Business first bancshares, inc. (BFST)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
Cash Flows From Operating Activities:
Consolidated Net Income

22,612

23,772

21,458

19,847

16,642

14,091

9,784

7,566

5,980

4,848

7,196

6,894

5,683

5,111

0

0

0

-

-

-

-

4,033

0

0

0

Consolidated Net Income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities:
Provision for Loan Losses

3,340

2,606

3,353

3,377

2,549

2,390

3,781

3,525

4,356

4,237

2,207

2,060

905

1,220

1,670

1,720

1,720

1,200

450

700

700

700

0

0

0

Depreciation and Amortization

1,568

1,588

1,542

1,407

1,280

1,172

1,123

1,117

1,151

1,181

1,254

1,293

1,300

1,299

1,301

1,284

1,309

1,192

1,048

950

809

810

0

0

0

Net Accretion of Purchase Accounting Valuations

-2,431

-2,646

-1,455

-1,212

-748

-719

-1,196

-1,615

-3,360

-4,529

-4,377

-4,260

-2,672

-1,818

0

0

0

-

-

-

-

-

-

-

-

Noncash Compensation Expense

1,218

1,093

954

846

789

1,010

691

485

326

-59

310

291

271

456

-108

-38

34

49

476

479

481

485

0

0

0

Net Amortization of Securities

-1,628

-1,688

-1,732

-1,807

-1,906

-2,038

-1,977

-1,918

-1,839

-1,750

-1,862

-1,918

-1,952

-1,929

-1,880

-1,877

-1,883

-1,511

-1,154

-793

-444

-493

0

0

0

Gain on Sales of Securities

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on Sales of Securities

-

-

-

-

-

-

-

-

-

-

-

-

-

232

0

0

0

-

-

-

-

13

0

0

0

Loss on Sale of Other Real Estate Owned, Net of Writedowns

-536

-546

0

0

0

-

-

-

-

-276

-351

73

101

72

91

54

10

58

0

0

0

-

-

-

-

Increase in Cash Value of Life Insurance

715

686

696

688

681

681

662

658

651

633

624

607

585

788

789

817

853

637

625

597

569

569

0

0

0

Provision (Credit) for Deferred Income Taxes

870

336

-213

-441

0

-402

1,724

2,147

2,130

3,126

1,368

1,724

1,378

953

1,434

651

62

-74

0

0

0

-

-

-

-

Credit for Deferred Income Taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Changes in Assets and Liabilities:
Decrease in Accrued Interest Receivable

670

-198

337

701

366

970

515

539

459

726

460

629

376

561

486

358

282

314

217

125

-209

-134

0

0

0

(Increase) Decrease in Other Assets

-273

318

573

-196

92

-1,275

-1,040

-597

-163

675

-17

-55

-568

-659

18

-540

925

971

-776

720

180

-1,521

0

0

0

Increase in Accrued Interest Payable

-466

159

431

657

865

184

204

146

9

-30

22

95

256

354

336

26

-18

-76

-79

-23

-39

-37

0

0

0

Increase (Decrease) in Other Liabilities

-2,827

-1,547

248

2,281

1,984

243

-187

-940

-1,205

-524

-236

-968

-903

-350

213

-145

-598

-350

-435

242

337

361

0

0

0

Net Cash Provided by Operating Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

6,892

0

0

0

Net Cash Provided by Operating Activities

22,540

24,418

24,208

25,369

23,829

19,276

17,379

13,677

10,284

7,968

0

0

0

-

-

-

-

-

-

-

0

-

-

-

-

Cash Flows From Investing Activities:
Purchases of Securities Available for Sale

39,027

27,223

35,737

28,753

23,685

16,106

5,008

6,000

7,200

8,581

9,168

14,650

37,339

45,935

54,532

62,272

54,820

58,648

0

0

0

-

-

-

-

Proceeds from Maturities / Sales of Securities Available for Sale

29,693

25,984

25,399

21,535

15,505

11,417

10,145

12,726

11,446

7,881

7,028

3,612

20,729

30,589

0

0

0

-

-

-

-

28,846

0

0

0

Proceeds from Paydowns of Securities Available for Sale

39,967

38,678

38,095

35,037

34,103

33,670

29,100

25,831

22,572

19,625

21,468

22,898

23,987

23,828

23,465

23,004

23,080

19,376

14,988

10,420

6,012

5,799

0

0

0

Net Cash Paid in Merger

-

-

-

-

-

9,148

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of Other Equity Securities

3,734

3,031

3,030

2,466

966

1,175

1,188

2,398

2,704

2,453

2,440

873

810

866

1,203

2,343

1,541

3,375

3,175

2,036

2,033

681

0

0

0

Redemption of Other Equity Securities

2,205

1,432

3,974

3,992

3,938

3,176

312

249

193

189

242

216

134

82

0

0

0

-

-

-

-

-

-

-

-

Life Insurance Proceeds

-

-

-

-

-

-

-

-

-

-

-

-

-

560

0

0

0

-

-

-

-

-

-

-

-

Proceeds from Sales of Other Equity Securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net Increase in Loans

