Access national corp (ANCX)
CashFlow / TTM
Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash Flows From Operating Activities
Net income

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Income

-

-

-

-

-

-

-

-

-

-

-

15,419

15,016

16,004

15,084

13,925

13,604

11,477

11,937

13,207

16,276

17,604

17,970

17,723

14,777

13,757

12,538

11,388

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for loan losses

5,821

6,021

6,269

6,919

4,450

4,300

3,520

2,120

0

0

0

-

-

-

-

-

-

-

-

675

0

0

0

-

-

-

0

-

0

0

0

Decrease (increase) in valuation of loans held for sale carried at fair value

-

-

-

-

-

-

-

-

-

-

-

-240

31

-627

1,289

1,210

764

1,968

-2,144

-4,147

-4,122

-5,053

-2,505

706

0

0

0

-

-

-

0

Originations of loans held for sale

406,169

428,788

422,589

432,678

426,955

488,023

525,087

537,076

534,413

485,494

476,695

484,747

493,217

642,812

520,269

408,346

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of loans held for sale

-

-

-

-

-

-

-

-

-

-

-

485,398

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of loans held for sale

-

-

0

-

-

-

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of intangibles

3,595

3,599

3,604

2,720

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization on purchase accounting discounts

873

-1,489

167

115

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in valuation of loans held for sale carried at fair value

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-12,088

7,847

33,422

2,878

0

0

0

Gain on sale of loans

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gains on sales of securities available-for-sale

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Excess tax benefits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-6

-6

-6

-6

0

0

0

0

-

-

-

-

Deferred tax expense

8,695

9,005

8,427

8,997

0

0

0

-

-

-

-537

-534

-326

861

863

866

1,092

90

90

89

-687

-886

-886

-1,061

-1,429

-793

-793

-618

0

0

0

Decrease in valuation allowance on derivatives

-150

-509

-526

-402

48

177

-82

394

127

-361

337

383

31

640

107

-205

230

-787

-152

-370

-139

-42

-244

526

-519

625

158

-341

0

0

0

Loss on sale of assets, net

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of securities discounts and premiums, net

-4,535

-4,090

-3,217

-2,860

-2,576

-2,255

-2,757

-2,051

-1,778

-1,556

-705

-1,077

-991

-944

-1,228

-790

-643

-501

-104

-383

-346

-294

-216

-105

-48

2

63

16

0

0

0

Accretion of unfavorable lease liability

606

505

404

303

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation

591

523

459

442

394

370

346

335

327

322

338

332

315

296

255

236

222

209

215

195

195

203

204

231

234

226

219

213

0

0

0

Income from bank-owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Income from bank-owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(Gain) loss on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-89

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accretion of purchase accounting credit marks

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for (recapture of provision for) losses on mortgage loans sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

388

0

0

0

-

-

-

-

-

-

-

-

Provision for losses on mortgage loans sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Provision for off balance sheet losses

-

-

-

-

-

-

-

-

-

-

-

109

114

30

15

5

0

88

128

153

165

169

171

156

0

0

0

-

-

-

-

Income from bank owned life insurance

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization

-

-

-

-

-

-

-

-

-

-

-

507

502

494

486

485

485

479

476

478

469

457

442

427

393

430

438

448

0

0

0

Changes in assets and liabilities:
Decrease (increase) in other assets

-3,584

-5,019

7,282

9,223

6,622

10,951

465

2,113

2,168

3,376

2,414

1,470

1,020

2,812

3,213

3,342

4,294

313

-350

-901

-2,514

-1,719

837

-30

37

3,640

728

-1,560

0

0

0

(Decrease) increase in other liabilities

-4,492

-3

479

3,258

2,674

-3,924

-1,242

230

4,223

4,776

3,653

382

-2,273

-2,899

-1,210

1,944

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Increase (decrease) in other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-716

3,088

2,127

1,839

0

0

0

Net cash provided by operating activities

37,612

23,253

39,052

32,271

64,531

36,429

33,363

26,277

0

0

0

-

-

-

0

-

-15,354

12,212

56,791

102,343

83,827

68,532

24,248

2,842

30,865

-22,705

-26,506

3,413

0

0

0

Cash Flows from Investing Activities
Proceeds from maturities, calls, principal repayments and sales of securities available-for-sale

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities, calls, principal repayments and sales of securities available-for-sale

-

-

-

-

-

-

-

-

-

-

16,030

18,180

34,018

5,931

11,157

8,940

8,862

12,075

23,814

30,518

36,966

44,747

38,184

54,543

55,941

97,640

126,422

106,709

0

0

0

Proceeds from sales of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

39,184

31,151

13,593

20,084

17,234

26,613

24,606

13,730

9,379

0

0

0

0

-

-

-

-

-

-

-

-

Purchases of securities available-for-sale

-

0

213,006

-

-

207,053

56,563

65,734

80,955

92,519

95,435

86,264

60,921

50,853

58,816

82,708

92,867

74,436

63,771

79,196

76,806

82,743

67,282

45,106

35,225

39,049

36,781

24,640

0

0

0

Proceeds from sales, maturities and calls of securities held-to-maturity

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of premises, equipment and land, net

-100

494

687

703

1,593

916

733

871

536

384

431

232

195

241

179

211

357

367

291

338

448

377

423

281

133

264

192

232

0

0

0

Redemption of restricted stock, net

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Redemption of restricted stock, net

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Proceeds from maturities and calls of securities held-to-maturity

