BAR HARBOR BANKSHARES BHB Cash Flow

Bar harbor bankshares (BHB)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash flows from operating activities:
Net income
7,721	-	-	-	7,281	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net income
-	-	-	-	-	7,620	8,970	8,535	7,812	6,607	8,619	6,556	4,211	2,584	3,632	4,311	4,406	3,468	3,931	3,873	3,881	3,102	3,867	3,857	3,787	3,264	3,533	3,170	3,216	2,830	3,368	3,105	3,163	2,391	3,010	2,773	2,869
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of core deposit intangible
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	23	23	23	23	22	24	23	23	23	102	-56	-	-	-	-	-	-	-	-
Provision for loan losses
1,111	538	893	562	324	572	643	770	795	597	660	736	795	225	139	150	465	465	425	400	495	457	491	428	457	490	170	405	353	350	427	460	415	545	750	600	500
Net securities gains
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	587	619	-263	-81	350	397	17	138	256	265	104	597	670	567	376	993	535	785
Other-than-temporary impairment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	72	101	336	344	493	572	589	565
Net amortization of securities
-686	-806	-800	-1,042	-693	-879	-977	-1,030	-1,059	-1,208	-1,246	-1,525	-1,235	-1,122	-1,020	-687	-586	-608	-493	-672	-630	-568	-815	-626	-767	-871	-1,355	-1,517	-1,333	-1,264	-1,187	-981	-701	-597	-361	-272	-406
Deferred tax benefit
-	-	-	-	-	-	-	-	-	-	0	0	-237	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change in unamortized net loan costs and premiums
132	277	88	105	85	646	168	154	-368	565	220	119	29	557	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Premises and equipment depreciation
1,182	-	-	-	952	-	-	-	-	-	-	-	-	-	-	-	-	-	440	428	433	417	413	408	391	420	374	368	342	387	308	299	298	289	289	291	311
Premises and equipment depreciation
-	-	-	-	-	883	1,145	835	841	808	918	989	838	392	371	385	403	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stock-based compensation expense
118	657	156	470	90	510	209	248	379	439	279	485	71	296	137	615	230	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accretion of purchase accounting entries, net
1,489	-	-	-	886	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accretion of purchase accounting entries, net
-	-	-	-	-	-	-1,540	-536	-704	-	-888	-988	-606	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of other intangibles
256	240	207	207	207	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of other intangibles
256	240	207	207	207	207	207	207	207	270	151	211	180	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of other intangibles
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-21	23	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income from cash surrender value of bank-owned life insurance policies
537	495	497	519	542	493	505	377	446	374	380	386	399	163	197	118	225	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sales of securities, net
135	-	-	-	-	-	-	-	-	-	-	-	-	9	1,354	1,699	1,436	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Recognition of stock based compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	296	133	58	182	138	58	40	32	22	90	121	36	51	99	30	22	28	19	30
Gains on sale of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-64	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net income from bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	164	165	105	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on other real estate owned
-31	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on premises and equipment, net
-92	-	-	-	-	-	-	-	-	1	0	0	-95	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in other assets and liabilities
5,900	-8,843	-1,330	-705	3,757	-1,278	-2,051	4,251	1,444	-1,955	-2,532	-233	5,152	-526	-1,363	802	1,256	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by operating activities
3,004	15,558	7,246	9,322	4,277	10,559	11,989	6,307	8,867	17,212	12,898	9,242	1,002	4,909	5,178	3,508	3,196	-	-	-	-	-	-	-	3,983	-	6,755	5,059	4,533	5,427	6,907	4,855	3,902	3,615	6,237	2,587	3,700
Net change in other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-30,724	30,021	285	-	-836	2,683	569	-265	-1,174	1,050	-609	-1,101	285	-85	190	638	-1,989	1,500	-296
