Bank of south carolina corp (BKSC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities:
Net income

7,150

7,318

7,351

7,114

6,999

6,922

5,965

5,627

5,287

4,901

5,366

5,351

5,277

5,247

5,161

4,933

4,875

4,884

4,848

4,791

4,647

4,398

4,177

4,099

4,033

4,076

4,099

3,928

3,774

3,666

3,509

3,552

3,430

3,189

0

0

0

Adjustments to reconcile net income net cash provided by operating activities:
Depreciation expense

283

230

222

210

198

195

194

192

194

193

191

188

187

189

188

193

197

196

195

198

198

200

202

200

197

192

189

192

196

206

0

0

0

-

-

-

-

Provision for loan losses

-

180

250

340

280

325

232

152

107

55

227

417

527

570

505

302

232

192

102

107

57

82

75

87

162

207

265

320

305

350

400

440

480

480

0

0

0

Stock-based compensation expense

75

78

76

72

72

72

70

72

71

71

72

73

76

76

78

79

78

78

78

77

75

74

74

74

74

74

74

73

73

72

75

78

71

64

0

0

0

Deferred income taxes

-30

432

-80

49

-178

-217

676

540

387

276

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net amortization of unearned discounts on investment securities available for sale

-215

-247

-275

-291

-298

-303

-315

-334

-360

-381

-320

-357

-304

-250

-258

-153

-128

-109

-119

-140

-193

-303

-407

-513

-546

-516

-470

-416

-591

-390

-189

-7

365

243

0

0

0

Origination of mortgage loans held for sale

78,630

67,783

60,566

53,578

54,217

55,504

55,816

52,288

55,274

55,791

61,692

72,189

74,443

76,032

74,036

78,460

87,823

91,053

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Origination of mortgage loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-102,091

-114,320

-106,998

-108,699

0

0

0

-

-

-

-

Proceeds from sale of mortgage loans held for sale

75,715

63,920

58,492

54,354

55,420

56,398

56,073

50,869

55,158

58,084

63,538

76,457

74,848

77,466

76,091

78,414

88,098

92,558

95,891

90,476

78,603

69,182

64,068

66,393

78,794

95,503

110,323

110,579

105,268

97,798

86,126

78,514

64,138

58,379

0

0

0

Decrease (increase) in accrued interest receivable and other assets

0

-

-

-

0

-

-

-

-

-

-

-

-95

-

665

110

-806

-391

100

251

573

274

-50

-41

194

-36

173

326

5

502

380

481

700

536

0

0

0

Decrease (increase) in accrued interest receivable and other assets

-

-

-

-

-

-472

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in accrued interest payable and other liabilities

-18

91

112

685

350

295

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in accrued interest payable and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-563

-

718

-150

-1

176

-1

-52

174

153

13

212

20

-74

315

272

163

-12

-289

-405

-53

-179

0

0

0

Net cash provided by operating activities

5,262

4,443

6,533

9,651

8,988

9,317

7,690

5,640

6,161

8,181

6,777

9,357

5,204

6,042

7,712

4,866

5,833

7,115

4,958

3,712

7,770

2,172

3,963

10,227

8,589

18,758

13,635

1,605

3,197

-5,907

-4,450

1,388

-1,998

2,239

0

0

0

Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from calls and maturities of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

8,842

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of investment securities available for sale

-

-

-

-

-

-

-

-

0

-

-

-

20,588

36,218

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from calls and maturities of investment securities available for sale

14,660

9,356

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

1,920

1,915

1,910

2,325

0

0

0

-

-

-

-

9,605

0

0

0

Gain on sale of investment securities

-

-

-

-

-

-

-

-

0

-

-

-

192

380

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Loss on sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-13

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Maturities of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Net increase in loans

0

-

-

-

0

-

-

-

-

-

-

-

2,225

-

25,182

30,140

15,866

8,712

11,874

9,975

11,051

16,394

5,695

16,847

11,305

1,539

11,179

3,889

3,873

3,443

3,375

-1,632

7,713

5,995

0

0

0

Proceeds from sale of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of investment securities available for sale

