Byline bancorp, inc. (BY)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Dec'16Dec'15
ASSETS
Cash and due from banks

45

48

75

57

50

30

25

25

17

19

16

17

17

21

Interest bearing deposits with other banks

74

32

33

31

31

91

119

127

110

38

46

62

28

23

Cash and cash equivalents

119

80

108

89

81

121

144

152

128

58

62

79

46

44

Equity and other securities, at fair value

7

8

7

7

7

-

-

-

-

-

-

-

-

-

Securities available-for-sale, at fair value

1,299

1,186

1,031

969

964

817

795

757

626

583

584

591

608

767

Securities held-to-maturity, at amortized cost (fair value at March 31, 2020—$4,516, December 31, 2019—$4,498)

4

4

4

4

4

99

102

106

112

117

121

127

138

111

Restricted stock, at cost

24

22

24

22

19

19

19

18

17

16

10

11

14

7

Loans held for sale

13

11

7

18

0

19

8

5

8

5

2

6

23

0

Loans and leases:
Loans and leases

3,860

3,785

3,831

3,863

3,567

3,501

3,455

3,348

2,280

2,277

2,216

2,149

2,148

1,345

Allowance for loan and lease losses

41

31

31

31

27

25

23

19

17

16

15

13

10

7

Net loans and leases

3,818

3,753

3,799

3,832

3,540

3,476

3,432

3,329

2,262

2,260

2,200

2,135

2,137

1,337

Servicing assets, at fair value

17

19

19

19

19

19

20

21

21

21

21

21

21

-

Accrued interest receivable

-

-

13

12

11

10

11

10

6

7

7

6

6

5

Premises and equipment, net

96

96

96

96

97

97

106

107

94

95

96

98

102

115

Assets held for sale

-

-

15

16

13

14

8

11

9

9

12

13

14

2

Other real estate owned, net

9

9

8

8

4

5

4

6

10

10

13

12

16

26

Goodwill and other intangible assets, net

178

180

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

-

-

145

145

128

128

127

127

54

54

51

51

51

25

Other intangible assets, net

-

-

33

35

31

33

35

37

15

16

17

18

19

22

Bank-owned life insurance

9

9

9

9

6

5

5

5

5

5

5

5

6

3

Deferred tax assets, net

33

38

33

35

30

35

42

48

47

47

60

58

67

-

Accrued interest receivable and other assets

102

100

-

-

-

-

-

-

-

-

-

-

-

-

Due from broker

-

-

-

-

-

-

-

-

-

-

-

82

-

-

Due from counterparty

-

-

47

34

20

5

14

25

19

39

-

19

-

-

Other assets

-

-

31

32

27

32

36

31

21

16

15

16

18

8

Total assets

5,734

5,521

5,438

5,391

5,009

4,942

4,917

4,805

3,462

3,366

3,305

3,360

3,295

2,479

LIABILITIES AND STOCKHOLDERS’ EQUITY
LIABILITIES
Non-interest-bearing demand deposits

1,290

1,279

1,221

1,240

1,163

1,192

1,175

1,193

749

760

753

781

724

626

Interest-bearing deposits

2,947

2,867

-

-

-

-

-

-

-

-

-

-

-

-

Interest-bearing deposits:
NOW, savings accounts, and money market accounts

-

-

1,589

1,554

1,385

1,413

1,455

1,391

1,018

973

1,040

980

989

994

Time deposits

-

-

1,269

1,265

1,259

1,143

1,110

1,060

756

708

726

778

776

559

Total deposits

4,238

4,147

4,080

4,060

3,808

3,749

3,740

3,644

2,524

2,443

2,520

2,540

2,490

2,180

Short-term borrowings

640

539

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest payable

-

-

4

4

4

3

2

2

1

1

1

1

2

1

Line of credit

-

-

-

-

-

-

-

-

-

-

-

16

20

-

Federal Home Loan Bank advances

-

-

506

500

425

425

425

420

380

361

234

219

313

38

Securities sold under agreements to repurchase

-

-

32

32

34

34

24

24

27

31

30

32

17

12

Junior subordinated debentures issued to capital trusts, net

37

37

37

37

36

36

36

36

27

27

27

27

26

24

Accrued interest payable and other liabilities

55

47

-

-

-

-

-

-

-

-

-

-

-

-

Accrued expenses and other liabilities

-

-

41

38

31

42

57

60

37

42

30

74

41

34

Total liabilities

4,972

4,771

4,702

4,673

4,341

4,291

4,287

4,188

2,999

2,907

2,845

2,912

2,913

2,291

COMMITMENTS AND CONTINGENT LIABILITIES (Note 17)

-

-

-

-

-

-

-

-

-

-

-

-

0

0

STOCKHOLDERS’ EQUITY
Preferred stock

10

10

10

10

10

10

10

10

10

10

10

10

25

15

Common stock

0

0

0

0

0

0

0

0

0

0

-

0

-

193

Additional paid-in capital

582

580

579

578

548

546

545

544

392

391

-

390

313

1

Retained earnings

160

159

144

129

116

102

85

71

68

61

62

52

50

-15

Accumulated other comprehensive income (loss), net of tax

10

-0

0

-1

-6

-9

-12

-10

-9

-5

-4

-6

-7

-5

Treasury stock, at cost

1

-

-

-

-

-

-

-

-

-

-

-

-

-

Total stockholders’ equity

762

750

735

717

668

650

629

616

462

458

459

447

382

188

Total liabilities and stockholders’ equity

5,734

5,521

5,438

5,391

5,009

4,942

4,917

4,805

3,462

3,366

3,305

3,360

3,295

2,479

Preferred shares authorized

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Preferred shares issued

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Preferred shares outstanding

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Common shares par value

0.01

0.01

-

-

-

-

-

-

-

-

-

-

-

-

Common shares authorized

150

150

-

-

-

-

-

-

-

-

-

-

-

-

Common shares issued

38

38

-

-

-

-

-

-

-

-

-

-

-

-

Common shares outstanding

38

38

-

-

-

-

-

-

-

-

-

-

-

-

Treasury common shares

0

-

-

-

-

-

-

-

-

-

-

-

-

-