Ames national corporation (ATLO)
CashFlow / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
CASH FLOWS FROM OPERATING ACTIVITIES
Net income

17,194

17,013

13,697

15,734

15,014

15,251

13,953

14,182

13,920

12,966

9,005

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses

1,314

639

1,519

524

1,099

429

786

22

532

663

1,558

Provision for off-balance sheet commitments

17

9

-5

24

7

99

80

33

10

13

-21

Amortization (accretion), net

-

-

-

-

-

-

-

-

-

-

868

Amortization of securities available-for-sale, loans and deposits, net

1,066

1,975

2,797

3,065

3,404

4,038

6,073

6,265

5,024

3,205

-

Amortization of intangible asset

609

430

369

368

421

317

273

196

0

0

-

Depreciation

1,235

1,134

1,133

1,209

1,147

892

797

787

741

748

876

Deferred income taxes

-32

-69

858

174

1,938

32

-420

-182

569

439

50

Securities (gains), net

17

-

505

-

-

-

-

-

-

-

-

Securities gains, net

-

-

-

423

888

1,110

1,002

646

1,025

977

1,157

(Gain) on sales of loans held for sale

1,044

780

783

1,082

907

704

-

-

-

-

-

Proceeds from loans held for sale

51,213

34,147

32,703

47,700

39,670

27,714

-

-

-

-

-

Originations of loans held for sale

52,544

33,767

31,677

46,321

38,597

27,419

-

-

-

-

-

Loss on sale and disposal of bank premises and equipment, net

-9

-11

-2

-25

-5

1,239

0

-86

0

0

1

Amortization of investment in new market tax credit projects

581

-

-

-

-

-

-

-

-

-

-

Other-than-temporary impairment of investment securities

-

-

-

-

-

-

0

259

0

4

-

Impairment of other real estate owned

-

-

-

28

614

1,744

670

303

335

14

3,879

(Gain) loss on sale and foreclosure of other real estate owned, net

44

222

14

218

100

95

50

-32

148

63

-92

Change in assets and liabilities:
(Increase) in loans held for sale

-

-

-

-

-

-

-734

-182

-780

969

128

Decrease in accrued income receivable

-514

170

613

202

94

-196

263

191

368

388

940

(Increase) decrease in other assets

784

-104

437

-298

-109

-17

-1,940

-666

-642

-1,111

-3,860

Increase in accrued expenses and other liabilities

891

250

-198

512

-221

-655

-47

13

258

53

-778

Net cash provided by operating activities

20,179

20,705

18,846

21,417

22,622

19,508

23,525

22,011

21,272

16,822

11,399

CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of securities available-for-sale

