| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 |
|---|---|---|---|---|---|---|---|---|---|
Cash flows from operating activities: | |||||||||
Net income (loss) | |||||||||
313 | 324 | 614 | 225 | 251 | 204 | 208 | 211 | 63 | 184 |
Adjustments to reconcile net income (loss) to net cash provided by operating activities: | |||||||||
Amortization and accretion, net | |||||||||
37 | 86 | 95 | 113 | 164 | 258 | 373 | 476 | 533 | -443 |
Amortization of fees, discounts and premiums, net | |||||||||
- | - | - | - | - | - | - | - | - | -31 |
Provision for credit losses | |||||||||
8 | 25 | 68 | 50 | 44 | 41 | 31 | 18 | 13 | 51 |
Income from resolution of covered assets, net | |||||||||
0 | 11 | 27 | 36 | 50 | 49 | 78 | 51 | 18 | 121 |
Net loss on FDIC indemnification | |||||||||
0 | -4 | -22 | -17 | -65 | -46 | -50 | -6 | 79 | 17 |
Accretion of discount on FDIC indemnification asset | |||||||||
- | - | - | - | - | - | - | - | - | 134 |
Gain on sale of loans, net | |||||||||
12 | 15 | 27 | -4 | 40 | 21 | -15 | -28 | -69 | -76 |
Settlement with the FDIC | |||||||||
- | - | - | - | - | - | - | - | - | -24 |
Income from bank owned life insurance | |||||||||
- | - | - | - | 3 | 3 | 2 | 3 | 3 | 5 |
Gain (Loss) on Investments | |||||||||
21 | 3 | 33 | 14 | 8 | 3 | 8 | 17 | 1 | - |
(Gain) loss on other real estate owned | |||||||||
- | - | - | - | - | - | 7 | -5 | -23 | 2 |
Equity based compensation | |||||||||
23 | 23 | 22 | 18 | 16 | 15 | 13 | 23 | 144 | 1 |
Change in fair value of equity instruments classified as liabilities | |||||||||
- | - | - | - | - | - | - | - | - | 58 |
Depreciation and amortization | |||||||||
72 | 64 | 61 | 56 | 43 | 31 | 23 | 15 | 7 | 3 |
Impairment of other real estate owned | |||||||||
- | - | - | - | - | - | - | - | 24 | 16 |
Deferred income taxes | |||||||||
24 | 67 | 57 | 30 | 29 | -39 | 8 | -72 | -15 | 24 |
Loss on debt extinguishment | |||||||||
-3 | 0 | - | - | - | - | - | -14 | 0 | 0 |
Proceeds from sale of loans held for sale | |||||||||
412 | 268 | 158 | 163 | 169 | 22 | 36 | 42 | 34 | 3 |
Loans originated for sale, net of repayments | |||||||||
86 | 155 | 142 | 148 | 130 | 23 | 34 | 39 | 35 | -6 |
Realized tax benefits from dividend equivalents and equity based compensation | |||||||||
- | - | - | - | - | 2 | 2 | 1 | 0 | 0 |
Gain on acquisition | |||||||||
- | - | - | - | - | - | - | 5 | 0 | 0 |
Other: | |||||||||
(Increase) decrease in other assets | |||||||||
-17 | -236 | 319 | -21 | 34 | 35 | 4 | -3 | -15 | 3 |
Decrease in other liabilities | |||||||||
-83 | 82 | -41 | 33 | 31 | 24 | 56 | -54 | 41 | -82 |
Net cash provided by operating activities | |||||||||
635 | 824 | 318 | 308 | 219 | -49 | -67 | -351 | -248 | -448 |
Net Cash Provided by (Used in) Investing Activities [Abstract] | |||||||||
Business Combination, Consideration Transferred | |||||||||
- | - | - | - | 277 | 0 | 0 | - | - | - |
Net cash paid in business combination | |||||||||
- | - | - | - | - | - | - | - | 0 | -50 |
Decrease in due to FDIC | |||||||||
- | - | - | - | - | - | - | - | - | -89 |
