American national bankshares inc. (AMNB)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest and Dividend Income:
Interest and fees on loans

88,367

82,684

76,218

68,810

60,947

59,966

58,911

58,243

57,229

55,276

53,032

50,670

48,560

47,971

47,638

47,080

47,205

46,860

44,870

43,260

41,180

39,257

40,362

41,598

43,269

44,817

45,818

46,139

47,464

49,189

52,105

53,194

47,129

40,688

32,801

27,362

0

0

0

Interest on federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6

6

5

4

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest and dividends on securities:
Taxable

7,898

7,682

7,365

7,043

6,603

6,106

5,703

5,243

4,836

4,666

4,503

4,507

4,524

4,454

4,397

4,337

4,181

4,072

3,946

3,812

3,786

3,775

3,806

3,733

3,616

3,530

3,488

3,638

3,843

4,044

4,279

4,476

4,505

4,595

4,699

4,782

0

0

0

Tax-exempt

602

777

958

1,186

1,370

1,502

1,643

1,741

1,827

2,043

2,332

2,639

2,947

3,135

3,289

3,421

3,544

3,681

3,753

3,820

3,896

3,971

4,077

4,167

4,196

4,213

4,215

4,218

4,250

4,280

4,307

4,262

4,012

3,646

3,178

2,718

0

0

0

Dividends

499

451

405

352

325

321

319

314

320

319

316

313

322

334

346

363

355

346

333

314

303

296

290

285

265

245

234

219

217

213

198

181

155

131

112

101

0

0

0

Other interest income

1,259

1,261

1,210

1,024

951

873

781

873

813

734

542

385

327

276

284

231

214

204

179

186

171

156

145

151

155

151

139

120

99

80

62

71

67

127

202

261

0

0

0

Total interest and dividend income

98,625

92,855

86,156

78,415

70,196

68,768

67,357

66,414

65,025

63,038

60,725

58,514

56,680

56,170

55,954

55,433

55,501

55,169

53,087

51,397

49,340

47,455

48,680

49,934

51,501

52,956

53,894

54,334

55,873

57,806

60,951

62,184

55,868

49,187

40,992

35,224

0

0

0

Interest Expense:
Interest on deposits

13,983

13,143

11,987

10,380

8,733

8,086

7,459

6,940

6,419

5,794

5,282

5,044

5,006

5,103

5,130

5,044

4,914

4,811

4,727

4,642

4,619

4,654

4,827

5,045

5,253

5,460

5,695

6,082

6,442

6,843

7,248

7,602

7,460

7,203

6,968

6,536

0

0

0

Interest on short-term borrowings

607

650

657

524

348

186

120

143

155

173

98

50

37

10

8

6

7

9

8

10

10

9

10

9

21

40

61

91

128

150

208

257

288

325

337

354

0

0

0

Interest on long-term borrowings

-

-

0

0

-

-

0

0

-

-

325

324

324

325

324

325

325

324

325

325

325

325

326

326

327

329

329

331

333

335

337

339

260

229

209

186

0

0

0

Interest on subordinated debt

0

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on junior subordinated debt

1,554

1,554

1,562

1,555

1,496

1,402

1,280

1,164

1,079

1,028

990

940

909

878

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on junior subordinated debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

