| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 |
|---|---|---|---|---|---|---|---|---|
Cash flows from operating activities: | ||||||||
Net income (loss) | ||||||||
1,207 | 449 | 15 | -176 | -620 | -19 | 0 | 0 | 0 |
Adjustments to reconcile net loss to net cash from operating activities: | ||||||||
Net amortization of investment securities | ||||||||
269 | 264 | -166 | 277 | 289 | 331 | 0 | 0 | 0 |
Depreciation | ||||||||
690 | 695 | 687 | 687 | 675 | 663 | 0 | 0 | 0 |
Net (gain) loss on sale of premises and equipment | ||||||||
-34 | 96 | 0 | 0 | 0 | - | - | - | - |
Change in fair value of equity securities | ||||||||
0 | - | - | - | 0 | - | - | - | - |
Net gain on sale of available for sale securities | ||||||||
0 | - | - | - | 0 | - | - | - | - |
Write-down on premises and equipment | ||||||||
- | - | - | - | - | - | 0 | 0 | 0 |
Net gain on sale of investment securities | ||||||||
- | - | - | - | - | - | - | - | 0 |
Provision for (benefit from) deferred income tax | ||||||||
409 | 20 | 953 | 566 | 18 | 220 | 0 | 0 | 0 |
Originations of mortgage loans held for sale | ||||||||
122,234 | 112,070 | 77,338 | 56,881 | 57,693 | 55,882 | 0 | 0 | 0 |
Proceeds from sales of mortgage loans held for sale | ||||||||
123,589 | 112,872 | 74,789 | 54,673 | 59,678 | 56,035 | 0 | 0 | 0 |
Net gain on sale of mortgage loans held for sale | ||||||||
1,246 | 716 | 545 | 470 | 611 | 707 | 0 | 0 | 0 |
ESOP compensation | ||||||||
89 | 71 | 0 | 0 | 0 | - | - | - | - |
Net change in cash value of life insurance | ||||||||
398 | 399 | 1,033 | 306 | 405 | 404 | 0 | 0 | 0 |
Changes in operating assets and liabilities: | ||||||||
Mortgage servicing rights | ||||||||
-181 | 69 | 64 | 100 | -72 | -167 | 0 | 0 | 0 |
Accrued interest receivable and other assets | ||||||||
-755 | -1,215 | 338 | 1,069 | 1,494 | 1,455 | 0 | 0 | 0 |
Accrued interest payable and other liabilities | ||||||||
-1,629 | -87 | -516 | -24 | 1,165 | 533 | 0 | 0 | 0 |
Net cash (used in) provided by operating activities | ||||||||
830 | 946 | -3,968 | -2,919 | 825 | -683 | 0 | 0 | 0 |
Cash Flows From Investing Activities | ||||||||
Proceeds from sales of available for sale securities | ||||||||
0 | - | - | - | 4,874 | 14,392 | 0 | 0 | 0 |
Maturities, prepayments, and calls of available for sale securities | ||||||||
12,327 | 10,308 | 8,472 | 8,574 | 7,668 | 7,479 | 0 | 0 | 0 |
Net decrease in loans | ||||||||
-57,889 | -60,054 | -45,027 | -27,462 | 1,035 | 38,624 | 0 | 0 | 0 |
Net capital receipts (expenditures) for premises and equipment | ||||||||
0 | - | - | 0 | 0 | - | - | 0 | 0 |
Cash paid, net of cash received for sale of branch | ||||||||
0 | - | - | - | 0 | - | - | - | - |
Net decrease (increase) in Federal Home Loan Bank stock | ||||||||
1,519 | -348 | -612 | -905 | -542 | -175 | 0 | 0 | 0 |
Net cash provided by (used in) investing activities | ||||||||
59,276 | 58,051 | 48,951 | 31,920 | 8,727 | -16,909 | 0 | 0 | 0 |
Cash Flows From Financing Activities | ||||||||
Net (decrease) increase in deposits | ||||||||
-84,933 | -61,541 | -34,321 | -5,847 | 10,757 | 16,846 | 0 | 0 | 0 |
Net increase in advance payments by borrowers for taxes and insurance | ||||||||
1,089 | 441 | 1,499 | 1,772 | -56 | 855 | 0 | 0 | 0 |
Proceeds from stock offering | ||||||||
1,755 | 20,029 | 0 | 0 | 0 | - | - | - | - |
Proceeds from issuance of Federal Home Loan Bank advances | ||||||||
0 | - | - | - | 0 | - | - | - | 0 |
Principal payments on Federal Home Loan Bank advances | ||||||||
17,037 | 22,387 | 0 | 0 | 0 | - | - | - | - |
Net cash (used in) provided by financing activities | ||||||||
-52,881 | -55,213 | -43,583 | -836 | 16,941 | 13,018 | 0 | 0 | 0 |
Net increase (decrease) in cash and cash equivalents | ||||||||
7,225 | 3,784 | 1,400 | 28,165 | 26,493 | -4,574 | 0 | 0 | 0 |
Supplemental cash flow information: | ||||||||
Cash paid during the year for interest | ||||||||
4,700 | 4,920 | 4,829 | 4,515 | 4,254 | 4,021 | 0 | 0 | 0 |
Noncash activities: | ||||||||
Loans transferred to loans held for sale | ||||||||
0 | - | - | - | 0 | - | - | - | - |
1895 Bancorp of Wisconsin, Inc. common stock held by PyraMax Bank reclassified to treasury stock | ||||||||
0 | - | - | - | 0 | - | - | - | - |