Bank of Commerce Holdings BOCH Cash Flow

Bank of commerce holdings (BOCH)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash flows from operating activities:
Net income
13,571	14,961	15,431	14,821	14,795	15,730	10,898	9,742	8,333	7,344	9,634	9,124	8,471	5,259	0	0	0	-	-	-	-	5,727	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net (loss) income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	7,935	7,232	7,657	7,724	7,560	0	0	0	-	-	-	-
Adjustments to reconcile net income to net cash provided by operating activities:
Net income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Provision for loan and lease losses
0	-	-	-	-	-	-	-	-	950	0	0	200	-	0	0	0	-	-	-	-	-	-	-	-	2,750	7,300	8,900	9,150	9,400	6,650	6,961	7,891	8,991	0	0	0
Provision for unfunded commitments
-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for depreciation and amortization
1,253	1,367	1,432	1,534	1,649	1,738	1,867	1,957	2,038	2,061	2,066	2,044	2,005	1,908	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for unfunded commitments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-100	-200	-350	-150	0	0	0	-	-	-	-
Provision for depreciation and amortization
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	1,209	1,094	978	993	969	961	960	874	859	817	822	833	0	0	0
Amortization of core deposit intangible
765	720	584	448	312	221	221	220	220	221	221	221	221	185	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of debt issuance costs
48	48	49	49	49	48	46	45	45	45	44	41	41	40	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Compensation expense associated with stock options
-	-	-	-	-	8	13	18	21	23	24	21	23	24	27	31	36	42	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Compensation expense associated with stock options
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	24	24	29	61	70	66	60	36	0	0	0
Compensation expense associated with restricted stock
448	414	380	338	289	288	0	0	0	-	-	-	-	-	-	-	-	89	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Compensation expense associated with restricted stock
-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax benefits from vesting of restricted stock
2	9	9	17	19	46	49	43	84	53	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of mortgage loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Gross proceeds from sales of loans held-for-sale, carried at cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	437,940	866,019	558,604	414,381	360,336	0	0	0
Gross originations of loans held-for-sale, carried at cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	410,699	839,784	590,349	455,746	375,586	0	0	0
Net gain on sale or call of securities
178	186	140	129	100	44	39	76	107	137	191	223	216	244	222	289	322	443	506	401	301	-159	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-
Net gain on sale of securities available-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Amortization of investment premiums and accretion of discounts, net
-1,454	-1,477	-1,449	-1,559	-1,677	-1,845	-1,977	-2,060	-2,071	-2,031	-1,961	-1,784	-1,755	-1,715	-1,708	-1,794	-1,836	-1,876	-1,887	-1,799	-1,719	-1,662	-1,604	-1,522	-1,416	-1,153	-782	-372	-92	-321	-684	-1,113	-1,414	-1,290	0	0	0
Amortization of premiums and accretion of discounts on acquired loans, net
1,631	1,598	1,184	311	365	355	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on disposal of fixed assets
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accretion of held-to-maturity fair value adjustments
-	-	-	-	-	-	-	-	-	56	70	76	85	97	107	124	134	144	155	155	155	155	271	155	155	155	0	0	0	-	-	-	-	-	-	-	-
Loss on cancellation of interest rate swap
