BANC OF CALIFORNIA, INC. BANC Cash Flow

Banc of california, inc. (BANC)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash flows from operating activities:
Net (loss) income
-6,593	14,272	-14,132	16,582	7,037	11,038	11,096	14,780	8,558	11,302	16,949	12,257	17,201	33,264	35,937	26,528	19,687	19,038	14,536	15,924	12,574	10,110	11,247	8,099	749	3,158	-8,534	4,363	929	-3,185	9,543	-739	377	-5,614	644	1,549	693
Adjustments to reconcile net (loss) income to net cash provided by operating activities
Financing Receivable, Credit Loss, Expense (Reversal)
15,761	-	-	-	2,098	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	-	-	-	6,653	1,410	2,653	19,499	5,052	3,561	2,503	2,583	589	2,592	1,769	321	1,260	735	5,474	0	4,159	2,780	2,108	1,929	1,768	2,109	1,918	2,168	3,499	1,031	279	691	-	-	-	-
(Reversal of) provision for unfunded loan commitments
-	-	-	-	-	374	217	-262	577	-926	628	796	833	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reversal of provision for loan repurchases
-600	-360	-123	-61	-116	-122	-360	-218	-1,788	-335	-749	-403	-325	-2,901	49	-141	-359	303	179	999	845	753	1,154	330	571	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation on premises and equipment
4,524	8,627	2,510	2,607	2,683	2,817	2,849	2,637	2,575	2,879	3,126	3,096	3,324	3,170	2,846	2,834	2,830	2,554	2,226	2,192	2,182	1,984	1,600	1,688	1,562	1,498	1,275	787	723	679	500	315	220	199	168	153	130
Amortization of Intangible Assets
429	500	500	580	620	600	700	900	800	838	916	1,056	1,090	1,028	1,179	1,322	1,322	1,346	1,390	1,600	1,500	1,306	890	944	939	944	973	367	367	-	-	-	-	-	-	-	-
Amortization of debt issuance costs
58	82	82	54	29	78	79	51	25	76	75	54	42	224	117	118	245	299	-118	301	245	202	245	143	96	96	97	96	96	-	-	-	-	-	-	-	-
Net amortization of premium on securities
-77	-45	-89	-363	-286	-305	-378	-457	-73	879	1,048	723	-218	-145	-352	-320	-389	-217	-767	-394	-224	-202	-199	-116	-229	-789	-377	-4	-572	-569	-428	-253	-180	-31	-36	160	240
Originations of loans held for sale from mortgage banking
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	520,982	534,832	332,808	-	-	-	-	-	-	-	-
Originations of other loans held for sale
-	-	-	-	-	-435	0	5,501	773	4,763	8,578	20,714	63,101	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of and principal collected on loans held for sale from mortgage banking
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	523,626	410,615	341,863	-	-	-	-	-	-	-	-
Net amortization of deferred loan costs and fees
-587	-437	-396	206	-289	61	323	106	122	401	756	-547	708	-662	284	294	85	-44	-1,276	864	-56	67	1,846	-571	-46	-166	15	192	207	-285	-22	-295	-60	-170	-279	-206	-60
Accretion of discounts on purchased loans
8	54	186	28	97	54	21	562	0	306	280	2,152	2,070	5,771	9,933	10,479	10,617	9,426	7,540	7,156	6,811	6,776	8,689	8,875	10,436	-	-	-	-	-	-	-	-	-	-	-	-
Loss (gain) from change of fair value on mortgage servicing rights
-	-	-	-	-	-259	-33	-321	-920	-6,705	-3,968	-4,475	-1,903	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred income tax expense
573	1,978	-4,441	56	1,785	-597	-4,462	4,104	-4,956	-5,031	-13,070	-4,057	-8,214	416	3,741	1,554	-98	5,363	-2,377	3,102	1,191	-17,157	0	0	0	-	-	-	-	-1,013	596	191	326	4,085	-843	-275	-1,018
Bank owned life insurance income
578	599	588	580	525	559	551	533	533	559	583	616	581	603	595	580	563	601	369	47	59	57	64	56	47	47	42	50	38	55	69	60	69	79	77	80	64
Employee stock ownership plan compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	123	136	163	183