Purchase of investment securities | |||||||||
3,896 | 4,138 | 3,131 | 3,058 | 2,093 | 1,549 | 1,095 | 1,300 | 2,074 | 1,496 |
Proceeds from repayments and calls of investment securities | |||||||||
1,370 | 1,533 | 1,260 | 724 | 537 | 362 | 686 | - | 61 | 10 |
Proceeds from repayments of investment securities available for sale | |||||||||
- | - | - | - | - | - | - | 659 | 541 | 655 |
Proceeds from Sale of Available-for-sale Securities | |||||||||
2,975 | 1,030 | 1,287 | 1,127 | 1,114 | 355 | 874 | 835 | 217 | 222 |
Maturities and calls of investment securities available for sale | |||||||||
- | - | - | - | - | - | - | 78 | - | - |
Purchase of non-marketable equity securities | |||||||||
411 | 308 | 248 | 255 | 141 | 82 | 40 | 45 | 0 | 0 |
Proceeds from redemption of non-marketable equity securities | |||||||||
425 | 307 | 266 | 190 | 113 | 43 | 21 | 61 | 70 | -25 |
Income from life insurance proceeds | |||||||||
- | - | - | - | - | - | - | - | - | -0 |
Proceeds from sale of investment securities available for sale | |||||||||
- | - | - | - | - | - | - | - | - | 0 |
Purchases of loans | |||||||||
2,197 | 1,308 | 1,300 | 1,266 | 787 | 955 | 1,141 | 709 | 384 | 74 |
Loan originations, repayments and resolutions, net | |||||||||
-477 | -404 | 672 | 1,394 | 3,128 | 2,617 | 2,067 | -204 | 170 | 762 |
Proceeds from sale of loans, net | |||||||||
265 | 544 | 196 | 171 | 207 | 624 | 116 | 103 | 75 | 67 |
Proceeds from sale of operating lease equipment | |||||||||
19 | 52 | 4 | 0 | - | - | - | - | - | - |
Proceeds from Sale of Mortgage Servicing Rights (MSR) | |||||||||
0 | 34 | 0 | 0 | - | - | - | - | - | - |
Decrease in FDIC indemnification asset for claims filed | |||||||||
- | - | - | - | 59 | 114 | 164 | 600 | -753 | 764 |
Purchase of bank owned life insurance | |||||||||
- | - | - | - | - | - | - | - | 50 | 150 |
Bank owned life insurance proceeds | |||||||||
- | - | - | - | - | - | - | - | 77 | 60 |
Purchase of premises and equipment, net | |||||||||
- | - | - | - | - | - | 22 | 31 | 42 | 27 |
Acquisition of operating lease equipment | |||||||||
63 | 190 | 99 | 88 | 187 | 126 | 162 | 39 | 0 | 0 |
Proceeds from sale of OREO and repossessed assets | |||||||||
- | - | - | - | - | - | 111 | 193 | 347 | 287 |
Other investing activities | |||||||||
39 | 3 | 15 | -21 | 24 | -23 | 52 | 1 | 0 | - |
Net cash used in investing activities | |||||||||
-1,075 | -2,041 | -2,452 | -3,826 | -4,608 | -3,807 | -2,606 | 201 | -235 | 965 |
Cash flows from financing activities: | |||||||||
Net increase in deposits | |||||||||
920 | 1,595 | 2,387 | 2,552 | 3,426 | 2,979 | 1,994 | 738 | 207 | -481 |
Net increase in federal funds purchased | |||||||||
75 | -175 | 0 | 0 | - | - | - | - | - | - |
Additions to Federal Home Loan Bank advances | |||||||||
4,512 | 4,647 | 4,916 | 4,025 | 3,180 | 2,760 | 2,625 | 2,612 | 0 | 605 |
Repayments of Federal Home Loan Bank advances | |||||||||
4,827 | 4,622 | 5,385 | 2,795 | 2,480 | 1,865 | 2,130 | 2,923 | 0 | 405 |
Proceeds from Issuance of Long-term Debt | |||||||||