Net change in other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	236	505	-1,396	-	131	1	-516	161	169	651	-1,120	-425	2,347	160	-292	789	231	78	-492
Net cash provided by operating activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	36,404	-24,739	3,051	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash flows from investing activities:
Proceeds from sales of securities available for sale
32,017	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	152	21,775	23,143	21,513	2,325	0	11,487	8,941	10,715	4,342	11,908	10,313	4,517	3,088	4,591	5,038	4,640	10,431	13,160	11,073	8,011	17,984	8,524	13,949
Proceeds from maturities, calls and prepayments of securities available for sale
24,899	37,522	27,266	28,837	21,709	23,351	23,336	25,592	23,350	28,766	31,518	31,091	30,208	31,187	29,718	27,846	20,626	23,225	29,319	32,148	22,109	22,722	22,649	15,314	13,169	17,099	26,399	25,273	25,611	26,827	24,317	23,506	19,334	21,360	16,049	15,332	20,996
Purchases of securities available for sale
15,739	52,569	19,789	21,541	35,290	56,364	32,674	21,297	36,428	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in loans
-6,300	-	-1,262	50,536	36,209	-	-2,159	20,340	-21,033	-	51,613	3,668	16,388	126,109	-6,477	-5,161	14,480	-	-	-	-	-	-2,384	35,054	13,954	-	-6,822	35,550	2,586	6,886	-997	13,699	35,495	16,512	-14,776	4,402	27,079
Purchases of securities available for sale
-	-	-	-	-	-	-	-	-	-	-	23,259	81,574	39,122	61,433	46,958	63,311	31,732	47,386	46,140	43,174	31,806	16,197	32,288	29,948	16,583	76,383	38,195	40,970	33,188	45,385	43,794	44,991	23,538	50,069	5,457	58,151
Purchase of FHLB stock
3,161	-	-	-	5,567	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-797	-1,442	0	-158	-2,402	-424	-39	-223	0	81	-	10	-718	-643	-	-	-	-
Net (increase) decrease in total loans originated
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-11,503	21,829	20,721	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	0	0	18,621	-91,569	45,625	47,694	2,102	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of Federal Home Loan Bank stock
-	-	-	-	-	-	324	848	0	-	-7,061	1,764	5,624	-	-3,001	3,662	1,572	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of FHLB stock
3,943	8,006	8,502	4,040	6,119	-1	4,882	241	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of premises and equipment, net
628	7,382	-1,549	1,543	1,809	2,118	673	407	1,595	146	598	761	1,652	729	502	1,200	1,865	298	255	569	744	677	262	459	604	688	656	280	770	297	983	971	1,643	1,549	1,030	568	618
Acquisitions, net of cash acquired
340	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of bank-owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	30,000	-30,000	15,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Acquisitions, net of cash acquired
-	-	-	-	-	-	-	-	-	-	0	0	-39,537	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of other real estate owned
51	-	-	-	-	-	-	-	-	0	0	241	81	119	0	0	0	562	0	0	110	1,000	85	20	24	-	-	-	-	475	0	311	45	-	-	-	-
Net cash provided by (used in) investing activities
47,342	-75,060	86,022	-44,896	-51,047	-16,040	-17,319	-16,965	6,360	-60,850	-46,003	1,880	-54,033	-50,742	-46,589	-43,364	-41,191	-	-	-	-	-	-	-	-21,424	-	-40,402	-43,647	-13,596	-8,429	-9,416	-22,205	-52,320	-12,177	-2,174	13,429	-50,903
Net cash used in investing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-41,940	-18,135	-49,921	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash flows from financing activities:
Net increase (decrease) in deposits
-44,959	201,725	12,416	15,812	-17,260	93,096	16,327	33,298	-10,740	77,175	62,306	38,914	-26,495	16,775	43,709	27,241	19,788	-68,107	120,778	25,178	6,889	-29,067	50,145	-28,498	29,818	-48,945	29,877	53,619	5,335	-18,615	38,011	12,657	1,549	-39,204	32,979	24,572	-3,785
Net change in short-term FHLB borrowings
-160,970	-	-	-	59,716	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of treasury stock
-	-	-	-	-	-	-	-	15	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in short-term advances from the Federal Home Loan Bank
