American river bankshares (AMRB)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Sep'11Jun'11Sep'10Jun'10
Interest income:
Interest and fees on loans:
Taxable

4,675

-

4,397

4,086

3,818

-

3,405

3,483

3,328

-

3,496

3,458

3,430

-

3,617

3,445

3,362

-

3,541

3,617

3,278

-

3,348

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Exempt from Federal income taxes

230

-

186

194

149

-

127

128

128

-

110

133

133

-

189

173

172

-

92

189

17

-

7

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on Federal funds sold

0

0

0

0

5

80

120

98

50

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Taxable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,520

3,455

3,492

3,541

3,516

3,642

4,032

4,101

4,238

4,316

4,777

4,845

5,466

5,580

Interest on deposits in banks

34

50

71

36

44

10

10

7

6

4

4

3

2

2

2

2

1

0

2

2

1

1

1

1

1

1

1

0

1

0

2

3

3

7

5

-

-

Interest and dividends on investment securities:
Taxable

1,739

1,833

1,846

1,886

2,024

1,971

1,902

1,637

1,391

1,322

1,292

1,363

1,323

1,436

1,340

1,441

1,552

1,902

1,633

1,340

1,417

1,443

1,406

1,340

1,339

1,225

1,004

805

788

805

1,007

931

965

1,099

1,351

721

726

Exempt from Federal income taxes

37

39

55

74

92

97

102

145

163

159

180

159

157

144

156

162

184

225

190

156

189

203

198

200

201

214

210

221

220

298

224

148

226

187

166

157

162

Dividends

-

-

-

-

-

-

-

-

-

-

0

-5

-8

-

0

-6

-5

-

0

0

0

-

-6

-6

0

-

-1

-9

-

-

-

-

-

-

-

-

-

Total interest income

6,715

6,707

6,555

6,276

6,132

6,012

5,666

5,498

5,066

5,158

5,082

5,121

5,053

5,344

5,304

5,229

5,276

5,304

5,458

5,304

4,902

4,936

4,966

5,067

4,996

4,922

4,757

4,551

4,651

-

-

-

-

-

-

-

-

Dividends

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

4

0

-

-

-

-

Dividends

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5

Total interest income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,334

5,324

5,510

6,070

6,367

6,344

6,473

Interest expense:
Interest on deposits

440

520

545

524

489

414

346

324

275

234

224

203

194

185

179

182

184

222

202

179

214

252

253

254

262

279

286

301

331

362

395

418

435

541

592

718

761

Interest on borrowings

87

83

82

124

94

66

63

54

54

54

55

49

48

47

44

39

50

28

38

44

34

34

34

37

42

68

75

74

76

-

-

-

-

-

-

-

-

Interest on borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

75

64

67

99

86

120

130

Total interest expense

527

603

627

648

583

480

409

378

329

288

279

252

242

232

223

221

234

250

240

223

248

286

287

291

304

347

361

375

407

440

470

482

502

640

678

838

891

Net interest income

6,188

6,104

5,928

5,628

5,549

5,532

5,257

5,120

4,737

4,870

4,803

4,869

4,811

5,112

5,081

5,008

5,042

5,054

5,218

5,081

4,654

4,650

4,679

4,776

4,692

4,575

4,396

4,176

4,244

4,691

4,864

4,842

5,008

5,430

5,689

5,506

5,582

Provision for loan and lease losses

495

180

120

180

180

125

50

0

0

150

300

0

0

-676

-668

0

0

668

0

-668

0

-341

-200

0

0

0

0

100

100

0

410

375

580

550

1,700

2,025

2,011

Net interest income after provision for loan and lease losses

5,693

5,924

5,808

5,448

5,369

5,407

5,207

5,120

4,737

4,720

4,503

4,869

4,811

5,788

5,749

5,008

5,042

4,386

5,218

5,749

4,654

4,991

4,879

4,776

4,692

4,575

4,396

4,076

4,144

4,691

4,454

4,467

4,428

4,880

3,989

3,481

3,571

Noninterest income:
Service charges on deposit accounts

155

-

149

139

121

-

119

116

117

-

117

114

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of securities

38

41

9

29

36

12

8

10

1

-

19

86

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

117

-

124

127

129

125

132

124

117

128

129

149

156

152

140

147

151

161

173

194

196

185

187

201

232

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

56

-

33

-1

282

18

33

33

167

108

83

17

0

-

16

3

-

-

-

-

-

326

25

1

-7

Gain on life insurance death benefit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

