BANC OF CALIFORNIA, INC. BANC Cash Flow

Banc of california, inc. (BANC)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash flows from operating activities:
Net (loss) income
10,129	23,759	20,525	45,753	43,951	45,472	45,736	51,589	49,066	57,709	79,671	98,659	112,930	115,416	101,190	79,789	69,185	62,072	53,144	49,855	42,030	30,205	23,253	3,472	-264	-84	-6,427	11,650	6,548	5,996	3,567	-5,332	-3,044	-2,728	0	0	0
Adjustments to reconcile net (loss) income to net cash provided by operating activities
Financing Receivable, Credit Loss, Expense (Reversal)
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	-	-	-	30,215	28,614	30,765	30,615	13,699	9,236	8,267	7,533	5,271	5,942	4,085	7,790	7,469	10,368	12,413	9,047	10,976	8,585	7,914	7,724	7,963	9,694	8,616	6,977	5,500	0	0	0	-	-	-	-
(Reversal of) provision for unfunded loan commitments
-	-	-	-	-	906	-394	17	1,075	1,331	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reversal of provision for loan repurchases
-1,144	-660	-422	-659	-816	-2,488	-2,701	-3,090	-3,275	-1,812	-4,378	-3,580	-3,318	-3,352	-148	-18	1,122	2,326	2,776	3,751	3,082	2,808	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation on premises and equipment
18,268	16,427	10,617	10,956	10,986	10,878	10,940	11,217	11,676	12,425	12,716	12,436	12,174	11,680	11,064	10,444	9,802	9,154	8,584	7,958	7,454	6,834	6,348	6,023	5,122	4,283	3,464	2,689	2,217	1,714	1,234	902	740	650	0	0	0
Amortization of Intangible Assets
2,009	2,200	2,300	2,500	2,820	3,000	3,238	3,454	3,610	3,900	4,090	4,353	4,619	4,851	5,169	5,380	5,658	5,836	5,796	5,296	4,640	4,079	3,717	3,800	3,223	2,651	0	0	0	-	-	-	-	-	-	-	-
Amortization of debt issuance costs
276	247	243	240	237	233	231	227	230	247	395	437	501	704	779	544	727	727	630	993	835	686	580	432	385	385	0	0	0	-	-	-	-	-	-	-	-
Net amortization of premium on securities
-574	-783	-1,043	-1,332	-1,426	-1,213	-29	1,397	2,577	2,432	1,408	8	-1,035	-1,206	-1,278	-1,693	-1,767	-1,602	-1,587	-1,019	-741	-746	-1,333	-1,511	-1,399	-1,742	-1,522	-1,573	-1,822	-1,430	-892	-500	-87	333	0	0	0
Originations of loans held for sale from mortgage banking
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Originations of other loans held for sale
-	-	-	-	-	5,839	11,037	19,615	34,828	97,156	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of and principal collected on loans held for sale from mortgage banking
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Net amortization of deferred loan costs and fees
-1,214	-916	-418	301	201	612	952	1,385	732	1,318	255	-217	624	1	619	-941	-371	-512	-401	2,721	1,286	1,296	1,063	-768	-5	248	129	92	-395	-662	-547	-804	-715	-715	0	0	0
Accretion of discounts on purchased loans
276	365	365	200	734	637	889	1,148	2,738	4,808	10,273	19,926	28,253	36,800	40,455	38,062	34,739	30,933	28,283	29,432	31,151	34,776	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Loss (gain) from change of fair value on mortgage servicing rights
-	-	-	-	-	-1,533	-7,979	-11,914	-16,068	-17,051	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred income tax expense
-1,834	-622	-3,197	-3,218	830	-5,911	-10,345	-18,953	-27,114	-30,372	-24,925	-8,114	-2,503	5,613	10,560	4,442	5,990	7,279	-15,241	-12,864	-15,966	-17,157	0	0	0	-	-	-	-	100	5,198	3,759	3,293	1,949	0	0	0
Bank owned life insurance income
2,345	2,292	2,252	2,215	2,168	2,176	2,176	2,208	2,291	2,339	2,383	2,395	2,359	2,341	2,339	2,113	1,580	1,076	532	227	236	224	214	192	186	177	185	212	222	253	277	285	305	300	0	0	0
Employee stock ownership plan compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	605	0	0	0
