| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 |
|---|---|---|---|---|---|---|
Cash Flows From Operating Activities: | ||||||
Consolidated Net Income | ||||||
23,772 | 14,091 | 4,848 | 5,111 | 4,096 | 4,033 | - |
Consolidated Net Income | ||||||
- | - | - | - | - | - | 5,129 |
Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities: | ||||||
Provision for Loan Losses | ||||||
2,606 | 2,390 | 4,237 | 1,220 | 1,200 | 700 | 751 |
Depreciation and Amortization | ||||||
1,588 | 1,172 | 1,181 | 1,299 | 1,192 | 810 | 848 |
Net Accretion of Purchase Accounting Valuations | ||||||
-2,646 | -719 | -4,529 | -1,818 | -2,332 | 0 | - |
Noncash Compensation Expense | ||||||
1,093 | 1,010 | -59 | 456 | 49 | 485 | 502 |
Net Amortization of Securities | ||||||
-1,688 | -2,038 | -1,750 | -1,929 | -1,511 | -493 | -1,259 |
Gain on Sales of Securities | ||||||
106 | 7 | 31 | - | - | - | - |
Gain on Sales of Securities | ||||||
- | - | - | 232 | -15 | 13 | 871 |
Noncash (Income) Loss on Other Equity Securities | ||||||
1,684 | 334 | 243 | -14 | 10 | - | - |
Gain on Sale of Premises and Equipment | ||||||
- | - | - | 24 | -157 | 0 | - |
Loss on Sale of Other Real Estate Owned, Net of Writedowns | ||||||
-546 | 14 | -276 | 72 | 58 | 262 | -208 |
Increase in Cash Value of Life Insurance | ||||||
686 | 681 | 633 | 788 | 637 | 569 | 529 |
Provision (Credit) for Deferred Income Taxes | ||||||
336 | -402 | 3,126 | 953 | -74 | -764 | -493 |
Gain on Sale of Branch | ||||||
581 | - | - | - | - | - | - |
Non-Controlling Interest in Net Income of Consolidated Entity | ||||||
- | - | - | - | - | - | -344 |
Changes in Assets and Liabilities: | ||||||
Decrease in Accrued Interest Receivable | ||||||
-198 | 970 | 726 | 561 | 314 | -134 | -337 |
(Increase) Decrease in Other Assets | ||||||
318 | -1,275 | 675 | -659 | 971 | -1,521 | -2,059 |
Increase in Accrued Interest Payable | ||||||
159 | 184 | -30 | 354 | -76 | -37 | -113 |
Increase (Decrease) in Other Liabilities | ||||||
-1,547 | 243 | -524 | -350 | -350 | 361 | -525 |
Net Cash Provided by Operating Activities | ||||||
- | - | - | - | - | 6,892 | - |
Net Cash Provided by Operating Activities | ||||||
24,418 | 19,276 | 7,968 | 8,150 | 3,398 | - | 8,218 |
Cash Flows From Investing Activities: | ||||||
Purchases of Securities Available for Sale | ||||||
27,223 | 16,106 | 8,581 | 45,935 | 58,648 | 3,699 | 27,789 |
Proceeds from Maturities / Sales of Securities Available for Sale | ||||||
25,984 | 11,417 | 7,881 | 30,589 | 9,528 | 28,846 | 80,543 |
Proceeds from Paydowns of Securities Available for Sale | ||||||
38,678 | 33,670 | 19,625 | 23,828 | 19,376 | 5,799 | 11,343 |
Net Cash Paid in Merger | ||||||
- | 9,148 | - | - | - | - | - |
Net Cash Paid in Sale of Branch | ||||||
17,448 | - | - | - | - | - | - |
Net Cash Received in Merger | ||||||
- | - | - | - | 87,377 | 0 | - |
Purchases of Other Equity Securities | ||||||
3,031 | 1,175 | 2,453 | 866 | 3,375 | 681 | 2,818 |
Redemption of Other Equity Securities | ||||||
1,432 | 3,176 | 189 | 82 | 1,912 | 1,866 | - |
Life Insurance Proceeds | ||||||
- | - | - | 560 | 0 | 0 | - |
Proceeds from Sales of Other Equity Securities | ||||||
- | - | - | - | - | - | -1,885 |
Net Increase in Loans | ||||||
189,361 | 168,371 | 164,419 | 38,326 | 70,443 | 24,655 | 77,506 |
Proceeds from Sale of Premises and Equipment | ||||||
- | - | - | 68 | 0 | 0 | - |
Purchases of Premises and Equipment | ||||||
3,959 | 919 | 505 | 1,390 | 962 | 218 | 328 |
