Business first bancshares, inc. (BFST)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
Interest Income:
Interest and Fees on Loans

24,143

24,732

24,408

23,870

22,423

19,778

17,777

16,549

15,676

12,544

11,433

12,398

11,141

9,920

10,281

9,570

9,697

9,796

10,068

8,747

6,633

6,431

6,422

6,371

6,507

Interest and Dividends on Securities

1,731

1,739

1,783

1,829

1,874

1,611

1,386

1,414

1,423

957

953

972

947

923

955

929

974

838

937

968

443

428

395

380

470

Interest on Federal Funds Sold and Due From Banks

142

193

129

197

290

164

162

128

127

171

38

30

17

8

43

77

41

37

46

78

26

-

21

-

-

Interest on Federal Funds Sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38

14

Total Interest Income

26,016

26,664

26,320

25,896

24,587

21,553

19,325

18,091

17,226

13,672

12,424

13,400

12,105

10,851

11,279

10,576

10,712

10,671

11,051

9,793

7,102

6,857

6,838

6,789

6,991

Interest Expense:
Interest on Deposits

4,686

4,908

5,050

5,038

4,757

3,853

3,127

2,555

2,298

1,814

1,665

1,501

1,348

1,352

1,376

1,317

1,107

983

972

1,053

850

877

934

926

904

Interest on Borrowings

1,119

1,129

1,012

665

710

583

562

560

428

269

226

209

197

181

161

158

174

182

163

178

86

78

79

78

75

Total Interest Expense

5,805

6,037

6,062

5,703

5,467

4,436

3,689

3,115

2,726

2,083

1,891

1,710

1,545

1,533

1,537

1,475

1,281

1,165

1,135

1,231

936

955

1,013

1,004

979

Net Interest Income

20,211

20,627

20,258

20,193

19,120

17,117

15,636

14,976

14,500

11,589

10,533

11,690

10,560

9,318

9,742

9,101

9,431

9,506

9,916

8,562

6,166

5,902

5,825

5,785

6,012

Provision for Loan Losses

1,367

192

479

1,302

633

939

503

474

474

2,330

247

1,305

355

300

100

150

670

750

150

150

150

0

400

150

150

Net Interest Income after Provision for Loan Losses

18,844

20,435

19,779

18,891

18,487

16,178

15,133

14,502

14,026

9,259

10,286

10,385

10,205

9,018

9,642

8,951

8,761

8,756

9,766

8,412

6,016

5,902

5,425

5,635

5,862

Other Income:
Service Charges on Deposit Accounts

931

1,028

1,035

1,034

938

869

695

636

610

530

542

525

512

-

-

-

-

-

-

-

-

-

-

-

-

Gain on Sales of Securities

25

-

26

58

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service Charges on Deposit Accounts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

558

489

494

497

467

440

149

158

137

154

138

Gain on Sales of Securities

-

-

-

-

-

-

-

-

-

-

31

-

-

1

0

56

175

-

2

-

-

7

0

0

6

Other Income

1,848

1,206

861

3,127

1,373

1,615

852

1,370

1,125

943

668

1,075

792

849

810

725

772

486

335

541

280

204

498

233

193

Total Other Income

2,804

2,256

1,922

4,219

2,311

2,491

1,547

2,006

1,735

1,473

1,241

1,600

1,304

1,342

1,368

1,270

1,441

966

804

981

429

369

635

387

337

Other Expenses:
Salaries and Employee Benefits

9,435

9,025

8,793

8,756

8,552

7,444

7,190

6,524

6,704

5,542

5,559

5,397

4,984

4,703

5,045

5,027

4,696

4,378

4,593

4,236

2,938

2,859

2,833

2,778

2,726

Occupancy and Equipment Expense

1,891

1,715

2,135

1,884

1,894

1,523

1,522

1,402

1,418

1,322

1,139

1,191

1,168

1,178

1,272

1,021

1,103

1,152

1,027

1,105

657

624

606

609

630

Other Expenses

5,317

4,463

3,950

3,937

3,344

5,442

3,158

4,099

3,822

2,844

2,516

2,526

2,614

2,481

2,839

3,102

2,602

2,859

3,634

2,643

1,287

1,702

1,234

1,247

1,307

Total Other Expenses

16,643

15,203

14,878

14,577

13,790

14,409

11,870

12,025

11,944

9,708

9,214

9,114

8,766

8,362

9,156

9,150

8,401

8,389

9,254

7,984

4,882

5,185

4,673

4,634

4,663

Income Before Income Taxes

5,005

7,488

6,823

8,533

7,008

4,260

4,810

4,483

3,817

1,024

2,313

2,871

2,743

1,998

1,854

1,071

1,801

1,333

1,316

1,409

1,563

-

1,387

1,388

-

Income Before Income Taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,536

Provision for Income Taxes

506

1,729

1,312

1,690

1,349

815

910

845

709

1,886

631

819

767

512

474

230

397

332

377

386

430

255

357

355

397

Net Income

4,499

5,759

5,511

6,843

5,659

3,445

3,900

3,638

3,108

-862

1,682

2,052

1,976

1,486

1,380

841

1,404

1,001

939

1,023

1,133

831

1,030

1,033

1,139

Earnings Per Share:
Basic (in dollars per share)

0.34

0.44

0.41

0.51

0.43

0.29

0.34

0.34

0.30

-0.20

0.24

0.30

0.29

0.21

0.20

0.12

0.20

0.13

0.13

0.14

0.21

0.17

0.19

0.19

0.21

Diluted (in dollars per share)

0.34

0.43

0.40

0.50

0.41

0.27

0.33

0.33

0.29

-0.17

0.23

0.28

0.27

0.21

0.19

0.11

0.19

0.13

0.12

0.14

0.20

0.13

0.19

0.19

0.21