BAR HARBOR BANKSHARES BHB Balance Sheet

Bar harbor bankshares (BHB)

Balance Sheet / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
Assets
Cash and due from banks
68	37	50	42	37	35	53	39	35	34	31	28	29	8	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest-bearing deposit with the Federal Reserve Bank
17	19	21	17	16	63	19	22	12	56	17	90	12	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total cash and cash equivalents
85	56	71	59	54	98	72	61	47	90	48	118	42	8	14	25	7	9	12	17	8	9	12	11	12	9	11	13	10	14	10	9	14	8	8	8	12
Securities:
Securities available for sale, at fair value
626	663	675	748	747	725	712	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities available for sale, at fair value
-	-	-	-	-	-	-	710	718	717	718	718	724	528	537	532	532	504	502	480	484	470	466	477	464	450	462	416	423	418	421	404	396	381	388	366	357
Federal Home Loan Bank stock
19	20	27	35	35	35	34	38	38	38	37	44	42	25	23	26	23	21	23	23	22	21	21	21	18	18	18	18	18	18	18	17	16	16	16	16	16
Total securities
646	683	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total securities
-	-	703	783	782	761	746	748	756	755	755	762	766	554	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans:
Commercial real estate
-	-	-	-	821	-	840	838	824	826	793	738	779	418	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial and industrial
-	-	-	-	409	-	385	400	387	379	357	350	309	151	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Residential real estate
-	-	-	-	1,184	-	1,140	1,127	1,132	1,155	1,152	1,160	1,155	506	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Consumer
-	-	-	-	111	-	117	118	119	123	125	127	127	53	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net deferred loan costs and fees
-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans
2,634	2,641	2,577	2,578	2,526	2,490	2,483	2,485	2,464	2,485	2,428	2,376	2,372	1,129	1,088	1,049	1,006	990	975	983	939	919	897	900	866	852	845	852	817	815	808	776	763	729	714	731	700
Less: Allowance for loan losses
15	15	15	14	13	13	13	13	12	12	11	11	10	10	10	9	9	9	9	9	9	8	8	8	8	8	8	8	8	8	8	8	8	8	8	9	8
Net loans
2,619	2,625	2,561	2,563	2,512	2,476	2,470	2,471	2,451	2,473	2,416	2,365	2,361	1,118	1,078	1,039	996	980	966	974	930	910	889	892	857	844	837	844	809	806	800	768	755	720	706	721	692
Premises and equipment, net
49	51	47	50	49	48	47	48	48	47	48	48	45	23	23	22	22	20	20	20	20	20	20	20	20	20	19	19	19	19	19	18	17	16	14	14	13
Other real estate owned
-	-	-	-	-	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other real estate owned
2	2	2	2	2	-	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Goodwill
119	118	100	100	100	100	100	100	100	100	100	100	99	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	5	3	3	3	3	3	3
Other intangible assets
8	8	6	7	7	7	7	7	8	8	8	9	9	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash surrender value of bank-owned life insurance
76	75	75	74	74	73	73	58	58	57	57	57	56	24	24	24	23	23	23	23	23	8	8	8	7	7	7	7	7	7	7	7	7	7	7	7	7
Deferred tax assets, net
3	3	-	-	-	9	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax assets, net
-	-	4	5	7	-	11	10	9	7	13	13	14	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other assets
66	42	38	40	38	29	31	33	29	24	26	28	31	14	11	11	11	13	13	15	13	13	15	16	16	18	16	18	13	12	12	12	13	13	11	15	15
Total assets
3,677	3,669	3,612	3,687	3,629	3,608	3,560	3,541	3,510	3,565	3,475	3,503	3,427	1,755	1,717	1,687	1,622	1,580	1,567	1,560	1,508	1,459	1,439	1,452	1,404	1,373	1,379	1,343	1,307	1,302	1,295	1,242	1,224	1,167	1,156	1,153	1,117
Liabilities
Deposits:
Demand
400	414	380	354	342	370	372	341	342	349	357	332	349	98	115	84	77	86	96	72	72	78	81	61	65	72	84	62	62	71	80	62	64	62	72	56	60
NOW
578	575	490	472	470	484	471	449	448	466	442	451	242	175	167	159	158	160	155	142	144	153	149	130	129	135	135	120	115	123	115	98	93	99	95	74	82
Savings
423	388	360	352	346	358	354	350	361	364	373	360	511	77	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Money market
404	384	359	305	349	335	254	260	303	305	300	285	349	282	320	289	326	299	286	244	253	247	265	239	226	232	277	247	222	230	220	201	199	206	219	198	211
Time
844	932	902	996	956	932	937	972	884	866	802	783	720	416	429	456	400	396	472	431	394	378	391	404	443	395	386	423	399	370	397	374	367	354	374	399	353
Total deposits
2,650	2,695	2,493	2,481	2,465	2,483	2,390	2,374	2,341	2,352	2,275	2,213	2,174	1,050	1,033	989	962	942	1,010	890	864	858	887	836	865	835	884	854	801	795	813	737	724	722	762	729	708
Borrowings:
Borrowings:
Senior
497	471	641	733	703	680	739	735	742	786	775	872	842	531	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Subordinated Debt
-	-	-	-	-	42	-	-	-	43	-	-	-	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Subordinated
