Bancfirst corp /ok/ (BANF)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
CASH FLOWS FROM OPERATING ACTIVITIES
Net income

125,650

134,879

132,097

131,612

128,031

125,814

112,586

101,413

94,009

86,439

85,562

81,834

76,145

70,674

67,782

65,430

66,490

66,170

66,191

69,354

65,489

63,887

61,999

57,697

55,602

54,317

52,762

52,131

51,267

51,900

51,192

49,885

48,271

45,621

0

0

0

Adjustments to reconcile to net cash provided by operating activities:
Provision for credit losses

26,186

8,287

8,391

6,380

5,172

3,802

5,609

8,138

8,754

8,512

6,861

6,525

7,488

11,519

13,493

11,977

10,444

7,675

5,869

1,330

3,188

3,072

1,686

4,789

2,176

1,258

3,250

3,495

3,227

3,100

1,483

2,135

3,900

4,515

0

0

0

Depreciation and amortization

16,700

15,989

15,369

14,732

14,147

13,546

12,649

12,216

11,967

11,791

11,955

12,031

12,239

12,383

12,541

12,357

12,104

11,901

11,617

11,561

11,500

11,349

11,279

11,134

11,083

11,077

11,123

11,102

11,003

10,840

10,542

10,406

9,989

9,682

0

0

0

Net amortization of securities premiums and discounts

2,795

4,282

4,044

3,994

2,320

421

181

122

150

148

141

159

67

-128

-434

-759

-1,020

-1,020

-945

-843

-782

-910

-997

-1,236

-1,422

-1,563

-1,586

-1,458

-1,406

-1,401

-1,661

-2,131

-2,967

-3,907

0

0

0

Realized securities gains

0

-

-

-

-

47

0

0

0

-

-

-

-

-59

2,037

2,183

7,640

9,269

7,943

8,227

2,920

1,641

898

704

748

420

613

908

1,005

4,915

4,867

4,532

5,622

1,598

0

0

0

Gain on sales of loans

3,702

3,619

3,179

3,015

2,949

2,902

2,994

2,926

2,940

2,921

2,885

3,016

2,895

2,825

2,554

2,236

2,090

1,968

1,960

1,984

1,902

1,813

1,754

1,745

1,969

2,306

2,637

2,814

2,889

2,773

2,689

2,481

2,135

2,015

0

0

0

Cash receipts from the sale of loans originated for sale

251,974

238,324

205,940

190,335

186,132

187,461

194,281

210,136

213,122

211,569

209,704

200,645

192,354

189,620

181,810

173,815

175,831

171,723

171,009

165,395

157,824

152,440

149,346

160,411

177,185

200,946

228,725

240,294

240,575

231,802

217,568

193,809

171,428

166,254

0

0

0

Cash disbursements for loans originated for sale

256,707

237,543

214,165

188,738

184,777

186,632

184,321

207,773

208,697

205,574

208,982

196,336

189,641

182,425

176,554

167,978

170,264

174,047

172,694

167,921

161,796

153,592

151,998

158,546

172,563

193,853

217,369

232,914

232,411

230,666

217,444

196,855

177,889

164,665

0

0

0

Deferred income tax benefit

396

1,148

2,320

2,866

2,813

3,155

6,156

4,502

4,751

4,383

-669

-854

-1,704

-2,048

-3,943

-2,356

-2,146

-1,903

-1,605

-2,204

-2,335

-3,683

-5,379

-3,091

-2,321

-483

674

-892

-765

-689

-1,380

-4,105

-4,952

-5,282

0

0

0

Gain on sale of other assets

3,056

1,372

709

895

1,074

596

361

172

10

-46

-108

-126

-5

1,252

1,283

1,316

1,494

65

122

290

491

760

1,268

1,101

753

790

145

168

301

232

317

290

41

1,060

0

0

0

Decrease/(increase) in interest receivable

-2,583

-887

-233

2,836

3,779

3,390

4,013

4,795

4,993

3,284

3,221

1,564

723

1,497

926

1,291

811

991

682

638

798

309

510

145

-735

-284

-1,865

-1,574

-863

-2,686

-991

-2,953

