Bank of south carolina corp (BKSC)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

7,096

9,773

7,165

9,843

7,022

6,325

8,187

7,945

6,952

8,486

8,009

8,746

7,122

8,141

7,187

6,455

7,622

5,295

6,516

6,603

7,308

4,698

9,758

7,848

7,712

6,043

7,521

6,496

4,719

5,137

6,095

5,816

5,470

6,496

6,918

5,148

4,697

Interest-bearing deposits at the Federal Reserve

100,059

39,320

51,250

35,252

20,299

25,506

21,573

14,319

27,468

24,034

22,159

23,881

31,153

18,101

14,576

35,256

30,503

23,898

12,468

11,400

18,518

5,680

22,271

20,894

3,536

16,080

24,352

36,651

38,374

25,903

14,286

31,371

57,447

36,651

94,359

22,361

715

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

19,018

Investment securities available for sale

92,415

100,449

98,297

101,430

117,401

119,668

118,603

119,831

125,914

139,250

126,496

132,660

129,313

119,978

115,082

105,358

107,353

119,997

116,001

103,177

107,805

113,994

106,727

93,165

90,229

94,648

70,790

71,932

58,415

58,514

58,962

56,184

58,746

71,932

54,719

53,243

39,379

Mortgage loans to be sold

5,353

5,062

4,935

2,874

2,437

1,199

2,861

3,651

3,640

2,093

3,117

2,232

3,524

4,386

4,962

6,500

3,929

5,820

7,018

6,454

4,205

7,325

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans

278,375

274,072

275,527

283,847

-

274,664

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans to be sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,630

5,003

6,809

4,739

5,859

10,249

10,193

18,479

14,092

6,508

8,464

10,249

5,188

3,620

5,908

Loans

-

-

-

-

275,098

-

274,627

278,104

267,998

270,180

269,132

260,229

255,463

260,576

266,383

270,300

253,325

242,622

241,250

240,456

237,687

234,117

229,673

230,596

227,240

218,320

224,611

214,338

216,193

217,128

213,698

210,750

212,440

-

210,307

212,335

208,025

Less: Allowance for loan losses

4,014

4,003

4,141

4,130

3,989

4,214

4,105

4,007

3,830

3,875

3,886

3,927

3,876

3,851

3,745

3,512

3,436

3,417

3,289

3,407

3,334

3,334

3,385

3,379

3,323

3,292

3,386

3,359

3,418

3,432

3,388

3,341

3,234

-

2,973

2,854

2,938

Net loans

274,361

270,068

271,385

279,717

271,108

270,449

270,521

274,097

264,167

266,305

265,245

256,302

251,586

256,724

262,638

266,787

249,888

239,204

237,960

237,048

234,353

230,782

226,287

227,216

223,916

215,028

221,224

210,978

212,774

213,695

210,310

207,408

209,206

-

207,334

209,481

205,087

Premises, equipment and leasehold improvements,net

4,264

4,290

3,658

2,689

2,349

2,335

2,314

2,279

2,244

2,244

2,252

2,270

2,263

2,296

2,218

2,218

2,265

2,289

2,297

2,338

2,389

2,352

2,400

2,442

2,422

2,454

2,454

2,480

2,489

2,486

2,516

2,538

2,574

2,480

2,564

2,401

2,436

Right of use asset

13,091

13,209

13,325

7,218

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right of use asset

-

-

-

-

7,276

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned

-

-

-

-

-

-

-

411

435

435

566

475

521

521

521

521

521

620

620

521

521

521

521

521

-

0

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

659

659

659

Accrued interest receivable

1,233

1,309

1,351

1,565

1,498

1,561

1,471

1,568

1,368

1,720

1,328

1,551

1,177

1,614

1,018

1,401

1,040

1,284

1,118

1,228

1,103

1,290

1,107

1,114

1,044

1,182

1,108

1,180

1,037

1,124

1,017

1,108

1,068

1,180

948

1,004

1,054

Other assets

1,844

1,527

1,690

1,781

2,428

2,087

2,844

2,667

2,457

1,996

2,296

2,183

2,131

2,185

1,360

444

568

761

556

867

380

579

899

870

945

716

878

532

642

67

184

365

732

532

726

1,199

1,564

Total assets

499,720

445,012

453,060

442,374

431,823

429,135

428,377

426,770

434,649

446,566

431,474

430,303

428,796

413,949

409,566

424,944

403,693

399,172

384,559

369,641

376,587

367,225

376,605

359,078

336,618

340,893

334,189

340,502

328,647

325,410

307,466

311,302

343,711

340,502

373,418

299,120

280,521

LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities:
Deposits:
Non-interest bearing demand

186,228

125,621

127,564

138,577

130,134

130,940

131,015

130,654

141,607

139,256

124,661

132,051

134,728

126,034

119,677

128,132

119,022

122,073

116,488

109,767

110,870

107,072

109,354

101,024

85,613

90,574

84,183

86,445

86,883

83,447

78,713

79,672

77,565

86,445

62,031

63,941

56,884

Interest bearing demand

118,303

125,175

114,347

102,905

98,760

94,207

96,573

97,358

100,596

108,967

99,066

94,401

98,021

96,260

95,799

92,868

96,992

84,977

79,865

79,352

82,836

79,397

76,901

79,982

75,233

78,576

80,272

84,876

76,682

77,441

61,627

63,505

61,161

84,876

52,140

54,277

50,394

Money market accounts

68,715

68,964

87,925

85,539

83,929

87,300

78,552

74,370

68,937

77,833

84,417

81,827

74,670

77,307

76,942

83,527

63,935

70,233

56,659

54,481

51,708

47,450

52,443

51,489

50,885

47,190

52,805

53,911

52,807

54,450

57,298

57,934

99,169

53,911

154,806

74,989

68,007

Time deposits over $250,000

4,969

5,967

6,200

8,176

8,553

15,909

21,861

21,917

17,278

18,624

17,695

17,959

20,442

17,822

15,513

24,095

24,095

25,896

34,121

-

-

32,363

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other time deposits

16,211

16,215

17,412

17,841

19,025

18,558

21,460

23,573

23,881

23,295

25,993

26,559

24,888

26,019

28,003

23,681

28,657

28,871

-

-

-

29,457

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Certificates of deposit over $250,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