Stock option compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	543	-	480	571	504	480	603	523	588	582	26	283	374	495	877	896	866	816	0	0	0
Stock award compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,723	-	7,927	7,213	6,542	5,838	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Stock appreciation right compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	173	-	713	1,447	1,931	1,889	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Share-based compensation expense
5,762	5,039	5,136	5,040	5,331	6,565	7,495	8,318	11,328	12,134	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	0	-	-	0	0
Unrealized Gain (Loss) on Derivatives
-9,048	-8,964	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Gain) loss on investments in alternative energy partnerships
-	-	-	-	-	-	-	-	-	-	-	-	-40,192	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income (Loss) from Equity Method Investments
-5,679	-5,214	-1,441	-4,865	-7,665	-5,044	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-545	-501	-447	-364	-307	-310	-311	-313	0	0	0
Impairment on intangible assets
-	-	-	-	-	-	-	-	-	336	1,026	1,026	1,026	690	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Impairment on capitalized software projects
1,619	1,500	1,011	2,337	2,038	2,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fair value adjustment for loans held for sale
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net revenue on mortgage banking activities
-	-	-	-	-	428	202	107	13,687	42,889	82,469	132,615	162,774	167,024	157,972	144,828	140,436	144,685	139,381	129,309	116,039	95,430	85,428	74,716	68,844	67,890	0	0	0	-	-	-	-	-	-	-	-
Provision for loan repurchases
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	0	-	-	-	-
Gain (Loss) on Sales of Loans, Net
6,293	7,872	9,578	5,531	3,525	1,932	2,264	7,720	7,882	11,942	31,227	36,555	37,719	35,895	30,569	29,243	34,934	37,211	25,974	26,497	21,697	19,828	20,081	10,305	10,991	8,700	0	0	0	-	-	-	-	-	-	-	-
Debt Securities, Available-for-sale, Realized Gain (Loss)
-5,060	-4,852	-4,855	221	499	5,532	8,220	15,832	16,653	14,768	0	0	15,972	-	31,610	32,873	20,049	3,258	2,409	659	674	1,183	534	544	530	331	319	297	264	-83	-82	1,380	2,530	2,888	0	0	0
Loss from change of fair value on mortgage servicing rights
-	-	-	-	-	-1,533	-7,979	-11,914	-16,068	-17,051	-5,167	-5,390	-9,481	-17,729	-23,256	-24,348	-16,448	-8,765	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on sale or disposal of property and equipment
-169	-67	1,782	1,793	1,753	1,741	-237	-96	-831	-1,070	-938	-1,152	-376	-122	-100	-85	-81	-80	-213	-645	-823	-942	-788	-299	-121	0	0	0	0	-	-	-	-	-	-	-	-
Gain (Loss) from Sale of Mortgage Servicing RIghts (MSR)
-	-	-	-	-	-2,300	-2,426	-2,450	-2,295	0	0	0	0	-	-	-	2	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss (gain) on sale of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	43	-	89	89	83	66	240	313	350	464	222	107	262	464	630	567	324	-760	0	0	0
Discontinued Operation, Gain (Loss) from Disposal of Discontinued Operation, before Income Tax
-	-	-	-	-	1,439	1,322	1,533	1,497	13,796	13,749	13,538	13,302	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in valuation allowances on other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	70	54	54	32	0	18	18	97	1,651	613	768	703	2,050	8,255	5,027	4,843	0	0	0
Repurchase of mortgage loans
-	-	-	-	-	12,666	17,318	-10,286	27,953	31,913	38,625	75,464	46,417	40,822	36,256	31,127	24,759	19,387	11,744	10,251	6,006	3,343	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Originations of loans held-for-sale from mortgage banking
