Auburn national bancorporation, inc (AUBN)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest income:
Loans, including fees

22,615

22,930

22,994

22,718

22,262

21,766

21,432

21,217

21,031

20,781

20,478

20,287

20,338

20,453

20,544

20,529

20,574

20,484

20,355

20,218

19,767

19,551

19,457

19,608

20,066

20,604

21,296

21,740

22,006

21,943

21,558

21,403

21,284

21,306

21,493

21,592

0

0

0

Securities - Taxable

4,096

4,000

3,985

3,962

3,989

4,051

4,088

4,185

4,285

4,229

4,066

3,742

3,405

3,282

3,343

3,535

3,709

3,851

3,994

4,226

4,491

4,627

4,591

4,319

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Securities - Tax-exempt

2,003

2,099

2,193

2,244

2,272

2,308

2,316

2,329

2,344

2,340

2,372

2,398

2,434

2,478

2,499

2,547

2,578

2,604

2,615

2,573

2,526

2,502

2,539

2,625

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

7,421

8,021

8,774

9,343

10,326

11,032

0

0

0

Federal funds sold and interest bearing bank deposits

1,145

1,218

1,244

1,192

1,171

1,121

1,047

979

871

770

728

704

678

603

540

406

301

214

179

155

134

137

154

160

159

148

121

93

71

54

52

55

62

57

43

39

0

0

0

Total interest income

29,859

30,247

30,416

30,116

29,694

29,246

28,883

28,710

28,531

28,120

27,644

27,131

26,855

26,816

26,926

27,017

27,162

27,153

27,143

27,172

26,918

26,817

26,798

26,875

27,118

27,458

27,941

28,297

28,794

29,067

29,031

29,479

30,120

30,706

31,862

32,663

0

0

0

Interest expense:
Deposits

4,196

4,176

4,076

3,920

3,761

3,612

3,488

3,440

3,461

3,451

3,509

3,621

3,722

3,841

3,928

3,961

4,014

4,135

4,333

4,537

4,772

4,927

5,028

5,151

5,245

5,392

5,582

5,747

6,003

6,324

6,687

7,136

7,623

8,068

8,699

9,356

0

0

0

Short-term borrowings

7

7

9

10

16

18

19

21

18

18

18

17

15

15

15

15

16

18

19

20

21

19

18

16

14

14

13

14

16

16

16

15

13

12

14

14

0

0

0

Long-term debt interest expense

-

-

0

0

-

46

78

112

131

125

131

160

194

228

249

245

240

282

328

374

419

418

502

636

808

1,130

1,378

1,579

1,738

1,830

2,247

2,661

3,072

3,401

3,695

3,996

0

0

0

Total interest expense

4,203

4,183

4,085

3,930

3,788

3,676

3,585

3,573

3,610

3,594

3,658

3,798

3,931

4,084

4,192

4,221

4,270

4,435

4,680

4,931

5,212

5,364

5,548

5,803

6,067

6,536

6,973

7,340

7,757

8,170

8,950

9,812

10,708

11,481

12,408

13,366

0

0

0

Net interest income

25,656

26,064

26,331

26,186

25,906

25,570

25,298

25,137

24,921

24,526

23,986

23,333

22,924

22,732

22,734

22,796

22,892

22,718

22,463

22,241

21,706

21,453

21,250

21,072

21,051

20,922

20,968

20,957

21,037

20,897

20,081

19,667

19,412

19,225

19,454

19,297

0

0

0

Provision for loan losses

150

-250

0

0

0

0

-400

-400

-300

-300

215

215

115

-485

-600

-400

-400

200

350

450

450

50

-100

-400

-400

400

1,465

3,015

3,615

3,815

3,400

2,450

2,450

2,450

2,530

2,680

0

0

0

Net interest income after provision for loan losses

25,506

26,314

26,331

26,186

25,906

25,570

25,698

25,537

25,221

24,826

23,771

23,118

22,809

23,217

23,334

23,196

23,292

22,518

22,113

21,791

21,256

21,403

21,350

21,472

21,451

20,522

19,503

17,942

17,422

17,082

16,681

17,217

16,962

16,775

16,924

16,617

0

0

0

Noninterest income:
Service charge on deposit accounts

705

717

738

748

754

749

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

746

748

754

764

773

787

799

815

823

836

855

865

872

883

879

894

930

980

1,024

1,069

1,111

1,123

1,156

1,167

1,167

1,210

1,243

0

0

0

Mortgage lending

907

866

807

659

638

655

706

845

818

777

765

757

933

947

1,031

1,147

1,289

1,444

1,521

1,693

1,584

1,636

1,766

1,982

2,471

2,895

3,350

3,638

3,586

3,445

3,080

2,608

2,207

1,922

2,341

2,400

0

0

0

Bank-owned life insurance income

725

437

437

438

439

435

437

439

441

442

446

448

451

456

457

459

458

747

755

763

776

501

513

482

458

427

402

429

441

445

451

458

452

460

459

438

0

0

0

Gain on sale of affordable housing investments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,268

3,268

3,268

3,268

0

0

0

0

-

-

Affordable housing investment losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