33,779

32,458

-

49,837

49,830

50,291

52,516

46,304

45,171

42,410

40,903

41,507

39,784

40,178

45,171

40,330

42,200

45,523

Other time deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

30,297

27,782

27,803

-

16,152

15,805

15,485

15,730

15,514

15,499

15,815

15,909

16,069

16,369

17,022

15,499

17,320

17,816

17,760

Other savings deposits

37,951

37,247

33,753

30,769

34,973

35,461

33,578

34,464

38,383

34,910

34,712

33,493

33,213

29,078

29,469

29,918

28,966

26,666

26,318

24,782

27,277

26,677

24,585

23,720

22,368

20,654

19,420

19,082

18,379

18,920

17,727

20,163

15,173

19,082

13,733

14,136

11,867

Total deposits

432,381

379,191

387,204

383,809

375,378

382,378

383,041

382,339

390,685

402,888

386,547

386,292

385,964

372,522

365,406

382,222

361,669

358,718

343,752

329,946

332,954

322,419

329,275

321,852

299,878

305,242

298,500

304,988

292,978

291,073

272,945

277,430

310,271

304,988

340,363

267,361

250,436

Short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

481

481

3,981

6,980

9,680

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

517

404

767

Accrued interest payable and other liabilities

1,821

1,443

2,209

1,951

1,837

1,294

2,036

1,206

1,346

913

1,217

958

1,186

813

2,100

1,205

1,694

1,302

1,328

1,294

1,636

1,066

1,717

1,345

1,461

911

1,256

1,087

1,395

406

851

769

1,186

1,087

1,141

1,130

597

Lease liability

13,091

13,209

13,325

7,218

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Lease liability

-

-

-

-

7,276

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total liabilities

447,293

393,844

402,739

392,979

384,492

383,672

385,077

383,546

392,032

403,801

387,764

387,251

387,151

373,336

367,506

383,427

363,363

360,020

345,561

331,721

338,571

330,465

340,672

323,198

301,339

306,154

299,757

306,075

294,373

291,480

273,796

278,199

311,457

306,075

342,021

268,896

251,802

Commitments and contingencies in Notes 7 and 11

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Shareholders' equity
Common stock - no par 12,000,000 shares authorized; Issued 5,799,999 shares at March 31, 2020 and 5,799,637 shares at December 31, 2019. Shares outstanding 5,530,363 and 5,530,001 at March 31, 2020 and December 31, 2019, respectively.

-

-

0

0

-

-

0

0

0

0

0

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Additional paid in capital

47,151

47,131

47,110

47,041

46,927

46,857

46,838

46,731

46,608

37,236

37,172

37,015

36,956

36,824

36,733

36,641

36,372

36,341

36,312

28,931

28,798

28,779

28,759

28,740

28,722

28,678

28,619

28,574

28,516

28,474

28,456

28,437

28,409

28,574

28,369

28,342

28,202

Retained earnings

6,515

5,879

4,990

4,413

3,456

2,650

1,295

894

-

8,847

8,558

7,865

7,174

6,643

6,024

5,290

4,621

4,064

3,477

9,937

9,265

8,640

8,028

7,913

7,383

7,007

6,617

6,132

5,622

5,157

4,699

4,294

3,893

6,132

3,145

2,697

2,167

Treasury stock: 269,636 shares at March 31, 2020 and December 31, 2019

2,325

2,325

2,325

2,314

2,268

2,268

2,268

2,268

2,247

2,247

2,247

2,247

2,247

2,247

2,247

2,247

2,247

2,247

2,247

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

1,902

Accumulated other comprehensive income, net of income taxes

1,083

482

544

253

-785

-1,777

-2,566

-2,133

-1,744

-1,071

225

419

-238

-607

1,548

1,831

1,583

992

1,455

953

1,854

1,243

1,046

1,127

1,075

955

1,098

1,622

2,037

2,200

2,417

2,272

1,853

1,622

1,783

1,085

250

Total shareholders' equity

52,426

51,168

50,320

49,394

47,331

45,462

43,299

43,224

42,616

42,764

43,709

43,052

41,645

40,612

42,059

41,516

40,330

39,151

38,997

37,919

38,016

36,759

35,933

35,879

35,278

34,739

34,432

34,426

34,273

33,930

33,670

33,103

32,253

34,426

31,396

30,223

28,718

Total liabilities and shareholders' equity

499,720

445,012

453,060

442,374

431,823

429,135

428,377

426,770

434,649

446,566

431,474

430,303

428,796

413,949

409,566

424,944

403,693

399,172

384,559

369,641

376,587

367,225

376,605

359,078

336,618

340,893

334,189

340,502

328,647

325,410

307,466

311,302

343,711

340,502

373,418

299,120

280,521