Loss on Disposal of Premises and Equipment | ||||||
774 | - | - | - | - | - | - |
Proceeds from Sales of Other Real Estate | ||||||
1,400 | 654 | 1,084 | 1,659 | 2,697 | 337 | 167 |
Improvements to Other Real Estate | ||||||
- | - | - | 102 | 0 | 0 | - |
Consideration Settlement to Former AGFC Shareholders | ||||||
- | - | - | 3,448 | 243 | 0 | - |
Net Decrease in Federal Funds Sold | ||||||
-19,536 | -23,516 | -6,264 | -60 | -1,339 | 8,378 | 2,630 |
Net Cash Used in Investing Activities | ||||||
-192,290 | -170,318 | -153,443 | -33,341 | -14,120 | 15,973 | -11,873 |
Cash Flows From Financing Activities: | ||||||
Net Increase in Deposits | ||||||
73,319 | 124,471 | 122,738 | 28,559 | 33,775 | -6,924 | 27,847 |
Net Decrease in Securities Sold Under Agreements to Repurchase | ||||||
55,760 | -5,757 | -781 | 285 | -1,841 | 0 | - |
Net Advances (Repayments) on Federal Home Loan Bank Borrowings | ||||||
38,000 | -25,000 | 28,606 | -1,349 | -6,511 | 0 | - |
Net Decrease in Short Term Borrowings | ||||||
- | -862 | - | - | - | - | - |
Net Proceeds (Repayments) from Long Term Borrowings | ||||||
- | -2,700 | -300 | - | - | - | - |
Net Advances (Repayments) on Federal Home Loan Bank Borrowings | ||||||
- | - | - | - | - | - | 25,000 |
Net Decrease in Short Term Borrowings | ||||||
- | - | - | -2,138 | 3,000 | 0 | - |
Net Proceeds (Repayments) from Long Term Borrowings | ||||||
- | - | - | 3,000 | 0 | - | - |
Proceeds from Issuance of Subordinated Debt | ||||||
- | 25,000 | - | - | - | - | - |
Proceeds from Long Term Borrowings | ||||||
- | - | - | - | - | 0 | - |
Proceeds from Issuance of Common Stock | ||||||
823 | 27,652 | 62,455 | - | 0 | - | 1 |
Proceeds from Reissuance of Treasury Stock | ||||||
- | - | - | - | - | - | 121 |
Repurchase of Common Stock | ||||||
2,553 | - | 33 | 863 | 2,805 | 0 | - |
Proceeds from Exercise of Stock Warrants | ||||||
876 | - | - | 15 | 0 | 0 | - |
Payment of Dividends on Common Stock | ||||||
5,054 | 3,281 | 1,792 | 1,056 | 0 | 0 | - |
Net Cash Provided by Financing Activities | ||||||
- | - | - | - | - | -6,924 | - |
Net Cash Provided by (Used in) Financing Activities | ||||||
161,171 | 139,523 | 210,893 | 26,453 | 25,618 | - | 2,969 |
Net Decrease in Cash and Cash Equivalents | ||||||
-6,701 | -11,519 | 65,418 | 1,262 | 14,896 | 15,941 | -686 |
Supplemental Disclosures for Cash Flow Information: | ||||||
Interest on Deposits | ||||||
19,616 | 11,384 | 6,351 | 4,779 | 3,813 | 3,679 | 3,690 |
Interest on Borrowings | ||||||
3,494 | 2,098 | 908 | 693 | 467 | - | - |
Interest on Borrowings | ||||||
- | - | - | - | - | 309 | 1,123 |
Income Tax Payments | ||||||
5,600 | 3,342 | 1,800 | 1,016 | 2,513 | 1,976 | 1,857 |
Supplemental Schedule for Noncash Investing and Financing Activities: | ||||||
Change in the Unrealized Gain (Loss) on Securities Available for Sale | ||||||
7,698 | -2,310 | 1,450 | -2,336 | - | - | - |
Change in Deferred Tax Effect on the Unrealized (Gain) Loss on Securities Available for Sale | ||||||
-1,616 | 485 | -493 | 795 | - | - | - |
Change in the Unrealized Gain (Loss) on Securities Available for Sale | ||||||
- | - | - | - | -221 | 3,643 | -6,797 |
Change in Deferred Tax Effect on the Unrealized (Gain) Loss on Securities Available for Sale | ||||||
- | - | - | - | 75 | -1,239 | 2,311 |
Transfer of Loans to Other Real Estate | ||||||
4,102 | 395 | 566 | 648 | 1,033 | 2,203 | 1,105 |
Transfer of Other Real Estate to Premises and Equipment | ||||||
- | 1,373 | 175 | - | 0 | - | - |