-	-	-	-	-	-	-	-	-	1,533,889	2,844,373	4,344,892	5,046,167	5,135,046	4,808,574	4,412,677	4,402,349	4,388,042	4,198,328	3,872,297	3,320,955	2,822,406	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Originations of other loans held-for-sale
-	-	-	-	-	5,839	11,037	19,615	34,828	97,156	161,069	314,570	476,502	614,596	764,309	806,010	747,671	803,936	984,946	1,070,406	1,324,158	1,439,700	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of and principal collected on loans held-for-sale from mortgage banking
4,893	6,210	2,586	13,648	16,726	25,216	26,502	128,157	1,013,375	1,961,275	3,388,089	4,779,667	5,228,184	5,279,187	4,839,285	4,559,158	4,467,781	4,406,924	4,224,473	3,819,169	3,239,162	2,838,771	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of and principal collected on other loans held-for-sale
-	-	-	-	-	7,037	19,503	42,936	175,071	302,695	412,327	674,862	675,220	615,437	670,598	635,838	668,043	882,288	1,057,083	1,036,885	1,112,178	923,494	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of premiums and discounts on purchased loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0	-	-	-	-
Change in accrued interest receivable and other assets
16,448	15,447	3,005	-6,340	-18,149	-24,860	-12,970	2,567	-16,987	-2,604	-20,453	-2,573	51,569	43,200	77,738	59,330	27,917	23,607	8,119	3,705	4,008	4,247	1,163	3,284	5,912	5,865	1,794	3,061	148	322	4,300	249	327	38	0	0	0
Change in other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	33,911	-	17,464	16,672	13,435	5,875	12,940	-4,712	-6,849	-4,140	-8,951	-5,008	-1,148	-4,372	-9,801	-11,803	-1,257	-304	0	0	0
Change in accrued interest payable and other liabilities
-17,875	-3,698	-559	-1,925	11,385	-5,262	28,387	11,231	-23,291	-66,802	-88,013	-63,332	-39,938	27,905	10,456	8,068	29,884	14,410	12,436	3,249	-6,537	-8,603	-5,575	3,500	-202	5,347	9,863	2,232	-106	346	0	0	0	-	-	-	-
Accrued interest payable and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Net cash provided by operating activities
68,768	80,255	86,676	98,359	127,195	123,003	148,643	230,754	593,346	563,011	673,905	633,817	197,438	18,113	-228,356	-210,400	-168,316	-42,989	-46,075	-232,311	-429,578	-627,516	-828,091	-752,698	-699,893	-435,489	-149,041	-185,388	-43,171	-32,965	-22,899	19,305	15,625	13,638	0	0	0
Cash flows from investing activities:
Proceeds from sales of securities available-for-sale
693,892	1,196,498	822,979	807,333	729,559	417,870	462,178	563,251	793,859	981,481	1,249,661	1,355,786	2,227,571	4,096,453	4,370,545	4,541,065	3,237,033	989,786	462,725	59,693	60,965	111,764	52,257	171,004	170,207	127,298	131,514	14,797	17,066	11,940	19,689	50,313	59,283	62,823	0	0	0
Proceeds from maturities and calls of securities available-for-sale
64,012	53,090	167,430	425,230	530,079	607,601	734,800	663,574	583,113	518,978	313,928	127,354	84,015	51,550	0	0	0	-	-	-	-	1,231	-81,244	4,944	11,721	12,606	112,856	39,122	47,302	52,287	0	0	0	-	-	-	-
Proceeds from principal repayments of securities available-for-sale
29,174	36,541	45,597	43,465	41,996	43,378	43,782	41,429	42,541	43,936	56,438	71,347	86,976	95,556	93,089	102,097	108,259	109,026	100,677	78,395	50,494	41,142	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-
Proceeds from maturities and calls of securities held-to-maturity
-	-	-	-	-	-	-	-	-	143,505	221,555	221,555	99,070	78,050	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of securities available-for-sale
