Bancfirst corp /ok/ (BANF)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
INTEREST INCOME
Loans, including fees

291,519

263,093

222,022

204,467

190,292

182,972

167,051

169,143

164,108

154,822

152,731

Securities:
Taxable

13,308

8,808

7,171

5,229

5,492

5,727

4,947

7,686

12,321

12,359

13,419

Tax-exempt

458

609

737

964

982

1,061

1,222

1,555

1,878

1,243

1,398

Federal funds sold

4

291

61

1

14

2

2

2

48

12

1

Interest-bearing deposits with banks

31,368

30,403

18,077

7,908

4,265

4,391

4,064

4,201

3,537

2,462

2,240

Total interest income

336,657

303,204

248,068

218,569

201,045

194,153

177,286

182,587

181,892

170,898

169,789

INTEREST EXPENSE
Deposits

52,738

40,462

18,790

12,638

10,251

10,795

11,579

15,250

21,871

26,081

36,508

Short-term borrowings

32

95

17

7

4

16

6

28

58

6

11

Long-term borrowings

-

-

-

-

32

25

216

360

882

61

-

Junior subordinated debentures

1,966

2,171

2,122

2,096

1,966

1,966

1,966

2,134

2,184

1,993

1,966

Total interest expense

54,736

42,728

20,929

14,741

12,253

12,802

13,767

17,772

24,995

28,141

38,485

Net interest income

281,921

260,476

227,139

203,828

188,792

181,351

163,519

164,815

156,897

142,757

131,304

Provision for credit losses

8,287

3,802

8,512

11,519

7,675

3,072

1,258

3,100

4,515

2,954

10,389

Net interest income after provision for credit losses

273,634

256,674

218,627

192,309

181,117

178,279

162,261

161,715

152,382

139,803

120,915

NONINTEREST INCOME
Securities transactions (includes no accumulated other comprehensive income reclassifications)

812

47

4,060

-59

9,269

1,641

420

4,915

1,598

324

336

Income from sales of loans

3,619

2,902

2,921

2,825

1,968

1,813

2,306

2,773

2,015

2,942

2,779

Insurance commissions

20,296

18,926

16,811

15,559

14,791

14,642

14,094

12,626

10,457

8,543

6,979

Cash management

16,866

13,123

11,155

10,616

7,510

6,741

6,250

7,504

7,430

6,536

8,476

Gain/(loss) on sale of other assets

-39

575

-60

46

79

335

293

374

3

379

213

Other

5,495

5,950

5,629

5,182

5,449

5,672

6,270

5,718

6,103

5,583

5,176

Total noninterest income

137,229

125,199

118,070

107,032

105,808

96,413

90,155

87,717

76,961

69,938

66,881

NONINTEREST EXPENSE
Salaries and employee benefits

153,024

139,547

125,149

119,662

113,083

108,640

102,165

99,535

92,231

82,359

79,019

Occupancy, net

12,704

13,491

12,591

12,313

11,512

11,610

10,635

10,576

10,128

9,050

8,346

Depreciation

12,623

10,537

9,603

10,114

9,966

9,595

9,412

9,013

8,014

7,424

7,520

Amortization of intangible assets

3,366

3,009

2,188

2,269

1,935

1,754

1,665

1,827

1,668

1,107

920

Data processing services

5,843

4,956

4,654

4,796

4,579

4,689

4,785

4,822

4,942

4,352

3,636

Net income from other real estate owned

785

-239

-421

747

-324

511

434

1,547

958

948

366

Marketing and business promotion

8,554

8,028

7,389

7,236

6,986

7,024

6,652

7,327

6,552

5,887

5,529

Deposit insurance

1,143

2,427

2,261

2,904

3,358

3,291

3,003

2,949

3,674

5,722

7,833

Other

44,829

39,887

36,136

32,857

33,972

36,407

32,823

32,832

30,479

27,246

25,948

Total noninterest expense

241,301

222,121

200,392

191,404

185,715

183,521

171,574

170,428

158,646

144,095

139,117

Income before taxes

169,562

159,752

136,305

107,937

101,210

91,171

80,842

79,004

70,697

65,646

48,679

Income tax expense

34,683

33,938

49,866

37,263

35,040

27,284

26,525

27,104

25,076

23,337

16,070

Net income

134,879

125,814

86,439

70,674

66,170

63,887

54,317

51,900

45,621

42,309

32,609

NET INCOME PER COMMON SHARE
Basic

4.13

3.85

2.72

2.27

2.13

4.14

3.56

3.42

2.99

2.76

2.13

Diluted

4.05

3.76

2.65

2.22

2.09

4.04

3.49

3.36

2.93

2.70

2.09

OTHER COMPREHENSIVE GAIN
Unrealized gain on securities, net of tax of $(2,176) and $(868), respectively

5,593

-423

-2,431

-1,424

-327

613

-2,321

-1,334

1,367

-2,334

-3,421

Reclassification adjustment for (gains)/losses included in net income, net of tax of $0, $2 and $(7), respectively

-

7

-10

9

2,339

327

89

1,793

428

-184

233

Other comprehensive gain/(loss), net of tax of $(1,918), $141 and $854, respectively

5,593

-430

-2,421

-1,433

-2,666

286

-2,410

-3,127

939

-2,518

-3,654

Comprehensive income

140,472

125,384

84,018

69,241

63,504

64,173

51,907

48,773

46,560

39,791

28,955

Trust Revenue [Member]
Revenue

13,599

12,829

12,002

10,630

9,091

9,180

8,072

7,315

6,672

6,288

5,826

Service Charges on Deposits [Member]
Revenue

76,581

70,847

65,552

62,233

57,651

56,389

52,450

46,492

42,683

39,343

37,096