| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Sep'17 |
|---|---|---|---|---|---|---|---|---|---|
Interest income: | |||||||||
Loans, including fees | |||||||||
86,385 | 82,939 | 79,063 | 73,220 | 72,602 | 72,101 | 65,117 | 0 | 0 | 0 |
Securities: | |||||||||
Taxable | |||||||||
3,476 | 3,134 | 3,018 | 2,934 | 2,956 | 2,915 | 2,633 | 0 | 0 | 0 |
Tax-exempt | |||||||||
1,661 | 1,662 | 1,686 | 1,701 | 1,736 | 1,776 | 1,748 | 0 | 0 | 0 |
Other | |||||||||
1,216 | 1,430 | 1,356 | 1,289 | 1,064 | 1,152 | 1,322 | 0 | 0 | 0 |
Total interest income | |||||||||
92,738 | 89,165 | 85,123 | 79,144 | 78,358 | 77,944 | 70,820 | 0 | 0 | 0 |
Interest expense: | |||||||||
Deposits | |||||||||
17,760 | 17,875 | 17,264 | 15,889 | 14,244 | 12,382 | 10,187 | 0 | 0 | 0 |
Securities sold under repurchase agreements | |||||||||
0 | - | 488 | 472 | 0 | - | 0 | 0 | 0 | 0 |
Borrowed funds | |||||||||
0 | - | 0 | 0 | 0 | - | 0 | 0 | - | - |
Borrowed funds | |||||||||
- | - | - | - | - | - | - | - | 0 | 0 |
Total interest expense | |||||||||
19,628 | 19,498 | 18,724 | 17,522 | 16,341 | 14,845 | 12,602 | 0 | 0 | 0 |
Net interest income | |||||||||
73,110 | 69,667 | 66,399 | 61,622 | 62,017 | 63,099 | 58,218 | 0 | 0 | 0 |
Provision for loan losses | |||||||||
5,600 | 5,250 | 4,875 | 2,675 | 3,075 | 2,935 | 2,440 | 0 | 0 | 0 |
Net interest income after provision for loan losses | |||||||||
67,510 | 64,417 | 61,524 | 58,947 | 58,942 | 60,164 | 55,778 | 0 | 0 | 0 |
Noninterest income: | |||||||||
Service charges | |||||||||
3,743 | 3,506 | 3,286 | 3,339 | 3,326 | 3,493 | 3,423 | 0 | 0 | 0 |
Income from Ansay and Associates, LLC ("Ansay") | |||||||||
1,808 | 1,792 | 1,917 | 1,774 | 1,793 | 2,114 | 2,051 | 0 | 0 | 0 |
Income from UFS, LLC ("UFS") | |||||||||
3,238 | 2,935 | 2,801 | 2,693 | 2,548 | 2,563 | 2,469 | 0 | 0 | 0 |
Loan servicing income | |||||||||
789 | 550 | 1,213 | 1,099 | 1,459 | 1,478 | 1,303 | 0 | 0 | 0 |
Net gain on sales of mortgage loans | |||||||||
1,774 | 1,401 | 962 | 573 | 547 | 617 | 748 | 0 | 0 | 0 |
Net gain on sale of other investments | |||||||||
- | - | - | - | 0 | - | - | - | - | - |
Noninterest income from strategic alliances | |||||||||
93 | 95 | 96 | 94 | 86 | 90 | 93 | 0 | 0 | 0 |
Other | |||||||||
910 | 1,485 | 1,442 | 1,508 | 1,635 | 1,176 | 1,138 | 0 | 0 | 0 |
Total noninterest income | |||||||||
12,989 | 12,632 | 11,920 | 11,283 | 11,597 | 11,500 | 11,225 | 0 | 0 | 0 |
Noninterest expense: | |||||||||
Salaries, commissions, and employee benefits | |||||||||
24,045 | 22,903 | 22,517 | 21,450 | 21,493 | 21,500 | 19,545 | 0 | 0 | 0 |
Occupancy | |||||||||
4,286 | 3,860 | 3,556 | 3,297 | 2,997 | 3,498 | 3,544 | 0 | 0 | 0 |
Data processing | |||||||||
4,795 | 4,509 | 3,930 | 3,628 | 3,593 | 3,619 | 3,472 | 0 | 0 | 0 |
Postage, stationery, and supplies | |||||||||
640 | 591 | 606 | 609 | 576 | 620 | 585 | 0 | 0 | 0 |
Net loss on sales and valuations of OREO | |||||||||
-867 | 73 | 188 | -55 | -152 | -252 | -299 | 0 | 0 | 0 |
Net (gain) loss on sales of securities | |||||||||
- | - | 17 | 36 | - | - | 0 | 0 | 0 | 0 |
Net gain on sale of other investments | |||||||||
- | - | 0 | 0 | - | - | 0 | 0 | 0 | - |
Advertising | |||||||||
249 | 268 | 258 | 241 | 242 | 220 | 196 | 0 | 0 | 0 |
Charitable contributions | |||||||||
558 | 566 | 618 | 562 | 743 | 985 | 1,034 | 0 | 0 | 0 |
Outside service fees | |||||||||
3,158 | 3,041 | 3,736 | 3,382 | 3,296 | 3,132 | 2,818 | 0 | 0 | 0 |
Amortization of intangibles | |||||||||
1,242 | 1,069 | 885 | 700 | 728 | 756 | 567 | 0 | 0 | 0 |
Other | |||||||||
6,125 | 6,026 | 5,547 | 5,181 | 5,347 | 5,029 | 4,638 | 0 | 0 | 0 |
Total noninterest expense | |||||||||
45,965 | 42,760 | 41,417 | 39,038 | 39,170 | 39,611 | 36,723 | 0 | 0 | 0 |
Income before provision for income taxes | |||||||||
34,534 | 34,289 | 32,027 | 31,192 | 31,369 | 32,053 | 30,280 | 0 | 0 | 0 |
Provision for income taxes | |||||||||
7,161 | 7,595 | 6,732 | 6,624 | 6,389 | 6,597 | 7,053 | 0 | 0 | 0 |
Net Income | |||||||||
27,373 | 26,694 | 25,295 | 24,568 | 24,980 | 25,456 | 23,227 | 0 | 0 | 0 |
Earnings per share - basic | |||||||||
1.03 | 1.05 | 0.95 | 0.91 | 1.00 | 0.91 | 0.89 | 0.96 | 1.05 | 0.62 |
Earnings per share - diluted | |||||||||
1.02 | 1.04 | 0.93 | 0.90 | 1.00 | 0.91 | 0.89 | 0.96 | 1.05 | 0.62 |
Dividends per share | |||||||||
0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.16 | 0.16 | 0.16 | 0.16 |