Baycom corp (BCML)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17
Interest income:
Loans, including fees

72,532

65,462

58,916

53,436

50,390

49,120

48,266

48,337

46,361

41,087

0

0

0

Investment securities and interest bearing deposits in banks

9,273

10,292

10,304

9,749

8,615

7,071

5,779

4,595

3,545

2,723

0

0

0

FHLB dividends

529

495

505

450

445

446

359

344

363

356

0

0

0

FRB dividends

0

-

-

-

0

-

-

-

-

-

-

-

-

FRB dividends

-

-

240

227

-

-

189

161

134

-

0

0

0

Total interest and dividend income

82,677

76,544

69,965

63,862

59,665

56,860

54,593

53,437

50,403

44,253

0

0

0

Interest expense:
Deposits

9,147

8,165

6,901

5,587

4,829

4,462

4,214

4,023

3,969

3,908

0

0

0

Subordinated debt

0

-

-

-

0

-

-

-

-

-

-

-

-

Other borrowings

0

-

535

488

-

480

530

588

563

404

0

0

0

Total interest expense

9,693

8,732

7,436

6,075

5,296

4,942

4,744

4,611

4,532

4,312

0

0

0

Net interest income

72,984

67,812

62,529

57,787

54,369

51,918

49,849

48,826

45,871

39,941

0

0

0

Provision for loan losses

3,660

2,224

1,465

2,067

1,865

1,842

1,695

672

573

462

0

0

0

Net interest income after provision for loan losses

69,324

65,588

61,064

55,720

52,504

50,076

48,154

48,154

45,298

39,479

0

0

0

Noninterest income:
Gain on sale of loans

3,451

2,999

2,220

1,955

1,600

2,061

2,084

2,097

2,424

2,173

0

0

0

Service charges and other fees

2,650

2,678

2,587

2,491

2,297

2,010

1,803

1,593

0

-

0

0

-

Loan servicing and other loan fees

2,181

1,945

1,779

1,648

1,408

1,243

937

775

754

566

0

0

0

Gain on sale of premises

-

-

-

0

-

-

-

-

-

-

-

-

-

Gain on sale of OREO

-

-

-

0

-

-

-

-

-

-

-

-

-

Other income and fees

1,446

1,648

1,532

1,548

2,101

1,698

1,668

1,392

802

554

0

0

0

Total noninterest income

10,027

9,569

8,409

7,933

7,476

7,082

6,793

6,238

5,784

4,794

0

0

0

Noninterest expense:
Salaries and employee benefits

31,552

28,807

27,242

25,144

22,493

21,444

20,106

19,450

18,850

17,018

0

0

0

Occupancy and equipment

5,849

5,148

4,610

4,190

4,394

4,259

4,155

4,111

3,633

3,227

0

0

0

Data processing

11,063

8,364

7,600

7,090

4,022

3,806

3,337

3,624

5,083

4,735

0

0

0

Other expense

10,172

9,147

8,228

8,009

7,385

7,160

6,660

6,663

0

-

0

0

-

Other

-

-

-

-

-

-

-

-

-

-

-

-

0

Total noninterest expense

58,636

51,466

47,680

44,433

38,294

36,669

34,528

33,877

33,608

30,124

0

0

0

Income before provision for income taxes

20,715

23,691

21,793

19,220

21,686

20,489

20,419

20,515

17,474

14,149

0

0

0

Provision for income taxes

5,520

6,373

6,444

5,916

6,321

5,996

9,383

9,816

9,561

8,889

0

0

0

Net income

15,195

17,318

15,349

13,304

15,365

14,493

11,036

10,699

7,913

5,260

0

0

0

Earnings per common share :
Basic earnings per common share

0.23

0.36

0.46

0.20

0.45

0.20

0.31

0.45

0.54

-0.14

0.46

0.23

0.26

Weighted average shares outstanding

12,343

12,699

12,061

11,384

10,891

10,919

10,869

9,467

7,512

7,391

6,870

6,421

5,397

Diluted earnings per common share

0.23

0.36

0.46

0.20

0.45

0.20

0.31

0.45

0.54

-0.14

0.46

0.23

0.26

Weighted average shares outstanding

12,343

12,699

12,061

11,384

10,891

10,919

10,869

9,467

7,512

7,377

6,870

6,421

5,411