American national bankshares inc. (AMNB)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash Flows from Operating Activities:
Net income

23,445

20,906

18,467

15,560

22,770

22,579

19,697

18,699

16,998

15,249

17,251

16,427

16,236

16,301

16,786

16,860

15,652

15,039

13,322

12,453

12,806

12,741

12,994

14,069

15,046

15,747

16,522

15,918

15,982

16,006

16,740

17,230

13,968

11,571

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses

1,393

456

-12

-23

-43

-103

-171

292

672

1,016

1,140

800

500

250

450

350

400

950

950

950

1,000

400

150

150

0

294

628

961

1,694

2,133

3,771

3,963

3,566

3,170

0

0

0

Depreciation

2,180

2,064

1,913

1,800

1,714

1,775

1,849

1,897

1,899

1,877

1,877

1,856

1,861

1,892

1,885

1,900

1,868

1,833

1,771

1,713

1,694

1,688

1,724

1,737

1,744

1,734

1,730

1,750

1,763

1,761

1,930

1,652

1,503

1,385

0

0

0

Net accretion of acquisition accounting adjustments

4,089

3,387

2,607

1,857

1,116

1,288

1,530

1,889

2,107

2,114

2,195

1,994

1,751

2,318

2,403

2,593

3,085

3,197

2,870

2,888

2,648

2,431

3,645

4,840

6,303

7,390

-10,218

-10,369

-9,884

-9,113

186

-94

-2,646

-5,400

0

0

0

Net accretion of acquisition accounting adjustments

4,089

3,387

2,607

1,857

1,116

1,288

1,530

1,889

2,107

2,114

0

0

0

-

-

-

-

-

-

-

-

-

0

0

0

-

-10,218

-10,369

-9,884

-9,113

186

-94

-2,646

-5,400

0

0

0

Core deposit intangible amortization

1,770

1,398

1,016

624

243

265

290

314

440

528

623

756

841

964

1,089

1,176

1,188

1,201

1,127

1,054

1,084

1,114

1,218

1,321

1,412

1,501

1,592

1,683

1,808

1,935

2,062

2,186

1,735

1,282

0

0

0

Net amortization of securities

-991

-1,100

-1,200

-1,371

-1,498

-1,617

-1,676

-1,694

-1,719

-1,831

-2,061

-2,318

-2,534

-2,678

-2,692

-2,707

-2,726

-2,720

-2,681

-2,601

-2,547

-2,535

-2,644

-2,844

-3,038

-3,158

-3,211

-3,211

-3,257

-3,261

-3,230

-2,922

-2,361

-1,836

0

0

0

Net gain on sale or call of securities available for sale

1,084

274

242

213

77

81

303

230

561

812

765

838

729

836

975

908

923

867

554

863

776

505

493

182

33

192

201

197

356

158

177

177

-2

-1

0

0

0

Net change in fair value of equity securities

-

333

63

-30

248

42

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized holding gains on equity securities

-

333

63

-30

248

42

312

402

113

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans held for sale

2,582

2,439

2,072

1,913

1,818

1,862

1,983

1,932

1,686

1,765

1,696

1,588

1,624

1,328

1,176

1,074

1,108

1,041

968

938

834

883

925

1,032

1,270

1,705

1,955

2,131

2,135

1,958

0

0

0

-

-

-

-

Gain on sale of loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Proceeds from sales of loans held for sale

114,049

103,760

91,280

83,417

78,019

80,600

86,994

88,457

87,903

92,733

91,173

89,884

85,574

76,928

67,996

62,285

62,223

57,421

54,470

51,954

48,176

52,592

54,066

60,160

72,152

92,189

103,414

111,793

105,805

94,555

89,743

73,140

66,023

52,169

0

0

0

Originations of loans held for sale

112,881

102,708

92,920

82,373

75,661

77,739

83,559

86,442

86,137

86,611

88,087

85,983

85,037

78,330

68,598

63,183

59,964

59,030

55,689

53,618

47,889

49,565

50,033

55,148

67,876

79,392

97,260

104,545

104,291

100,119

92,629

78,488

66,924

54,150

0

0

0

Net gain on other real estate owned

139

120

115

95

-12

-14

-40

6

-13

-22

13

-11

-25

-72

-86

111

108

185

165

-76

44

66

99

98

120

85

304

146

154

388

559

1,031

834

574

0

0

0

Valuation allowance on other real estate owned

-

68

70

64

36

30

85

91

117

143

86

154

129

156

156

99

117

86

108

85

66

68

789

822

1,024

1,070

550

577

567

502

0

0

0

-

-

-

-

Valuation allowance on foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Net loss on sale or disposal of premises and equipment