342,668	195,258	96,499	274,045	420,821	521,575	618,176	659,220	590,294	962,390	1,636,467	2,324,561	3,221,157	5,723,578	5,610,764	5,344,342	4,502,103	1,591,883	942,556	392,920	390,943	327,069	241,636	153,910	62,425	71,129	73,135	84,094	76,796	77,697	100,580	127,984	119,415	128,975	0	0	0
Net cash provided by disposal of discontinued operations
-	-	-	-	-	-	-	-	-	56,123	56,076	55,865	55,629	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loan originations and principal collections, net
-956,308	-573,490	383,926	921,781	1,183,811	1,374,702	1,272,712	2,197,814	1,729,726	1,128,172	3,922,002	2,250,803	1,762,777	1,778,994	-586,247	-264,339	196,867	501,927	249,377	319,881	404,439	376,771	-262,859	124,373	309,871	385,272	148,746	-80,112	-143,510	-159,105	138,139	130,569	120,548	75,307	0	0	0
Proceeds from maturities, calls, and principal repayments of securities available-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Net cash used in acquisitions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	23,409	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	182,231	658,431	730,435	719,856	705,709	240,529	158,148	53,380	38,572	30,038	494,811	527,483	857,733	883,302	449,410	409,714	96,917	0	0	0	-	-	-	-
Redemption of Federal Home Loan Bank stock
0	-	-	-	90,051	66,710	62,849	37,954	24,799	29,612	36,761	38,598	38,111	38,988	22,261	7,236	17,339	18,459	17,722	17,472	7,369	559	0	0	0	-	-	-	-	702	1,040	1,339	1,354	1,351	0	0	0
Purchase of Federal Home Loan Bank and other bank stock
72,427	74,161	71,657	15,665	63,130	59,150	67,094	50,253	44,276	37,424	34,632	20,920	40,240	47,798	50,847	54,202	38,641	35,287	22,933	17,267	20,412	20,200	20,643	23,554	17,982	13,783	0	0	0	-	-	-	-	-	-	-	-
Proceeds from sale of loans
901,549	1,146,562	1,287,397	723,399	615,344	376,837	231,255	407,827	362,313	605,502	1,258,616	1,276,549	1,128,211	930,342	461,797	324,658	587,661	575,477	409,100	401,986	149,467	161,638	199,787	194,705	308,284	276,516	0	0	0	-	-	-	-	-	-	-	-
Net change in time deposits in financial institutions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-54	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-
Proceeds from sale of other real estate owned
354	843	843	862	1,731	1,795	3,651	3,926	3,741	3,508	1,797	1,796	1,101	1,737	1,593	1,008	1,411	909	1,124	1,124	718	264	1,571	1,697	1,840	5,123	5,717	10,248	11,307	13,789	12,460	12,798	12,317	9,069	0	0	0
Proceeds from sale of mortgage servicing rights
-	-	-	-	-	30,056	31,552	31,552	28,843	1,496	0	0	0	5	5	2,778	2,778	5,862	7,493	21,897	21,897	18,808	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of premises and equipment
-	-	-	-	-	-	-	-	-	2,663	2,212	540	200	28	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of premises and equipment
9,217	10,478	9,846	9,399	10,659	9,001	9,776	8,803	7,096	15,323	26,929	41,314	48,798	44,683	106,156	94,902	87,679	83,259	12,532	10,123	10,592	11,663	12,437	56,287	55,549	54,965	51,268	7,092	10,465	6,151	12,875	10,638	4,881	4,891	0	0	0
Payments of capital lease obligations
622	574	471	469	424	463	1,009	1,171	1,288	1,434	23,360	23,367	23,352	23,324	46	4	14	0	901	866	898	901	853	780	578	389	0	0	0	-	-	0	0	-	-	-	-
Payments to Acquire Equity Method Investments
18,663	14,800	18,086	5,998	6,660	6,361	14,194	27,358	36,101	35,826	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in investments in alternative energy partnerships
1,958	-1,219	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease (increase) in investments in alternative energy partnerships
-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by investing activities
