BANCFIRST CORP /OK/ BANF Income Statement

Bancfirst corp /ok/ (BANF)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
INTEREST INCOME
Loans, including fees
299,307	291,519	282,762	274,290	268,904	263,093	252,845	242,147	231,306	222,022	216,067	211,624	207,907	204,467	203,399	199,094	194,538	190,292	187,490	186,907	186,272	182,972	177,953	172,888	168,526	167,051	167,661	167,993	168,357	169,143	168,364	168,412	166,811	164,108	160,487	157,127	0	0	0
Securities:
Taxable
11,559	13,308	13,259	13,144	11,245	8,808	7,841	7,358	7,308	7,171	6,746	6,225	5,663	5,229	5,257	5,306	5,420	5,492	5,532	5,777	5,821	5,727	5,545	5,106	4,899	4,947	5,256	5,840	6,632	7,686	9,105	10,178	11,102	12,321	12,553	12,793	0	0	0
Tax-exempt
430	458	478	520	564	609	663	705	721	737	770	831	896	964	998	999	991	982	976	989	1,027	1,061	1,093	1,115	1,156	1,222	1,298	1,380	1,477	1,555	1,345	1,481	1,672	1,878	1,990	1,798	0	0	0
Federal funds sold
-	4	6	94	189	291	294	206	0	-	0	0	-	-	0	-	-	-	-	-	-	2	1	1	6	2	3	3	2	2	8	8	28	48	42	42	0	0	0
Interest-bearing deposits with banks
28,389	31,368	33,718	33,179	32,369	30,403	26,512	23,319	20,419	18,077	15,123	12,119	9,546	7,908	6,750	5,791	5,005	4,265	4,230	4,333	4,363	4,391	4,384	4,303	4,177	4,064	4,074	4,114	4,205	4,201	4,051	3,910	3,735	3,537	3,143	2,831	0	0	0
Total interest income
339,687	336,657	330,223	321,227	313,271	303,204	288,203	273,788	259,919	248,068	238,713	230,801	224,013	218,569	216,419	211,204	205,968	201,045	198,225	198,003	197,480	194,153	188,980	183,417	178,764	177,286	178,292	179,330	180,673	182,587	182,873	183,989	183,348	181,892	178,215	174,591	0	0	0
INTEREST EXPENSE
Deposits
48,601	52,738	53,295	50,822	46,730	40,462	33,668	27,744	22,334	18,790	16,589	14,491	13,283	12,638	11,970	11,343	10,793	10,251	10,217	10,353	10,544	10,795	10,981	11,172	11,328	11,579	12,167	13,047	14,041	15,250	16,342	17,772	19,875	21,871	23,698	25,010	0	0	0
Short-term borrowings
29	32	39	74	70	95	89	53	49	17	15	11	9	7	6	5	4	4	6	11	15	16	15	10	6	6	9	15	22	28	48	67	62	58	34	9	0	0	0
Long-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25	65	117	172	216	256	288	317	360	329	577	741	882	0	0	0	-	0
Junior subordinated debentures
1,966	1,966	2,019	2,075	2,127	2,171	2,159	2,144	2,130	2,122	2,116	2,108	2,101	2,096	2,061	2,029	1,997	1,966	1,966	1,965	1,966	1,966	1,966	1,967	1,966	1,966	1,965	1,965	2,039	2,134	2,252	2,285	2,245	2,184	2,066	2,035	0	0	0
Total interest expense
50,596	54,736	55,353	52,971	48,927	42,728	35,916	29,941	24,513	20,929	18,720	16,610	15,393	14,741	14,069	13,409	12,826	12,253	12,189	12,329	12,532	12,802	13,027	13,266	13,472	13,767	14,397	15,315	16,419	17,772	18,971	20,701	22,923	24,995	26,631	27,555	0	0	0
Net interest income