764

778

795

813

810

795

886

1,023

1,172

1,327

0

0

0

Total interest expense

16,647

15,728

14,465

12,595

10,577

9,674

8,912

8,382

7,869

7,291

6,695

6,358

6,276

6,316

6,302

6,184

6,030

5,904

5,811

5,722

5,696

5,730

5,905

6,126

6,351

6,583

6,849

7,282

7,698

8,141

8,603

8,993

8,894

8,780

8,686

8,403

0

0

0

Net Interest Income

81,978

77,127

71,691

65,820

59,619

59,094

58,445

58,032

57,156

55,747

54,030

52,156

50,404

49,854

49,652

49,249

49,471

49,265

47,276

45,675

43,644

41,725

42,775

43,808

45,150

46,373

47,045

47,052

48,175

49,665

52,348

53,191

46,974

40,407

32,306

26,821

0

0

0

Provision for loan losses

1,393

456

-12

-23

-43

-103

-171

292

672

1,016

1,140

800

500

250

450

350

400

950

950

950

1,000

400

150

150

0

294

628

961

1,694

2,133

3,771

3,963

3,566

3,170

1,633

1,393

0

0

0

Net Interest Income After Provision for Loan Losses

80,585

76,671

71,703

65,843

59,662

59,197

58,616

57,740

56,484

54,731

52,890

51,356

49,904

49,604

49,202

48,899

49,071

48,315

46,326

44,725

42,644

41,325

42,625

43,658

45,150

46,079

46,417

46,091

46,481

47,532

48,577

49,228

43,408

37,237

30,673

25,428

0

0

0

Noninterest Income:
Trust fees

-

-

3,734

3,756

-

3,783

3,973

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

2,747

2,569

-

2,455

2,431

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other fees and commissions

-

-

3,386

3,039

-

2,637

2,595

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage banking income

-

-

2,072

1,913

-

1,862

2,104

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities gains, net

1,098

607

305

183

325

123

393

741

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trust fees

-

-

-

-

-

-

-

-

-

-

-

-

3,773

-

3,801

3,869

3,913

3,935

4,028

4,014

4,026

4,196

4,211

4,296

4,223

3,689

3,538

3,387

3,409

3,703

3,608

3,603

3,515

3,561

3,569

3,449

0

0

0

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

2,079

-

2,043

2,050

2,061

2,066

1,993

1,913

1,819

1,735

1,745

1,756

1,754

1,750

1,732

1,694

1,678

1,757

1,882

2,043

2,030

1,963

1,874

1,782

0

0

0

Other fees and commissions

-

-

-

-

-

-

-

-

-

-

-

-

2,681

-

2,581

2,510

2,461

2,377

2,274

2,161

2,047

1,903

1,887

1,879

1,849

1,864

1,838

1,788

1,770

1,768

1,750

1,758

1,651

1,510

1,373

1,232

0

0

0

Mortgage banking income

-

-

-

-

-

-

-

-

-

-

-

-

1,950

-

1,502

1,366

1,390

1,320

1,233

1,199

1,085

1,126

1,175

1,297

1,553

2,008

2,282

2,433

2,421

2,234

2,135

1,894

1,646

1,262

1,220

1,189

0

0

0

Securities gains, net

-

-

-

-

-

-

-

-

-

-

-

-

729

-

975

908

923

867

554

863

776

505

493

182

33

192

201

197

356

158

177

177

-2

-1

49

53

0

0

0

Brokerage fees

785

721

708

697

720

795

829

876

859

829

810

800

831

843

901

947

935

946

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income from Small Business Investment Companies

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income from Small Business Investment Companies

-

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income from Small Business Investment Companies

0

-

-

-

0

-

-

-

365

-

343

257

323

463

723

822

844

912

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Losses on premises and equipment, net

0

-

0

0

-

-

0

0

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

1,296

1,213

1,107

1,039

911

922

979

992

1,020

975

983

983

1,122

1,140

1,066

1,054

890

853

252

464

608

892

996

883

867

843

1,318

1,333

1,312

1,790

1,759

1,844

1,667

949

813

538

0

0

0

Total noninterest income

16,214

15,170

14,302

13,511

13,392

13,274

14,080

14,504

14,289

14,227

14,144

13,460

13,479

13,505

13,602

13,537

13,428

13,287

12,261

12,187

11,629

11,176

10,988

10,774

10,760

10,827

10,909

10,832

10,946

11,410

11,311

11,319

10,507

9,244

8,898

8,243

0

0

0

Noninterest Expense:
Salaries

26,067

24,672

23,139

22,129

20,176

20,509

20,602

20,389

20,027

19,829

19,300

18,854

18,152

17,568

16,792

16,345

16,622

16,554

16,432

15,967

15,297

14,688

14,397

14,293

14,158

14,059

14,484

14,807

15,113

15,785

15,555

15,298

14,035

12,409

11,303

10,223

0

0

0

Employee benefits

5,414

5,343

5,070

4,739

4,425

4,370

4,304

4,316

4,266

4,274

3,918

3,904

3,898

3,829

4,299

4,294

4,350

4,311

3,582

3,352

3,088

2,988

3,847

3,904

3,924

3,848

3,569

3,493

3,425

3,604

3,442

3,393

3,218

2,681

2,460

2,362

0

0

0

Occupancy and equipment

5,699

5,417

5,044

4,665

4,334

4,378

4,417

4,499

4,547

4,487

4,451

4,304

4,215

4,246

4,297

4,387

4,352

4,425

4,238

4,077

3,963

3,727

3,672

3,672

3,634

3,614

3,730

3,726

3,902

3,951

3,830

3,817

3,465

3,199

3,043

2,825

0

0

0

FDIC assessment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC assessment

-

-

244

553

-

537

549

553

555

538

529

529

588

647

704

751

753

750

726

698

668

647

648

654

650

647

647

568

620

692

685

695

679

651

699

804

0

0

0

Bank franchise tax

1,780

1,644

1,304

1,184

1,063

1,054

1,140

1,125

1,097

1,072

1,021

1,002

995

995

992

955

919

898

907

903

914

901

855

826

780

745

711

697

694

690

744

777

771

763

725

687

0

0

0

Core deposit intangible amortization

1,770

1,398

1,016

624

243

265

290

314

440

528

623

756

841

964

1,089

1,176

1,188

1,201

1,127

1,054

1,084

1,114

1,218

1,321

1,412

1,501

1,592

1,683

1,808

1,935

2,062

2,186

1,735

1,282

828

378

0

0

0

Data processing

2,798

2,567

2,220

2,051

1,801

1,691

1,859

1,914

1,949

2,014

1,952

1,914

1,871

1,828

1,754

1,683

1,707

1,725

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Data processing

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,410

1,354

1,319

1,248

0

0

0

-

-

-

-

-

-

-

-

-

-

Software

1,327

1,295

1,245

1,265

1,298

1,279

1,257

1,253

1,170

1,144

1,124

1,122

1,125

1,143

1,180

1,169

1,172

1,158

1,124

1,082

1,040

1,019

1,009

959

973

923

0

0

0

-

-

-

-

-

-

-

-

-

-

Other real estate owned, net

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned, net

-

-

37

36

-

122

231

247

290

303

224

267

275

336

324

93

150

99

152

419

277

240

990

1,094

1,296

1,523

779

946

924

528

398

442

0

-

0

0

-

-

-

Foreclosed real estate, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Merger related expenses

