Anchor bancorp (ANCB)
Income statement / Quarterly
Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10
Interest Income:
Loans receivable, including fees

5,528

5,627

5,520

5,371

5,133

5,325

4,861

4,742

4,652

4,506

4,231

4,024

4,018

3,987

3,914

4,052

4,053

4,076

4,198

4,123

4,321

4,107

4,674

4,514

4,745

4,921

4,838

5,181

5,247

5,502

5,613

5,915

6,435

Securities

173

56

31

25

34

23

29

30

23

17

15

21

16

15

13

15

14

18

17

23

57

59

55

67

61

67

66

84

94

99

85

86

88

Mortgage-backed securities

115

130

119

128

130

156

132

140

166

156

174

164

182

195

202

206

220

228

241

228

259

98

403

470

474

507

509

487

463

487

503

550

606

Total Interest Income

5,816

5,813

5,670

5,524

5,297

5,504

5,022

4,912

4,841

4,679

4,420

4,209

4,216

4,197

4,129

4,273

4,287

4,322

4,456

4,374

4,637

4,264

5,132

5,051

5,280

5,495

5,413

5,752

5,804

6,088

6,201

6,551

7,129

Interest Expense:
Deposits

914

906

845

843

842

772

708

659

619

619

627

671

670

676

666

689

699

707

706

750

773

789

838

905

990

1,068

1,145

1,238

1,267

1,266

1,292

1,511

1,761

FHLB advances

179

190

211

132

109

152

127

135

149

115

66

32

30

30

25

131

160

158

157

160

270

309

307

313

313

315

348

352

357

393

401

473

905

Total Interest Expense

1,093

1,096

1,056

975

951

924

835

794

768

734

693

703

700

706

691

820

859

865

863

910

1,043

1,098

1,145

1,218

1,303

1,383

1,493

1,590

1,624

1,659

1,693

1,984

2,666

Net Interest Income before provision for loan losses

4,723

4,717

4,614

4,549

4,346

4,580

4,187

4,118

4,073

3,945

3,727

3,506

3,516

3,491

3,438

3,453

3,428

3,457

3,593

3,464

3,594

3,166

3,987

3,833

3,977

4,112

3,920

4,162

4,180

4,429

4,508

4,567

4,463

Provision for loan losses

50

105

120

105

75

25

135

75

75

175

75

70

20

0

0

0

0

0

0

0

0

0

225

225

300

1,435

300

475

525

2,960

3,608

330

1,180

Net Interest Income after provision for loan losses

4,673

4,612

4,494

4,444

4,271

4,555

4,052

4,043

3,998

3,770

3,652

3,436

3,496

3,491

3,438

3,453

3,428

3,457

3,593

3,464

3,594

-

3,762

3,608

-

-

-

-

-

-

-

-

-

Net Interest Income after provision for loan losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,677

