Auburn national bancorporation, inc (AUBN)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest income:
Loans, including fees

5,412

5,653

5,787

5,763

5,727

5,717

5,511

5,307

5,231

5,383

5,296

5,121

4,981

5,080

5,105

5,172

5,096

5,171

5,090

5,217

5,006

5,042

4,953

4,766

4,790

4,948

5,104

5,224

5,328

5,640

5,548

5,490

5,265

5,255

5,393

5,371

5,287

5,442

5,492

Securities - Taxable

1,111

1,003

997

985

1,015

988

974

1,012

1,077

1,025

1,071

1,112

1,021

862

747

775

898

923

939

949

1,040

1,066

1,171

1,214

1,176

-

1,030

899

-

-

-

-

-

-

-

-

-

-

-

Securities - Tax-exempt

453

480

526

544

549

574

577

572

585

582

590

587

581

614

616

623

625

635

664

654

651

646

622

607

627

-

683

708

-

-

-

-

-

-

-

-

-

-

-

Securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,616

-

1,653

1,860

1,969

1,939

2,253

2,613

2,538

2,922

2,959

Federal funds sold and interest bearing bank deposits

279

220

335

311

352

246

283

290

302

172

215

182

201

130

191

156

126

67

57

51

39

32

33

30

42

49

39

29

31

22

11

7

14

20

14

14

9

6

10

Total interest income

7,255

7,356

7,645

7,603

7,643

7,525

7,345

7,181

7,195

7,162

7,172

7,002

6,784

6,686

6,659

6,726

6,745

6,796

6,750

6,871

6,736

6,786

6,779

6,617

6,635

6,767

6,856

6,860

6,975

7,250

7,212

7,357

7,248

7,214

7,660

7,998

7,834

8,370

8,461

Interest expense:
Deposits

1,041

1,075

1,076

1,004

1,021

975

920

845

872

851

872

866

862

909

984

967

981

996

1,017

1,020

1,102

1,194

1,221

1,255

1,257

1,295

1,344

1,349

1,404

1,485

1,509

1,605

1,725

1,848

1,958

2,092

2,170

2,479

2,615

Short-term borrowings

2

1

2

2

2

3

3

8

4

4

5

5

4

4

4

3

4

4

4

4

6

5

5

5

4

4

3

3

4

3

4

5

4

3

3

3

3

5

3

Long-term debt interest expense

-

-

0

0

-

0

0

11

35

32

34

30

29

38

63

64

63

59

59

59

105

105

105

104

104

189

239

276

426

437

440

435

518

854

854

846

847

1,148

1,155

Total interest expense

1,043

1,076

1,078

1,006

1,023

978

923

864

911

887

911

901

895

951

1,051

1,034

1,048

1,059

1,080

1,083

1,213

1,304

1,331

1,364

1,365

1,488

1,586

1,628

1,834

1,925

1,953

2,045

2,247

2,705

2,815

2,941

3,020

3,632

3,773

Net interest income

6,212

6,280

6,567

6,597

6,620

6,547

6,422

6,317

6,284

6,275

6,261

6,101

5,889

5,735

5,608

5,692

5,697

5,737

5,670

5,788

5,523

5,482

5,448

5,253

5,270

5,279

5,270

5,232

5,141

5,325

5,259

5,312

5,001

4,509

4,845

5,057

4,814

4,738

4,688

Provision for loan losses

400

-250

0

0

0

0

0

0

0

-400

0

100

0

115

0

0

-600

0

200

0

0

150

300

0

-400

0

0

0

400

1,065

1,550

600

600

650

600

600

600

730

750

Net interest income after provision for loan losses

5,812

6,530

6,567

6,597

6,620

6,547

6,422

6,317

6,284

6,675

6,261

6,001

5,889

5,620

5,608

5,692

6,297

5,737

5,470

5,788

5,523

5,332

5,148

5,253

5,670

5,279

5,270

5,232

4,741

4,260

3,709

4,712

4,401

3,859

4,245

4,457

4,214

4,008

3,938

Noninterest income:
Service charge on deposit accounts

172

175

182

176

184

196

192

182

179

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

183

191

183

189

185

197

193

198

199

209

209

206

212

228

219

213

223

224

234

249

273

268

279

291

285

301

290

291

328

334

Mortgage lending

230

227

263

187

189

168

115

166

206

219

254

139

165

207

246

315

179

291

362

457

334

368

534

348

386

498

750

837

810

953

1,038

785

669

588

566

384

384

1,007

625

Bank-owned life insurance income

398

111

109

107

110

111

110

108

106

113

112

110

107

117

114

113

112

118

116

112

401

126

124

125

126

138

93

101

95

113

120

113

99

119

127

107

107

118

106

Gain on sale of affordable housing investments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

3,268

0

0

0

0

-

-

Affordable housing investment losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-231