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	39,554	24,196	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of long term advances from the Federal Home Loan Bank
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,008	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in short-term FRB borrowings
62,000	-	-	-	-	-	-	-	-	-	6,426	1,618	-7,372	-	4,647	303	-6,734	2,064	-12,529	15,163	-3,509	598	5,555	-2,026	-4,662	431	7,563	-5,339	-3,036	-7,980	9,906	-11,850	5,932	-4,929	16,636	-17,336	-50
Proceeds from long-term borrowings from the FHLB
139,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-49,100	23,400	43,093	55,300	-52,400	85,200	4,000	55,000	14,900	-200	13,200	36,797	-30,501	17,000	67,500	58,000	-18,000	-21,800	65,800
Repayments of long-term borrowings from the FHLB
-	-	-	-	35,705	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12,500	20,500	14,190	6,800	10,000	19,500	5,073	10,068	1,083	14,028	4,073	20,112	3,750	35,270	768	18,264
Proceeds from advances from the Federal Home Loan Bank
-	-	-	-	-	-	7,323,773	3,044	-50,511	-	-118,032	87,278	141,555	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of advances from the Federal Home Loan Bank
-	-	-	-	-	-	-7,317,218	-9,318	6,021	-	15,023	-59,041	-18,513	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in short-term other borrowings
-13,831	-	-	-	-1,531	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of subordinated debt
32	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payments of subordinated debt issuance costs
39	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Exercise of stock options
789	-	115	76	4	-	-	-	-	295	188	-50	313	522	693	202	153	238	158	496	235	181	112	174	149	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of treasury stock
130	-	-	-	-	-	-	-	-	-	-	-	-	0	16	291	190	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from stock option exercises, including excess tax benefits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	141	188	429	494	76	24	669	573	345
Cash dividends paid on common stock
3,429	3,421	3,421	3,419	3,105	3,102	3,101	3,097	2,884	2,882	2,879	2,874	2,870	1,697	1,661	1,626	1,593	1,560	1,528	1,494	1,458	1,395	1,365	1,321	1,281	1,260	1,241	1,218	1,196	1,177	1,154	1,128	1,106	1,086	1,068	1,042	1,032
Net cash (used in) provided by financing activities
-21,601	44,819	-81,535	41,331	2,119	31,661	16,511	24,238	-58,099	85,599	-37,164	65,845	86,618	39,701	30,118	58,375	35,620	-	-	-	-	-	-	-	21,224	-	31,879	41,857	4,376	7,949	2,663	13,100	53,839	8,736	-4,239	-15,920	43,014
Net change in cash and cash equivalents
28,745	-14,683	11,733	5,757	-44,651	26,180	11,181	13,580	-42,872	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by financing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	834	51,732	45,250	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-70,269	76,967	33,587	-6,132	-11,293	18,519	-2,375	-2,616	-4,702	8,858	-1,620	-3,106	1,115	-1,192	3,783	-2,606	-1,768	3,269	-4,687	4,947	154	-4,250	5,421	174	-176	96	-4,189
Supplemental cash flow information:
Interest paid
-	-	-	-	-	-	-	-	-	-	-	5,903	4,795	-	3,092	2,974	2,792	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest paid
8,455	11,361	11,817	11,087	11,490	10,974	8,355	9,442	7,740	-	-	-	-	-	-	-	-	-	2,621	2,627	2,519	2,476	2,458	2,525	2,461	2,756	2,967	3,039	3,071	3,437	3,486	3,468	3,620	3,845	4,174	4,323	4,426
Income taxes paid, net
1,205	-108	794	179	1,506	-36	3,709	6,173	45	2,320	3,680	2,788	296	944	1,416	2,507	1,419	1,196	1,875	1,373	1,122	1,481	1,871	1,575	1,310	-	-	-	-	1,335	1,415	1,527	46	-	-	-	-
Other non-cash changes:
Assets acquired
1,171	-	-	-	-	-	-	-	-	0	1,452,621	-1,452,621	1,454,076	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities acquired
343	-	-	-	-	-	-	-	-	0	1,405,265	-1,405,265	1,406,672	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other non-cash changes:
Real estate owned acquired in settlement of loans
-	-	-	-	-	2,350	-94	30	94	0	0	0	32	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfers from loans to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	300	20	0	141	89	31	146	388	181	343	1,250	166	610	184