Stock option compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	138	-	110	124	123	123	201	57	99	246	121	122	93	-310	378	213	214	72	397	183	164
Stock award compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,653	-	2,247	2,510	1,528	1,642	1,533	1,839	824	-	-	-	-	-	-	-	-	-	-	-	-
Stock appreciation right compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13	-	116	30	42	525	850	514	0	-	-	-	-	-	-	-	-	-	-	-	-
Share-based compensation expense
1,576	1,195	1,494	1,497	853	1,292	1,398	1,788	2,087	2,222	2,221	4,798	2,893	-	-	-	-	-	-	-	-	-	-	-	-	-	-	229	428	-	-	-	70	-	-	34	32
Unrealized Gain (Loss) on Derivatives
-182	36	600	-9,502	-98	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Gain) loss on investments in alternative energy partnerships
-	-	-	-	-	-	-	-	-	-	-	-	-8,682	-	-17,660	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income (Loss) from Equity Method Investments
-3,052	-4,559	940	992	-2,587	-786	-2,484	-1,808	34	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-120	-131	-159	-135	-76	-77	-76	-78	-79	-78	-78
Impairment on intangible assets
-	-	-	-	-	-	-	-	-	0	0	0	336	690	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Impairment on capitalized software projects
157	514	151	797	38	25	1,477	498	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fair value adjustment for loans held for sale
-1,586	-	-	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net revenue on mortgage banking activities
-	-	-	-	-	32	108	56	232	-194	13	13,636	29,434	39,386	50,159	43,795	33,684	30,334	37,015	39,403	37,933	25,030	26,943	26,133	17,324	15,028	16,231	20,261	16,370	-	-	-	-	-	-	-	-
Provision for loan repurchases
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	375	732	256	-	-	-	0	-	-	-	-
Gain (Loss) on Sales of Loans, Net
-27	-833	4,326	2,827	1,552	873	279	821	-41	1,205	5,735	983	4,019	20,490	11,063	2,147	2,195	15,164	9,737	7,838	4,472	3,927	10,260	3,038	2,603	4,180	484	3,724	312	-	-	-	-	-	-	-	-
Debt Securities, Available-for-sale, Realized Gain (Loss)
0	3	-5,063	0	208	0	13	278	5,241	2,688	7,625	1,099	3,356	-	487	12,824	16,789	1,510	1,750	0	-2	661	0	15	507	12	10	1	308	0	-12	-32	-39	1	1,450	1,118	319
Loss from change of fair value on mortgage servicing rights
-	-	-	-	-	-259	-33	-321	-920	-6,705	-3,968	-4,475	-1,903	5,179	-4,191	-8,566	-10,151	-348	-5,283	-666	-2,468	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on sale or disposal of property and equipment
-106	-47	-11	-5	-4	1,802	0	-45	-16	-176	141	-780	-255	-44	-73	-4	-1	-22	-58	0	0	-155	-490	-178	-119	-1	-1	0	2	-	-	-	-	-	-	-	-
Gain (Loss) from Sale of Mortgage Servicing RIghts (MSR)
-	-	-	-	-	126	24	-155	-2,295	0	0	0	0	-	-	-	2	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss (gain) on sale of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	37	-	0	6	17	66	0	0	0	240	73	37	114	-2	-42	192	316	164	-105	-51	-768
Discontinued Operation, Gain (Loss) from Disposal of Discontinued Operation, before Income Tax
-	-	-	-	-	164	0	272	1,003	47	211	236	13,302	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in valuation allowances on other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	16	0	22	32	0	0	0	0	18	0	79	1,554	-1,020	155	14	2,901	5,185	-3,073	-170
Repurchase of mortgage loans
-	-	-	-	-	0	1,575	1,421	9,670	4,652	-26,029	39,660	13,630	11,364	10,810	10,613	8,035	6,798	5,681	4,245	2,663	-845	4,188	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Originations of loans held-for-sale from mortgage banking