-

-

-

-

-

9,978

24,833

39,837

39,884

44,944

53,568

54,290

54,207

48,239

30,870

27,365

24,369

25,389

43,820

45,500

51,985

57,959

57,653

43,751

49,730

40,950

16,715

19,516

5,107

2,801

7,366

11,449

30,032

45,238

0

0

0

Proceeds from sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

85

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (increase) decrease in loans

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of premises, equipment, and leasehold improvements, net

2,197

2,185

1,566

621

304

287

256

200

175

141

226

241

186

196

109

72

72

133

93

94

165

97

148

161

129

160

127

134

112

83

18,592

12,509

347

384

0

0

0

Net cash provided by investing activities

21,566

19,898

21,790

15,431

2,772

14,011

-1,763

-9,399

-12,097

-29,777

-17,100

-20,087

-27,187

-20,591

-23,891

-30,719

-15,960

-15,356

-20,623

-20,373

-27,483

-35,335

-42,010

-39,316

-45,237

-40,326

-25,696

-21,220

-3,761

-2,581

-6,563

520

-15,456

-23,276

0

0

0

Cash flows from financing activities:
Net increase (decrease) in deposit accounts

57,003

-3,186

4,163

1,470

-15,307

-20,509

-3,505

-3,952

4,720

30,365

21,140

4,069

24,295

13,804

21,654

52,276

28,715

36,299

14,477

8,093

33,075

17,176

30,774

16,864

6,899

14,168

25,555

27,558

-17,292

-10,053

-67,418

10,068

42,097

50,690

0

0

0

Dividends paid

4,089

4,031

3,971

3,912

3,778

3,699

3,069

2,940

2,887

2,832

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease increase in short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-6,980

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net decrease in short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,559

2,498

2,439

2,380

2,767

2,766

2,766

2,765

0

0

0

-

-

-

-

2,489

1,955

1,911

1,865

1,376

0

0

0

Stock options exercised

91

138

138

191

226

193

240

288

246

340

366

300

506

405

343

270

135

122

113

113

0

26

66

92

131

128

88

62

33

11

11

16

108

123

0

0

0

Net cash provided by (used in) financing activities

53,005

-7,079

330

-2,250

-18,859

-24,016

-6,335

-6,604

2,080

27,873

18,729

1,645

22,133

11,596

18,956

49,561

22,425

27,057

2,619

5,921

34,290

21,417

38,202

14,683

4,804

12,649

23,552

25,574

-19,259

-12,532

-69,880

7,769

39,926

48,669

0

0

0

Net increase (decrease) in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-687

-408

-10,363

-3,855

6,277

8,406

-9,084

149

-2,952

2,778

23,708

12,298

18,815

-13,045

-10,738

14,577

-11,745

155

-14,405

-31,844

-8,917

11,492

5,959

-19,823

-21,021

-80,895

9,677

22,471

27,632

0

0

0

Supplemental disclosure of cash flow data:
Cash paid during the period for:
Interest

691

940

1,053

1,004

884

626

405

335

375

379

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

420

-

413

415

413

429

435

428

424

410

413

446

495

534

597

671

823

899

0

0

0

Income taxes

-

-

-

-

-

-

-

-

-

2,496

0

0

0

-

-

-

-

2,196

2,218

2,130

1,819

1,819

1,717

2,058

1,841

1,892

1,842

1,645

1,707

1,717

1,939

1,913

1,432

1,510

0

0

0

Supplemental disclosures for non-cash investing and financing activity:
Change in unrealized gain on securities available for sale, net of income taxes

2,650

2,260

-4,897

-4,173

-649

-705

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in unrealized loss on securities available for sale, net of income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-1,821

-

93

878

-271

-250

408

-174

779

287

-52

-494

-962

-1,244

-1,318

-650

184

186

554

1,150

1,213

1,763

0

0

0

Change in dividends payable

2

58

60

58

140

85

636

135

53

53

54

53

55

54

53

61

59

59

-387

0

0

0

446

45

46

579

90

45

44

-488

0

44

45

488

0

0

0

Right of use assets obtained in exchange for lease obligations

-

13,519

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in right of use assets and lease liabilities

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-