-	-	-	-	-	-	-	-	-	-	-	-	-	-2,325	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on disposal of fixed assets
-	-	-	-	-	-	0	0	0	-	0	0	0	-	0	0	11	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Write-down of fixed assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	238	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Write-down of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Write down of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	557	0	0	0
Loss (gain) on sale of OREO
16	62	105	98	80	73	0	0	0	-	-	-19	-55	-109	-102	-141	-127	13	0	0	0	-	-	-	-	-130	-348	-544	-697	-1,096	-1,106	-836	-869	-662	0	0	0
Increase in cash surrender value of life insurance
530	536	538	540	512	512	519	525	533	548	565	583	601	613	620	626	632	641	651	664	667	628	592	729	706	709	682	466	420	384	377	382	772	772	0	0	0
Deferred compensation and salary continuation plan payments
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in deferred compensation and salary continuation plans
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Life insurance death benefit
-	-	-	-	-	-	-	-	-	502	0	0	502	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase (decrease) in deferred compensation and salary continuation plans
-	-	-	-	-	-	-	-41	-1	18	45	36	17	-19	-26	-147	-203	28	1,141	1,343	1,501	1,388	237	159	-144	-115	127	228	573	566	495	526	525	518	0	0	0
Decrease (increase) in deferred loan fees and costs
148	235	223	242	268	217	-13	222	267	386	615	513	462	454	437	625	669	713	534	199	-5	-146	-98	-131	12	-9	66	175	279	275	227	211	133	127	0	0	0
Decrease in deferred income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-132	0	0	0	-	-	-	-	-	-	-	-	1,130	2,250	2,164	2,955	2,143	5,348	-18	172	-729	0	0	0
(Increase) decrease in other assets
1,118	-1,079	-1,193	-843	-452	-345	-666	-471	-118	-863	-1,779	-440	-993	-118	927	-808	-336	-538	-234	2,301	2,624	946	3,709	4,349	2,880	5,145	1,211	2,201	2,154	495	-2,331	-3,396	-4,737	-3,547	0	0	0
Increase in other liabilities
-369	-1,292	-193	1,833	465	1,094	305	-64	-115	-961	1,035	1,038	-5,344	306	-1,113	-1,304	6,057	-1,219	122	489	1,322	2,464	6,673	7,847	3,978	4,971	-212	-2,257	-311	120	588	2,371	7,397	95	0	0	0
Decrease in assets from discontinued operations
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Decrease in liabilities and equity from discontinued operations
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Net cash provided by operating activities
17,153	16,648	19,316	20,713	18,936	20,732	18,194	16,253	14,793	13,631	15,658	13,712	7,524	11,884	9,260	10,494	17,378	10,336	11,855	9,966	11,974	14,080	14,658	14,467	10,721	9,928	20,109	33,709	41,556	44,679	44,503	-4,581	-11,144	6,245	0	0	0
Cash flows from investing activities:
Proceeds from maturities and payments of available-for-sale securities
70,492	64,183	55,150	41,492	34,729	31,538	30,923	28,420	27,144	23,551	22,585	30,048	30,506	31,685	30,758	22,672	21,479	23,426	24,968	23,354	24,603	20,248	0	0	0	-	-	-	-	24,907	33,059	31,519	37,709	36,776	0	0	0
Proceeds from sale of available-for-sale securities
79,236	117,299	102,303	95,470	78,239	30,235	44,024	57,602	69,820	64,349	52,218	43,888	45,018	51,025	56,721	69,754	65,996	71,277	72,980	60,672	82,074	93,545	107,278	126,746	130,016	103,303	117,733	103,680	96,656	112,149	80,316	81,204	106,694	104,276	0	0	0
Purchases of available-for-sale securities
132,575	97,741	74,971	60,893	42,486	57,616	60,565	101,902	146,599	150,888	154,858	129,546	87,827	104,134	88,239	90,731	97,962	69,362	67,620	57,474	67,409	79,852	99,451	111,538	130,077	141,573	151,778	160,739	161,861	143,990	156,812	149,167	147,492	150,311	0	0	0