192,960

189,361

211,253

223,787

203,814

168,371

169,226

168,321

144,905

164,419

123,454

73,779

62,856

38,326

66,649

64,963

66,890

70,443

61,053

54,478

48,815

24,655

0

0

0

Purchases of Premises and Equipment

4,281

3,959

2,163

1,191

1,046

919

866

893

642

505

515

1,031

1,297

1,390

1,696

1,451

1,151

962

598

225

257

218

0

0

0

Proceeds from Sales of Other Real Estate

1,981

1,400

1,436

1,141

822

654

488

1,194

1,083

1,084

1,091

1,088

1,629

1,659

3,288

2,868

2,637

2,697

0

0

0

-

-

-

-

Improvements to Other Real Estate

-

-

-

-

-

-

-

-

-

-

-

-

-

102

0

0

0

-

-

-

-

-

-

-

-

Net Decrease in Federal Funds Sold

958

-19,536

-37,771

11,713

-18,363

-23,516

6,537

-15,932

6,455

-6,264

-2,470

21,198

25,836

-60

10,069

-14,869

-25,702

-1,339

10,345

782

19,113

8,378

0

0

0

Net Cash Used in Investing Activities

-181,872

-192,290

-197,200

-159,567

-152,858

-170,318

-179,502

-203,340

-163,498

-153,443

-108,218

-41,321

-33,367

-33,341

0

0

0

-

-

-

0

-

-

-

-

Net Cash Used in Investing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Cash Flows From Financing Activities:
Net Increase in Deposits

83,588

73,319

114,525

108,557

146,746

124,471

75,026

93,526

80,525

122,738

85,444

-26,642

-15,046

28,559

65,355

72,617

69,453

33,775

-19,028

53,806

27,449

-6,924

0

0

0

Net Decrease in Securities Sold Under Agreements to Repurchase

3,658

55,760

16,727

2,492

-4,364

-5,757

-4,663

-4,976

-3,689

-781

-134

-8

211

285

0

0

0

-

-

-

-

-

-

-

-

Net Advances (Repayments) on Federal Home Loan Bank Borrowings

108,000

38,000

43,000

23,000

-45,000

-25,000

14,647

14,297

3,950

28,606

18,618

18,629

18,640

-1,349

0

0

0

-

-

-

-

-

-

-

-

Net Proceeds from in Short Term Borrowings

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from Issuance of Common Stock

3,792

823

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Surrendered Shares of Options Exercised

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repurchase of Common Stock

0

-

-

-

-

-

-

-

-

33

896

896

896

863

0

0

0

-

-

-

-

-

-

-

-

Net Repayments on Federal Home Loan Bank Borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

Proceeds from Exercise of Stock Warrants

-

876

0

0

0

-

-

-

-

-

-

-

-

15

0

0

0

-

-

-

-

-

-

-

-

Payment of Dividends on Common Stock

5,329

5,054

4,653

4,243

3,732

3,281

2,972

2,466

2,060

1,792

1,530

1,465

1,402

1,056

0

0

0

-

-

-

-

-

-

-

-

Net Cash Provided by Financing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-6,924

0

0

0

Net Cash Provided by (Used in) Financing Activities

186,835

161,171

190,407

152,380

144,008

139,523

171,854

190,320

140,881

210,893

0

0

0

-

-

-

-

-

-

-

0

-

-

-

-

Net Decrease in Cash and Cash Equivalents

27,503

-6,701

17,415

18,182

14,979

-11,519

9,731

657

-12,333

65,418

2,470

-43,276

-23,389

1,262

-12,225

-18,028

41,866

14,896

11,893

73,348

1,876

15,941

0

0

0

Supplemental Disclosures for Cash Flow Information:
Interest on Deposits

19,772

19,616

18,222

16,417

13,800

11,384

9,383

7,971

7,024

6,351

5,847

5,492

5,146

4,779

4,449

4,246

3,990

3,813

3,688

3,699

3,626

3,679

0

0

0

Interest on Borrowings

4,301

3,494

2,945

2,151

1,972

2,098

1,796

1,468

1,147

908

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Interest on Borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

577

-

782

301

321

309

0

0

0

Income Tax Payments

-

-

-

-

-

-

-

-

-

1,800

2,366

1,916

1,366

1,016

11

661

2,263

2,513

0

0

0

-

-

-

-

Supplemental Schedule for Noncash Investing and Financing Activities:
Change in the Unrealized Gain (Loss) on Securities Available for Sale

3,123

7,698

10,221

8,580

5,133

-2,310

-6,217

-5,342

-3,723

1,450

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Change in Deferred Tax Effect on the Unrealized (Gain) Loss on Securities Available for Sale

-656

-1,616

-2,147

-1,802

-1,078

485

1,500

1,334

815

-493

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Change in the Unrealized Gain (Loss) on Securities Available for Sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,454

3,798

681

-221

883

-607

2,608

3,643

0

0

0

Change in Deferred Tax Effect on the Unrealized (Gain) Loss on Securities Available for Sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-835

-1,292

-231

75

-301

206

-888

-1,239

0

0

0

Transfer of Loans to Other Real Estate

0

-

-

-

-

395

0

0

0

-

-

-

-

648

0

0

0

-

-

-

-

2,203

0

0

0

Transfer of Loans to Other Real Estate

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of Premises and Equipment to Other Real Estate

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-