59	59	42	42	42	-	42	43	43	-	43	43	43	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total borrowings
557	531	684	776	746	723	782	778	785	829	818	915	885	536	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	363	345	343	333	254	372	347	313	305	377	301	312	255	231	224	224	193	218	225	175	126	152	119
Long-term advances from Federal Home Loan Bank
-	-	-	-	-	-	-	-	-	-	-	-	-	-	144	174	143	135	135	136	133	128	93	88	95	91	104	124	141	142	145	150	142	139	139	150	175
Junior subordinated debentures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5
Other liabilities
65	45	39	39	36	30	30	31	32	28	28	28	26	11	7	7	7	8	7	7	6	7	7	6	6	7	7	7	6	7	8	5	5	6	5	5	5
Total liabilities
3,273	3,272	3,218	3,297	3,248	3,237	3,203	3,185	3,158	3,210	3,122	3,156	3,086	1,598	1,553	1,522	1,461	1,425	1,413	1,411	1,358	1,313	1,297	1,314	1,274	1,252	1,255	1,222	1,179	1,174	1,166	1,117	1,103	1,049	1,038	1,042	1,014
Commitments and Contingencies (Note 17)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholders' equity
Capital stock, par value $2.00; authorized 20,000,000 shares; issued 16,428,388 shares at March 31, 2020 and December 31, 2019
32	32	32	32	32	32	32	32	32	32	32	32	32	13	13	13	13	13	13	13	13	13	13	13	9	13	9	9	9	9	9	9	9	9	9	9	9
Additional paid-in capital
189	188	188	188	187	187	187	187	186	186	186	186	185	23	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Surplus
-	-	-	-	-	-	-	-	-	-	-	-	-	-	22	22	21	21	21	21	20	20	20	20	26	20	26	26	26	26	26	26	26	26	26	26	26
Retained earnings
180	175	174	173	170	166	162	156	150	144	141	135	131	130	129	127	125	122	120	117	115	113	111	108	104	103	100	97	95	93	92	90	88	86	84	83	80
Prior service cost and unamortized net actuarial losses on employee benefit plans, net of tax of ($217) and ($249), at December 31, 2016 and December 31, 2015, respectively
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Prior service cost and unamortized net actuarial losses on employee benefit plans, net of tax of ($253) and ($251), at September 31, 2015 and December 31, 2014, respectively
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-0	-	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Net unrealized (depreciation) appreciation on securities available for sale, net of tax of ($1,214) and $2,828, at December 31, 2016 and December 31, 2015, respectively
-	-	-	-	-	-	-	-	-	-	-	-	-	-	7	11	9	5	7	4	8	7	3	2	-2	-8	-3	-4	5	7	10	8	7	7	7	3	0
Portion of OTTI attributable to non-credit gains, net of tax of $70 and $249, at December 31, 2016 and December 31, 2015, respectively
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Portion of OTTI attributable to non-credit gains, net of tax of $265 and $257, at June 30, 2015 and December 31, 2014, respectively
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0	-0	-	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	0	0	0	0	0
Net unrealized depreciation on derivative instruments, net of tax of $968 and $873, at December 31, 2016 and December 31, 2015, respectively
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2	-2	-2	-1	-1	-0	-1	-0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-
Accumulated other comprehensive income (loss)
6	3	3	0	-5	-11	-19	-15	-13	-4	-1	-1	-3	-4	4	8	7	3	5	3	7	6	3	3	-2	-7	-3	-4	5	7	10	8	7	7	6	3	0
Less: 841,029 and 870,257 shares of treasury stock at March 31, 2020 and December 31, 2019, respectively
4	4	4	4	4	4	4	4	5	5	5	5	5	6	6	6	6	6	7	7	7	8	8	8	8	8	8	8	9	9	9	9	10	10	10	11	12
Total shareholders' equity
403	396	394	390	381	370	357	355	352	354	353	347	341	156	164	165	160	154	154	148	150	146	141	138	129	121	123	120	128	128	129	124	120	118	117	110	103
Total liabilities and shareholders' equity
3,677	3,669	3,612	3,687	3,629	3,608	3,560	3,541	3,510	3,565	3,475	3,503	3,427	1,755	1,717	1,687	1,622	1,580	1,567	1,560	1,508	1,459	1,439	1,452	1,404	1,373	1,379	1,343	1,307	1,302	1,295	1,242	1,224	1,167	1,156	1,153	1,117
Commercial real estate
Loans
948	930	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans
-	-	923	881	-	826	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial and industrial
Loans
426	423	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans
-	-	-	-	-	404	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans:
-	-	402	416	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Residential real estate
Loans
1,132	1,151	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans
-	-	1,143	1,167	-	1,144	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Consumer
Loans
128	135	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans
-	-	107	112	-	113	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-