-	-	-	-	-	-	-	-	-	0	22,918	575,543	935,428	1,310,484	1,523,437	1,276,818	1,024,307	984,012	1,127,540	1,266,490	1,010,000	794,298	801,509	715,148	511,451	-	-	-	-	-	-	-	-	-	-	-	-
Originations of other loans held-for-sale
-	-	-	-	-	-435	0	5,501	773	4,763	8,578	20,714	63,101	68,676	162,079	182,646	201,195	218,389	203,780	124,307	257,460	399,399	289,240	378,059	373,002	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of and principal collected on loans held-for-sale from mortgage banking
822	1,305	1,056	1,710	2,139	-2,319	12,118	4,788	10,629	-1,033	113,773	890,006	958,529	1,425,781	1,505,351	1,338,523	1,009,532	985,879	1,225,224	1,247,146	948,675	803,428	819,920	667,139	548,284	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of and principal collected on other loans held-for-sale
-	-	-	-	-	-7	1,293	5,746	5	12,459	24,726	137,881	127,629	122,091	287,261	138,239	67,846	177,252	252,501	170,444	282,091	352,047	232,303	245,737	93,407	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of premiums and discounts on purchased loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-5,713	-5,428	-2,573	-	-806	-248	-177	-	-	-	-
Change in accrued interest receivable and other assets
5,865	2,877	-833	8,539	4,864	-9,565	-10,178	-3,270	-1,847	2,325	5,359	-22,824	12,536	-15,524	23,239	31,318	4,167	19,014	4,831	-95	-143	3,526	417	208	96	442	2,538	2,836	49	-3,629	3,805	-77	223	349	-246	1	-66
Change in other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	22,349	-	12,945	-2,858	4,373	3,004	12,153	-6,095	-3,187	10,069	-5,499	-8,232	-478	5,258	-1,556	-4,372	-3,702	-171	-3,558	6,174	-2,749
Change in accrued interest payable and other liabilities
-8,824	-7,331	8,974	-10,694	5,353	-4,192	7,608	2,616	-11,294	29,457	-9,548	-31,906	-54,805	8,246	15,133	-8,512	13,038	-9,203	12,745	13,304	-2,436	-11,177	3,558	3,518	-4,502	-8,149	12,633	-184	1,047	-3,633	5,002	-2,522	1,499	-	-	-	-
Accrued interest payable and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,738	413	1,584
Net cash provided by operating activities
7,049	20,129	33,912	7,678	18,536	26,550	45,595	36,514	14,344	52,190	127,706	399,106	-15,991	163,084	87,618	-37,273	-195,316	-83,385	105,574	4,811	-69,989	-86,471	-80,662	-192,456	-267,927	-287,046	-5,269	-139,651	-3,523	-598	-41,616	2,566	6,683	9,468	588	-1,114	4,696
Cash flows from investing activities:
Proceeds from sales of securities available-for-sale
0	373,519	40,960	279,413	502,606	0	25,314	201,639	190,917	44,308	126,387	432,247	378,539	312,488	232,512	1,304,032	2,247,421	586,580	403,032	0	174	59,519	0	1,272	50,973	12	118,747	475	8,064	4,228	2,030	2,744	2,938	11,977	32,654	11,714	6,478
Proceeds from maturities and calls of securities available-for-sale
30,000	15,061	0	18,951	19,078	129,401	257,800	123,800	96,600	256,600	186,574	43,339	32,465	51,550	0	0	0	-	-	-	-	0	126	-1,649	2,754	-82,475	86,314	5,128	3,639	17,775	12,580	13,308	8,624	-	-	-	-
Proceeds from principal repayments of securities available-for-sale
602	1,204	14,799	12,569	7,969	10,260	12,667	11,100	9,351	10,664	10,314	12,212	10,746	23,166	25,223	27,841	19,326	20,699	34,231	34,003	20,093	12,350	11,949	6,102	10,741	-	-	25,645	19,485	-	-	-	-	-	-	-	-
Proceeds from maturities and calls of securities held-to-maturity
-	-	-	-	-	-	-	-	-	0	0	122,485	21,020	78,050	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of securities available-for-sale