289,091	281,921	274,870	268,256	264,344	260,476	252,287	243,847	235,406	227,139	219,993	214,191	208,620	203,828	202,350	197,795	193,142	188,792	186,036	185,674	184,948	181,351	175,953	170,151	165,292	163,519	163,895	164,015	164,254	164,815	163,902	163,288	160,425	156,897	151,584	147,036	0	0	0
Provision for credit losses
26,186	8,287	8,391	6,380	5,172	3,802	5,609	8,138	8,754	8,512	6,861	6,525	7,488	11,519	13,493	11,977	10,444	7,675	5,869	1,330	3,188	3,072	1,686	4,789	2,176	1,258	3,250	3,495	3,227	3,100	1,483	2,135	3,900	4,515	4,155	4,141	0	0	0
Net interest income after provision for credit losses
262,905	273,634	266,479	261,876	259,172	256,674	246,678	235,709	226,652	218,627	213,132	207,666	201,132	192,309	188,857	185,818	182,698	181,117	180,167	184,344	181,760	178,279	174,267	165,362	163,116	162,261	160,645	160,520	161,027	161,715	162,419	161,153	156,525	152,382	147,429	142,895	0	0	0
NONINTEREST INCOME
Securities transactions (includes no accumulated other comprehensive income reclassifications)
0	-	-	0	-	47	15	-251	0	-	0	0	-	-59	2,037	2,183	7,640	9,269	7,943	8,227	2,920	1,641	898	704	748	420	613	908	1,005	4,915	4,867	4,532	5,622	1,598	1,530	1,330	0	0	0
Gains reclassified from other comprehensive income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-
Income from sales of loans
3,702	3,619	3,179	3,015	2,949	2,902	2,994	2,926	2,940	2,921	2,885	3,016	2,895	2,825	2,554	2,236	2,090	1,968	1,960	1,984	1,902	1,813	1,754	1,745	1,969	2,306	2,637	2,814	2,889	2,773	2,689	2,481	2,135	2,015	1,907	1,842	0	0	0
Insurance commissions
20,707	20,296	19,813	19,485	18,992	18,926	18,250	17,646	17,447	16,811	16,691	16,460	15,987	15,559	14,938	14,993	14,858	14,791	14,877	14,602	14,744	14,642	14,492	14,232	14,015	14,094	14,151	13,920	13,678	12,626	12,111	11,360	11,028	10,457	10,323	9,579	0	0	0
Cash management
17,410	16,866	15,946	14,899	13,878	13,123	12,583	12,004	11,422	11,155	11,070	11,119	11,052	10,616	9,802	8,855	8,009	7,510	7,294	7,158	6,975	6,741	6,639	6,489	6,412	6,250	6,222	6,573	6,988	7,504	7,841	7,718	7,604	7,430	7,193	6,985	0	0	0
Gain/(loss) on sale of other assets
51	-39	215	411	545	575	308	142	-10	-60	-35	-62	18	46	32	57	43	79	193	408	370	335	243	50	81	293	305	282	571	374	355	332	14	3	21	290	0	0	0
Other
5,842	5,495	5,435	5,988	5,931	5,950	5,732	5,143	5,644	5,629	5,686	5,644	5,289	5,182	5,400	5,349	5,266	5,449	5,280	5,381	5,582	5,672	5,786	6,215	6,068	6,270	6,098	5,867	5,949	5,718	5,717	5,816	5,935	6,103	6,154	5,712	0	0	0
Total noninterest income
140,373	137,229	133,556	130,730	127,090	125,199	126,181	122,549	120,095	118,070	112,668	111,426	109,500	107,032	106,074	103,471	106,129	105,808	103,637	103,251	98,147	96,413	94,346	93,060	91,182	90,155	89,720	88,184	86,815	87,717	85,352	83,353	82,668	76,961	75,689	72,582	0	0	0
NONINTEREST EXPENSE
Salaries and employee benefits
