BankUnited, Inc. BKU Cash Flow

Bankunited, inc. (BKU)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash flows from operating activities:
Net income (loss)
216	313	276	297	305	324	690	660	637	614	259	242	233	225	218	270	260	251	242	193	195	204	209	210	215	208	219	214	209	211	190	186	113	63	0	0	0
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Amortization and accretion, net
31	37	20	39	63	86	121	114	105	95	94	101	108	113	131	142	150	164	177	203	229	258	284	309	344	373	424	440	699	476	1,229	998	411	533	0	0	0
Amortization of fees, discounts and premiums, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Provision for credit losses
124	8	21	21	33	25	18	55	59	68	72	58	59	50	52	45	39	44	54	42	41	41	33	30	28	31	20	24	22	18	21	16	22	13	0	0	0
Income from resolution of covered assets, net
-	-	-	-	-	11	16	19	23	27	31	34	35	36	35	39	43	50	50	52	51	49	54	64	72	78	75	68	62	51	51	38	26	18	0	0	0
Net loss on FDIC indemnification
-	-	-	-	-	-4	-9	-17	-19	-22	-22	-16	-18	-17	-22	-39	-51	-65	-59	-60	-49	-46	-42	-44	-55	-50	0	0	0	-	-	-	79	79	0	0	0
Accretion of discount on FDIC indemnification asset
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Gain on sale of loans, net
12	12	13	16	15	15	33	27	26	27	9	-0	-1	-4	3	22	31	40	27	20	11	21	16	8	4	-15	-38	-33	-29	-28	-69	-69	-69	-69	0	0	0
Increase in cash surrender value of bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income from bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3	3	3	2	3	2	2	2	2	2	3	3	3	3	3	4	3	0	0	0
Gain (Loss) on Investments
11	21	13	10	8	3	7	33	32	33	33	9	12	14	13	12	9	8	8	6	5	3	3	3	7	8	0	0	0	-	-	-	-	-	-	-	-
(Gain) loss on other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	4	10	7	-0	-0	-7	-5	5	0	-22	-23	0	0	0
Equity based compensation
20	23	22	22	22	23	26	25	24	22	18	18	18	18	17	17	17	16	15	15	15	15	14	14	14	13	13	12	16	23	29	35	154	144	0	0	0
Depreciation and amortization
64	72	65	68	66	64	67	63	62	61	62	60	57	56	51	49	47	43	39	36	33	31	29	27	25	23	20	18	16	15	13	11	11	7	0	0	0
Impairment of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10	13	28	24	0	0	0
Deferred income taxes
27	24	29	54	52	67	86	56	73	57	27	29	13	30	87	22	23	29	-32	12	-4	-39	-24	-22	-10	8	14	18	0	-72	-134	-129	-84	-15	0	0	0
Proceeds from sale of loans held for sale
496	412	403	392	350	268	214	152	140	158	167	166	165	163	171	185	203	169	126	85	27	22	20	29	30	36	41	38	39	42	45	43	46	34	0	0	0
Loans originated for sale, net of repayments
72	86	99	133	146	155	158	144	147	142	149	148	137	148	152	150	166	130	91	63	27	23	21	28	28	34	99	77	58	39	26	27	25	35	0	0	0
Realized tax benefits from dividend equivalents and equity based compensation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	1	1	2	3	3	3	2	1	1	1	1	0	0	0	-	-	-	-
Gain on acquisition
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	5	5	5	0	0	0	0
Other:
(Increase) decrease in other assets
7	-17	-334	-252	-231	-236	408	313	329	319	-41	-46	-44	-21	46	30	32	34	20	41	67	35	24	23	-32	4	-12	-24	7	-3	-12	-6	-12	-15	0	0	0
Decrease in other liabilities
-206	-83	-179	-71	-46	82	123	41	68	-41	-44	-53	-33	33	51	57	45	31	33	22	33	24	11	41	43	56	39	-71	-79	-54	1	82	72	41	0	0	0
Net cash provided by operating activities
610	635	832	832	774	824	491	419	421	318	312	293	285	308	286	287	249	219	161	78	-2	-49	-75	-72	-38	-67	-108	-227	-301	-351	-351	-295	-346	-248	0	0	0
Net Cash Provided by (Used in) Investing Activities [Abstract]
Net cash paid in business combination
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	1	-1	0	0	0	0
Purchase of investment securities
3,672	3,896	4,758	4,569	4,670	4,138	3,333	3,203	3,108	3,131	3,189	3,187	2,907	3,058	2,882	2,551	2,537	2,093	1,869	1,984	1,851	1,549	1,571	1,097	771	1,095	922	1,119	1,263	1,300	1,639	1,832	2,501	2,074	0	0	0
Proceeds from repayments and calls of investment securities