2,270,218	2,795,307	1,772,554	744,934	283,223	-469,746	-419,773	-280,010	152,370	151,858	608,668	-445,848	-1,400,371	-2,318,286	-3,542,986	-3,550,499	-3,238,803	-2,256,550	-1,350,521	-454,859	-558,426	-463,154	-640,804	-1,087,552	-867,329	-1,303,482	-951,222	-413,109	-427,391	-137,881	-223,739	-222,960	-219,332	-167,602	0	0	0
Cash flows from financing activities:
Repurchase of warrants, TARP
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Net increase (decrease) in deposits
-2,162,094	-2,489,477	-1,631,684	-843,504	614,767	623,741	-1,851	-909,117	-1,487,528	-1,849,247	-1,674,726	115,955	1,760,092	2,839,065	3,656,329	2,870,547	2,022,210	1,677,855	760,267	680,840	676,031	676,372	836,452	1,140,152	1,312,976	1,514,930	1,370,410	843,184	430,639	105,692	201,350	166,397	219,433	140,026	0	0	0
Net decrease in short-term Federal Home Loan Bank advances
192,000	-200,000	135,000	145,000	-1,045,000	-430,000	-585,000	205,000	295,000	805,000	700,000	-110,000	-115,000	-390,000	190,000	730,000	850,000	362,000	140,000	-385,000	-235,000	143,000	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-
Repayment of long-term Federal Home Loan Bank advances
0	-	-	-	0	-	-	-	-	100,000	100,000	50,000	100,000	50,000	250,000	400,000	450,000	465,000	265,000	115,000	15,000	10,000	0	0	0	-	-	-	-	-	30,053	30,000	60,000	55,000	0	0	0
Proceeds from long-term Federal Home Loan Bank advances
-	-	-	-	-	380,000	780,000	780,000	580,000	500,000	100,000	100,000	100,000	0	0	250,000	250,000	400,000	650,000	400,000	400,000	250,000	0	0	0	-	-	-	-	-	0	0	0	-	-	-	-
Net decrease in other short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in securities sold under repurchase agreements
-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net proceeds from issuance of common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	175,078	175,090	175,094	75,531	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	26,542	0	0	0
Proceeds from Issuance of Preferred Stock and Preference Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	120,255	120,255	120,255	231,131	110,873	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of preferred stock
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital raise cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Payment of junior subordinated amortizing notes
-	-	-	-	-	-	-	-	-	2,684	3,989	5,270	5,174	5,078	4,985	4,893	4,803	4,715	4,628	4,471	3,303	2,157	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Capital raising expenses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Purchase of treasury stock
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	280	3,883	5,070	5,070	5,005	1,477	552	524	565	541	133	124	55	0	0	0
Proceeds from exercise of stock options
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	993	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of restricted stock surrendered due to employee tax liability
1,243	1,023	1,149	1,171	2,348	2,366	2,921	3,518	4,786	6,824	6,572	6,425	6,378	4,436	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax benefit/(loss) from RRP shares vesting
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Tax expense from restricted stock vesting
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-17	-169	-169	-153	-4	0	0	0
Dividend equivalents paid on stock appreciation rights
375	483	593	702	810	810	810	810	810	810	793	776	760	742	739	726	712	699	987	814	642	471	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Issuance of stock awards
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Tax effect of options redeemed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Dividends paid on preferred stock