156,609	153,024	148,179	142,876	141,528	139,547	135,494	131,914	128,685	125,149	123,378	122,498	120,959	119,662	118,894	117,049	114,927	113,083	111,216	110,623	110,215	108,640	107,346	105,287	102,894	102,165	101,652	100,199	99,944	99,535	98,288	97,492	95,219	92,231	88,906	84,771	0	0	0
Occupancy, net
13,623	12,704	12,273	12,273	12,716	13,491	13,511	13,423	13,019	12,591	12,462	12,381	12,460	12,313	12,041	11,875	11,504	11,512	11,703	11,572	11,656	11,610	11,279	11,127	10,844	10,635	10,625	10,734	10,710	10,576	10,399	10,189	10,123	10,128	9,903	9,321	0	0	0
Depreciation
13,129	12,623	12,233	11,698	11,112	10,537	9,870	9,630	9,593	9,603	9,766	9,829	10,004	10,114	10,218	10,150	10,032	9,966	9,840	9,784	9,710	9,595	9,595	9,470	9,453	9,412	9,376	9,322	9,190	9,013	8,714	8,578	8,241	8,014	7,789	7,508	0	0	0
Amortization of intangible assets
3,571	3,366	3,136	3,034	3,035	3,009	2,779	2,586	2,374	2,188	2,189	2,202	2,235	2,269	2,323	2,207	2,072	1,935	1,777	1,777	1,790	1,754	1,684	1,664	1,630	1,665	1,747	1,780	1,813	1,827	1,827	1,828	1,748	1,668	1,479	1,289	0	0	0
Data processing services
6,055	5,843	5,349	5,300	5,233	4,956	5,068	4,760	4,662	4,654	4,631	4,699	4,776	4,796	4,718	4,672	4,677	4,579	4,579	4,630	4,636	4,689	4,736	4,726	4,770	4,785	4,760	4,795	4,724	4,822	4,871	4,965	4,975	4,942	4,742	4,464	0	0	0
Net income from other real estate owned
2,436	785	231	193	271	-239	-210	-214	-397	-421	-517	-611	-444	747	173	284	503	-324	641	865	275	511	-119	-187	862	434	1,048	1,143	1,422	1,547	1,493	2,258	2,111	958	959	158	0	0	0
Marketing and business promotion
8,648	8,554	8,257	8,207	7,937	8,028	7,823	7,616	7,526	7,389	7,542	7,531	7,596	7,236	7,524	7,385	7,162	6,986	6,938	6,727	6,987	7,024	6,827	7,066	6,861	6,652	6,626	6,956	7,179	7,327	7,143	6,695	6,669	6,552	6,143	5,870	0	0	0
Deposit insurance
746	1,143	1,567	2,245	2,341	2,427	2,434	2,390	2,292	2,261	2,252	2,340	2,653	2,904	3,211	3,390	3,371	3,358	3,317	3,307	3,344	3,291	3,224	3,164	3,033	3,003	2,996	2,991	2,973	2,949	2,886	2,927	2,967	3,674	4,286	5,074	0	0	0
Other
46,535	44,829	40,408	39,349	38,806	39,887	40,017	39,464	38,146	36,136	34,593	33,843	33,574	32,857	34,098	33,558	34,469	33,972	33,845	35,263	35,995	36,407	35,917	34,551	33,119	32,823	32,253	32,307	32,380	32,832	32,824	32,307	32,233	30,479	28,448	27,446	0	0	0
Total noninterest expense
246,480	241,301	231,171	224,789	222,437	222,121	217,206	211,997	206,694	200,392	197,330	195,934	194,701	191,404	192,226	189,374	187,083	185,715	183,590	184,180	184,608	183,521	180,489	176,868	173,466	171,574	171,083	170,227	170,335	170,428	168,445	167,239	164,286	158,646	152,655	145,901	0	0	0
Income before taxes
156,798	169,562	168,864	167,817	163,825	159,752	155,653	146,261	140,053	136,305	128,470	123,158	115,931	107,937	102,705	99,915	101,744	101,210	100,214	103,415	95,299	91,171	88,124	81,554	80,832	80,842	79,282	78,477	77,507	79,004	79,326	77,267	74,907	70,697	70,463	69,576	0	0	0
