Anchor bancorp (ANCB)
Income statement / Yearly
Jun'18Jun'17Jun'16Jun'15Jun'14Jun'13Jun'12Jun'11Jun'10
Interest Income:
Loans receivable, including fees

21,651

19,580

16,779

16,006

16,718

18,040

20,187

23,465

29,109

Securities

146

105

69

57

115

242

311

358

402

Mortgage-backed securities

507

594

676

823

956

1,445

1,966

2,146

2,992

Total Interest Income

22,304

20,279

17,524

16,886

17,789

19,727

22,464

25,969

32,503

Interest Expense:
Deposits

3,436

2,758

2,587

2,730

2,936

3,522

4,718

5,830

9,548

FHLB advances

642

563

243

346

745

1,242

1,372

2,172

5,102

Total Interest Expense

4,078

3,321

2,830

3,076

3,681

4,764

6,090

8,002

14,650

Net Interest Income before provision for loan losses

18,226

16,958

14,694

13,810

14,108

14,963

16,374

17,967

17,853

Provision for loan losses

405

310

340

0

0

750

2,735

8,078

2,615

Net Interest Income after provision for loan losses

17,821

16,648

14,354

13,810

14,108

14,213

13,639

-

-

Net Interest Income after provision for loan losses

-

-

-

-

-

-

-

9,889

15,238

Noninterest income
Deposit service fees

1,098

1,330

1,347

1,381

1,562

1,468

1,900

2,288

2,719

Other deposit fees

777

751

721

735

790

863

798

860

816

Gain on sale of investments

-

-

-

47

0

70

1,536

135

-87

Other loan fees

877

832

707

588

657

712

955

971

913

(Loss) gain on sale of loans

175

183

158

-15

8

444

259

174

-956

Bank Owned Life Insurance Income

516

515

540

1,019

549

621

645

692

-

Gain on death benefit of life insurance investment, net

-

-

-

-

0

0

-

-

-

Other income

600

653

732

748

509

746

581

632

1,316

Total noninterest income

4,043

4,264

4,205

4,503

4,075

4,924

6,674

5,752

6,807

Noninterest Expense
Compensation and benefits

8,698

9,019

9,708

8,003

8,100

8,441

8,447

8,365

8,973

General and administrative expenses

2,239

2,944

3,175

2,663

3,086

3,277

3,644

3,733

4,186

Merger expense

63

406

0

0

-

-

-

-

-

Impairment of Real Estate

-

-

-

-

1,090

1,487

2,494

4,624

3,142

Real estate holding costs

157

48

146

299

447

496

862

1,094

851

Federal Deposit Insurance Corporation (FDIC) insurance premiums

190

145

264

342

505

651

1,016

1,164

1,414

Information technology

2,024

2,105

1,760

1,739

1,710

1,661

2,271

2,049

1,952

Occupancy and equipment

1,741

1,889

1,875

1,944

1,833

2,182

2,192

2,337

2,581

Deposit services

394

462

477

570

725

651

771

708

885

Marketing

364

564

674

710

679

584

653

543

474

Loss on sale of property, premises and equipment

11

0

-4

-820

8

-56

-129

-168

115

Gain on sale of real estate owned

148

59

58

283

407

94

454

324

10

Total noninterest expense

15,711

17,523

18,025

16,807

17,760

19,392

22,025

24,461

24,583

Income before provision for income tax

6,153

3,389

534

1,506

423

-255

-1,712

-8,820

-2,538

Income Tax Expense

3,962

1,039

39

-8,321

0

0

0

0

-2,958

Net income

2,191

2,350

495

9,827

423

-255

-1,712

-8,820

420

Basic earnings per share

0.90

0.98

0.20

3.97

0.17

-0.10

-0.70

-3.28

-

Diluted earnings per share

0.90

0.97

0.20

3.97

0.17

-0.10

-0.70

-3.28

-