-3,317

-3,874

0

0

0

(Decrease)/increase in interest payable

-942

-17

650

1,065

1,208

1,179

942

815

697

366

279

181

78

69

-63

-77

-72

-105

-31

-31

-153

-333

-417

-428

-417

-375

-305

-353

-461

-540

-723

-917

-747

-595

0

0

0

Amortization of stock-based compensation arrangements

1,529

1,277

1,259

1,265

1,220

1,352

1,342

1,343

1,264

1,180

1,189

1,200

1,407

1,636

1,740

1,864

1,704

1,717

1,695

1,654

1,793

1,676

1,490

1,441

1,333

1,360

1,435

1,427

1,463

1,530

3,247

3,227

3,141

3,075

0

0

0

Excess tax benefit from stock-based compensation arrangements

921

928

333

477

567

1,112

1,439

1,715

2,872

2,601

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

1,528

6,740

3,868

6,022

7,119

-1,199

2,726

-2,030

-6,667

4,051

-1,303

2,601

-490

-5,500

-180

1,091

746

6,301

3,559

7,681

9,369

5,719

2,828

-4,411

3,898

5,512

2,557

71

-2,948

-3,148

-1,572

1,706

-317

697

0

0

0

Net cash and due from banks paid for acquisitions

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-174,283

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

157,561

158,958

146,866

153,555

150,315

140,010

138,533

114,539

104,189

109,749

96,528

101,854

93,979

90,541

90,260

89,856

83,822

78,159

75,848

76,523

79,550

76,922

67,401

66,537

74,663

78,090

82,908

73,503

69,024

60,296

57,692

57,072

51,310

62,410

0

0

0

Net cash received from acquisitions, net of cash paid

0

-

-

-

-

6,248

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in federal funds sold

0

-

-

-

-

23,548

0

0

0

-

0

0

0

-

-

-

-

-

-

-

2,000

4,619

4,319

4,619

1,619

700

0

0

0

-300

0

100

38,961

40,807

0

0

0

Purchases of held for investment securities

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

902

0

0

0

-

-

-

-

-

-

-

-

Purchases of available for sale securities

0

-

-

-

-

465,684

198,624

102,707

94,459

84,109

0

0

0

-

-

-

-

91,136

60,662

51,250

155,043

224,217

284,076

340,332

236,488

157,139

126,561

86,126

117,539

106,759

178,286

295,333

264,845

286,186

0

0

0

Proceeds from maturities, calls and paydowns of held for investment securities

562

535

539

1,020

1,086

1,089

1,853

2,158

2,145

2,293

1,738

5,214

5,211

5,260

5,798

2,123

2,202

2,103

1,563

2,082

3,694

4,101

4,108

5,863

6,219

5,816

5,944

8,427

7,832

8,616

8,463

6,008

5,761

5,932

0

0

0

Proceeds from maturities, calls and paydowns of available for sale securities

648,705

508,293

374,401

426,646

123,586

126,909

127,410

77,557

57,922

78,682

219,389

257,839

271,574

300,156

156,024

145,387

104,616

55,689

81,210

74,901

186,618

225,394

223,026

288,872

211,372

181,769

180,746

132,076

117,023

145,740

249,754

329,002

409,371

393,526

0

0

0

Proceeds from sales of available for sale securities

-

-

-

-

-

31,285

0

0

0

-

-

-

-

-

2,700

2,574

9,420

10,850

11,196

11,480

6,086

4,855

2,415

2,221

-8

521

1,272

-1,853

582

6,025

-13,008

4,319

5,979

61,668

0

0

0

Held for investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Purchase of equity securities

2,177

3,966

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from paydowns and sales of equity securities