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

5,000

5,000

5,000

20,000

30,000

50,000

55,000

45,000

40,000

0

0

0

-

-

-

-

Purchase of securities held-to-maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,315

888

889

10,874

44,947

0

0

0

-

-

-

-

Purchases of Federal Reserve and Federal Home Loan Bank Stock

-

-

-

-

-

-

-

-

-

-

-

13,843

9,563

11,038

16,880

16,470

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from redemption of Federal Reserve and Federal Home Loan Bank Stock

-

-

-

-

-

-

-

-

-

-

-

-15,545

-13,778

-8,928

-10,320

-16,068

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of bank owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of bank owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

Decrease (increase) in loans, net

-

-

37,019

-

-

-

161,387

161,895

117,156

108,412

120,463

110,861

121,846

93,969

77,198

89,285

72,086

98,907

77,300

70,116

64,061

58,438

66,484

48,331

48,460

63,814

79,997

81,535

0

0

0

Net cash provided by (used in) investing activities

-169,335

-104,109

63,802

-7,193

-97,106

-84,185

-204,610

-206,787

0

0

0

-

-

-

0

-

-145,050

-156,271

-86,787

-90,437

-55,227

-42,690

-61,879

-44,122

-82,841

-74,087

-48,897

-33,085

0

0

0

Cash Flows from Financing Activities
Increase in demand, interest-bearing demand and savings deposits

-

-

0

-

-

-

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in demand, interest-bearing demand and savings deposits

-

-

-

-

-

-

-

-

-

-

-

114,860

97,562

72,396

68,247

96,544

85,699

96,277

96,846

37,947

42,362

79,885

41,718

56,267

103,870

74,940

94,209

53,567

0

0

0

Decrease in time deposits

-109,968

-151,058

-194,487

-88,678

-20,190

-36,738

-8,041

-60,530

-50,530

-39,464

67,033

43,441

101,801

41,252

-87,351

85,927

-28,950

35,619

-24,590

-136,471

-72,821

-100,959

24,224

-29,785

5,010

98,080

76,858

-36,401

0

0

0

Increase in securities sold under agreements to repurchase

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net increase (decrease) in securities sold under agreement to repurchase

-

-

-

-

-

-

-

-

-

-

-

-4,506

-893

-2,375

2,883

-2,220

-3,439

292

-14,612

-10,236

-2,240

-4,250

914

8,187

0

0

0

-

-

-

-

Increase (decrease) in short-term borrowings

206,037

299,988

84,941

-34,059

-56,000

-109,983

-60,000

59,000

-15,000

-75,000

-75,000

-90,000

-115,000

40,000

140,000

15,000

115,000

30,000

0

100,000

40,000

27,000

250

15,000

-30,000

-46,571

-90,416

-39,300

0

0

0

Increase in long-term borrowings

-

0

-39,941

-

-

5,000

-5,000

5,000

65,000

65,000

45,000

55,000

10,000

10,000

10,000

0

0

0

0

-

-

-

-

-4,821

-2,214

-2,214

-1,964

-2,214

0

0

0

Payment of dividends on common stock

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from issuance of common stock

12,030

10,481

9,847

8,326

6,672

5,508

3,704

1,567

1,319

866

714

1,146

1,073

1,281

1,405

1,065

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

126,160

137,167

-2,096

6,176

80,598

32,882

173,221

235,680

0

0

0

-

-

-

0

-

157,334

145,258

40,144

-26,428

-13,273

-12,877

52,875

35,312

65,501

107,796

70,181

-38,325

0

0

0

Proceeds from issuance of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

Repurchase of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

770

1,028

1,977

2,241

1,791

0

0

0

Dividends paid

-

-

-

-

-

-

-

-

-

-

-

9,866

6,085

5,863

5,536

5,214

12,147

11,925

11,704

11,490

11,141

10,624

10,245

9,848

2,225

2,030

1,699

1,389

0

0

0

Increase in cash and cash equivalents

-5,563

56,311

100,758

31,254

48,023

-14,874

1,974

55,170

37,044

-9,965

-3,294

-20,140

-23,841

43,679

-17,244

32,610

-3,070

1,199

10,148

-14,522

15,327

12,965

15,244

-5,968

13,525

11,004

-5,222

-67,997

0

0

0

Supplemental Disclosures of Cash Flow Information
Interest paid

-

0

12,478

-

-

7,842

6,775

6,324

4,234

5,271

4,717

4,094

3,700

3,393

3,203

3,202

3,310

3,455

3,629

3,811

4,198

4,538

4,871

5,638

5,775

6,389

6,877

7,421

0

0

0

Income taxes

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes

-

-

-

-

-

-

-

10,020

7,080

13,121

8,613

8,769

8,245

3,774

6,466

6,089

5,931

5,277

4,744

8,451

9,576

11,546

12,044

10,276

9,964

9,002

8,131

6,831

0

0

0

Unrealized gains (losses) on securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-709

1,899

502

2,261

2,188

726

945

-1,898

-3,168

-2,482

-2,219

-153

54

0

0

0

-

-

-

-

Unrealized gains (losses) on securities available for sale

-

-

0

-

-

-

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in fair value of interest rate swaps

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of loans held for investment to other real estate owned

1,180

1,575

1,610

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of bank owned property to other real estate owned

-

-

-

-

-

-

-

129

129

129

129

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transactions related to bank acquisitions
Increase in assets and liabilities:
Unrealized gain (loss) on securities available-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0