147,410	195,258	0	0	0	96,499	177,546	146,776	100,754	193,100	218,590	77,850	472,850	867,177	906,684	974,446	2,975,271	754,363	640,262	132,207	65,051	105,036	90,626	130,230	1,177	19,603	2,900	38,745	9,881	21,609	13,859	31,447	10,782	44,492	41,263	22,878	20,342
Net cash provided by disposal of discontinued operations
-	-	-	-	-	-	-	-	-	47	211	236	55,629	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loan originations and principal collections, net
-282,116	-421,835	-300,837	48,480	100,702	535,581	237,018	310,510	291,593	433,591	1,162,120	-157,578	-309,961	3,227,421	-509,079	-645,604	-293,744	862,180	-187,171	-184,398	11,316	609,630	-116,667	-99,840	-16,352	-30,000	270,565	85,658	59,049	-266,526	41,707	22,260	43,454	30,718	34,137	12,239	-1,787
Proceeds from maturities, calls, and principal repayments of securities available-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,826
Net cash used in acquisitions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	22,409	0	0	1,000	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	2,334	23,639	125,210	31,048	478,534	95,643	114,631	16,901	13,354	13,262	9,863	2,093	4,820	478,035	42,535	332,343	30,389	44,143	2,839	19,546	-	-	-	-
Redemption of Federal Home Loan Bank stock
11,490	-	-	-	23,341	14,735	38,333	13,642	0	10,874	13,438	487	4,813	18,023	15,275	0	5,690	1,296	250	10,103	6,810	559	0	0	0	-	-	-	-	0	41	328	333	338	340	343	330
Purchase of Federal Home Loan Bank and other bank stock
9,307	14,025	89,896	-40,801	11,041	11,521	33,904	6,664	7,061	19,465	17,063	687	209	16,673	3,351	20,007	7,767	19,722	6,706	4,446	4,413	7,368	1,040	7,591	4,201	7,811	3,951	2,019	2	-	-	-	-	-	-	-	-
Proceeds from sale of loans
0	5,711	582,830	313,008	245,013	146,546	18,832	204,953	6,506	964	195,404	159,439	249,695	654,078	213,337	11,101	51,826	185,533	76,198	274,104	39,642	19,156	69,084	21,585	51,813	57,305	64,002	135,164	20,045	-	-	-	-	-	-	-	-
Net change in time deposits in financial institutions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	245	-400	101	-	-	1,046	1,392	-	-	-	-	-	-	-	-
Proceeds from sale of other real estate owned
0	0	292	62	489	0	311	931	553	1,856	586	746	320	145	585	51	956	1	0	454	454	216	0	48	0	1,523	126	191	3,283	2,117	4,657	1,250	5,765	788	4,995	769	2,517
Proceeds from sale of mortgage servicing rights
-	-	-	-	-	0	0	2,709	27,347	1,496	0	0	0	0	0	0	5	0	2,773	0	3,089	1,631	17,177	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of premises and equipment
-	-	-	-	-	-	-	-	-	479	1,672	340	172	28	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of premises and equipment
2,487	2,087	2,424	2,219	3,748	1,455	1,977	3,479	2,090	2,230	1,004	1,772	10,317	13,836	15,389	9,256	6,202	75,309	4,135	2,033	1,782	4,582	1,726	2,502	2,853	5,356	45,576	1,764	2,269	1,659	1,400	5,137	-2,045	8,383	-837	-620	-2,035
Payments of capital lease obligations
134	227	88	173	86	124	86	128	125	670	248	245	271	22,596	255	230	243	-682	213	240	229	219	178	272	232	171	105	70	43	-	-	8	2	-	-	-	-
Payments to Acquire Equity Method Investments
4,437	201	13,098	927	574	3,487	1,010	1,589	275	11,320	14,174	10,332	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in investments in alternative energy partnerships
3,177	75	-534	-760	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease (increase) in investments in alternative energy partnerships
-	-	-	-	-	-	-	-	-	-	14,986	13	30,927	-	41,572	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by investing activities
157,256	631,241	929,336	552,385	682,345	-391,512	-98,284	90,674	-70,624	-341,539	41,479	523,054	-71,136	115,271	-1,013,037	-431,469	-989,051	-1,109,429	-1,020,550	-119,773	-6,798	-203,400	-124,888	-223,340	88,474	-381,050	-571,636	-3,117	-347,679	-28,790	-33,523	-17,399	-58,169	-114,648	-32,744	-13,771	-6,439
