American river bankshares (AMRB)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Sep'11Jun'11Sep'10Jun'10
Interest income:
Interest and fees on loans:
Taxable

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Exempt from Federal income taxes

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on Federal funds sold

0

5

85

205

303

348

268

148

50

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Taxable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14,008

14,004

14,191

14,731

15,291

16,013

16,687

17,432

18,176

0

0

0

0

0

Interest on deposits in banks

191

201

161

100

71

33

27

21

17

13

11

9

8

7

5

5

5

5

6

5

4

4

4

4

3

3

2

3

6

8

15

18

0

0

0

-

-

Interest and dividends on investment securities:
Taxable

7,304

7,589

7,727

7,783

7,534

6,901

6,252

5,642

5,368

5,300

5,414

5,462

5,540

5,769

6,235

6,528

6,427

6,292

5,833

5,606

5,606

5,528

5,310

4,908

4,373

3,822

3,402

3,405

3,531

3,708

4,002

4,346

0

0

0

0

0

Exempt from Federal income taxes

205

260

318

365

436

507

569

647

661

655

640

616

619

646

727

761

755

760

738

746

790

802

813

825

846

865

949

963

890

896

785

727

0

0

0

0

0

Dividends

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

Total interest income

26,253

25,670

24,975

24,086

23,308

22,242

21,388

20,804

20,427

20,414

20,600

20,822

20,930

21,153

21,113

21,267

21,342

20,968

20,600

20,108

19,871

19,965

19,951

19,742

19,226

18,881

0

0

0

-

-

-

-

-

-

-

-

Dividends

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Dividends

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Total interest income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

22,238

23,271

0

0

0

0

0

Interest expense:
Interest on deposits

2,029

2,078

1,972

1,773

1,573

1,359

1,179

1,057

936

855

806

761

740

730

767

790

787

817

847

898

973

1,021

1,048

1,081

1,128

1,197

1,280

1,389

1,506

1,610

1,789

1,986

0

0

0

0

0

Interest on borrowings

376

383

366

347

277

237

225

217

212

206

199

188

178

180

161

155

160

144

150

146

139

147

181

222

259

293

0

0

0

-

-

-

-

-

-

-

-

Interest on borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

305

316

0

0

0

0

0

Total interest expense

2,405

2,461

2,338

2,120

1,850

1,596

1,404

1,274

1,148

1,061

1,005

949

918

910

928

945

947

961

997

1,044

1,112

1,168

1,229

1,303

1,387

1,490

1,583

1,692

1,799

1,894

2,094

2,302

0

0

0

0

0

Net interest income

23,848

23,209

22,637

21,966

21,458

20,646

19,984

19,530

19,279

19,353

19,595

19,873

20,012

20,243

20,185

20,322

20,395

20,007

19,603

19,064

18,759

18,797

18,722

18,439

17,839

17,391

17,507

17,975

18,641

19,405

20,144

20,969

0

0

0

0

0

Provision for loan and lease losses

975

660

605

535

355

175

200

450

450

450

-376

-1,344

-1,344

-1,344

0

668

0

0

-1,009

-1,209

-541

-541

-200

0

100

200

200

610

885

1,365

1,915

3,205

0

0

0

0

0

Net interest income after provision for loan and lease losses

22,873

22,549

22,032

21,431

21,103

20,471

19,784

19,080

18,829

18,903

19,971

21,217

21,356

21,587

20,185

19,654

20,395

20,007

20,612

20,273

19,300

19,338

18,922

18,439

17,739

17,191

17,307

17,365

17,756

18,040

18,229

17,764

0

0

0

0

0

Noninterest income:
Service charges on deposit accounts

0

-

0

0

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of securities

117

115

86

85

66

31

38

116

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

490

-

505

513

510

498

501

498

523

562

586

597

595

590

599

632

679

724

748

762

0

0

0

0

0

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

88

-

332

332

366

251

341

391

375

208

116

36

0

-

0

0

-

-

-

-

-

0

0

0

0

Gain on life insurance death benefit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

Income from other real estate owned properties

-

-

-

-

-

-

-

-

-

-

-

-

-

279

283

370

370

335

233

224

329

365

364

365

331

316

0

0

0

-

-

-

0

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Income from other real estate owned properties

