| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Dec'17 |
|---|---|---|---|---|---|---|---|---|---|
ASSETS | |||||||||
Cash and Cash Equivalents | |||||||||
61 | 31 | 89 | 66 | 48 | 28 | 21 | 21 | 20 | 23 |
Bank-Owned Certificates of Deposit | |||||||||
2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 |
Securities Available for Sale, at Fair Value | |||||||||
307 | 289 | 263 | 241 | 250 | 253 | 240 | - | - | 229 |
Securities Available for Sale, at Fair Value | |||||||||
- | - | - | - | - | - | - | 246 | 236 | - |
Loans, Net of Allowance for Loan Losses of $24,585 at March 31, 2020 (unaudited) and $22,526 at December 31, 2019 | |||||||||
1,972 | 1,884 | 1,818 | 1,758 | 1,698 | 1,640 | 1,576 | 1,441 | 1,384 | 1,326 |
Federal Home Loan Bank (FHLB) Stock, at Cost | |||||||||
11 | 7 | 8 | 8 | 7 | 7 | 7 | 5 | 5 | 5 |
Premises and Equipment, Net | |||||||||
35 | 27 | 25 | 18 | 15 | 13 | 11 | 10 | 10 | 10 |
Foreclosed Assets | |||||||||
- | - | - | 1 | - | - | - | 0 | 0 | 0 |
Accrued Interest | |||||||||
7 | 6 | 6 | 7 | 7 | 6 | 6 | 5 | 5 | 5 |
Goodwill | |||||||||
2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
Other Intangible Assets, Net | |||||||||
0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
Other Assets | |||||||||
17 | 14 | 14 | 15 | 14 | 17 | 14 | 13 | 11 | 8 |
Total Assets | |||||||||
2,418 | 2,268 | 2,232 | 2,123 | 2,048 | 1,973 | 1,885 | 1,752 | 1,681 | 1,616 |
LIABILITIES AND EQUITY | |||||||||
LIABILITIES | |||||||||
Deposits: | |||||||||
Noninterest Bearing | |||||||||
476 | 447 | 478 | 409 | 404 | 369 | 342 | 323 | 315 | 292 |
Interest Bearing | |||||||||
1,423 | 1,375 | 1,323 | 1,290 | 1,238 | 1,191 | 1,136 | 1,091 | 1,038 | 1,046 |
Total Deposits | |||||||||
1,900 | 1,823 | 1,802 | 1,699 | 1,643 | 1,560 | 1,479 | 1,414 | 1,353 | 1,339 |
Federal Funds Purchased | |||||||||
- | - | - | - | - | 18 | 53 | - | 9 | 23 |
Notes Payable | |||||||||
12 | 13 | 13 | 14 | 14 | 15 | 15 | 16 | 16 | 17 |
FHLB Advances | |||||||||
207 | 136 | 141 | 142 | 124 | 124 | 94 | 84 | 73 | 68 |
Subordinated Debentures, Net of Issuance Costs | |||||||||
24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 |
Accrued Interest Payable | |||||||||
1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 |
Other Liabilities | |||||||||
24 | 24 | 12 | 11 | 7 | 8 | 7 | 6 | 5 | 6 |
Total Liabilities | |||||||||
2,170 | 2,024 | 1,996 | 1,894 | 1,816 | 1,752 | 1,674 | 1,546 | 1,482 | 1,479 |
SHAREHOLDERS' EQUITY | |||||||||
Preferred Stock- $0.01 par value Authorized 10,000,000; None Issued and Outstanding at March 31, 2020 (unaudited) and December 31, 2019 | |||||||||
- | - | - | - | - | - | 0 | 0 | 0 | - |
Common Stock- $0.01 par value Common Stock - Authorized 75,000,000; Issued and Outstanding 28,807,375 at March 31, 2020 (unaudited) and 28,973,572 at December 31, 2019 | |||||||||
0 | 0 | 0 | - | - | 0 | - | - | - | - |
Additional Paid-In Capital | |||||||||
110 | 112 | 111 | 113 | 126 | 126 | 125 | 125 | 125 | 66 |
Retained Earnings | |||||||||
135 | 127 | 119 | 111 | 103 | 96 | 88 | 82 | 75 | 69 |
Accumulated Other Comprehensive Income | |||||||||
2 | 4 | 5 | 3 | 2 | -1 | -3 | -1 | -1 | 1 |
Total Shareholders' Equity | |||||||||
248 | 244 | 236 | 229 | 231 | 220 | 210 | 205 | 199 | 137 |
Total Liabilities and Shareholders' Equity | |||||||||
2,418 | 2,268 | 2,232 | 2,123 | 2,048 | 1,973 | 1,885 | 1,752 | 1,681 | 1,616 |
Voting Common Stock | |||||||||
Common Stock- $0.01 par value | |||||||||
- | - | - | 0 | 0 | - | - | - | - | 0 |
Nonvoting Common Stock | |||||||||
Common Stock- $0.01 par value | |||||||||
- | - | - | - | - | - | - | - | - | 0 |