Bankfinancial corp (BFIN)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Other than Temporary Impairment Losses, Investments, Reclassification Adjustment of Noncredit Portion Included in Net Income, Availabe-for-sale Securities, before Tax

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest and dividend income
Loans, including fees

58,827

60,568

61,119

59,996

58,584

57,052

56,211

55,308

54,287

53,227

51,252

50,295

49,438

49,025

48,871

48,275

48,012

47,488

47,486

47,677

47,926

47,802

47,646

47,343

47,112

47,691

49,126

51,424

54,882

58,716

62,193

65,565

68,408

66,706

64,835

62,904

0

0

0

Securities

1,784

2,082

2,304

2,423

2,367

2,229

2,016

1,778

1,589

1,474

1,396

1,313

1,263

1,228

1,217

1,178

1,128

1,141

1,139

1,155

1,185

1,154

1,137

1,095

1,027

981

1,024

1,125

1,293

1,485

1,680

1,904

2,285

2,665

2,965

3,309

0

0

0

Other

2,924

2,758

2,399

2,148

2,114

2,006

1,961

1,850

1,689

1,478

1,227

991

830

675

508

445

370

333

339

353

363

393

449

533

626

720

747

709

631

526

423

349

301

337

430

478

0

0

0

Total interest income

63,535

65,408

65,822

64,567

63,065

61,287

60,188

58,936

57,565

56,179

53,875

52,599

51,531

50,928

50,596

49,898

49,510

48,962

48,964

49,185

49,474

49,349

49,232

48,971

48,765

49,392

50,897

53,258

56,806

60,727

64,296

67,818

70,994

69,708

68,230

66,691

0

0

0

Interest expense
Deposits

12,591

13,128

12,952

11,845

10,257

8,561

7,167

6,308

5,783

5,438

5,019

4,612

4,258

3,865

3,475

3,158

2,897

2,794

2,779

2,828

2,912

3,038

3,167

3,303

3,463

3,639

3,834

3,964

4,115

4,343

4,659

5,242

6,007

6,693

8,301

10,142

0

0

0

Borrowings

3

89

203

332

540

656

749

815

757

651

476

282

132

105

85

87

87

20

11

9

8

8

7

7

8

14

36

60

86

104

109

119

152

222

372

579

0

0

0

Borrowings

12,594

13,217

13,155

12,177

10,797

9,217

7,916

7,123

6,540

6,089

5,495

4,894

4,390

3,970

3,560

3,245

2,984

2,814

2,790

2,837

2,920

3,046

3,174

3,310

3,471

3,653

3,870

4,024

4,201

4,447

4,768

5,361

6,159

6,915

8,673

10,721

0

0

0

Net interest income

50,941

52,191

52,667

52,390

52,268

52,070

52,272

51,813

51,025

50,090

48,380

47,705

47,141

46,958

47,036

46,653

46,526

46,148

46,174

46,348

46,554

46,303

46,058

45,661

45,294

45,739

47,027

49,234

52,605

56,280

59,528

62,457

64,835

62,793

59,557

55,970

0

0

0

Provision for (recovery of) loan losses

4,383

3,825

4,139

4,250

316

145

-330

-532

-506

-87

-554

-854

412

-239

-738

-1,169

-2,972

-3,206

-2,924

-3,381

-1,936

-736

-1,158

-182

-933

-687

24,819

29,709

31,248

31,522

16,934

19,865

21,295

22,723

13,402

8,683

0

0

0

Net interest income after provision for (recovery of) loan losses

46,558

48,366

48,528

48,140

51,952

51,925

52,602

52,345

51,531

50,177

48,934

48,559

46,729

47,197

47,774

47,822

49,498

49,354

49,098

49,729

48,490

47,039

47,216

45,843

46,227

46,426

22,208

19,525

21,357

24,758

42,594

42,592

43,540

40,070

46,155

47,287

0

0

0

Noninterest income
Income from product and service

3,801

3,844

3,885

3,905

3,920

3,968

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan servicing fees

491

451

386

358

392

439

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deposit service charges and fees

-

-

-

-

-

-

-

-

-

-

-

-

2,637

2,254

2,294

2,359

2,350

2,248

2,184

2,063

2,003

1,977

1,915

1,908

1,945

2,005

2,078

2,106

2,118

2,176

2,289

2,440

2,610

2,667

2,780

2,873

0

0

0

Loan fee income

-

-

-

-

-

-

-

-

-

-

-

-

1,617

2,052

1,983

2,007

2,103

2,143

2,199

2,260

2,252

2,238

2,214

2,222

2,233

2,250

2,964

2,767

2,546

2,393

2,391

2,398

2,428

2,425

1,658

1,777

0

0

0

Mortgage brokerage and banking fees

0

-

-11

7

0

-

226

180

71

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Fees and Commissions, Mortgage Banking and Servicing