0

-

-

-

-

60

73

347

347

344

337

-1

-10

-9

7

-2

7

11

-15

-5

-5

-10

0

0

0

-

-

-

-

503

618

609

609

114

0

0

0

Stock-based compensation expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

63,000

63,000

0

0

0

Equity based compensation expense

1,632

1,541

1,541

1,507

1,231

1,196

1,100

1,049

985

1,016

976

936

889

824

776

737

781

692

689

706

636

647

647

624

594

574

594

617

684

738

789

784

686

596

0

0

0

Earnings on bank owned life insurance

677

630

581

531

481

481

294

293

296

297

493

496

497

505

507

509

512

510

493

476

560

447

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Deferred income tax expense

1,646

1,068

558

805

780

556

2,882

2,306

3,031

3,471

3,270

3,783

3,036

882

-1,337

-105

168

1,741

1,135

-80

-188

49

3,808

4,110

2,161

2,024

1,512

1,445

5,751

5,557

5,802

5,646

2,775

3,053

0

0

0

Net change in interest receivable

-1,077

-980

-778

-73

428

218

448

473

463

148

210

-154

-226

967

205

505

67

-744

-1,317

-430

-82

-207

756

-237

-139

30

-288

-296

-349

-383

557

118

73

-66

0

0

0

Net change in other assets

-10,407

-10,157

-5,255

-9,655

58

100

290

22

673

379

1,928

2,773

2,623

1,390

-1,460

-2,279

-2,717

-1,778

2,400

1,536

1,548

2,057

2,977

3,388

-41

898

-4,945

-8,398

-383

-2,183

2,404

6,092

1,236

1,306

0

0

0

Net change in interest payable

-545

-574

57

216

148

121

105

62

124

51

25

-58

-89

-32

-5

69

25

16

9

-43

19

-23

-74

-114

-165

-145

-100

-57

-62

-77

51

72

3

-36

0

0

0

Net change in other liabilities

-1,388

-780

-2,265

-1,454

-209

723

1,121

1,454

93

284

10

-962

153

867

644

1,668

277

-118

-235

-170

-50

524

-237

-267

-523

147

-2,098

-1,073

-155

-1,617

-279

-1,901

-25

-34

0

0

0

Net cash provided by operating activities

35,762

32,680

21,353

26,693

26,255

27,502

26,876

24,279

21,611

25,751

22,768

22,388

19,664

16,117

18,807

21,144

22,368

19,262

14,220

11,415

13,578

16,598

18,047

20,349

20,604

28,144

24,586

30,160

22,049

14,606

14,361

7,087

13,764

12,867

0

0

0

Cash Flows from Investing Activities:
Proceeds from sales of equity securities

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of equity securities

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of securities available for sale

0

-

-

-

-

57,607

58,107

22,566

36,450

55,903

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

17,313

17,313

24,472

15,425

7,429

14,619

15,426

13,667

13,663

6,473

2,057

2,623

2,626

2,626

6,835

4,208

0

0

0

-

-

-

-

Proceeds from maturities, calls and paydowns of securities available for sale

200,060

123,915

83,208

53,424

39,369

30,607

36,517

42,322

49,336

52,397

63,670

103,375

127,241

140,483

168,479

128,321

124,132

122,984

96,208

100,401

80,789

78,350

64,732

57,371

67,003

53,792

55,466

64,475

58,687

65,833

64,934

57,968

56,063

69,011

0

0

0

Purchases of securities available for sale

207,310

155,746

76,871

66,666

85,868

106,575

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in restricted stock

-

-

-

-

-

863

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (increase) decrease in loans

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities, calls and paydowns of securities held to maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,276

0

0

0

Purchases of securities available for sale

-

-

-

-

-

-

-

-

-

-

50,533

89,153

113,962

168,069

182,285

153,424

157,211

120,040

117,214

106,329

79,628

89,151

59,458

73,239

86,734

79,830

90,272

83,066

71,137

73,535

80,888

109,119

110,317

114,972

0

0

0

Net change in restricted stock

0

-

-

-

0

-

-

-

-

-

-497

139

137

912

698

184

376

358

359

-306

30

-355

-356

184

-347

-398

-399

-1,388

-1,143

-732

0

0

0

-

-

-

-

Net change in restricted stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Net increase in loans