1,380	1,370	1,455	1,489	1,534	1,533	1,533	1,343	1,393	1,260	1,128	1,049	751	724	571	536	515	537	532	488	421	362	0	0	0	-	-	-	-	-	132	77	65	61	0	0	0
Proceeds from repayments of investment securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	695	659	611	562	676	541	0	0	0
Proceeds from Sale of Available-for-sale Securities
2,506	2,975	2,389	1,820	1,539	1,030	1,398	1,695	1,292	1,287	1,201	1,061	1,168	1,127	1,068	1,133	1,000	1,114	951	710	570	355	0	0	0	-	-	-	-	835	273	286	222	217	0	0	0
Purchase of non-marketable equity securities
403	411	391	337	331	308	298	315	274	248	262	231	230	255	213	195	187	141	149	118	89	82	49	53	42	40	41	31	26	45	34	33	26	0	0	0	0
Proceeds from redemption of non-marketable equity securities
398	425	392	326	304	307	295	309	289	266	275	231	208	190	148	127	128	113	90	79	59	43	39	32	24	21	37	43	67	61	0	0	0	-	-	-	-
Income from life insurance proceeds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Proceeds from sale of investment securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	0	0	0
Purchases of loans
2,394	2,197	2,031	1,598	1,281	1,308	1,265	1,268	1,294	1,300	1,278	1,320	1,351	1,266	1,046	934	872	787	1,020	1,012	945	955	849	945	1,093	1,141	1,114	942	770	709	631	568	550	384	0	0	0
Loan originations, repayments and resolutions, net
-935	-477	-416	-200	32	-404	159	351	673	672	197	616	907	1,394	2,451	2,847	2,709	3,128	6,305	5,235	3,962	2,617	1,565	1,200	1,311	2,067	-1,199	-587	-151	-204	-205	-262	144	170	0	0	0
Proceeds from sale of loans, net
266	265	499	438	490	544	348	213	213	196	149	186	174	171	175	192	202	207	234	232	525	624	573	553	246	116	0	0	0	-	-	0	0	-	-	-	-
Proceeds from sale of operating lease equipment
-	-	-	-	-	52	52	52	18	4	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Decrease in FDIC indemnification asset for claims filed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	47	59	66	77	95	114	136	157	248	164	1,132	1,010	288	600	-1,804	-1,576	-484	-753	0	0	0
Purchase of bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Bank owned life insurance proceeds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	0	0	-	-	-	-
Purchase of premises and equipment, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	24	22	33	22	24	28	28	31	39	40	51	42	0	0	0
Acquisition of operating lease equipment
41	63	91	171	198	190	159	103	86	99	113	132	113	88	88	84	134	187	226	223	167	126	65	128	143	162	0	0	0	-	-	0	0	-	-	-	-
Proceeds from sale of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Proceeds from sale of OREO and repossessed assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	62	75	102	111	136	155	168	193	216	247	403	347	0	0	0
Other investing activities
38	39	23	11	2	3	17	23	23	15	-25	-28	-25	-21	18	28	25	24	-4	-17	-23	-23	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash used in investing activities
-1,045	-1,075	-2,096	-2,366	-2,574	-2,041	-1,604	-1,651	-2,253	-2,452	-2,287	-2,946	-3,192	-3,826	-4,694	-4,598	-4,852	-4,608	-4,752	-4,495	-3,867	-3,807	-3,230	-3,187	-2,917	-2,606	-1,168	-375	89	201	-693	-831	-420	-235	0	0	0
Cash flows from financing activities:
Net increase in deposits
1,321	920	1,651	1,744	1,439	1,595	1,082	1,400	2,315	2,387	2,386	2,545	2,410	2,552	2,938	2,985	3,253	3,426	3,063	3,209	3,137	2,979	2,985	3,005	2,378	1,994	1,390	804	660	738	1,074	969	493	207	0	0	0
Net increase in federal funds purchased
175	75	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Additions to Federal Home Loan Bank advances
4,977	4,512	4,762	4,902	4,727	4,647	4,842	4,297	4,892	4,916	4,586	4,480	4,155	4,025	910	2,315	3,230	3,180	5,790	4,074	2,680	2,760	2,800	2,650	2,455	2,625	3,567	3,487	3,677	2,612	1,470	1,015	230	0	0	0	0
Repayments of Federal Home Loan Bank advances