Proceeds from maturities and payments of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	-	4,963	4,560	1,459	1,459	1,099	0	0	0	-	-	-	-	57	0	0	0	-	-	-	-	-	-	-	-
Purchases of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	244	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0	-	-	-	-
Investment in qualified affordable housing partnerships
-	-	-	-	-	38	138	137	148	124	27	56	526	697	958	962	849	1,133	1,470	2,508	2,535	2,371	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net purchase of Federal Home Loan Bank of San Francisco stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,263	-1,967	444	-7	1,198	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Loan originations, net of principal repayments
42,634	32,707	31,745	19,523	49,527	57,690	102,469	121,199	91,315	76,016	59,073	78,594	105,704	105,892	69,110	58,843	27,122	46,554	55,051	30,572	48,044	21,344	20,646	1,796	-14,550	-64,790	-21,146	18,070	20,953	67,560	20,186	4,279	-7,111	1,680	0	0	0
Net repayment on loan pools
-26,564	-32,796	-12,070	-4,891	-451	8,499	-310	-167	-362	1,158	-11,578	-15,680	-19,432	-18,666	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of loan pools
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of loan pools
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments on loan pools
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of premises and equipment
1,583	1,958	1,893	1,386	763	351	496	488	426	584	1,175	1,883	2,420	2,873	2,425	1,825	1,237	705	493	785	1,705	2,729	3,193	3,242	2,743	2,156	1,893	1,534	1,535	1,313	1,063	978	666	586	0	0	0
Proceeds from the sale of OREO
90	132	256	253	220	217	1,092	2,107	2,162	2,111	0	0	0	-	-	-	-	3,111	0	0	0	-	-	-	-	3,603	3,475	6,372	6,268	5,387	5,477	2,363	3,782	2,371	0	0	0
Acquisition of Merchants Holding Company, net of cash paid
-	2,875	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from the sale of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from life insurance policy
-	-	-	-	-	-	-	-	-	2,249	0	0	2,249	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from settlement of note to former mortgage subsidiary
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	686	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Payments to derivative counterparties for the termination of interest rate swaps
-	-	-	-	-	-	-	-	-	-	-	-	-	2,578	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Acquisition of branches, net of cash paid
-	-	-	-	-	-	-	-	-	-	-	-	-	142,411	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Payments) proceeds from the termination of interest rate swaps
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,000	0	0	0
Net cash (used) provided by investing activities
-450	79,089	58,255	57,388	16,626	-63,559	-89,255	-136,831	-138,974	-136,484	-126,085	-115,602	-96,453	31,212	81,366	86,809	104,420	-30,293	-38,679	-57,592	-64,093	-45,921	-49,757	13,022	10,706	34,429	-19,565	-69,713	-79,024	-87,752	-58,888	-39,338	7,138	-6,154	0	0	0
Cash flows from financing activities:
Net decrease in demand, money market and savings
20,752	-16,162	-29,152	35,145	53,347	65,857	121,215	47,774	81,584	124,201	103,081	124,526	80,021	84,722	83,262	69,175	77,331	35,382	42,432	26,356	14,493	46,470	30,849	44,394	52,726	51,386	47,523	35,742	69,810	60,944	59,514	80,967	43,185	46,025	0	0	0
Net decrease in certificates of deposit
-26,659	-38,599	-43,686	-44,372	-44,020	-36,873	-39,239	-39,470	-37,323	-26,135	-15,789	-15,857	-13,200	-32,838	-36,321	-40,705	-50,685	-20,682	-30,447	-21,333	-14,228	-3,728	11,148	15,721	10,592	-6,145	-13,619	-24,041	-36,915	-28,196	-19,824	-26,071	-8,649	-29,296	0	0	0
Net decrease in securities sold under agreements to repurchase