-

3,620

3,687

3,655

1,469

900

4,237

3,283

Noninterest income
Deposit service fees

261

247

261

277

313

320

314

348

348

328

315

331

373

335

315

347

384

416

376

393

377

355

338

384

391

422

443

506

529

521

503

594

670

Other deposit fees

194

198

193

187

199

193

185

179

194

191

172

180

178

183

188

175

189

198

193

199

200

197

282

195

189

173

202

206

217

218

211

212

219

Gain on sale of investments

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

47

0

0

0

0

-

-

-

-

434

609

686

-193

270

0

-81

-54

Other loan fees

226

265

212

172

228

215

175

207

235

190

189

184

144

162

138

144

144

144

217

147

149

166

146

215

185

209

260

257

229

221

217

302

231

(Loss) gain on sale of loans

-2

4

14

47

110

58

25

-1

101

31

-1

67

61

6

-10

-5

-6

7

15

3

-17

10

19

238

177

213

55

-21

12

0

-14

95

93

Bank Owned Life Insurance Income

129

129

129

129

129

128

125

130

132

128

124

132

156

614

134

133

138

131

140

135

143

149

157

152

163

-

-

-

-

-

-

-

-

Other income

341

117

111

179

193

184

199

123

147

183

149

269

131

356

74

231

87

100

134

160

115

199

144

136

267

-334

293

329

293

-347

308

341

330

Total noninterest income

1,149

960

920

991

1,172

1,098

1,023

986

1,157

1,051

948

1,163

1,043

1,656

839

1,025

983

996

1,075

1,037

967

1,146

1,086

1,320

1,372

1,349

1,862

1,963

1,500

1,305

1,225

1,625

1,597

Noninterest Expense
Compensation and benefits

1,962

2,281

2,113

2,220

2,084

2,222

2,191

2,296

2,310

2,390

2,483

2,815

2,020

2,026

2,009

1,945

2,023

2,055

2,030

2,009

2,006

2,039

2,154

2,113

2,135

2,177

2,075

2,067

2,128

1,959

2,077

2,161

2,168

General and administrative expenses

580

579

514

572

574

721

654

833

736

712

735

994

734

633

662

701

667

737

720

831

798

795

741

922

819

763

870

903

1,108

753

824

952

1,204

Merger expense

266

7

22

0

34

406

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Impairment of Real Estate

50

-

-

-

0

-

-

-

-

-

-

-

38

-

20

93

37

158

109

463

360

686

353

213

235

619

287

469

1,119

2,581

759

791

493

Real estate holding costs

20

19

72

36

30

11

-1

19

19

90

29

16

11

52

31

62

154

116

104

150

77

78

127

106

185

173

233

198

258

-

195

317

-

Federal Deposit Insurance Corporation (FDIC) insurance premiums

47

58

55

41

36

38

14

24

69

65

66

64

69

31

65

125

121

115

106

142

142

165

162

162

162

260

254

252

250

277

262

312

313

Information technology

498

491

506

490

537

571

509

540

485

469

435

415

441

438

434

439

428

410

432

440

428

543

384

374

360

-406

640

757

1,280

542

495

525

487

Occupancy and equipment

398

437

436

435

433

457

485

441

506

481

455

449

490

512

486

463

483

457

458

454

464

487

554

602

539

639

503

523

527

555

612

597

573

Deposit services

96

101

88

101

104

112

111

128

111

143

99

122

113

99

89

158

224

262

161

166

136

152

144

166

189

267

277

120

107

-

172

-

-

Deposit services

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

165

181

Marketing

59

90

99

84

91

167

130

167

100

184

234

130

126

254

146

154

156

209

177

131

162

179

149

129

127

152

177

172

152

137

131

146

129

Loss on sale of property, premises and equipment

0

1

15

0

-5

0

0

0

0

2

-2

-1

-3

-758

-63

0

1

1

0

2

5

-22

-34

0

0

81

0

-159

-51

-

-

168

-

Gain on sale of real estate owned

-

-

163

-15

-

0

20

27

12

1

61

4

-8

14

161

114

-6

363

14

35

-5

21

9

84

-20

393

57

63

-59

542

-52

-146

-20

Total noninterest expense

3,976

4,062

3,727

3,994

3,928

4,705

4,073

4,421

4,324

4,493

4,477

5,002

4,053

4,639

3,844

4,026

4,298

4,155

4,283

4,749

4,573

5,125

4,793

4,703

4,771

4,339

5,259

5,557

6,870

7,470

5,475

5,988

5,528

Income before provision for income tax

1,846

1,510

1,687

1,441

1,515

948

1,002

608

831

328

123

-403

486

508

433

452

113

298

385

-248

-12

-813

55

225

278

-313

223

93

-1,715

-4,696

-3,350

-126

-648

Income Tax Expense

559

348

299

2,844

471

293

300

188

258

-7

22

-117

141

-116

128

-8,333

0

0

0

0

0

0

0

0

0

-

0

0

-

-

-

-

-

Net income

1,287

1,162

1,388

-1,403

1,044

655

702

420

573

335

101

-286

345

624

305

8,785

113

298

385

-248

-12

-813

55

225

278

-313

223

93

-1,715

-4,696

-3,350

-126

-648

Basic earnings per share

0.52

0.48

0.57

-0.58

0.43

0.28

0.29

0.17

0.24

0.14

0.04

-0.12

0.14

0.25

0.12

3.55

0.05

0.11

0.16

-0.10

0.00

-0.32

0.02

0.09

0.11

-0.13

0.09

0.04

-0.70

-

-1.36

-

-

Diluted earnings per share

0.52

0.48

0.57

-0.58

0.43

0.27

0.29

0.17

0.24

0.14

0.04

-0.12

0.14

0.25

0.12

3.55

0.05

0.11

0.16

-0.10

0.00

-0.32

0.02

0.09

0.11

-0.13

0.09

0.04

-0.70

-

-1.36

-

-

Weighted Average Number of Shares Outstanding, Basic

2,484

-

2,423

2,429

2,421

-

2,406

2,404

2,391

-

2,456

2,436

2,472

-

2,478

2,476

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Weighted Average Number of Shares Outstanding, Diluted

2,489

-

2,427

2,429

2,432

-

2,431

2,424

2,414

-

2,465

2,436

2,472

-

2,478

2,476

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-