82,387

25,980

64,197

78,120

100,805

65,944

164,700

223,959

197,289

208,372

-252,088

Proceeds from sale of securities available-for-sale

8,211

-

14,025

25,142

25,031

47,315

47,513

23,017

25,400

22,326

68,698

Proceeds from maturities and calls of securities available-for-sale

98,514

72,333

65,748

65,294

75,946

69,892

103,007

117,220

138,958

132,889

83,228

Net decrease in federal funds sold

2,792

1,154

-

-

-

-6

0

0

3,000

-3,000

16,533

Purchase of FHLB stock

4,060

8,731

5,149

-

-

-

-

-

-

-

-

Proceeds from the redemption of FHLB stock

4,477

8,690

5,126

-

-

-

-

-

-

-

-

Net (increase) in interest bearing deposits in financial institutions

61,855

-17,285

11,284

4,744

-4,476

2,116

-

-

-

-

-

Net (increase) in interest bearing deposits in financial institutions

-

-

-

-

-

-

-21,010

10,897

14,509

-5,546

-14,375

Net (increase) decrease in loans

-23,459

-43,573

-20,784

-51,414

-41,677

-49,788

-54,934

-27,018

-21,390

-4,450

33,580

Net proceeds from the sale of other real estate owned

833

393

191

1,052

4,875

265

626

1,242

1,163

1,132

1,367

Proceeds from the sale of bank premises and equipment

4

2

55

0

0

1,746

-

-

-

-

-

Purchase of bank premises and equipment

780

616

518

267

2,196

1,590

445

863

554

362

-202

Proceeds from sale of bank-owned life insurance

2,501

-

-

-

-

-

-

-

-

-

-

Purchase of investment in new market tax credit projects

4,536

-

-

-

-

-

-

-

-

-

-

Purchase of customer list

-

14

108

-

-

-

-

-

-

-

-

Cash paid for bank acquired

19,143

13,443

-

-

-

-16,428

-

-

-

-

-

Other

71

-1,135

-

0

26

19

-

-

-

-

-

Other changes in other real estate owned

-

-

-

-

-

-

0

0

49

14

5

Cash acquired, net of cash paid for acquired bank offices

-

-

-

-

-

-

0

44,303

0

0

-

Net cash (used in) investing activities

-78,960

8,635

-16,895

-43,469

-34,375

16,184

-47,922

-76,955

-65,269

-54,305

-63,253

CASH FLOWS FROM FINANCING ACTIVITIES
Increase in deposits

83,595

3,549

24,981

35,247

22,192

-41,474

7,270

87,495

74,843

21,697

57,369

Decrease in securities sold under agreements to repurchase

-387

-5,750

-20,912

4,047

3,024

8,833

12,527

-14,607

-13,162

14,369

1,979

Payments from other short-term borrowings, net

-

-

-

-

-

-

-

-

-

-

-924

Proceeds from short-term borrowings

3,000

12,600

-

0

4,500

10,000

2,000

0

4,000

3,750

2,500

Proceeds from FHLB borrowings

-

-

-

-

-

-

0

0

-2,047

1,908

-

Payments on FHLB borrowings

12,600

24,500

1,000

4,042

10,425

7,072

2,070

568

5,566

3,504

-9,500

Dividends paid

8,784

10,800

8,100

7,728

7,262

6,517

5,865

5,400

4,703

4,056

-5,471

Stock repurchases

1,808

452

-

-

-

-

0

0

2,016

0

0

Net cash provided by financing activities

63,014

-25,353

-5,031

27,524

12,029

-36,232

13,861

66,919

51,348

34,164

45,953

Net (decrease) in cash and due from banks

4,232

3,986

-3,080

5,472

275

-539

-10,535

11,976

7,351

-3,318

-5,900

CASH AND DUE FROM BANKS
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
Interest bearing deposits in financial institutions acquired

-

-

-

-

-

5,719

-

-

-

-

-

Securities available-for-sale acquired

-

-

-

-

-

10,602

-

-

-

-

-

Loans receivable acquired

-

-

-

-

-

44,620

-

-

-

-

-

Fair value of loans receivable acquired

-

-

-

-

-

-

0

46,103

0

0

-

Bank premises and equipment acquired

-

-

-

-

-

3,864

0

864

0

0

-

Accrued interest receivable acquired

-

-

-

-

-

230

-

-

-

-

-

Other real estate owned acquired

-

-

-

-

-

1,267

-

-

-

-

-

Other tangible assets acquired

-

-

-

-

-

748

-

-

-

-

-

Goodwill

-

-

-

-

-

1,131

-

-

-

-

-

Core deposit intangible asset

-

-

-

-

-

1,018

0

514

0

0

-

Deposits assumed

-

-

-

-

-

81,962

-

-

-

-

-

Securities sold under repurchase agreements to repurchase assumed

-

-

-

-

-

2,815

-

-

-

-

-

Other liabilities assumed

-

-

-

-

-

853

-

-

-

-

-

Interest

10,550

7,387

5,509

4,172

4,464

-

5,432

6,037

6,797

7,996

10,712

Interest

-

-

-

-

-

4,772

-

-

-

-

-

Income taxes

3,958

4,633

6,886

5,822

4,291

5,694

-

-

-

-

-

SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING ACTIVITIES
Transfer of loans to other real estate owned

381

494

16

157

74

202

-

-

-

-

-

Other real real estate owned sale financed by a loan receivable

-

-

-

0

1,897

0

-

-

-

-

2,307

Income taxes

-

-

-

-

-

-

4,990

4,959

3,988

3,875

1,588

Transfer of loans receivable to other real estate owned

-

-

-

-

-

-

196

1,951

299

1,127

-

Goodwill

-

-

-

-

-

-

0

5,600

0

0

-

Core deposit intangible asset

-

-

-

-

-

-

0

1,500

0

0

-

Deposits assumed

-

-

-

-

-

-

0

98,766

0

0

-

Other liabilities assumed

-

-

-

-

-

-

0

119

0

0

-