4,862	4,827	4,777	4,642	4,097	4,622	4,767	4,176	5,271	5,385	4,935	4,475	3,640	2,795	-224	1,105	2,255	2,480	4,288	3,029	1,859	1,865	2,579	2,154	2,003	2,130	3,430	3,525	3,895	2,923	1,475	1,015	230	0	0	0	0
Settlement of FDIC warrant liability
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25	0	0	0
Issuance of common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	98	0	0	0
Increase (decrease) in short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Increase in advances from borrowers for taxes and insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Dividends paid
83	84	85	88	89	91	91	92	92	91	91	90	89	89	89	89	89	88	88	88	87	87	87	87	87	65	82	78	74	89	63	60	70	55	0	0	0
Realized tax benefits from dividend equivalents and equity based compensation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	3	3	3	2	0	0	0	-	-	-	-	-	-	-	-
Realized tax benefits (deficiency) from dividend equivalents and equity based compensation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Proceeds from Stock Options Exercised
-	-	-	-	-	-	-	-	-	62	62	62	62	0	2	2	2	35	33	33	32	0	4	8	9	9	7	4	4	3	2	1	0	0	0	0	0
Repurchase of common stock
215	154	299	387	291	299	150	54	48	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other financing activities
-9	-25	-43	-37	-29	-7	10	7	-3	-8	-2	-0	2	5	14	5	10	3	9	3	9	4	2	-0	1	-5	0	0	0	-	-	-	-	-	-	-	-
Net cash provided by financing activities
960	272	1,214	1,597	1,841	1,404	1,100	1,383	1,792	1,880	2,006	2,521	2,900	3,698	4,393	4,505	4,544	4,469	4,518	4,202	3,911	3,792	3,129	3,425	2,758	2,431	1,455	652	361	342	1,006	947	513	223	0	0	0
Net (decrease) increase in cash and cash equivalents
525	-167	-49	63	41	187	-12	150	-39	-253	30	-131	-6	180	-14	194	-58	79	-71	-214	41	-65	-177	165	-198	-242	179	49	149	191	-38	-179	-252	-261	0	0	0
Supplemental Cash Flow Information [Abstract]
Interest paid
508	518	509	474	435	387	347	310	275	247	223	205	194	186	173	163	141	130	122	115	110	105	100	96	92	93	98	111	129	143	149	155	202	164	0	0	0
Income taxes (refunded) paid, net
-0	0	-309	-311	-300	-288	43	46	57	69	54	56	46	16	18	11	29	29	56	78	107	129	136	111	80	97	84	201	223	257	277	166	153	80	0	0	0
Supplemental schedule of non-cash investing and financing activities:
Transfers from loans to other real estate owned and other repossessed assets
7	3	0	0	0	-	-	-	-	-	-	-	-	17	15	24	22	17	18	17	19	26	29	41	52	68	88	105	131	151	185	212	357	312	0	0	0
Transfers from loans to loans held for sale
630	536	493	428	178	108	0	0	0	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Disbursement of loan proceeds from escrow
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	52	52	52	52	0	0	0	0	-	-	-	-	-	-	-	-
Dividends declared, not paid
21	20	19	19	19	21	22	22	22	23	23	23	23	22	22	22	22	22	22	22	22	21	22	22	22	21	0	0	0	-	17	17	32	14	0	0	0
Reclassification of PIU liability to equity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Rescission of surrender of bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20	0	0	0
Unsettled securities trades
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Conversion of Series A preferred stock to common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-
Exchange of common stock for Series A preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Equity consideration issued in business combination
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	39	0	0	0	-	-	-	-
Unsettled purchases of investment securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	0	0	-	-	-	-	-	0	0	0
Acquisition of assets under capital lease
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9	9	10	10	1	0	0	0	-	-	-	-	-	-	-	-
Obligation incurred in acquisition of limited partnership
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Noncash or Part Noncash Acquisition, Investments Acquired
0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-