118

-

-

-

64

-

-

-

-

Income from other real estate owned properties

-

-

-

-

-

-

-

-

-

-

-

-

-

173

0

0

106

177

87

0

71

75

78

105

107

74

79

71

92

-

-

-

233

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

11

0

-

-

-

-

Income from other real estate owned properties

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

261

-

-

-

-

-

-

Other noninterest income

259

-

259

253

254

-

250

254

254

-

241

239

246

-

242

237

237

-

238

242

230

-

230

237

239

-

227

227

264

-

277

489

200

239

242

239

235

Total noninterest income

452

439

417

421

411

384

377

380

372

361

377

439

419

529

399

363

754

541

490

399

585

647

520

508

502

480

462

448

625

675

712

694

693

750

454

441

460

Noninterest expense:
Salaries and employee benefits

2,865

2,893

2,898

2,744

2,781

2,929

2,551

2,517

2,206

2,584

2,102

2,064

2,170

2,101

2,073

2,101

2,160

2,000

2,185

2,073

2,270

2,297

2,242

2,117

2,120

2,104

2,020

2,175

2,217

1,920

2,104

2,033

2,203

2,219

2,043

1,926

1,980

Occupancy

256

255

256

255

257

259

267

262

262

260

262

262

269

290

295

292

298

301

294

295

293

290

295

296

307

309

301

301

301

315

299

299

296

275

290

314

334

Furniture and equipment

143

142

120

140

140

138

141

136

138

147

141

147

151

159

165

163

165

177

171

165

177

168

190

188

178

179

194

191

194

206

214

202

190

167

174

169

179

Federal Deposit Insurance Corporation assessments

27

78

-47

45

50

122

52

53

53

124

51

52

53

95

77

76

80

155

83

77

80

145

94

91

103

163

109

-16

126

210

140

141

142

172

242

383

359

Expenses related to other real estate owned

-5

-119

-7

-4

-4

-8

-10

3

-5

-8

-4

-12

-20

84

30

-20

-340

-147

-58

30

-147

-208

-34

-123

1

-909

-137

-195

305

-

-

-

-

-

-

-

-

Expenses related to other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

573

468

374

260

507

159

-

Other expense

920

858

859

960

1,028

873

982

863

686

816

752

831

767

723

766

763

748

709

641

766

846

740

807

884

946

687

775

766

859

1,064

889

908

907

893

941

1,021

1,203

Total noninterest expense

4,216

4,345

4,093

4,148

4,260

4,329

4,003

3,828

3,350

3,939

3,312

3,368

3,430

3,284

3,346

3,415

3,791

3,489

3,432

3,346

3,813

3,848

3,662

3,699

3,653

3,741

3,536

3,612

4,002

4,365

4,219

4,051

4,112

3,986

4,197

3,972

4,055

Income before provision for income taxes

1,929

2,018

2,132

1,721

1,520

1,462

1,581

1,672

1,759

1,142

1,568

1,940

1,800

3,033

2,802

1,956

2,005

1,438

2,276

2,802

1,426

1,790

1,737

1,585

1,541

1,314

1,322

912

767

1,001

947

1,110

1,009

1,644

246

-50

-24

Provision for income taxes

497

511

561

445

374

337

428

403

406

1,534

459

643

616

1,118

989

652

633

408

807

989

470

594

613

550

535

424

429

260

145

131

167

265

297

595

25

-89

-78

Net income

1,432

1,507

1,571

1,276

1,146

1,125

1,153

1,269

1,353

-392

1,109

1,297

1,184

1,915

1,813

1,304

1,372

1,030

1,469

1,813

956

1,196

1,124

1,035

1,006

890

893

652

622

870

780

845

712

1,049

221

39

54

Basic earnings per share

0.24

0.25

0.27

0.22

0.20

0.18

0.20

0.22

0.23

-0.06

0.18

0.20

0.18

0.29

0.28

0.19

0.19

0.10

0.20

0.28

0.12

0.15

0.14

0.13

0.12

0.10

0.10

0.07

0.07

0.10

0.08

0.09

0.07

0.11

0.02

0.00

0.01

Diluted earnings per share

0.24

0.25

0.27

0.22

0.20

0.19

0.20

0.22

0.22

-0.05

0.17

0.20

0.18

0.29

0.27

0.19

0.19

0.11

0.20

0.27

0.12

0.15

0.14

0.13

0.12

0.10

0.10

0.07

0.07

0.10

0.08

0.09

0.07

0.11

0.02

0.00

0.01

Cash dividends per share

-

-

-

-

-

-

-

-

-

-

0.05

0.05

0.05

-

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00