American river bankshares (AMRB)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities:
Net income

1,432

1,507

1,571

1,276

1,146

1,125

1,153

1,269

1,353

-392

1,109

1,297

1,184

-

-

-

-

-

-

-

-

-

-

-

1,006

890

893

652

622

870

780

845

712

1,028

1,049

221

206

Net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,372

-

1,469

1,386

956

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses

495

180

120

180

180

125

50

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

100

100

0

410

375

580

0

550

1,700

1,375

Decrease in deferred loan origination fees and costs, net

64

-70

113

110

231

186

146

-109

16

25

-2

24

-27

26

-1

3

-29

18

19

24

5

-27

-12

72

-7

-94

-5

13

3

-17

19

28

42

236

-44

-44

-23

Depreciation and amortization

219

56

44

60

66

64

63

68

70

78

82

85

88

94

106

110

110

106

112

109

103

99

113

112

114

121

131

132

134

-

-

-

-

-

-

-

-

Gain on sale and call of investment securities

38

41

9

29

36

12

8

10

1

0

19

86

56

0

33

-1

282

0

33

51

167

108

83

17

0

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-210

616

200

193

173

186

187

Amortization of investment security premiums and discounts, net

-304

-338

-341

-372

-404

-435

-478

-699

-792

-799

-799

-832

-816

-781

-737

-720

-702

-690

-672

-796

-1,002

-1,085

-1,111

-1,213

-1,238

-10,160

1,471

1,493

1,422

-1,190

-1,083

-1,078

-982

-4,162

556

304

818

Gain on sale and call of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

11

64

0

326

25

2

Increase in cash surrender values of life insurance policies

84

87

83

83

81

79

77

76

75

79

81

79

78

83

79

82

78

77

80

81

78

82

73

64

65

308

-56

-51

46

465

-67

-67

-65

479

-69

-69

-68

Gain on life insurance death benefit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

236

0

0

-118

-

-

-

-

-

-

-

-

Gain on life insurance death benefit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Stock based compensation expense

98

70

93

92

83

-7

83

78

73

-37

109

100

101

82

82

85

82

71

74

71

55

47

48

38

33

34

34

30

33

30

46

46

33

46

48

36

72

Loss (gain) on sale or write-down of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

89

52

0

-259

-2

0

8

-76

-129

89

0

106

-218

-106

115

93

-347

-851

-212

-161

-1,768

189

232

28

(Increase)decrease in accrued interest receivable and other assets

407

1,002

-82

-48

-349

288

-2,767

1,875

729

-44

483

-284

382

-1,199

86

148

-769

750

135

99

-261

-41

-95

477

-639

-4,037

-302

1,361

1,157

396

-121

89

-492

-609

-27

70

301

Decrease in accrued interest payable and other liabilities

-2,380

1,649

762

-67

-656

258

392

-815

241

174

95

-829

387

-1,721

3,703

-707

-856

328

831

-107

-591

382

720

-572

-159

157

452

-238

-467

152

-1,789

2,025

-383

-

-

-

-

Decrease in accrued interest payable and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,792

Net cash provided by operating activities

-425

2,099

2,808

1,739

1,224

1,772

4,755

-553

1,708

1,959

1,905

1,580

2,087

954

5,524

1,280

2,107

2,282

2,992

1,891

1,612

2,302

2,778

1,196

2,707

2,322

2,496

3,604

3,025

-

-

-

-

-

1,843

3,404

1,102

Cash flows from investing activities:
Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,205

5,002

2,606

-

-

-

-

Proceeds from the sale of available-for-sale investment securities

4,229

20,112

13,538

27,653

2,022

2,250

10,310

14,443

0

1

13,683

9,133

8,472

-1

4,369

0

8,287

0

8,381

5,473

9,910

12,576

8,596

2,632

0

-

-

-

-

7,067

2,957

830

4,713

-

-

-

-

Proceeds from called available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

195

-

35

673

472

Purchases of available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24,010

32,720

10,755

46,051

22,600

11,416

13,141

Proceeds from called available-for-sale investment securities

-

-

-

-

-

640

0

1,499

0

0

0

0

145

385

1,165

0

0

-

-

-

-

890

0

165

105

-

-

-

-

-37,970

14,881

12,064

11,220

9,397

6,892

5,811

6,345

Proceeds from called available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

195

185

35

673

472

Proceeds from matured available-for-sale investment securities

0

225

2,000

0

3,000

0

0

-500

500

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-165

270

-

-

-

-

0

160

500

165

115

185

0

130

Purchases of available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-63,133

175

12,298

-12,298

-37,297

-18,152

-16,126

-11,474

-20,552

-31,012

-40,983

-27,425

-97,749

310

515

449

497

480

502

677

Purchases of available-for-sale investment securities

4,987

-

40,497

11,779

4,702

-

20,094

21,823

39,933

-

17,642

18,592

26,827

-

18,733

5,745

3,130

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from principal repayments for available-for-sale investment securities

