BANK OF SOUTH CAROLINA CORP BKSC Income Statement

Bank of south carolina corp (BKSC)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest and fee income
Loans, including fees
15,713	15,994	16,058	15,904	15,519	15,126	14,729	14,187	13,704	13,287	12,976	12,972	12,959	12,851	12,599	12,215	11,964	11,795	11,668	11,561	11,417	11,263	11,173	11,118	11,189	11,188	11,210	11,141	10,983	11,032	11,012	11,053	11,029	10,887	10,805	10,589	0	0	0
Taxable securities
1,517	1,617	1,722	1,818	1,865	1,872	1,843	1,787	1,717	1,585	1,452	1,422	1,313	1,297	1,362	1,317	1,359	1,376	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax-exempt securities
533	570	597	639	678	744	823	903	983	1,026	1,050	1,055	1,039	1,007	983	975	988	1,012	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest and dividends on investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	1,395	1,345	0	-	0	0	-	-	-	-	-	-	-
Interest and dividends on investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	1,324	1,382	0	0	0
Other
756	729	682	536	447	393	340	310	292	269	223	167	142	138	122	98	74	45	41	44	50	49	54	54	66	80	74	80	75	82	102	100	96	80	48	32	0	0	0
Total interest and fee income
18,520	18,912	19,061	18,899	18,509	18,136	17,736	17,188	16,697	16,169	15,704	15,617	15,454	15,295	15,067	14,607	14,387	14,229	14,070	13,920	13,685	13,418	13,163	12,957	12,896	12,751	12,686	12,570	12,397	12,462	12,466	12,495	12,456	12,277	12,178	12,005	0	0	0
Interest expense
Deposits
665	815	952	933	828	694	554	470	436	423	409	394	381	378	391	396	402	401	392	395	399	408	416	415	416	416	412	416	424	455	502	572	674	778	881	975	0	0	0
Short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	1	1	1	0	0	0	0	-	0	-	-	-	-	-	-	-	-	-	-	0	0
Total interest expense
665	815	952	933	828	694	554	470	436	423	409	394	381	378	391	396	403	402	394	397	400	408	416	415	416	416	412	416	424	455	502	572	674	778	881	976	0	0	0
Net interest income
17,855	18,097	18,109	17,965	17,681	17,442	17,181	16,718	16,260	15,745	15,295	15,222	15,073	14,916	14,676	14,210	13,984	13,827	13,676	13,523	13,285	13,009	12,746	12,542	12,480	12,335	12,273	12,154	11,972	12,007	11,964	11,923	11,782	11,499	11,297	11,028	0	0	0
Provision for loan losses
-	180	250	340	280	325	232	152	107	55	227	417	527	570	505	302	232	192	102	107	57	82	75	87	162	207	265	320	305	350	400	440	480	480	550	540	0	0	0
Net interest income after provision for loan losses
17,685	17,917	17,859	17,625	17,401	17,117	16,949	16,565	16,153	15,690	15,067	14,805	14,546	14,346	14,171	13,908	13,751	13,635	13,573	13,415	13,227	12,926	12,671	12,454	12,317	12,128	12,008	11,834	11,667	11,657	11,564	11,483	11,302	11,019	10,747	10,488	0	0	0
Other income
Service charges and fees
1,171	1,175	1,169	1,157	1,153	1,168	1,153	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage banking income
1,163	940	899	776	770	786	707	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges, fees and commissions
-	-	-	-	-	-	-	-	-	-	-	1,092	1,070	-	1,054	1,028	1,014	991	970	953	936	921	917	933	933	943	935	928	926	926	930	936	932	946	974	999	0	0	0
Mortgage banking income
-	-	-	-	-	-	-	-	-	-	-	1,414	1,310	-	1,416	1,419	1,580	1,605	1,649	1,619	1,465	1,315	1,182	1,175	1,254	1,521	1,673	1,628	1,557	1,377	1,128	979	811	674	806	829	0	0	0
Loss on sale of other real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sales of securities, net
-	-	-	0	-	4	50	0	0	-	0	-	192	380	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other non-interest income
32	31	32	30	30	34	31	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-
Other non-interest income
-	-	-	-	-	-	-	-	-	-	-	34	32	-	32	30	30	29	29	28	29	29	29	30	30	31	30	28	40	41	39	43	33	32	33	29	0	0	0
Gain on sale of securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Gain on sale of securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-