Income tax expense
31,148	34,683	36,767	36,205	35,794	33,938	43,067	44,848	46,044	49,866	42,908	41,324	39,786	37,263	34,923	34,485	35,254	35,040	34,023	34,061	29,810	27,284	39,253	23,857	25,230	26,525	13,392	26,346	26,240	27,104	39,410	27,382	26,636	25,076	13,377	25,277	0	0	0
Net income
125,650	134,879	132,097	131,612	128,031	125,814	112,586	101,413	94,009	86,439	85,562	81,834	76,145	70,674	67,782	65,430	66,490	66,170	66,191	69,354	65,489	63,887	61,999	57,697	55,602	54,317	52,762	52,131	51,267	51,900	51,192	49,885	48,271	45,621	45,810	44,299	0	0	0
NET INCOME PER COMMON SHARE
Basic
0.69	1.09	1.02	1.04	0.98	1.00	1.01	0.93	0.91	0.61	0.68	0.73	0.70	-0.50	0.58	1.12	1.07	-1.12	1.01	1.19	1.05	1.02	1.22	0.94	0.96	0.91	0.94	0.83	0.88	0.81	0.91	0.77	0.93	0.77	0.82	0.66	0.74	0.77	0.72
Diluted
0.68	1.07	1.00	1.02	0.96	0.98	0.98	0.91	0.89	0.59	0.67	0.71	0.68	-0.50	0.57	1.10	1.05	-1.09	0.98	1.17	1.03	0.99	1.19	0.92	0.94	0.88	0.93	0.82	0.86	0.79	0.90	0.76	0.91	0.75	0.81	0.65	0.72	0.75	0.71
OTHER COMPREHENSIVE GAIN
Unrealized gain on securities, net of tax of $(2,176) and $(868), respectively
9,478	5,593	8,301	7,300	3,505	-423	-5,370	-4,625	-3,641	-2,431	-1,908	-2,296	-2,193	-1,424	-663	152	-847	-327	703	226	1,659	613	752	738	-1,835	-2,321	-2,480	-2,216	-1,164	-1,334	-2,061	-1,549	968	1,367	2,088	2,463	0	0	0
Reclassification adjustment for (gains)/losses included in net income, net of tax of $0, $2 and $(7), respectively
-	-	-	-	-	-	0	-	-	-	-	0	-	9	-51	1	2,028	2,339	2,672	2,672	667	327	54	65	111	89	3,041	3,202	3,145	1,793	-1,170	-1,886	0	-	0	0	-	0	0
Other comprehensive gain/(loss), net of tax of $(1,918), $141 and $854, respectively
-	-	8,301	7,293	-	-430	-5,454	-4,702	-3,631	-2,421	-1,821	-2,157	-2,141	-1,433	-612	151	-2,875	-2,666	-1,969	-2,446	992	286	698	673	-1,946	-2,410	-2,837	-2,734	-1,625	-3,127	-3,459	-2,786	-802	939	1,356	0	0	0	-
Comprehensive income
135,128	140,472	140,398	138,905	131,529	125,384	107,132	96,711	90,378	84,018	83,741	79,677	74,004	69,241	67,170	65,581	63,615	63,504	64,222	66,908	66,481	64,173	62,697	58,370	53,656	51,907	49,925	49,397	49,642	48,773	47,733	47,099	47,469	46,560	47,166	45,943	0	0	0
Trust Revenue [Member]
Revenue
14,077	13,599	12,940	12,731	12,877	12,829	12,879	12,681	12,179	12,002	11,807	11,409	11,117	10,630	10,006	9,616	9,214	9,091	9,171	9,256	9,371	9,180	8,875	8,617	8,317	8,072	7,901	7,706	7,514	7,315	7,132	6,984	6,792	6,672	6,771	6,539	0	0	0
Service Charges on Deposits [Member]
Revenue
77,722	76,581	75,197	73,434	71,857	70,847	68,986	67,516	66,427	65,552	64,864	64,264	63,301	62,233	61,305	60,182	59,009	57,651	56,919	56,235	56,283	56,389	55,659	55,008	53,572	52,450	51,793	50,114	48,221	46,492	44,630	44,120	43,538	42,683	41,623	40,138	0	0	0