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-13,095	-13,964	-12,620	2,147	-684	-1,737	-975	-1,129	231	0	0	0
Advances on term debt
60,160	180,160	180,160	200,160	290,160	230,160	230,161	210,260	100,260	30,260	30,259	55,000	25,000	55,000	75,000	160,000	225,000	260,000	0	0	0	-	-	-	-	900,000	1,055,000	1,025,000	833,000	659,000	736,000	690,747	856,000	636,000	0	0	0
Repayment of term debt
-	183,656	184,557	265,457	303,761	233,761	233,464	153,263	72,730	32,080	31,876	56,277	26,172	131,172	130,855	230,595	295,333	240,083	0	0	0	-	-	-	-	950,000	1,080,000	1,000,000	818,000	643,000	747,000	681,000	887,000	668,000	0	0	0
Proceeds from stock options exercised
-	52	59	133	143	216	197	148	140	245	251	226	228	10	8	14	10	156	152	146	149	23	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Repurchase of common stock
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,562	7,342	10,241	10,232	10,614	8,510	6,245	5,601	4,305	0	0	0	-	-	-	-
Cash paid for shares surrendered for tax-withholding purposes
120	94	94	94	86	103	95	95	103	77	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stock issued under employee and director stock purchase plan
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends paid on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	189	200	200	200	200	201	201	201	347	546	744	880	945	695	759	785	737	0	0	0
Cash dividends paid on common stock
3,441	3,189	2,933	2,677	2,439	2,274	2,109	1,944	1,861	1,776	1,691	1,607	1,603	1,603	0	0	0	-	-	-	-	1,626	1,951	2,001	2,052	2,112	1,883	1,922	1,957	1,988	2,003	2,025	2,040	2,039	0	0	0
Net cash used by financing activities
-35,292	-62,498	-80,203	-77,162	-6,656	23,222	76,666	63,410	96,745	121,416	110,928	132,704	64,238	-25,881	-30,805	-64,059	-66,159	12,727	5,710	13,677	7,662	31,748	32,527	-3,980	-14,689	-30,910	-15,983	15,170	41,604	40,826	20,633	60,695	426	-15,010	0	0	0
Net (decrease) increase in cash and cash equivalents
-18,589	33,239	-2,632	939	28,906	-19,605	5,605	-57,168	-27,436	-1,437	501	30,814	-24,691	17,215	59,821	33,244	55,639	-7,230	-21,114	-33,949	-44,457	-93	-2,572	23,509	6,738	13,447	-15,439	-20,834	4,136	-2,247	6,248	16,776	-3,580	-14,919	0	0	0
Interest
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	5,251	-	4,747	4,489	4,401	4,192	4,348	4,190	4,106	4,123	4,337	5,853	5,734	6,868	7,457	7,214	8,755	8,698	0	0	0
Supplemental disclosures of cash flow activity:
Transfer of loans to other real estate owned
48	74	74	15	114	140	175	197	920	981	983	990	268	147	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment in qualified affordable housing partnership
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Unrealized gain on investment securities available-for-sale, net of gains included in net income
9,143	7,963	9,108	8,294	3,194	-3,818	-6,421	-5,565	-3,003	892	-1,658	-1,962	-2,627	-2,964	641	1,112	-1,405	-985	-155	226	3,767	6,307	6,037	1,983	-3,985	-6,648	-9,445	-3,309	1,453	1,586	3,434	2,006	3,550	4,767	0	0	0
Changes in net deferred tax asset related to changes in net unrealized gain on investment securities available-for-sale
-2,702	-2,354	-2,692	-2,451	-944	1,128	2,023	1,775	835	-368	682	807	1,082	1,220	-268	-463	574	402	66	-91	-1,550	-2,596	-2,484	-813	1,643	2,739	3,887	1,362	-599	-653	-1,413	-826	-1,461	-1,962	0	0	0
Changes in accumulated other comprehensive income due to net unrealized gain on investment securities available-for-sale
6,441	5,609	6,416	5,843	2,250	-2,690	-4,398	-3,790	-2,168	524	-976	-1,155	-1,545	-1,744	373	649	-831	-583	-89	135	2,217	3,711	3,553	1,170	-2,342	-3,909	-5,558	-1,947	854	933	2,021	1,180	2,089	2,805	0	0	0
Cash paid during the period for:
Income taxes
5,317	6,007	0	0	0	-	-	-	-	-	-	-	-	2,705	3,917	2,827	3,023	4,123	0	0	0	-	-	-	-	7,859	7,010	6,388	5,600	5,563	0	0	0	-	-	-	-
Interest
5,964	6,029	5,772	5,644	5,360	5,171	5,083	4,903	4,700	4,581	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating leases
928	897	838	822	817	809	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accretion of held-to-maturity investment securities from other comprehensive income to interest income
-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	-134	-	-155	-155	-155	-155	-155	-155	-155	-155	-155	-142	-104	-65	0	0	0	-	-	-	-
Changes in deferred tax related to accretion of held-to-maturity investment securities
-	-	-	-	-	-	-	-	-	23	0	0	-5	-	-14	-8	-4	0	64	64	64	64	159	64	64	64	-10	58	43	27	0	0	0	-	-	-	-
Changes in accumulated other comprehensive income (loss) due to accretion of held-to-maturity investment securities
-	-	-	-	-	-	-	-	-	-33	-82	-84	-90	-97	-121	-132	-138	-144	0	0	0	-	-	-	-	-91	403	410	433	456	0	0	0	-	-	-	-
Reclassification of accumulated other comprehensive income due to tax rate change
-	-	-	-	-	52	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change in accumulated other comprehensive income due to accretion of held-to-maturity investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Changes in unrealized loss on derivatives
-	-	-	-	-	-	-	-	-	-	-	-	-	-348	-15	-472	-603	-584	-1,017	-264	-607	-333	-783	-1,180	722	691	1,248	426	-2,699	-2,489	-3,256	-3,170	-1,473	-938	0	0	0
Changes in net deferred tax asset related to changes in unrealized loss on derivatives
-	-	-	-	-	-	-	-	-	-	-	-	-	143	8	196	251	242	417	107	247	136	323	486	-296	-284	-514	-175	1,112	1,024	1,340	1,305	605	387	0	0	0
Changes in accumulated other comprehensive income (loss) due to changes in unrealized loss on derivatives
-	-	-	-	-	-	-	-	-	-	-	-	-	-205	-7	-276	-352	-342	-600	-157	-360	-197	-460	-693	426	407	734	250	-1,587	-1,465	-1,916	-1,865	-868	-551	0	0	0
Reclassification of losses on derivatives
-	-	-	-	-	-	-	-	-	-	-	-	-	2,721	3,151	3,569	3,861	1,435	1,005	567	-1,455	-1,900	-1,754	-1,884	-304	-304	-600	-600	-600	-500	0	0	0	-	-	-	-
Changes in net deferred tax asset related to reclassification of losses on derivatives
-	-	-	-	-	-	-	-	-	-	-	-	-	-1,120	-1,298	-1,475	-1,591	-592	-415	-230	599	782	845	898	247	247	248	249	249	208	0	0	0	-	-	-	-
Changes in accumulated other comprehensive income (loss) due to reclassification of losses on derivatives
-	-	-	-	-	-	-	-	-	-	-	-	-	1,601	1,853	2,094	2,270	843	590	337	-856	-1,118	-909	-986	-57	-57	-352	-351	-351	-292	0	0	0	-	-	-	-
Accretion of preferred stock, Series A
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	269	0	0	0
Vested and granted restricted stock issued under employee plans
-	-	-	-	-	-	-	-	-	-	41	41	42	84	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stock issued under employee plans
-	58	58	58	58	45	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	1,585	1,729	5,629	7,261	6,238	8,394	4,477	3,068	5,033	0	0	0
Right-of-use lease asset recorded on adoption of ASU No. 2016-02
-	3,905	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Lease liability recorded on adoption of ASU No. 2016-02
-	4,363	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transactions related to the acquisition of Merchants Holding Company:
Assets acquired - fair value
-	215,055	0	0	0	-	-	-	-	-	-	-	-	155,230	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Goodwill
-	11,006	0	0	0	-	-	-	-	-	-	-	-	665	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities assumed - fair value
-	191,154	0	0	0	-	-	-	-	-	-	-	-	149,239	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-