American river bankshares (AMRB)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities:
Net income

5,786

5,500

5,118

4,700

4,693

4,900

3,383

3,339

3,367

3,198

0

0

0

-

-

-

-

-

-

-

-

-

-

-

3,441

3,057

3,037

2,924

3,117

3,207

3,365

3,634

3,010

2,504

0

0

0

Net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses

975

660

605

535

355

175

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

200

200

610

885

1,365

1,365

1,505

2,830

3,625

0

0

0

Decrease in deferred loan origination fees and costs, net

217

384

640

673

454

239

78

-70

63

20

21

22

1

-1

-9

11

32

66

21

-10

38

26

-41

-34

-93

-83

-6

18

33

72

325

262

190

125

0

0

0

Depreciation and amortization

379

226

234

253

261

265

279

298

315

333

349

373

398

420

432

438

437

430

423

424

427

438

460

478

498

518

0

0

0

-

-

-

-

-

-

-

-

Gain on sale and call of investment securities

117

115

86

85

66

31

19

30

106

161

161

175

88

314

314

314

366

251

359

409

375

208

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

799

1,182

752

739

0

0

0

Amortization of investment security premiums and discounts, net

-1,355

-1,455

-1,552

-1,689

-2,016

-2,404

-2,768

-3,089

-3,222

-3,246

-3,228

-3,166

-3,054

-2,940

-2,849

-2,784

-2,860

-3,160

-3,555

-3,994

-4,411

-4,647

-13,722

-11,140

-8,434

-5,774

3,196

642

-1,929

-4,333

-7,305

-5,666

-4,284

-2,484

0

0

0

Gain on sale and call of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

76

401

415

353

0

0

0

Increase in cash surrender values of life insurance policies

337

334

326

320

313

307

307

311

314

317

321

319

322

322

316

317

316

316

321

314

297

284

510

381

266

247

404

393

377

266

280

278

276

273

0

0

0

Gain on life insurance death benefit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

118

0

0

0

-

-

-

-

-

-

-

-

Gain on life insurance death benefit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Stock based compensation expense

353

338

261

251

237

227

197

223

245

273

392

365

350

331

320

312

298

271

247

221

188

166

153

139

131

131

127

139

155

155

171

173

163

202

0

0

0

Loss (gain) on sale or write-down of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-118

-209

-261

-253

-70

-197

-108

-116

66

-23

-218

-103

-116

-245

-990

-1,317

-1,571

-2,992

-1,952

-1,508

-1,319

0

0

0

(Increase)decrease in accrued interest receivable and other assets

1,279

523

-191

-2,876

-953

125

-207

3,043

884

537

-618

-1,015

-583

-1,734

215

264

215

723

-68

-298

80

-298

-4,294

-4,501

-3,617

-1,821

2,612

2,793

1,521

-128

-1,133

-1,039

-1,058

-265

0

0

0

Decrease in accrued interest payable and other liabilities

-36

1,688

297

-73

-821

76

-8

-305

-319

-173

-2,068

1,540

1,662

419

2,468

-404

196

461

515

404

-61

371

146

-122

212

-96

-101

-2,342

-79

5

0

0

0

-

-

-

-

Decrease in accrued interest payable and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Net cash provided by operating activities

6,221

7,870

7,543

9,490

7,198

7,682

7,869

5,019

7,152

7,531

6,526

10,145

9,845

9,865

11,193

8,661

9,272

8,777

8,797

8,583

7,888

8,983

9,003

8,721

11,129

11,447

0

0

0

-

-

-

-

-

0

0

0

Cash flows from investing activities:
Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Proceeds from the sale of available-for-sale investment securities

65,532

63,325

45,463

42,235

29,025

27,003

24,754

28,127

22,817

31,289

31,287

21,973

12,840

12,655

12,656

16,668

22,141

23,764

36,340

36,555

33,714

23,804

0

0

0

-

-

-

-

15,567

0

0

0

-

-

-

-

Proceeds from called available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Purchases of available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

113,536

112,126

90,822

93,208

0

0

0

Proceeds from called available-for-sale investment securities

-

-

-

-

-

2,139

1,499

1,499

0

145

530

1,695

1,695

1,550

0

0

0

-

-

-

-

1,160

0

0

0

-

-

-

-

195

47,562

39,573

33,320

28,445

0

0

0

Proceeds from called available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

380

415

1,088

1,365

0

0

0

Proceeds from matured available-for-sale investment securities

2,225

5,225

5,000

3,000

2,500

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

105

0

0

0

-

-

-

-

825

940

965

465

430

0

0

0

Purchases of available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-62,958

-37,122

-55,449

-83,873

-83,049

-66,304

-79,164

-104,021

-119,972

-197,169

-165,847

-124,349

-96,475

1,771

1,941

1,928

2,156

0

0

0

Purchases of available-for-sale investment securities

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from principal repayments for available-for-sale investment securities