Cash flows from financing activities:
Repurchase of warrants, TARP
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	1,003
Net increase (decrease) in deposits
135,671	-342,891	-522,232	-1,432,642	-191,712	514,902	265,948	25,629	-182,738	-110,690	-641,318	-552,782	-544,457	63,831	1,149,363	1,091,355	534,516	881,095	363,581	243,018	190,161	-36,493	284,154	238,209	190,502	123,587	587,854	411,033	392,456	-20,933	60,628	-1,512	67,509	74,725	25,675	51,524	-11,898
Net decrease in short-term Federal Home Loan Bank advances
-193,000	-355,000	-150,000	890,000	-585,000	-20,000	-140,000	-300,000	30,000	-175,000	650,000	-210,000	540,000	-280,000	-160,000	-215,000	265,000	300,000	380,000	-95,000	-223,000	78,000	-145,000	55,000	155,000	-	-	-5,000	-25,000	-	-	-	-	-	-	-	-
Repayment of long-term Federal Home Loan Bank advances
24,000	-	-	-	0	-	-	-	-	0	50,000	0	50,000	0	0	50,000	0	200,000	150,000	100,000	15,000	0	0	0	10,000	-	-	-	-	-	10,053	0	20,000	0	10,000	30,000	15,000
Proceeds from long-term Federal Home Loan Bank advances
-	-	-	-	-	0	0	200,000	180,000	400,000	0	0	100,000	0	0	0	0	0	250,000	0	150,000	250,000	0	0	0	-	-	-	-	-	61,000	0	35,000	-	-	-	-
Net decrease in other short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	15,000	-	-	-	70,000	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in securities sold under repurchase agreements
-	-	-	-	-	-	-	-	-	-	-16,722	26,922	26,320	-	0	-257,100	257,100	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net proceeds from issuance of common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-12	-4	99,563	75,531	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-308	873	26,022	-45
Proceeds from Issuance of Preferred Stock and Preference Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-3	120,258	0	0	110,873	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of preferred stock
1,612	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital raise cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	50	-	-	-	-	-	-	-	-	-	-	-	-
Payment of junior subordinated amortizing notes
-	-	-	-	-	-	-	-	-	0	0	1,354	1,330	1,305	1,281	1,258	1,234	1,212	1,189	1,168	1,146	1,125	1,032	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Capital raising expenses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6	-	-	-	-
Purchase of treasury stock
12,041	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	146	37	97	3,603	1,333	37	32	75	408	9	73	51	0	0	4
Proceeds from exercise of stock options
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	236	0	757	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of restricted stock surrendered due to employee tax liability
299	121	26	797	79	247	48	1,974	97	802	645	3,242	2,135	550	498	3,195	193	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax benefit/(loss) from RRP shares vesting
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-1
Tax expense from restricted stock vesting
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-16	-1	-152	0	0	148
Dividend equivalents paid on stock appreciation rights
94	93	94	94	202	203	203	202	202	203	203	202	202	186	186	186	184	183	173	172	171	471	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Issuance of stock awards
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	55	-	-	-	-	-	-	-	-
Tax effect of options redeemed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	147
