

170

174

182

199

67

59

Savings deposits

181

177

176

178

135

132

135

132

134

126

124

125

126

120

119

116

119

115

108

109

110

90

88

88

89

85

85

84

83

81

78

78

78

74

72

63

62

Time deposits

-

-

486

488

376

361

373

372

381

383

392

389

371

378

394

403

401

397

400

399

410

363

-

-

-

389

-

-

-

-

-

-

-

-

-

-

-

Time deposits

453

471

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

359

363

378

-

402

405

415

409

441

447

454

433

433

317

322

Total deposits

2,070

2,060

2,041

1,999

1,559

1,566

1,523

1,560

1,559

1,534

1,480

1,462

1,416

1,370

1,306

1,298

1,292

1,262

1,226

1,234

1,242

1,075

1,051

1,035

1,051

1,057

1,071

1,046

1,037

1,027

1,052

1,042

1,074

1,058

1,064

658

640

Customer repurchase agreements

42

40

38

37

35

35

29

6

10

10

43

48

47

39

44

53

42

40

43

50

53

53

51

38

34

39

44

41

46

49

45

46

48

45

43

50

47

Other Short-term Borrowings

-

-

-

13

-

-

0

5

0

24

0

0

0

20

15

-

-

0

-

-

0

-

0

12

-

0

-

-

-

0

0

0

-

3

-

-

-

Subordinated debt

7

7

7

7

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term borrowings

-

-

-

-

-

-

-

-

-

-

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

10

10

10

10

10

-

10

-

-

-

Other short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

6

Long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10

-

10

0

8

Junior subordinated debt

28

28

28

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

27

20

20

Accrued interest payable and other liabilities

23

21

20

20

15

10

10

10

10

10

9

8

9

9

9

9

9

8

8

7

9

5

5

4

6

5

5

5

7

5

8

6

7

7

8

4

3

Total liabilities

2,171

2,158

2,137

2,106

1,638

1,640

1,590

1,611

1,607

1,607

1,570

1,557

1,511

1,477

1,411

1,398

1,382

1,349

1,315

1,329

1,343

1,172

1,145

1,128

1,129

1,139

1,158

1,131

1,129

1,120

1,143

1,132

1,168

1,151

1,153

734

725

Commitments and contingencies

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Shareholders' equity
Preferred stock, $5 par, 2,000,000 shares authorized, none outstanding

-

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

5

0

0

Common stock, $1 par, 20,000,000 shares authorized, 10,957,502 shares outstanding at March 31, 2020 and 11,071,540 shares outstanding at December 31, 2019

10

11

11

11

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

7

7

7

7

7

7

7

7

7

7

7

7

7

7

6

6

Capital in excess of par value

153

158

159

160

78

78

77

77

76

76

75

75

75

75

74

74

74

75

75

76

77

57

57

56

58

58

57

57

57

57

57

56

56

56

56

27

27

Retained earnings

157

151

147

141

145

141

138

135

131

127

126

123

121

119

117

115

113

111

109

106

106

104

103

102

100

99

97

95

92

90

88

86

84

81

77

74

74

Accumulated other comprehensive income (loss), net

1

-0

-0

-1

-3

-5

-9

-7

-6

-3

-0

-1

-1

-1

2

3

3

2

3

2

4

3

4

5

3

2

2

2

6

7

8

7

6

6

5

2

-0

Total shareholders' equity

323

320

317

311

229

222

216

213

209

208

210

207

204

201

203

202

200

197

196

194

196

173

173

172

170

167

165

162

165

163

162

158

155

152

151

111

108

Total liabilities and shareholders' equity

2,495

2,478

2,454

2,418

1,868

1,862

1,806

1,824

1,817

1,816

1,780

1,764

1,715

1,678

1,615

1,601

1,582

1,547

1,512

1,524

1,540

1,346

1,319

1,300

1,299

1,307

1,324

1,294

1,294

1,283

1,305

1,290

1,323

1,304

1,305

846

833