47,321

46,705

44,500

44,518

44,686

44,321

44,578

42,742

42,248

43,150

44,589

46,471

47,297

46,570

44,798

46,537

48,156

49,242

49,330

46,069

42,865

41,014

41,191

45,195

51,413

57,664

0

0

0

-

-

-

-

-

-

-

-

Proceeds from principal repayments for held-to-maturity investment securities

37

44

55

66

80

86

93

99

99

105

104

111

117

140

166

200

229

239

261

275

290

324

369

484

810

934

0

0

0

-

-

-

-

-

-

-

-

Net increase in interest-bearing deposits in banks

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease (increase) in loans

34,688

54,598

31,411

46,977

21,698

290

-10,445

-25,074

-14,516

-14,944

9,648

10,801

21,507

33,064

21,183

28,038

29,396

30,979

41,751

28,302

5,258

5,932

-836

330

-626

1,741

0

0

0

-

-

-

-

-

-

-

-

Purchases of loans

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net proceeds from sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

1,747

1,234

939

1,012

1,153

1,373

3,101

3,028

2,283

2,047

3,093

3,879

7,516

0

0

0

-

-

-

-

-

-

-

-

Net decrease in loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Net proceeds from sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,188

1,834

1,646

1,705

0

0

0

Death benefit from life insurance policy

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

419

0

0

0

-

-

-

-

-

-

-

-

Capitalized additions to other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

186

0

0

0

-

-

-

-

-

-

-

-

Purchases of equipment

224

346

379

305

289

178

125

107

96

129

316

343

292

375

256

282

334

319

327

290

455

456

410

400

311

130

-59

33

15

134

540

690

761

849

0

0

0

Net increase in FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-393

0

0

0

Net cash used in investing activities

-14,218

-36,638

-50,374

-43,231

-34,085

-46,984

-25,967

-8,279

-20,621

1,656

-13,034

-21,665

-28,951

-17,218

-10,132

-6,641

-12,026

-19,653

-32,287

-26,861

-10,389

-22,337

-9,727

-24,267

-49,295

-45,394

0

0

0

-

-

-

-

-

0

0

0

Cash flows from financing activities:
Net cash (used in) provided by investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Net increase (decrease) in demand, interest-bearing and savings deposits

47,519

28,431

27,859

-11,384

-35,738

26,198

28,147

47,040

51,604

14,552

7,428

13,742

28,540

15,728

28,039

18,986

27,198

23,114

12,513

22,284

3,465

31,545

25,567

30,856

35,835

10,185

29,883

-2,386

-2,320

16,713

2,902

20,578

13,254

9,678

0

0

0

Net decrease in time deposits

-16,762

-14,268

9,225

11,205

7,930

8,396

-3,269

-3,604

-2,379

-3,278

-2,651

-1,795

-1,397

-1,612

-3,243

-5,036

-4,538

-3,117

-1,539

-1,159

-3,198

-4,542

-5,756

-7,655

-5,799

-4,751

-6,024

-5,511

-3,406

-742

234

-287

-2,580

-12,515

0

0

0

Net decrease in other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Cash paid to repurchase common stock

-

-

-

-

-

4,773

8,289

8,289

10,769

8,641

5,006

5,006

5,587

7,414

7,414

11,312

7,696

7,843

7,843

3,945

4,850

4,148

7,242

7,242

11,900

7,000

3,906

3,906

1,493

4,194

0

0

0

-

-

-

-

(Decrease) increase in short-term borrowings

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from stock option exercise

0

95

161

161

219

189

123

414

389

351

351

69

40

13

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-2,000

4,500

-500

0

0

0

-

-

-

-

-

-

-

-

-

-

-

0

Cash dividends paid

-

-

-

-

-

1,118

1,373

1,349

1,318

1,293

-975

-657

-332

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

15,224

16,845

35,833

-1,311

-15,437

28,822

15,499

34,324

37,577

1,691

647

10,853

25,764

11,215

20,395

2,642

14,964

12,154

3,131

17,180

-4,583

17,855

7,569

10,959

14,450

-3,566

0

0

0

-

-

-

-

-

0

0

0

Net cash (used in) provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Increase (decrease) in cash and cash equivalents

7,227

-11,923

-6,998

-35,052

-42,324

-10,480

-2,599

31,064

24,108

10,878

-5,861

-667

6,658

3,862

21,456

4,662

12,210

1,278

-20,359

-1,098

-7,084

4,501

6,845

-4,587

-24,166

-37,513

6,501

-11,563

1,330

31,693

-21,911

209

13,289

-8,103

0

0

0

Supplemental noncash disclosures:
Right of use asset and obligation recorded upon adoption of ASU 2016-02

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid during the year for:
Cash paid during the year for interest expense

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid during the year for income taxes

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-cash investing activities:
Cash and cash equivalents at beginning of year

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

Cash and cash equivalents at end of period

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-