Total other income
2,417	2,198	2,130	1,993	1,955	1,994	1,999	2,023	2,164	2,268	2,369	2,573	2,606	2,861	3,010	2,986	3,125	3,049	2,999	2,955	2,770	2,578	2,356	2,363	2,304	2,496	2,639	2,585	2,523	2,345	2,098	2,025	1,901	1,777	1,926	1,902	0	0	0
Other expense
Salaries and employee benefits
6,924	6,809	6,728	6,660	6,572	6,488	6,347	6,239	6,163	6,060	6,064	6,063	6,043	6,087	5,997	5,962	5,958	5,859	5,800	5,699	5,552	5,466	5,337	5,282	5,239	5,191	5,178	5,135	5,101	5,045	4,933	4,872	4,798	4,742	4,670	4,611	0	0	0
Net occupancy expense
1,761	1,623	1,619	1,589	1,584	1,580	1,608	1,618	1,590	1,571	1,551	1,529	1,515	1,528	1,502	1,497	1,493	1,480	1,484	1,480	1,472	1,473	1,478	1,470	1,443	1,406	1,370	1,354	1,350	1,356	1,352	1,345	1,339	1,340	1,337	1,332	0	0	0
Other operating expenses
2,119	2,189	2,352	2,651	2,737	2,953	2,744	2,545	2,566	2,517	2,595	2,719	2,645	2,639	2,441	2,268	2,240	2,168	2,183	2,157	2,165	2,152	2,146	2,129	2,108	2,119	2,158	2,211	2,292	2,329	2,283	2,178	2,099	2,113	2,133	2,203	0	0	0
Data processing fees
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net other real estate owned expenses
-	-	-	-	-	-	0	0	-	-	-	0	-	16	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total other expense
10,819	10,621	10,846	11,081	11,097	11,080	10,805	10,473	10,412	10,242	10,261	10,361	10,207	10,272	9,959	9,747	9,710	9,513	9,484	9,353	9,207	9,108	8,962	8,882	8,791	8,717	8,707	8,701	8,744	8,731	8,632	8,460	8,301	8,260	8,140	8,147	0	0	0
Income before income tax expense
9,283	9,493	9,143	8,537	8,259	8,031	8,143	8,114	7,905	7,716	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income before income tax expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,222	7,146	7,166	7,171	7,089	7,017	6,790	6,396	6,065	5,935	5,830	5,906	5,940	5,717	5,446	5,271	5,029	5,048	4,902	4,537	4,532	4,243	0	0	0
Income tax expense
2,133	2,175	1,792	1,422	1,259	1,108	2,178	2,487	2,617	2,814	1,809	1,666	1,667	1,688	2,061	2,213	2,291	2,287	2,240	2,225	2,142	1,997	1,888	1,835	1,796	1,829	1,841	1,788	1,671	1,604	1,520	1,495	1,472	1,347	1,356	1,275	0	0	0
Net income
7,150	7,318	7,351	7,114	6,999	6,922	5,965	5,627	5,287	4,901	5,366	5,351	5,277	5,247	5,161	4,933	4,875	4,884	4,848	4,791	4,647	4,398	4,177	4,099	4,033	4,076	4,099	3,928	3,774	3,666	3,509	3,552	3,430	3,189	3,175	2,967	0	0	0
Weighted average shares outstanding
Basic (in shares)
5,530	5,530	5,526	5,517	5,514	5,511	5,506	5,492	5,489	5,485	5,475	5,464	5,458	6,937	4,931	4,929	4,917	4,916	4,915	4,910	4,907	5,798	4,907	4,461	4,461	6,238	4,454	4,451	4,446	4,446	4,446	4,445	4,444	4,424	4,444	4,460	4,430	4,424	4,408
Diluted (in shares)
5,585	5,576	5,595	5,587	5,592	5,596	5,589	5,586	5,583	5,516	5,588	5,588	5,580	7,068	5,054	5,056	5,067	5,127	5,061	5,024	5,054	6,052	5,020	4,583	4,472	6,272	4,454	4,451	4,446	4,446	4,446	4,445	4,444	4,417	4,444	4,460	4,437	4,424	4,408
Net unrealized (loss) gain on securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-
Comprehensive income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-
Basic income per common share (in dollars per share)
0.28	0.33	0.36	0.33	0.31	0.34	0.32	0.31	0.29	0.17	0.26	0.25	0.22	0.17	0.29	0.27	0.24	0.24	0.24	0.26	0.25	0.21	0.23	0.25	0.21	0.14	0.24	0.23	0.22	0.22	0.20	0.20	0.20	0.20	0.21	0.17	0.14	0.19	0.17
Diluted income per common share (in dollars per share)
0.27	0.32	0.36	0.33	0.30	0.32	0.32	0.31	0.29	0.15	0.26	0.25	0.22	0.16	0.28	0.26	0.24	0.23	0.24	0.25	0.24	0.19	0.23	0.24	0.21	0.14	0.24	0.23	0.22	0.22	0.20	0.20	0.20	0.20	0.21	0.17	0.14	0.19	0.17
Cash Dividend Per Share (in dollars per share)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.23	-	-	-	0.13	0.12	0.12	-	-	-	-	-	0.11	0.10	0.10	0.10	0.10
Cash Dividend Per Share (in dollar per share)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.13	0.13	-	-	-	-	-	0.11	0.11	0.11	-	-	-	-	-	-