Bank first corp (BFC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18
Cash flows from operating activities:
Net income

27,373

26,694

25,296

24,569

24,980

25,456

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses

5,600

5,250

4,875

2,675

3,075

2,935

0

0

0

Depreciation and amortization of premises and equipment

1,419

1,273

1,111

1,088

1,087

1,116

0

0

0

Amortization of intangibles

1,242

1,069

885

700

728

756

0

0

0

Net amortization of securities

412

388

377

383

390

406

0

0

0

Amortization of stock-based compensation

748

685

657

624

587

556

0

0

0

Accretion of purchase accounting valuations

-6,758

-7,077

-6,438

-4,516

-5,099

-6,056

0

0

0

Net change in deferred loan fees and costs

162

216

-239

-226

-225

-231

0

0

0

Change in fair value of mortgage servicing rights ("MSR") and other investments

1,497

775

-147

-306

-725

-119

0

0

0

Loss from sale and disposal of premises and equipment

-

-23

-789

-355

-355

-455

0

0

0

Loss on sale of OREO and valuation allowance

-867

73

188

-55

-152

-252

0

0

0

Proceeds from sales of mortgage loans

110,046

86,057

58,510

41,987

37,731

37,891

0

0

0

Originations of mortgage loans held for sale

111,232

85,983

59,585

41,355

37,692

37,630

0

0

0

Gain on sales of mortgage loans

1,774

1,401

962

573

547

617

0

0

0

Realized gain on sale of other investments

-

-

-

-

0

-

-

-

-

Realized (gain) loss on sale of securities available for sale and other investments

-

-

-

-

-

-

-

0

0

Undistributed income of UFS joint venture

3,238

2,935

2,801

2,693

2,548

2,563

0

0

0

Undistributed income of Ansay joint venture

1,808

1,792

1,917

1,774

1,793

2,114

0

0

0

Net earnings on life insurance

632

625

770

616

612

608

0

0

0

Increase in other assets

1,223

720

2,462

1,586

1,393

-306

0

0

0

Decrease in other liabilities

-671

1,268

3,666

566

1,712

1,220

0

0

0

Net cash used in operating activities

21,928

22,648

22,026

20,687

21,561

23,052

0

0

0

Cash flows from investing activities, net of effects of business combination:
Activity in securities available for sale and held to maturity:
Sales

-

-

-

-

-

4,467

0

0

0

Maturities, prepayments, and calls

35,494

13,364

14,957

15,003

13,191

15,559

0

0

0

Purchases

113,476

103,848

11,886

9,466

15,749

22,909

0

0

0

Net increase in loans

60,892

36,496

2,846

-14,272

26,092

29,229

0

0

0

Dividends received from UFS

2,259

2,108

1,634

2,071

1,503

1,505

0

0

0

Dividends received from Ansay

1,383

1,329

1,210

1,570

1,500

1,432

0

0

0

Proceeds from sale of OREO

2,770

1,704

3,013

3,035

3,310

3,736

0

0

0

Proceeds from sales of other investments

-

984

0

0

0

-

-

-

0

Net purchases of Federal Home Loan Bank ("FHLB") stock

0

-

-

-

-

-

-

-

-

Net purchases of Federal Reserve Bank ("FRB") stock

0

-

-

-

-

-

-

-

-

Proceeds from sale of premises and equipment

25

0

10

296

296

445

0

0

0

Purchases of premises and equipment

8,051

7,268

5,657

4,783

3,326

7,927

0

0

0

Net cash used in investing activities

-120,860

-106,153

-7,172

27,808

-19,818

-30,098

0

0

0

Cash flows from financing activities, net of effects of business combination:
Net increase in deposits

4,877

17,506

83,295

79,771

105,740

51,023

0

0

0

Net decrease in securities sold under repurchase agreements

10,302

14,376

4,903

6,601

-395

-16,079

0

0

0

Proceeds from advances of borrowed funds

73,000

0

-1,120,600

-683,700

-217,000

0

0

0

0

Repayment of borrowed funds

78,000

4,000

103,100

566,000

1,014,200

1,214,200

0

0

0

Repayment of notes payable

-

-

-

-

-

-

-

-

0

Dividends paid

5,588

5,463

5,378

5,017

4,769

4,530

0

0

0

Proceeds from sales of treasury stock

-

-

-

-

-

-

-

-

0

Repurchase of common stock

4,684

4,205

6,589

5,280

7,290

10,449

0

0

0

Net cash provided by (used in) financing activities

43,907

62,214

68,231

32,075

69,682

12,812

0

0

0

Net increase (decrease) in cash and cash equivalents

0

-

0

0

0

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-

-

-

0

Supplemental disclosures of cash flow information:
Cash paid during the period for:
Interest

19,536

18,938

18,420

16,104

15,765

14,440

0

0

0

Income taxes

-

-

-

-

-

5,775

0

0

0

Supplemental schedule of noncash activities:
Loans transferred to OREO

4,292

4,927

4,802

1,581

1,416

1,310

0

0

0

MSR resulting from sale of loans

905

740

560

401

364

356

0

0

0

Amortization of unrealized holding gains on securities transferred from available for sale to held to maturity recognized in other comprehensive income, net of tax

0

-

0

0

0

-

-

-

-

Change in unrealized gains and losses on investment securities available for sale, net of tax

0

-

0

0

0

-

-

-

-

Amortization of unrealized holding gains on securities transferred from available for sale to held to maturity recognized in other comprehensive income, net of tax

-

-

-

-

-

-

-

-

0

Change in unrealized gain/loss on investment securities available for sale, net of tax

-

-

-

-

-

-

-

-

0

Payment of deferred compensation through issuance of treasury stock

3,425

114

114

114

57

0

0

0

0