14,784	15,559	15,665	20,344	21,149	21,954	23,421	20,451	20,451	20,451	20,450	20,451	21,713	19,630	17,548	15,466	11,566	9,446	7,326	5,205	3,652	3,652	3,693	3,729	2,807	2,185	1,551	933	1,247	1,359	0	0	0	-	-	-	-
Dividends paid on common stock
12,154	15,744	19,090	29,163	32,627	32,725	32,782	26,148	26,087	25,707	25,388	24,770	23,520	21,844	20,110	18,455	17,520	16,955	15,149	14,472	12,385	10,669	10,206	8,482	7,528	6,736	5,530	6,159	4,906	4,655	3,175	2,841	3,145	2,978	0	0	0
Net cash used in financing activities
-2,207,699	-2,893,682	-1,704,577	-915,134	-452,417	350,636	31,525	-76,243	-808,293	-766,680	-1,043,350	51,489	1,397,202	2,583,559	3,764,982	3,573,641	3,356,729	2,224,464	1,590,574	888,109	919,767	1,211,751	1,237,870	1,635,966	1,777,665	1,740,446	1,394,213	972,005	519,925	235,014	293,598	231,443	248,857	139,339	0	0	0
Net change in cash and cash equivalents
131,287	-18,120	154,653	-71,841	-41,999	3,893	-239,605	-125,499	-62,577	-51,811	239,223	239,458	194,269	283,386	-6,360	-187,258	-50,390	-75,075	193,978	200,939	-68,237	121,081	-231,025	-204,284	210,443	1,475	293,950	373,508	49,363	64,168	46,960	27,788	45,150	-14,625	0	0	0
Supplemental cash flow information
Interest paid on deposits and borrowed funds
132,403	151,508	160,470	157,799	144,799	130,793	115,104	101,859	91,347	81,805	72,478	71,596	58,962	59,380	53,699	49,581	52,362	44,810	43,718	38,715	33,737	32,592	31,508	29,947	15,527	23,277	17,692	13,119	21,540	7,606	6,936	6,013	5,646	6,045	0	0	0
Income taxes paid
552	2,924	6,711	8,809	10,665	8,324	6,813	4,791	4,775	11,318	14,670	14,837	47,354	42,377	45,616	50,331	31,082	33,429	30,004	29,357	13,799	9,855	4,311	0	0	0	0	0	0	0	0	0	950	950	0	0	0
Income taxes refunds received
-	-	-	-	-	4,532	4,551	73	14,141	14,119	14,070	14,070	0	1	2	-138	3	19	17	421	280	263	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Supplemental disclosure of non-cash activities
Transfer from other real estate owned to contracts receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Transfer from loans to other real estate owned, net
0	276	514	514	948	672	452	1,717	1,915	3,086	5,493	4,768	4,293	3,269	1,908	1,368	1,211	1,598	534	534	1,037	653	0	0	0	-	-	-	-	3,863	5,744	13,697	23,184	22,802	0	0	0
Transfer of loans held-for-investment to loans held-for-sale
896,233	1,139,597	1,273,049	1,292,510	613,813	376,995	232,823	258,702	358,235	593,977	623,063	677,355	372,544	191,666	112,844	17,743	61,410	0	49,507	47,944	7,197	66,334	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans held-for-sale to loans held-for-investment
-	-	-	-	-	-	-	-	-	-	-	-	-	7,115	7,115	13,105	487,597	482,851	482,851	499,180	110,132	117,116	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Equipment acquired under capital leases
76	76	81	101	-384	82	1,423	1,403	1,878	1,452	70	70	86	16	94	94	78	112	358	358	358	1,313	2,425	2,950	2,950	2,675	1,406	1,067	1,118	532	0	0	0	-	-	-	-
Reclassification of stranded tax effects to retained earnings
-	-	-	-	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating lease right of use assets recognized
2,299	28,664	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating lease liabilities recognized
2,299	30,065	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Due on unsettled securities purchases
-	-	-	-	-	-	0	0	59,000	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans sold to Ginnie Mae that are subject to a repurchase option
-	-	-	-	-	-	-	-	52,748	65,998	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer from loans to loans provided for sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0