BENEFICIAL MUTUAL BANCORP INC BNCL Balance Sheet

Beneficial mutual bancorp inc (BNCL)

Balance Sheet / Quarterly

Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
CASH AND CASH EQUIVALENTS:
Cash and due from banks
46	57	57	41	52	45	37	54	40	51	42	41	38	36	33
Overnight investments
185	196	306	313	330	227	287	434	419	382	141	306	-	-	56
Interest-bearing deposits
-	-	-	-	-	-	-	-	-	-	-	-	360	310	-
Total cash and cash equivalents
232	253	363	355	383	273	324	489	460	434	184	347	398	347	90
INVESTMENT SECURITIES:
Trading securities
-	-	-	-	-	-	-	-	-	-	-	-	0	0	6
Available-for-sale, at fair value (amortized cost of $794,086 and $1,042,208 at September 30, 2014 and December 31, 2013, respectively)
798	840	861	1,034	1,101	1,152	1,150	1,267	1,031	1,053	1,091	875	814	901	1,541
Held-to-maturity (estimated fair value of $619,794 and $514,633 at September 30, 2014 and December 31, 2013, respectively)
623	644	663	528	540	568	557	477	499	419	454	482	414	406	86
Federal Home Loan Bank stock, at cost
15	15	17	17	17	18	17	16	17	19	17	18	19	20	23
Total investment securities
1,437	1,500	1,542	1,580	1,658	1,739	1,725	1,761	1,548	1,492	1,563	1,376	1,249	1,329	1,651
LOANS:
2,388	2,369	2,327	2,341	2,339	2,385	2,407	2,447	2,491	2,599	2,551	2,576	2,687	2,729	2,796
Allowance for loan losses
51	52	54	55	56	58	58	57	55	55	55	54	54	51	45
Net loans
2,337	2,316	2,273	2,286	2,283	2,326	2,349	2,389	2,435	2,543	2,496	2,521	2,633	2,678	2,751
ACCRUED INTEREST RECEIVABLE
13	13	13	13	14	14	15	15	16	16	16	16	16	17	19
BANK PREMISES AND EQUIPMENT, Net
78	79	76	71	64	64	65	64	62	62	59	59	60	61	64
OTHER ASSETS:
Goodwill
121	121	121	121	121	121	121	121	122	122	110	110	110	110	110
Bank owned life insurance
42	42	41	41	41	41	40	40	40	39	35	35	34	34	33
Other intangibles
6	7	7	8	8	8	9	9	11	12	12	13	14	15	16
Other assets
89	91	96	104	107	111	110	113	121	127	117	114	115	118	185
Total other assets
260	262	267	275	280	283	283	286	295	302	275	273	275	278	346
TOTAL ASSETS
4,359	4,425	4,537	4,583	4,684	4,701	4,763	5,006	4,818	4,851	4,596	4,596	4,632	4,712	4,929
LIABILITIES AND STOCKHOLDERS' EQUITY
LIABILITIES:
Deposits:
Non-interest bearing deposits
358	319	322	291	299	310	316	328	305	322	292	278	276	288	282
Interest-bearing deposits
3,084	3,186	3,294	3,368	3,447	3,426	3,471	3,598	3,540	3,523	3,295	3,315	3,325	3,468	3,660
Total deposits
3,443	3,505	3,616	3,660	3,747	3,737	3,788	3,927	3,846	3,845	3,587	3,594	3,601	3,757	3,942
Borrowed funds
250	250	250	250	250	275	275	250	250	285	235	250	250	250	273
Other liabilities
54	57	56	57	67	67	65	194	85	88	140	121	152	80	98
Total liabilities
3,748	3,813	3,923	3,968	4,064	4,080	4,129	4,372	4,182	4,219	3,964	3,966	4,004	4,088	4,314
COMMITMENTS AND CONTINGENCIES
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
STOCKHOLDERS' EQUITY:
Preferred Stock - $.01 par value; 100,000,000 shares authorized, None issued or outstanding as of September 30, 2014 and December 31, 2013
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock - $.01 par value 300,000,000 shares authorized, 82,530,107 and 82,298,707 issued and 75,155,592 and 77,123,026 outstanding, as of September 30, 2014 and December 31, 2013, respectively
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital
361	360	358	356	356	355	354	354	353	352	351	351	349	349	348
Unearned common stock held by employee stock ownership plan
14	15	15	16	16	17	17	17	18	18	19	19	20	21	22
Retained earnings
355	349	344	342	339	335	332	329	325	321	319	315	309	305	304
Accumulated other comprehensive loss
-16	-12	-17	-21	-22	-23	-9	-7	0	-1	-2	-1	4	3	-1
Treasury Stock at cost 7,374,515 shares and 5,175,681 shares as of September 30, 2014 and December 31,2013, respectively
75	69	56	47	37	30	27	25	25	22	17	16	15	13	13
Total stockholders' equity
611	612	614	615	619	621	634	633	636	631	632	629	628	624	615
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY
4,359	4,425	4,537	4,583	4,684	4,701	4,763	5,006	4,818	4,851	4,596	4,596	4,632	4,712	4,929