10,848

13,330

12,073

11,070

10,232

11,125

12,091

11,238

9,867

11,382

10,255

10,744

10,769

12,821

12,137

11,570

10,042

11,049

13,876

13,189

11,128

11,137

10,615

9,985

9,277

11,314

14,619

16,203

15,528

-

-

-

-

-

-

-

-

Proceeds from principal repayments for held-to-maturity investment securities

8

8

8

13

15

19

19

27

21

26

25

27

27

25

32

33

50

51

66

62

60

73

80

77

94

118

195

403

218

-

-

-

-

-

-

-

-

Net increase in interest-bearing deposits in banks

-

-

-

-

-

-

-

-

-

-

0

0

249

-

0

0

249

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease (increase) in loans

-8,164

20,521

5,457

16,874

11,746

-2,666

21,023

-8,405

-9,662

-13,401

6,394

2,153

-10,090

11,191

7,547

12,859

1,467

-690

14,402

14,217

3,050

10,082

953

-8,827

3,724

3,314

2,119

-9,783

6,091

-

-

-

-

-

-

-

-

Purchases of loans

2,837

-

6,082

5,597

5,694

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net proceeds from sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

742

295

0

710

229

0

73

851

449

1,728

0

106

213

2,774

786

3,743

-

-

-

-

-

-

-

-

Net decrease in loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-2,287

-5,925

-5,961

-

-8,739

-7,262

-9,935

Net proceeds from sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

564

340

467

817

210

152

526

Death benefit from life insurance policy

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

419

-

-

-

-

-

-

-

-

Capitalized additions to other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

0

299

-112

-

-

-

-

-

-

-

-

Purchases of equipment

24

30

125

45

146

63

51

29

35

10

33

18

68

197

60

-33

151

78

86

19

136

86

49

184

137

40

39

95

-44

-149

131

77

75

257

281

148

163

Net increase in FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-111

-144

-138

Net cash used in investing activities

15,401

-9,191

-24,542

4,114

-7,019

-22,927

-17,399

13,260

-19,918

-1,910

289

918

2,359

-16,600

-8,342

-6,368

14,092

-9,514

-4,851

-11,753

6,465

-22,148

575

4,719

-5,483

-9,538

-13,965

-20,309

-1,582

-

-

-

-

-

3,345

3,611

4,919

Cash flows from financing activities:
Net cash (used in) provided by investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-2,982

-12,534

12,340

-

-

-

-

Net increase (decrease) in demand, interest-bearing and savings deposits

1,193

4,350

33,946

8,030

-17,895

3,778

-5,297

-16,324

44,041

5,727

13,596

-11,760

6,989

-1,397

19,910

3,038

-5,823

10,914

10,857

11,250

-9,907

313

20,628

-7,569

18,173

-5,665

25,917

-2,590

-7,477

14,033

-6,352

-2,524

11,556

222

11,324

-9,848

7,980

Net decrease in time deposits

-2,894

-12,417

-2,179

728

-400

11,076

-199

-2,547

66

-589

-534

-1,322

-833

38

322

-924

-1,048

-1,593

-1,471

-426

373

-15

-1,091

-2,465

-971

-1,229

-2,990

-609

77

-2,502

-2,477

1,496

2,741

-1,526

-2,998

-797

-7,194

Net decrease in other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,000

-

-

-

-

Cash paid to repurchase common stock

-

-

-

-

-

119

0

555

4,099

3,635

0

3,035

1,971

0

0

3,616

3,798

0

3,898

0

3,945

0

0

905

3,243

3,094

0

5,563

-1,657

0

0

3,150

1,044

-

-

-

-

(Decrease) increase in short-term borrowings

-4,000

-

3,000

-17,000

14,000

-

0

3,000

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from stock option exercise

0

0

0

0

95

66

0

58

65

0

291

33

27

0

9

4

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid

412

-

-

-

293

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

-2,000

6,500

-5,000

-

-

-

-

-

-

-

-

-

-

-

-5,000

Cash dividends paid

-

-

-

-

-

2,013

-294

-294

-307

2,268

-318

-325

-332

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-6,114

-4,480

31,354

-5,536

-4,493

14,508

-5,790

-19,662

39,766

1,185

13,035

-16,409

3,880

141

23,241

-1,498

-10,669

9,321

5,488

10,824

-13,479

298

19,537

-10,939

8,959

-9,988

22,927

-7,448

-9,057

-

-

-

-

-

10,326

-5,645

-4,214

Net cash (used in) provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-4,829

-4,178

8,253

-

-

-

-

Increase (decrease) in cash and cash equivalents

8,862

-11,572

9,620

317

-10,288

-6,647

-18,434

-6,955

21,556

1,234

15,229

-13,911

8,326

-15,505

20,423

-6,586

5,530

2,089

3,629

962

-5,402

-19,548

22,890

-5,024

6,183

-17,204

11,458

-24,603

-7,164

26,810

-6,606

-11,710

23,199

-26,794

15,514

1,370

1,807

Supplemental noncash disclosures:
Right of use asset and obligation recorded upon adoption of ASU 2016-02

0

-

0

0

3,570

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid during the year for:
Cash paid during the year for interest expense

533

-

-

-

551

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid during the year for income taxes

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-cash investing activities:
Cash and cash equivalents at beginning of year

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55,461

-

-

-

-

-

-

-

-

Cash and cash equivalents at end of period

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

47,847

-

-

-

-

-

-

-

-