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

Other noninterest income

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

0

0

0

0

Total noninterest income

1,729

1,688

1,633

1,593

1,552

1,513

1,490

1,490

1,549

1,596

1,764

1,786

1,710

2,045

2,057

2,148

2,184

2,015

2,121

2,151

2,260

2,177

2,010

1,952

1,892

2,015

2,210

2,460

2,706

2,774

2,849

2,591

0

0

0

0

0

Noninterest expense:
Salaries and employee benefits

11,400

11,316

11,352

11,005

10,778

10,203

9,858

9,409

8,956

8,920

8,437

8,408

8,445

8,435

8,334

8,446

8,418

8,528

8,825

8,882

8,926

8,776

8,583

8,361

8,419

8,516

8,332

8,416

8,274

8,260

8,559

8,498

0

0

0

0

0

Occupancy

1,022

1,023

1,027

1,038

1,045

1,050

1,051

1,046

1,046

1,053

1,083

1,116

1,146

1,175

1,186

1,185

1,188

1,183

1,172

1,173

1,174

1,188

1,207

1,213

1,218

1,212

1,218

1,216

1,214

1,209

1,169

1,160

0

0

0

0

0

Furniture and equipment

545

542

538

559

555

553

562

562

573

586

598

622

638

652

670

676

678

690

681

700

723

724

735

739

742

758

785

805

816

812

773

733

0

0

0

0

0

Federal Deposit Insurance Corporation assessments

103

126

170

269

277

280

282

281

280

280

251

277

301

328

388

394

395

395

385

396

410

433

451

466

359

382

429

460

617

633

595

697

0

0

0

0

0

Expenses related to other real estate owned

-135

-134

-23

-26

-19

-20

-20

-14

-29

-44

48

82

74

-246

-477

-565

-515

-322

-383

-359

-512

-364

-1,065

-1,168

-1,240

-936

0

0

0

-

-

-

-

-

-

-

-

Expenses related to other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

0

-

Other expense

3,597

3,705

3,720

3,843

3,746

3,404

3,347

3,117

3,085

3,166

3,073

3,087

3,019

3,000

2,986

2,861

2,864

2,962

2,993

3,159

3,277

3,377

3,324

3,292

3,174

3,087

3,464

3,578

3,720

3,768

3,597

3,649

0

0

0

0

0

Total noninterest expense

16,802

16,846

16,830

16,740

16,420

15,510

15,120

14,429

13,969

14,049

13,394

13,428

13,475

13,836

14,041

14,127

14,058

14,080

14,439

14,669

15,022

14,862

14,755

14,629

14,542

14,891

15,515

16,198

16,637

16,747

16,368

16,346

0

0

0

0

0

Income before provision for income taxes

7,800

7,391

6,835

6,284

6,235

6,474

6,154

6,141

6,409

6,450

8,341

9,575

9,591

9,796

8,201

7,675

8,521

7,942

8,294

7,755

6,538

6,653

6,177

5,762

5,089

4,315

4,002

3,627

3,825

4,067

4,710

4,009

0

0

0

0

0

Provision for income taxes

2,014

1,891

1,717

1,584

1,542

1,574

2,771

2,802

3,042

3,252

2,836

3,366

3,375

3,392

2,682

2,500

2,837

2,674

2,860

2,666

2,227

2,292

2,122

1,938

1,648

1,258

965

703

708

860

1,324

1,182

0

0

0

0

0

Net income

5,786

5,500

5,118

4,700

4,693

4,900

3,383

3,339

3,367

3,198

5,505

6,209

6,216

6,404

5,519

5,175

5,684

5,268

5,434

5,089

4,311

4,361

4,055

3,824

3,441

3,057

3,037

2,924

3,117

3,207

3,386

2,827

0

0

0

0

0

Basic earnings per share

0.24

0.25

0.27

0.22

0.20

0.18

0.20

0.22

0.23

-0.06

0.18

0.20

0.18

0.29

0.28

0.19

0.19

0.10

0.20

0.28

0.12

0.15

0.14

0.13

0.12

0.10

0.10

0.07

0.07

0.10

0.08

0.09

0.07

0.11

0.02

0.00

0.01

Diluted earnings per share

0.24

0.25

0.27

0.22

0.20

0.19

0.20

0.22

0.22

-0.05

0.17

0.20

0.18

0.29

0.27

0.19

0.19

0.11

0.20

0.27

0.12

0.15

0.14

0.13

0.12

0.10

0.10

0.07

0.07

0.10

0.08

0.09

0.07

0.11

0.02

0.00

0.01

Cash dividends per share

-

-

-

-

-

-

-

-

-

-

0.05

0.05

0.05

-

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00