- | - | - | - | 392 | 0 | 0 | - | - | - |
Settlement of FDIC warrant liability | |||||||||
- | - | - | - | - | - | - | - | 25 | 0 |
Issuance of common stock | |||||||||
- | - | - | - | - | - | - | - | 98 | 2 |
Increase (decrease) in short-term borrowings | |||||||||
- | - | - | - | - | - | - | - | - | -2 |
Increase in advances from borrowers for taxes and insurance | |||||||||
- | - | - | - | - | - | - | - | - | -7 |
Dividends paid | |||||||||
84 | 91 | 91 | 89 | 88 | 87 | 65 | 89 | 55 | 20 |
Realized tax benefits from dividend equivalents and equity based compensation | |||||||||
- | - | - | - | - | - | 2 | 1 | 0 | - |
Realized tax benefits (deficiency) from dividend equivalents and equity based compensation | |||||||||
- | - | - | - | - | - | - | - | - | 0 |
Proceeds from Stock Options Exercised | |||||||||
5 | 7 | 62 | 0 | 35 | 0 | 9 | 3 | 0 | 0 |
Repurchase of common stock | |||||||||
154 | 299 | 0 | 0 | - | - | - | - | - | - |
Other financing activities | |||||||||
-25 | -7 | -8 | 5 | 3 | 4 | -5 | -1 | -3 | - |
Net cash provided by financing activities | |||||||||
272 | 1,404 | 1,880 | 3,698 | 4,469 | 3,792 | 2,431 | 342 | 223 | -309 |
Net (decrease) increase in cash and cash equivalents | |||||||||
-167 | 187 | -253 | 180 | 79 | -65 | -242 | 191 | -261 | 208 |
Supplemental Cash Flow Information [Abstract] | |||||||||
Interest paid | |||||||||
518 | 387 | 247 | 186 | 130 | 105 | 93 | 143 | 164 | 217 |
Income taxes (refunded) paid, net | |||||||||
0 | -288 | 69 | 16 | 29 | 129 | 97 | 257 | 80 | 197 |
Supplemental schedule of non-cash investing and financing activities: | |||||||||
Transfers from loans to other real estate owned and other repossessed assets | |||||||||
3 | 9 | 13 | 17 | 17 | 26 | 68 | 151 | 312 | 392 |
Transfers from loans to loans held for sale | |||||||||
536 | 108 | 1 | 2 | - | - | - | - | - | - |
Transfers from loans held for sale to loans | |||||||||
19 | 0 | 0 | - | - | - | - | 4 | 0 | 0 |
Assets received in satisfaction of loans | |||||||||
- | - | - | - | - | - | - | 4 | 0 | 0 |
Disbursement of loan proceeds from escrow | |||||||||
- | - | - | - | - | 52 | 0 | - | - | - |
Dividends declared, not paid | |||||||||
20 | 21 | 23 | 22 | 22 | 21 | 21 | - | 14 | 14 |
Reclassification of liability award to equity | |||||||||
- | - | - | - | - | - | - | - | 44 | - |
Reclassification of PIU liability to equity | |||||||||
- | - | - | - | - | - | - | - | - | 0 |
Rescission of surrender of bank owned life insurance | |||||||||
- | - | - | - | - | - | - | - | 20 | 0 |
Exchange of common stock for Series A preferred stock | |||||||||
- | - | - | - | - | - | - | - | - | 0 |
Equity consideration issued in business combination | |||||||||
- | - | - | - | - | - | - | 39 | 0 | - |
Acquisition of assets under capital lease | |||||||||
- | - | - | - | - | 9 | 1 | - | - | - |
Obligation incurred in acquisition of limited partnership | |||||||||
0 | 4 | 0 | 12 | 57 | 0 | - | - | - | - |
Noncash or Part Noncash Acquisition, Investments Acquired | |||||||||
- | - | - | - | - | 124 | 0 | - | - | - |