0

-

-

-

0

-

-

-

-

-

211,103

229,168

184,185

157,198

100,260

72,996

66,533

48,318

48,455

53,926

66,748

44,658

14,701

15,343

-13,969

368

-3,822

-15,832

-25,643

-37,240

-24,901

-40,953

-33,455

-27,444

0

0

0

Proceeds from sale of premises and equipment

-

-

-

-

-

234

239

677

677

653

647

0

0

1

3

3

3

44

42

42

42

0

0

0

0

-

-

-

-

572

875

721

752

189

0

0

0

Purchases of premises and equipment

4,069

3,555

3,471

3,090

2,771

2,723

1,782

1,841

2,330

2,648

5,265

5,083

4,127

3,613

807

1,142

1,275

1,474

1,567

1,384

1,278

1,049

827

551

806

865

828

706

228

699

1,779

2,058

2,280

1,734

0

0

0

Proceeds from sales of other real estate owned

1,208

1,289

1,351

1,412

1,089

911

1,592

1,729

1,181

1,171

402

149

275

923

1,050

1,940

2,504

2,135

2,182

1,442

1,771

1,687

1,824

3,386

3,199

3,612

4,617

4,080

5,590

6,051

5,789

6,012

3,731

2,965

0

0

0

Cash paid in bank acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid in bank acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Cash acquired in bank acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18,173

18,173

18,173

18,173

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by investing activities

4,172

-4,570

32,342

25,862

-50,413

-39,901

-70,995

-120,999

-127,226

-147,856

-142,580

-160,914

-133,224

-175,366

-97,205

-80,169

-74,284

-17,364

-49,496

-32,591

-37,418

-40,799

5,589

-22,087

-965

-20,638

-24,192

4,616

26,520

40,380

19,627

33,503

19,340

21,029

0

0

0

Cash Flows from Financing Activities:
Net change in demand, money market, and savings deposits

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in demand, money market, and savings deposits

-

-

-

-

-

-

0

0

132,787

-

176,439

178,613

153,474

126,435

85,519

60,592

59,049

70,879

51,878

80,087

76,657

43,943

23,070

31,405

50,943

49,978

58,150

45,209

1,715

-6,801

-19,829

-27,695

4,560

25,924

0

0

0

Net change in time deposits

-63,285

-30,899

-27,506

-24,509

-5,140

-21,701

-18,689

-17,088

10,360

4,803

-2,242

-14,157

-29,801

-18,455

-5,960

3,919

-9,077

-21,089

-13,522

-19,046

-22,480

-25,781

-43,093

-41,930

-37,268

-19,692

-39,101

-40,839

-38,204

-23,760

8,327

-8,448

-13,128

-27,220

0

0

0

Net change in customer repurchase agreements

6,169

5,232

9,820

30,446

25,479

24,517

-14,136

-41,506

-37,310

-28,440

-850

-5,087

5,592

-1,445

511

3,246

-11,480

-12,869

-8,366

11,703

19,511

14,002

7,919

-3,552

-12,513

-10,464

-1,735

-4,141

-1,985

4,367

2,003

-4,216

4,780

-1,509

0

0

0

Net change in other short-term borrowings

-

-

-

-

-

24,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in other short-term borrowings

-

-

-

-

-

-

-

-

-

-

-15,000

0

0

20,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-3,000

0

0

0

-3,110

0

0

0

Net change in long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-150

-150

-148

-149

-149

-149

-152

-4,150

-8,151

0

0

0

Common stock dividends paid

11,732

10,965

10,152

9,329

8,718

8,702

8,684

8,581

8,484

8,384

8,287

8,280

8,274

8,266

8,273

8,196

8,126

8,068

7,807

7,621

9,206

7,237

7,241

7,250

5,477

7,248

7,238

7,227

7,220

7,212

7,202

7,195

6,808

6,421

0

0

0

Repurchase of common stock

0

-

-

-

-

-

-

-

-

-

-

-

-

1,292

1,990

3,534

4,470

3,506

2,808

1,183

-311

1,508

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from exercise of stock options

427

688

609

664

1,066

861

860

815

125

113

155

114

156

142

491

625

686

789

841

707

604

442

0

0

0

-

-

-

-

118

118

45

46

173

0

0

0

Net cash provided by (used in) financing activities

-1,225

-12,783

18,879

-30,983

18,366

24,177

10,942

44,133

87,478

121,375

150,215

151,114

120,819

117,119

85,298

56,652

26,582

26,136

20,216

52,647

65,359

23,823

-20,928

-10,733

-5,938

12,733

10,235

-6,971

-45,770

-36,437

-19,884

-50,864

-17,903

-23,517

0

0

0

Net Increase in Cash and Cash Equivalents

38,709

15,327

72,574

21,572

-5,792

11,778

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Increase (Decrease) in Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-

-

30,403

12,588

7,259

-42,130

6,900

-2,373

-25,334

28,034

-15,060

31,471

41,519

-378

2,708

-12,471

13,701

20,239

10,629

27,805

2,799

18,549

14,104

-10,274

15,201

10,379

0

0

0