Dividends paid on preferred stock
3,533	3,540	3,403	4,308	4,308	3,646	8,082	5,113	5,113	5,113	5,112	5,113	5,113	5,112	5,113	6,375	3,030	3,030	3,031	2,475	910	910	910	922	910	951	946	0	288	317	328	314	400	-	-	-	-
Dividends paid on common stock
2,877	3,127	3,073	3,077	6,467	6,473	13,146	6,541	6,565	6,530	6,512	6,480	6,185	6,211	5,894	5,230	4,509	4,477	4,239	4,295	3,944	2,671	3,562	2,208	2,228	2,208	1,838	1,254	1,436	1,002	2,467	1	1,185	-478	2,133	305	1,018
Net cash used in financing activities
-101,785	-804,772	-750,224	-550,918	-787,768	384,333	39,219	-88,201	15,285	65,222	-68,549	-820,251	56,898	-211,448	1,026,290	525,462	1,243,255	969,975	834,949	308,550	110,990	336,085	132,484	340,208	402,974	362,204	530,580	481,907	365,755	15,971	108,372	29,827	80,844	74,555	46,217	47,241	-28,674
Net change in cash and cash equivalents
62,520	-153,402	213,024	9,145	-86,887	19,371	-13,470	38,987	-40,995	-224,127	100,636	101,909	-30,229	66,907	100,871	56,720	58,888	-222,839	-80,027	193,588	34,203	46,214	-73,066	-75,588	223,521	-305,892	-46,325	339,139	14,553	-13,417	33,233	14,994	29,358	-30,625	14,061	32,356	-30,417
Supplemental cash flow information
Interest paid on deposits and borrowed funds
20,331	31,466	34,309	46,297	39,436	40,428	31,638	33,297	25,430	24,739	18,393	22,785	15,888	15,412	17,511	10,151	16,306	9,731	13,393	12,932	8,754	8,639	8,390	7,954	7,609	7,555	6,829	-6,466	15,359	1,970	2,256	1,955	1,425	1,300	1,333	1,588	1,824
Income taxes paid
0	102	0	450	2,372	3,889	2,098	2,306	31	2,378	76	2,290	6,574	5,730	243	34,807	1,597	8,969	4,958	15,558	3,944	5,544	4,311	0	0	0	0	0	0	0	0	0	0	0	0	950	0
Income taxes refunds received
-	-	-	-	-	30	4,478	2	22	49	0	14,070	0	0	0	0	1	1	-140	141	17	-1	264	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Supplemental disclosure of non-cash activities
Transfer from other real estate owned to contracts receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Transfer from loans to other real estate owned, net
0	0	0	0	276	238	0	434	0	18	1,265	632	1,171	2,425	540	157	147	1,064	0	0	534	0	0	503	150	-	-	-	-	113	136	0	3,614	1,994	8,089	9,487	3,232
Transfer of loans held-for-investment to loans held-for-sale
0	11,699	559	883,975	243,364	145,151	20,020	205,278	6,546	979	45,899	304,811	242,288	30,065	100,191	0	61,410	-48,757	5,090	43,667	0	750	3,527	2,920	59,137	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans held-for-sale to loans held-for-investment
-	-	-	-	-	-	-	-	-	-	-	-	-	0	-40	2,409	4,746	0	5,950	476,901	0	0	22,279	87,853	6,984	-	-	-	-	-	-	-	-	-	-	-	-
Equipment acquired under capital leases
30	36	0	10	30	41	20	-475	496	1,382	0	0	70	0	0	16	0	78	0	0	34	324	0	0	989	1,436	525	0	714	167	186	51	128	-	-	-	-
Reclassification of stranded tax effects to retained earnings
-	-	-	-	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating lease right of use assets recognized
0	0	1,243	1,056	26,365	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating lease liabilities recognized
0	0	1,243	1,056	27,766	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Due on unsettled securities purchases
-	-	-	-	-	-	-115,046	73,546	59,000	-	-61,590	116,090	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans sold to Ginnie Mae that are subject to a repurchase option
-	-	-	-	-	-	-	-	6,774	23,857	12,316	9,801	20,024	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer from loans to loans provided for sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0