-230

-

-57

-57

Other noninterest income

429

408

393

407

672

367

374

383

362

329

362

361

373

353

358

372

345

378

358

389

377

373

366

377

338

291

365

381

340

378

413

386

358

339

349

355

353

332

353

Securities gains, net

6

-180

44

8

5

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities gains, net

-

-

-

-

-

-

-

-

-

0

49

0

2

-369

148

0

0

2

11

0

3

0

-235

12

26

-28

0

518

161

71

178

251

309

315

451

445

5

469

1,431

Total other-than-temporary impairments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

333

0

0

0

0

0

0

0

130

0

156

51

261

340

20

Non-credit portion of other-than-temporary impairments recognized in other comprehensive income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

-80

0

210

0

20

Total securities gains, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3

0

-235

12

-307

-28

0

518

161

71

178

251

179

315

215

394

-46

129

1,431

Total noninterest income

1,235

2,458

991

885

1,160

842

791

839

853

844

968

793

836

493

1,063

993

834

988

1,056

1,167

1,321

1,079

1,017

1,081

756

2,140

1,432

2,071

1,655

1,788

2,017

1,814

4,864

1,461

1,327

1,300

1,089

1,857

2,792

Noninterest expense:
Salaries and benefits

2,831

3,300

2,894

2,799

2,938

2,694

2,673

2,618

2,668

2,722

2,516

2,392

2,381

2,504

2,471

2,446

2,405

2,479

2,255

2,291

2,268

2,242

2,199

2,221

2,281

2,285

2,139

2,114

2,250

2,134

2,209

2,205

2,143

2,077

2,147

2,013

1,930

2,051

1,939

Net occupancy and equipment

597

755

387

381

384

396

339

360

370

354

385

351

381

367

389

358

360

422

405

362

358

392

346

341

352

325

346

333

331

313

345

336

338

366

364

328

346

359

364

Professional fees

258

316

195

275

228

195

213

266

228

206

276

254

230

200

220

194

211

146

191

218

201

285

204

225

206

192

197

209

176

166

163

188

187

185

190

189

171

164

191

Fdic and other regulatory assessments

-

-

18

102

-

62

70

89

89

89

79

89

89

86

76

122

122

109

120

118

125

66

125

129

145

45

130

143

194

165

153

185

183

133

178

199

282

277

286

Other real estate foreclosed expenses including gain and loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

194

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20

-8

1

1

17

-269

-237

-62

118

459

68

20

23

141

119

-6

69

800

506

718

-17

268

911

Prepayment penalties on long-term debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

362

0

0

0

0

1,016

541

1,046

425

0

0

12

3,708

0

0

0

0

381

298

Other noninterest expense

1,170

1,201

1,330

1,072

1,061

1,049

1,455

993

1,047

1,050

969

929

1,037

1,068

1,018

901

991

989

920

1,039

983

1,064

947

938

846

866

853

859

827

1,104

781

1,128

914

626

883

861

882

866

820

Total noninterest expense

4,856

5,633

4,824

4,629

4,611

4,396

4,750

4,326

4,402

4,426

4,225

4,015

4,118

3,238

3,980

4,021

4,109

4,137

3,892

4,029

4,314

3,780

3,584

3,792

3,948

5,188

4,274

4,724

4,226

4,023

3,770

4,048

7,542

4,187

4,268

4,308

3,594

4,366

4,809

Earnings before income taxes

2,191

3,355

2,734

2,853

3,169

2,993

2,463

2,830

2,735

3,093

3,004

2,779

2,607

2,875

2,691

2,664

3,022

2,588

2,634

2,926

2,530

2,631

2,581

2,542

2,478

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Earnings before income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,428

2,579

2,170

-

1,956

2,478

1,723

-

1,304

1,449

1,709

1,499

1,921

Income tax expense (benefit)

390

671

527

546

626

593

488

566

540

1,268

868

784

717

798

740

733

831

652

724

776

668

735

709

683

657

501

636

672

481

365

347

449

258

-32

-63

-8

160

255

314

Net earnings

1,801

2,684

2,207

2,307

2,543

2,400

1,975

2,264

2,195

1,825

2,136

1,995

1,890

2,077

1,951

1,931

2,191

1,936

1,910

2,150

1,862

1,896

1,872

1,859

1,821

1,730

1,792

1,907

1,689

1,660

1,609

2,029

1,465

1,165

1,367

1,457

1,549

1,244

1,607

Net earnings per share:
Basic and diluted earnings per share

0.50

0.76

0.62

0.64

0.70

0.66

0.54

0.62

0.60

0.49

0.59

0.55

0.52

0.57

0.54

0.53

0.60

0.54

0.52

0.59

0.51

0.52

0.51

0.51

0.50

0.48

0.49

0.52

0.46

0.46

0.44

0.56

0.40

0.31

0.38

0.40

0.43

0.34

0.44

Weighted average shares outstanding:
Basic and diluted weighted average shares outstanding

3,566

3,565

3,568

3,577

3,614

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642