-

-

-

-

-

-

-

-

-

215

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of equity securities

-

295

3,867

3,867

3,853

3,558

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gross gains

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Insurance commissions and annuities income

-

-

-

-

-

-

-

-

-

-

-

-

-

302

349

364

378

386

369

407

407

431

452

452

452

474

452

471

497

510

548

569

612

659

704

737

0

0

0

Gain on sale of loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

75

69

68

93

102

143

145

161

158

131

124

76

1,469

1,691

1,869

1,991

841

794

667

588

340

343

328

0

0

0

Gain on sale of securities (includes $46 accumulated other comprehensive income reclassifications for unrealized net gains on available for sale securities for the year ended December 31, 2016)

-

-

-

-

-

-

-

-

-

-

-

-

-

46

46

46

46

0

0

0

0

-7

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

0

Loss on disposal of other assets

-

0

-19

-19

74

93

0

0

0

-

0

0

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain (Loss) on Disposition of Other Assets

-27

-44

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on sales of equity securities

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trust and insurance commissions and annuities income

0

-

0

0

0

-

0

0

0

-

886

843

763

674

675

680

698

712

707

706

693

683

680

681

694

711

724

723

730

733

730

758

784

676

502

315

0

0

0

Loss on disposition of premises and equipment, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-38

-38

-41

-43

0

0

0

-

-

-

-

-

-

-

-

-

-

Loss on disposition of premises and equipment, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-19

-21

-39

0

0

0

Loan servicing fees

-

-

-

-

-

-

-

-

-

-

-

-

-

276

297

316

337

354

379

396

404

418

422

432

442

461

464

476

481

486

502

516

534

538

550

566

0

0

0

Amortization and impairment of servicing assets

-

-

-

-

-

-

-

-

-

-

-

-

-

112

129

151

146

140

138

120

132

143

128

139

171

168

237

249

271

320

502

552

403

267

-90

-273

0

0

0

Bank Owned Life Insurance Income

138

136

133

131

138

174

215

247

268

265

252

239

219

207

203

197

196

194

195

204

220

235

259

286

307

313

319

344

382

438

496

552

594

626

600

527

0

0

0

Bank-owned life insurance death benefit

-

-

0

0

-

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

472

497

517

596

626

635

644

634

641

678

744

772

789

771

737

710

694

692

671

687

707

719

705

673

707

662

648

697

602

622

618

542

559

499

455

378

0

0

0

Noninterest Income

5,946

6,172

13,198

13,294

14,962

14,877

7,837

7,890

6,403

6,408

6,551

6,565

6,495

6,545

6,525

6,597

6,749

6,691

6,703

6,742

6,713

6,709

6,605

6,594

6,637

8,134

9,111

9,205

8,920

7,723

7,912

7,944

8,405

8,144

7,271

7,220

0

0

0

Noninterest expense
Compensation and benefits

21,081

21,266

22,883

22,785

23,368

22,987

21,207

21,417

20,737

21,767

22,526

22,511

23,114

22,755

23,055

23,069

22,634

22,222

22,016

22,179

22,497

22,874

23,660

24,311

25,401

26,195

25,859

26,069

25,864

25,791

25,670

25,546

26,185

26,106

26,532

26,855

0

0

0

Office occupancy and equipment

7,024

7,069

7,138

6,890

6,931

6,817

6,731

6,795

6,732

6,623

6,525

6,319

6,355

6,380

6,389

6,439

6,474

6,522

6,553

6,703

6,659

6,878

7,224

7,334

7,513

7,547

7,569

7,676

7,976

8,060

9,133

9,074

8,705

8,541

7,172

6,936

0

0

0

Advertising and public relations

648

657

725

737

866

848

808

781

766

1,004

1,059

1,036

1,029

870

826

894

869

991

1,152

1,212

1,289

1,107

1,054

977

941

925

867

817

773

733

540

728

764

895

1,151

1,121

0

0

0

Information technology

3,129

2,999

2,870

2,871

2,843

2,792

2,739

2,660

2,631

2,743

2,832

2,901

2,921

2,892

2,817

2,796

2,754

2,669

2,654

2,642

2,676

2,676

2,701

2,844

2,972

3,091

2,903

2,966

2,972

3,062

2,204

2,409

2,675

2,775

4,017

3,893

0

0

0

Professional Fees

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Supplies, telephone, and postage

1,217

1,316

1,391

1,422

1,499

1,433

1,409

1,405

1,367

1,366

1,373

1,381

1,320

1,364

1,415

1,463

1,551

1,586

1,599

1,600

1,599

1,579

1,632

1,620

1,636

1,697

1,950

1,940

1,902

1,840

1,689

1,767

1,844

1,829

1,655

1,611

0

0

0

Amortization of intangibles

55

61

68

75

82

184

285

388

489

496

503

509

516

523

530

537

544

550

557

564

571

578

585

591

598

605

612

619

626

633

0

0

0

-

-

-

-

-

-

Nonperforming asset management

91

105

169

212

205

353

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of intangibles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Nonperforming asset management