Other noninterest income

1,637

1,880

1,839

1,820

1,796

1,486

1,448

1,436

1,414

1,425

1,449

1,445

1,456

1,428

1,453

1,453

1,470

1,502

1,497

1,505

1,493

1,454

1,372

1,371

1,375

1,377

1,464

1,512

1,517

1,535

1,496

1,432

1,401

1,396

1,389

1,393

0

0

0

Securities gains, net

-122

-123

57

13

5

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities gains, net

-

-

-

-

-

-

-

-

-

51

-318

-219

-219

-221

150

13

13

16

14

-232

-220

-197

-225

10

516

651

750

928

661

809

1,053

1,326

1,520

1,216

1,370

2,350

0

0

0

Total other-than-temporary impairments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

333

333

333

333

0

0

0

0

130

130

286

337

468

808

672

0

0

0

Non-credit portion of other-than-temporary impairments recognized in other comprehensive income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

130

130

230

0

0

0

Total securities gains, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-220

-530

-558

-323

183

651

750

928

661

679

923

960

1,103

878

692

1,908

0

0

0

Total noninterest income

5,569

5,494

3,878

3,678

3,632

3,325

3,327

3,504

3,458

3,441

3,090

3,185

3,385

3,383

3,878

3,871

4,045

4,532

4,623

4,584

4,498

3,933

4,994

5,409

6,399

7,298

6,946

7,531

7,274

10,483

10,156

9,466

8,952

5,177

5,573

7,038

0

0

0

Noninterest expense:
Salaries and benefits

11,824

11,931

11,325

11,104

10,923

10,653

10,681

10,524

10,298

10,011

9,793

9,748

9,802

9,826

9,801

9,585

9,430

9,293

9,056

9,000

8,930

8,943

8,986

8,926

8,819

8,788

8,637

8,707

8,798

8,691

8,634

8,572

8,380

8,167

8,141

7,933

0

0

0

Net occupancy and equipment

2,120

1,907

1,548

1,500

1,479

1,465

1,423

1,469

1,460

1,471

1,484

1,488

1,495

1,474

1,529

1,545

1,549

1,547

1,517

1,458

1,437

1,431

1,364

1,364

1,356

1,335

1,323

1,322

1,325

1,332

1,385

1,404

1,396

1,404

1,397

1,397

0

0

0

Professional fees

1,044

1,014

893

911

902

902

913

976

964

966

960

904

844

825

771

742

766

756

895

908

915

920

827

820

804

774

748

714

693

704

723

750

751

735

714

715

0

0

0

Fdic and other regulatory assessments

-

-

211

263

-

310

337

346

346

346

343

340

373

406

429

473

469

472

429

434

445

465

444

449

463

512

632

655

697

686

654

679

693

792

936

1,044

0

0

0

Other real estate foreclosed expenses including gain and loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14

11

-250

-488

-551

-450

278

583

665

570

252

303

277

323

982

1,369

2,093

2,007

1,475

1,880

0

0

0

Prepayment penalties on long-term debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

362

362

362

0

1,016

1,557

2,603

3,028

2,012

1,471

437

3,720

3,720

3,720

3,708

0

381

679

0

0

0

Other noninterest expense

4,773

4,664

4,512

4,637

4,558

4,544

4,545

4,059

3,995

3,985

4,003

4,052

4,024

3,978

3,899

3,801

3,939

3,931

4,006

4,033

3,932

3,795

3,597

3,503

3,424

3,405

3,643

3,571

3,840

3,927

3,449

3,551

3,284

3,252

3,492

3,429

0

0

0

Total noninterest expense

19,942

19,697

18,460

18,386

18,083

17,874

17,904

17,379

17,068

16,784

15,596

15,351

15,357

15,348

16,247

16,159

16,167

16,372

16,015

15,707

15,470

15,104

16,512

17,202

18,134

18,412

17,247

16,743

16,067

19,383

19,547

20,045

20,305

16,357

16,536

17,077

0

0

0

Earnings before income taxes

11,133

12,111

11,749

11,478

11,455

11,021

11,121

11,662

11,611

11,483

11,265

10,952

10,837

11,252

10,965

10,908

11,170

10,678

10,721

10,668

10,284

10,232

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Earnings before income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

0

0

Income tax expense (benefit)

2,134

2,370

2,292

2,253

2,273

2,187

2,862

3,242

3,460

3,637

3,167

3,039

2,988

3,102

2,956

2,940

2,983

2,820

2,903

2,888

2,795

2,784

2,550

2,477

2,466

2,290

2,154

1,865

1,642

1,419

1,022

612

155

57

344

721

0

0

0

Net earnings

8,999

9,741

9,457

9,225

9,182

8,834

8,259

8,420

8,151

7,846

8,098

7,913

7,849

8,150

8,009

7,968

8,187

7,858

7,818

7,780

7,489

7,448

7,282

7,202

7,250

7,118

7,048

6,865

6,987

6,763

6,268

6,026

5,454

5,538

5,617

5,857

0

0

0

Net earnings per share:
Basic and diluted earnings per share

0.50

0.76

0.62

0.64

0.70

0.66

0.54

0.62

0.60

0.49

0.59

0.55

0.52

0.57

0.54

0.53

0.60

0.54

0.52

0.59

0.51

0.52

0.51

0.51

0.50

0.48

0.49

0.52

0.46

0.46

0.44

0.56

0.40

0.31

0.38

0.40

0.43

0.34

0.44

Weighted average shares outstanding:
Basic and diluted weighted average shares outstanding

3,566

3,565

3,568

3,577

3,614

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,643

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642

3,642