-

11,782

12,194

12,194

1,323

872

0

0

0

-

-

-

-

-

-

-

-

1,998

2,460

2,641

1,139

780

268

0

0

-

0

-

-

19

122

512

1,549

1,607

1,534

1,144

0

0

0

Other

12,195

11,806

11,162

10,347

9,189

9,169

8,980

8,825

8,803

8,694

9,080

8,727

8,364

8,245

7,426

7,438

7,562

7,424

7,567

7,566

7,150

7,006

7,205

7,070

7,064

6,997

5,631

6,151

6,751

7,899

8,694

8,584

7,720

6,257

5,869

5,035

0

0

0

Total noninterest expense

68,479

66,074

62,675

59,787

44,473

44,246

43,629

43,435

43,144

42,883

42,222

41,379

40,324

39,801

38,907

38,428

40,414

40,543

40,020

39,459

36,182

34,558

35,519

35,147

35,210

35,105

34,204

34,629

35,034

36,643

36,269

35,953

34,148

30,000

26,902

24,212

0

0

0

Income Before Income Taxes

28,320

25,767

23,330

19,567

28,581

28,225

29,067

28,809

27,629

26,075

24,812

23,437

23,059

23,308

23,897

24,008

22,085

21,059

18,567

17,453

18,091

17,943

18,094

19,285

20,700

21,801

23,122

22,294

22,393

22,299

23,619

24,594

19,767

16,481

12,669

9,459

0

0

0

Income Taxes

4,875

4,861

4,863

4,007

5,811

5,646

9,370

10,110

10,631

10,826

7,561

7,010

6,823

7,007

7,111

7,148

6,433

6,020

5,245

5,000

5,285

5,202

5,100

5,216

5,654

6,054

6,600

6,376

6,411

6,293

6,879

7,364

5,799

4,910

3,522

2,427

0

0

0

Net Income

23,445

20,906

18,467

15,560

22,770

22,579

19,697

18,699

16,998

15,249

17,251

16,427

16,236

16,301

16,786

16,860

15,652

15,039

13,322

12,453

12,806

12,741

12,994

14,069

15,046

15,747

16,522

15,918

15,982

16,006

16,740

17,230

13,968

11,571

9,147

7,032

0

0

0

Dividends on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

0

-

Net Income Per Common Share:
Net income available to common shareholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

0

-

Basic (in dollars per share)

0.77

0.63

0.78

-0.11

0.69

0.58

0.66

0.69

0.67

0.24

0.55

0.50

0.47

0.48

0.46

0.47

0.48

0.53

0.47

0.33

0.40

0.37

0.40

0.41

0.44

0.39

0.54

0.54

0.53

0.50

0.46

0.55

0.53

0.67

0.52

0.16

0.29

0.36

0.33

Diluted (in dollars per share)

0.77

0.62

0.78

-0.11

0.69

0.57

0.66

0.69

0.67

0.25

0.55

0.49

0.47

0.48

0.46

0.47

0.48

0.53

0.47

0.33

0.40

0.37

0.40

0.41

0.44

0.40

0.54

0.53

0.53

0.51

0.46

0.54

0.53

0.67

0.52

0.16

0.29

0.36

0.33

Weighted Average Common Shares Outstanding:
Basic (in shares)

11,025

11,126

11,127

11,126

8,745

8,717

8,712

8,692

8,669

8,648

8,644

8,640

8,633

8,615

8,608

8,610

8,611

8,622

8,668

8,707

8,723

7,850

7,841

7,872

7,904

7,884

7,877

7,867

7,861

7,844

7,838

7,832

7,822

-6,129,626

7,800

6,154

6,143,602

6,125

6,123

Diluted (in shares)

11,031

11,154

11,138

11,126

8,745

8,722

8,718

8,704

8,687

8,668

8,663

8,659

8,651

8,629

8,618

8,619

8,617

8,628

8,676

8,715

8,732

7,861

7,851

7,879

7,917

7,897

7,892

7,876

7,871

7,844

7,855

7,849

7,833

-6,138,746

7,806

6,161

6,152,738

6,131

6,129

Fiduciary and Trust [Member]
Noninterest Income

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deposit Account [Member]
Noninterest Income

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Financial Service, Other [Member]
Noninterest Income

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage Banking [Member]
Noninterest Income

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-