-

-

-

-

-

-

-

-

-

-

-

-

419

399

539

694

675

681

661

835

824

838

1,226

1,490

2,048

2,638

3,157

4,203

4,665

5,211

5,515

5,054

5,216

4,431

3,822

2,910

0

0

0

Loss on sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Operations of other real estate owned, net

79

52

99

139

227

432

417

761

871

923

939

779

683

846

1,051

1,142

1,085

1,063

1,028

1,188

1,505

1,408

1,364

1,346

1,359

1,613

3,915

6,181

7,450

7,491

8,424

7,270

6,434

6,335

3,244

2,049

0

0

0

FDIC insurance premiums

53

127

226

468

426

437

463

498

519

587

526

614

725

755

896

860

886

904

958

964

1,172

1,416

1,625

1,893

1,900

1,913

1,925

2,091

1,923

1,779

1,633

1,345

1,222

1,441

1,627

1,805

0

0

0

Acquisition costs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,761

0

0

0

-

-

Other

3,810

3,962

3,341

3,227

3,122

3,453

4,420

4,525

4,534

4,542

4,670

4,610

4,796

4,758

4,999

4,943

4,890

4,757

4,539

4,755

4,801

5,097

5,231

5,099

4,917

5,038

5,791

5,658

5,351

4,990

5,019

4,925

5,109

4,870

3,797

3,534

0

0

0

Total noninterest expense

38,171

38,641

40,234

40,150

40,893

40,754

38,917

39,692

39,084

40,391

41,267

40,979

41,878

41,542

42,517

42,837

42,362

41,945

41,717

42,642

43,593

44,451

46,302

47,505

49,285

51,262

54,548

58,220

59,502

59,590

84,532

83,137

83,716

84,535

56,705

54,438

0

0

0

Income before income taxes

14,333

15,897

21,492

21,284

26,021

26,048

21,522

20,543

18,850

16,194

14,218

14,145

11,346

12,200

11,782

11,582

13,885

14,100

14,084

13,829

11,610

9,297

7,519

4,932

3,579

3,298

-23,229

-29,490

-29,225

-27,109

-34,026

-32,601

-31,771

-36,321

-3,279

69

0

0

0

Income tax expense

3,794

4,225

5,794

5,773

6,687

6,706

8,605

7,803

8,168

7,190

3,946

4,925

3,867

4,698

4,423

4,382

5,292

5,425

-27,153

-28,649

-30,048

-31,317

78

42

17

0

0

0

-457

0

15,110

13,209

13,811

12,375

-2,369

-629

0

0

0

Net Income (Loss), Including Portion Attributable to Noncontrolling Interest

10,539

11,672

15,698

15,511

19,334

19,342

12,917

12,740

10,682

9,004

10,272

9,220

7,479

7,502

7,359

7,200

8,593

8,675

41,237

42,478

41,658

40,614

7,441

4,890

3,562

3,298

-23,229

-29,490

-28,768

-27,109

-49,136

-45,810

-45,582

-48,696

-910

698

0

0

0

Basic earnings per common share (usd per share)

0.16

0.22

0.26

0.05

0.22

0.43

0.22

0.26

0.20

0.05

0.20

0.14

0.10

0.13

0.13

0.04

0.10

0.11

0.12

0.11

0.10

1.72

0.17

0.07

0.05

0.08

0.05

0.00

0.03

-1.26

-0.26

0.04

0.12

-2.37

-0.10

0.05

-0.04

0.04

-0.01

Earnings Per Share, Diluted

-

-

0.26

0.05

-

-

0.22

0.26

0.20

0.05

0.20

0.14

0.10

0.12

0.13

0.04

0.10

0.11

0.12

0.11

0.10

1.72

0.17

0.07

0.05

0.08

0.05

0.00

0.03

-1.26

-0.26

0.04

0.12

-2.37

-0.10

0.05

-0.04

0.04

-0.01

Weighted average common shares outstanding (shares)

15,205

15,330

15,373

15,472

16,202

16,807

17,365

17,633

17,930

18,007

18,139

18,330

18,642

18,604

18,788

19,130

19,428

19,677

19,725

20,009

20,259

20,245

20,218

20,145

20,098

20,081

20,048

19,989

19,964

19,943

19,914

19,860

19,835

19,937

19,738

19,713

19,689

19,529

19,737

Weighted Average Number of Shares Outstanding, Diluted

-

-

15,373

15,472

-

-

17,365

17,633

17,931

18,003

18,140

18,330

18,647

18,837

18,789

19,130

19,431

19,675

19,731

20,013

20,265

20,239

20,235

20,160

20,110

20,092

20,054

19,990

19,964

19,942

19,914

19,860

19,836

19,936

19,738

19,715

19,689

19,586

19,737