Bankfinancial corp (BFIN)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from other financial institutions

14

9

13

13

12

13

12

11

10

13

10

9

10

13

9

11

10

13

8

10

10

9

11

13

13

15

18

18

17

-

19

17

24

24

15

14

18

Interest-bearing deposits in other financial institutions

155

180

127

89

66

84

74

80

81

114

115

71

65

83

91

74

55

46

52

66

56

49

81

119

137

145

225

293

293

-

217

203

154

96

92

100

202

Cash and cash equivalents

169

190

140

103

78

98

86

92

92

127

125

81

75

96

100

85

65

59

61

77

66

59

92

133

151

160

243

312

311

275

236

220

178

120

108

114

220

Securities, at fair value

63

60

65

87

83

88

103

112

-

93

98

109

110

107

99

105

111

114

104

99

114

121

115

108

115

110

83

53

61

77

81

75

81

92

94

95

120

Loans held-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

2

0

0

0

1

1

-

2

Loans receivable, net of allowance for loan losses: March 31, 2020, $8,112 and December 31, 2019, $7,632

1,147

1,168

1,213

1,267

1,306

1,323

1,267

1,287

1,277

1,314

1,335

1,335

1,319

1,312

1,241

1,207

1,232

1,232

1,162

1,156

1,153

1,172

1,134

1,117

1,097

1,098

1,035

1,012

1,004

1,030

1,080

1,118

1,177

1,227

1,270

1,291

1,050

Other real estate owned, net

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other Real Estate Owned At Carrying Value

-

-

-

-

0

1

0

1

1

2

3

4

5

3

4

5

5

7

4

5

6

6

5

7

8

6

5

6

8

10

-

-

-

22

-

-

-

Other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14

17

20

-

24

27

14

Stock in Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB), at cost

7

7

7

7

8

8

8

8

8

8

8

8

8

11

6

6

6

6

6

6

6

6

6

6

6

6

6

6

7

8

9

10

11

16

16

16

15

Premises held-for-sale

-

-

-

-

-

-

0

0

5

5

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Premises and equipment, net

24

24

24

24

24

25

24

24

24

24

30

30

31

31

31

32

32

32

33

33

33

34

34

34

34

35

36

36

37

38

38

38

39

39

38

38

32

Accrued interest receivable

4

4

4

5

5

4

4

4

4

4

4

4

4

4

4

4

4

4

4

3

3

3

3

3

3

3

3

3

3

4

4

4

4

5

5

5

5

Goodwill

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

22

22

22

Core deposit intangible

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

1

1

1

1

1

1

1

1

2

2

2

2

2

2

3

3

3

3

3

4

4

2

Bank-owned life insurance

18

18

18

18

18

18

18

18

22

22

22

22

22

22

22

22

22

22

22

22

22

22

22

22

22

21

21

21

21

21

21

21

21

21

21

20

20

Deferred taxes

3

3

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred Tax Assets, Net

-

-

4

4

5

6

8

10

11

12

-

-

-

22

-

-

-

26

-

-

-

31

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred Tax Assets, Net, Current

-

-

-

-

-

-

-

-

-

-

20

20

22

-

23

25

25

-

27

29

30

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC prepaid expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

2

2

3

3

4

4

4

5

4

Income tax receivable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

1

1

1

1

1

Deferred taxes, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15

13

9

Other assets

9

10

11

13

13

10

7

7

7

8

3

3

4

6

4

4

4

5

3

4

4

5

4

5

5

7

4

5

5

6

5

6

5

6

5

5

5

Total assets

1,450

1,488

1,491

1,533

1,545

1,585

1,532

1,567

1,559

1,625

1,654

1,623

1,603

1,620

1,540

1,499

1,511

1,512

1,431

1,439

1,443

1,465

1,420

1,442

1,448

1,453

1,441

1,461

1,466

1,481

1,499

1,522

1,549

1,563

1,633

1,662

1,530

Liabilities
Deposits
Noninterest-bearing

211

210

208

213

222

230

225

229

232

234

231

229

234

249

234

231

238

254

233

190

131

134

128

131

129

126

133

137

131

134

134

140

144

142

-

-

-

Interest-bearing

1,042

1,073

1,080

1,116

1,104

1,122

1,070

1,066

1,045

1,105

1,140

1,117

1,094

1,089

1,082

1,036

1,025

958

948

1,009

1,071

1,077

1,089

1,105

1,123

1,126

1,116

1,124

1,139

1,147

1,143

1,148

1,176

1,190

-

-

-

Total deposits

1,253

1,284

1,288

1,330

1,326

1,352

1,295

1,295

1,278

1,340

1,371

1,347

1,329

1,339

1,316

1,268

1,264

1,212

1,181

1,200

1,202

1,211

1,218

1,237

1,252

1,252

1,249

1,262

1,271

1,282

1,278

1,289

1,320

1,332

1,352

1,378

1,235

Borrowings

0

0

1

0

16

21

21

50

60

60

60

50

52

51

1

1

17

64

18

3

3

12

2

3

2

3

2

2

2

5

-

-

-

9

-

-

-

Borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6

10

9

-

9

12

23

Advance payments by borrowers for taxes and insurance

8

10

10

13

9

10

11

13

9

11

10

13

9

11

8

12

8

11

7

11

8

11

6

11

8

10

5

10

9

10

7

10

8

10

14

10

7

Accrued interest payable and other liabilities

15

18

17

17

16

14

12

12

13

15

11

10

11

13

10

10

11

11

11

12

11

13

11

12

8

11

9

12

8

9

9

8

8

10

10

11

10

Total liabilities

1,277

1,313

1,318

1,362

1,368

1,398

1,340

1,373

1,361

1,427

1,454

1,423

1,401

1,415

1,336

1,293

1,302

1,300

1,218

1,227

1,225

1,249

1,239

1,263

1,271

1,277

1,267

1,287

1,292

1,308

1,301

1,319

1,347

1,363

1,386

1,412

1,277

Commitments and contingent liabilities

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Stockholders’ equity
Preferred Stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common Stock, $0.01 par value, 100,000,000 shares authorized; 15,072,268 shares issued at March 31, 2020 and 15,278,464 shares issued at December 31, 2019

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Additional paid-in capital

110

112

113

113

117

130

141

145

152

153

155

158

161

173

173

177

180

184

186

186

193

193

193

193

193

193

193

193

193

193

193

193

193

193

193

194

194

Retained earnings

62

61

59

57

58

56

50

48

45

43

43

41

40

39

38

36

37

36

34

34

32

31

-2

-5

-6

-7

-8

-9

-9

-9

15

20

20

17

65

68

71

Unearned Employee Stock Ownership Plan shares

-

-

-

-

-

-

-

-

-

-

0

0

0

8

8

8

9

9

9

9

10

10

10

10

11

11

11

11

11

12

12

12

12

13

13

13

14

Accumulated other comprehensive income

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

1

1

1

1

1

1

1

1

Total stockholders’ equity

172

174

173

171

176

187

192

194

198

197

199

200

202

204

203

206

209

212

213

211

217

216

181

178

176

175

174

173

173

172

197

202

202

199

247

250

253

Total liabilities and stockholders’ equity

1,450

1,488

1,491

1,533

1,545

1,585

1,532

1,567

1,559

1,625

1,654

1,623

1,603

1,620

1,540

1,499

1,511

1,512

1,431

1,439

1,443

1,465

1,420

1,442

1,448

1,453

1,441

1,461

1,466

1,481

1,499

1,522

1,549

1,563

1,633

1,662

1,530