2,476

2,178

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in loans

550,906

310,053

281,741

96,249

66,714

-49,354

-1,521

125,334

289,909

331,362

345,695

259,890

124,218

176,594

213,018

332,219

292,599

243,976

213,728

209,988

316,022

366,064

246,181

301,636

217,017

153,336

313,292

221,801

191,336

252,905

132,541

80,862

116,726

63,956

0

0

0

Purchases of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

48,012

46,249

55,435

29,380

35,206

31,803

40,633

41,395

0

0

0

Proceeds from sales of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

104,580

78,402

65,326

49,385

32,729

23,104

20,206

9,458

0

0

0

Purchases of premises, equipment and computer software

31,611

27,054

27,330

48,139

51,487

51,863

50,910

28,070

21,806

18,007

14,485

12,355

11,265

10,835

9,573

11,514

10,095

11,263

12,484

10,504

12,443

11,490

11,684

12,627

13,367

13,896

14,901

13,475

12,116

13,438

13,231

15,260

24,167

16,380

0

0

0

Purchase of tax credits

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

-10,980

-7,867

4,200

8,183

1,158

3,890

-4,601

-6,526

-4,367

-4,038

-15,413

-14,451

-14,304

-9,519

9,373

8,330

8,973

4,957

5,434

6,176

6,994

5,851

6,615

6,533

5,213

5,389

4,921

4,616

5,702

9,651

9,708

10,605

9,608

15,588

0

0

0

Net cash used in investing activities

-257,706

50,347

-267,951

-89,077

-397,995

-293,799

-50,087

-168,234

-335,772

-349,784

-347,455

-263,186

-99,797

-98,017

-169,743

-246,822

-229,401

-265,298

-188,964

-177,811

-279,186

-183,376

-174,092

-184,619

-69,543

-131,078

-206,205

-148,652

-182,486

-185,890

-78,590

-22,489

70,419

140,403

0

0

0

FINANCING ACTIVITIES
Net change in deposits

218,195

274,218

83,624

-78,561

-6,975

-139,510

11,125

126,532

-11,535

166,988

277,097

291,700

383,755

274,699

151,282

-39,315

-48,005

-106,422

0

0

0

-

-

-

-

-21,311

123,124

110,893

80,545

467,688

457,591

330,631

429,393

433,205

0

0

0

Net (decrease) increase in demand, transaction and savings deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in time deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-67,165

-60,130

-58,889

-64,593

-86,973

-105,725

-115,479

-71,967

0

0

0

Net change in short-term borrowings

-3,800

-575

-1,600

-1,500

5,100

775

100

1,500

-700

400

0

0

0

-

223

1,425

-743

-3,482

-7,696

-10,242

-6,560

-608

6,399

8,795

3,712

19

-591

-2,818

-2,432

-3,703

-6,614

-5,946

-10,663

-9,862

0

0

0

Issuance of common stock in connection with stock options, net

2,390

2,484

1,014

1,296

1,274

2,238

2,684

3,126

3,382

4,844

10,572

14,822

15,413

13,354

8,669

4,736

4,941

4,428

5,416

6,264

5,881

6,532

5,560

5,810

5,841

5,200

4,946

3,899

3,186

3,540

2,640

1,798

1,401

1,398

0

0

0

Paydown of long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,938

8,938

9,964

9,040

2,240

2,317

1,365

2,363

9,298

16,794

30,544

29,545

25,541

0

0

0

Common stock acquired

0

-

-

-

-

-

-

-

-

-

-

-

-

5,523

0

0

0

-

-

-

-

-

-

-

-

2,710

0

0

0

-

-

-

-

-

-

-

-

Cash dividends paid

40,486

39,805

39,184

36,266

33,348

30,265

27,132

26,303

25,473

24,783

24,055

23,612

23,163

22,770

22,419

22,109

21,793

21,449

21,090

20,571

20,061

19,543

0

0

0

-

-

-

-

21,090

16,348

16,077

15,828

15,593

0

0

0

Net cash provided by financing activities

171,600

234,721

30,785

-128,100

-47,018

-179,831

-13,223

104,855

-34,326

147,449

261,714

280,410

375,505

259,760

130,578

-62,440

-72,777

-128,579

-65,228

62,079

123,211

162,814

113,160

254,280

241,934

-34,625

37,619

31,480

-7,440

363,009

323,220

158,226

248,480

300,841

0

0

0

Net (decrease)/increase in cash, due from banks and interest-bearing deposits

71,455

444,026

-90,300

-63,622

-294,698

-333,620

75,223

51,160

-265,909

-92,586

10,787

119,078

369,687

252,284

51,095

-219,406

-218,356

-315,718

-178,344

-39,209

-76,425

56,360

6,469

136,198

247,054

-87,613

-85,678

-43,669

-120,902

237,415

302,322

192,809

370,209

503,654

0

0

0

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid during the period for interest

51,357

54,602

54,553

51,906

47,718

41,549

34,971

29,125

23,814

20,563

18,442

16,429

15,317

14,673

14,032

13,384

12,796

12,255

12,219

12,360

13,194

13,135

13,444

13,694

13,380

14,142

14,702

15,667

16,880

18,312

19,694

21,549

23,600

25,520

0

0

0

Cash paid during the period for income taxes

0

-

-

-

-

27,952

33,262

36,758

41,208

41,058

38,551

35,250

32,750

32,700

33,200

34,201

33,981

33,531

31,581

29,638

25,928

26,178

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Noncash investing and financing activities:
Stock issued in acquisitions

-

-

-

-

-

39,498

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash consideration for acquisitions

-

-

-

-

-

24,722

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Fair value of assets acquired in acquisitions

0

-

-

-

-

377,320

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Liabilities assumed in acquisitions

0

-

-

-

-

338,860

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unpaid common stock dividends declared

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-