Byline Bancorp, Inc. BY Income Statement

Byline bancorp, inc. (BY)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Sep'16	Jun'16
INTEREST AND DIVIDEND INCOME
Interest and fees on loans and leases
235,276	235,501	233,944	225,598	205,701	184,972	160,222	136,110	125,664	120,406	0	94,912	0	0	0
Interest on securities
27,147	25,233	24,227	22,749	21,084	19,037	17,382	16,026	15,157	14,892	0	14,350	0	0	0
Interest on tax-exempt securities
-	-	1,612	1,463	-	1,095	916	753	675	634	0	614	0	0	0
Other interest and dividend income
2,661	2,294	2,354	2,371	2,213	1,847	1,492	1,094	961	871	0	639	0	0	0
Total interest and dividend income
266,870	264,814	261,794	251,838	229,919	206,951	180,012	153,983	142,457	136,803	0	110,515	0	0	0
INTEREST EXPENSE
Deposits
36,053	36,325	34,115	30,468	24,907	19,329	14,432	10,573	8,751	7,736	0	5,534	0	0	0
Short-term borrowings
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Junior subordinated debentures issued to capital trusts
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank advances
-	-	8,763	7,715	-	6,160	5,450	4,577	3,989	3,291	0	1,725	0	0	0
Subordinated debentures and other borrowings
-	-	3,284	3,268	-	2,857	2,635	2,519	2,648	2,864	0	2,661	0	0	0
Total interest expense
47,845	48,529	46,162	41,451	34,924	28,346	22,517	17,669	15,388	13,891	0	9,920	0	0	0
Net interest income
219,025	216,285	215,632	210,387	194,995	178,605	157,495	136,314	127,069	122,912	0	100,595	0	0	0
PROVISION FOR LOAN AND LEASE LOSSES
31,164	20,708	20,203	20,114	17,679	18,795	18,260	16,318	15,877	12,653	0	8,241	0	0	0
Net interest income after provision for loan and lease losses
187,861	195,577	195,429	190,273	177,316	159,810	139,235	119,996	111,192	110,259	0	92,354	0	0	0
NON-INTEREST INCOME
Total non-interest income
52,678	55,493	55,267	51,363	51,391	50,526	47,847	48,863	47,845	49,030	0	36,475	0	0	0
Net servicing fees
-	-	-	-	-	-	-	-	-	-	-	0	0	-	-
ATM and interchange fees
4,284	3,785	3,645	4,212	4,117	4,313	3,773	3,728	4,377	4,812	0	5,831	0	0	0
Net gains on sales of securities available-for-sale
0	-	0	0	-	-	-	0	-	8	0	2,316	0	0	0
Change in fair value of equity securities, net
298	1,416	0	0	0	-	-	-	-	-	-	-	-	-	-
Net gains on sales of loans
30,385	31,845	32,447	28,057	30,308	31,551	31,250	33,734	32,456	33,062	0	16,488	0	0	0
Wealth management and trust income
2,652	2,578	2,548	2,087	0	-	0	0	-	-	-	-	-	-	-
Fees on mortgage loan sales, net
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Other non-interest income
3,700	4,204	4,029	4,783	5,542	5,505	4,155	3,030	2,328	2,201	0	4,359	0	0	0
NON-INTEREST EXPENSE
Salaries and employee benefits
97,083	95,309	92,629	89,404	84,996	80,382	75,952	70,963	68,945	67,269	0	56,094	0	0	0
Occupancy and equipment expense, net
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Occupancy expense, net
-	-	16,389	16,192	-	15,829	15,355	15,108	14,094	14,078	0	14,341	0	0	0
Equipment expense
-	-	2,809	2,659	-	2,419	2,441	2,454	2,512	2,472	0	2,163	0	0	0
Loan and lease related expenses
7,749	8,015	7,590	6,656	6,286	6,109	5,002	4,878	4,208	3,685	0	2,307	0	0	0
Legal, audit and other professional fees
11,721	11,453	11,859	10,151	11,588	11,373	11,285	10,535	7,207	7,027	0	5,553	0	0	0
Data processing
13,254	13,733	13,901	12,563	19,085	18,242	17,680	17,355	9,431	9,539	0	8,796	0	0	0
Net loss recognized on other real estate owned and other related expenses
-988	-665	-591	-212	-432	-235	243	-606	-275	294	0	-58	0	0	0
Regulatory assessments
-	-	1,002	1,449	-	1,744	1,581	1,232	1,250	1,193	0	1,648	0	0	0
Other intangible assets amortization expense
7,857	7,737	7,569	7,464	6,635	5,629	4,562	3,433	3,072	3,074	0	3,033	0	0	0
Advertising and promotions
-	-	2,874	2,568	-	1,723	1,365	1,024	995	1,035	0	826	0	0	0
Telecommunications
-	-	1,866	1,827	-	1,710	1,747	1,663	1,593	1,593	0	1,640	0	0	0
Other non-interest expense
11,567	11,034	12,204	12,405	11,831	9,501	7,411	8,237	7,676	7,824	0	6,842	0	0	0
Total non-interest expense
176,623	173,775	170,169	162,436	163,961	154,896	144,138	137,488	121,258	118,495	0	103,301	0	0	0
INCOME BEFORE PROVISION FOR INCOME TAXES
63,916	77,295	80,527	79,200	64,746	55,440	42,944	31,371	37,779	40,794	0	25,528	0	0	0
PROVISION FOR INCOME TAXES
16,545	20,293	22,256	21,735	17,724	14,247	19,638	12,846	15,876	19,099	0	8,656	0	0	0
NET INCOME
47,371	57,002	58,271	57,465	47,022	41,193	23,306	18,525	21,903	21,695	0	16,872	0	0	0
Dividends on preferred shares
783	783	783	783	786	783	783	782	11,281	11,277	0	0	0	-	-
INCOME AVAILABLE TO COMMON STOCKHOLDERS
46,588	56,219	57,488	56,682	46,236	40,410	22,523	17,743	10,622	10,418	0	0	0	-	0
EARNINGS PER COMMON SHARE
Basic
0.07	0.42	0.40	0.35	0.34	0.51	0.40	0.08	0.22	-0.02	0.33	-0.18	0.26	0.08	0.13
Diluted
0.07	0.41	0.39	0.34	0.34	0.49	0.39	0.08	0.22	-0.01	0.32	-0.18	0.25	0.08	0.13
Weighted average common shares outstanding for basic earnings per common share
-	-	-	-	-	-	-	-	-	-	-	-	-	-	19,487
Diluted weighted average common shares outstanding for diluted earnings per common share
-	-	-	-	-	-	-	-	-	-	-	-	-	-	19,741
Fees and Service Charges on Deposits [Member]
Total non-interest income
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Fees and charges
-	-	6,675	6,888	-	6,445	5,897	5,490	5,382	5,289	0	5,405	0	0	0
Loan Servicing Revenue [Member]
Total non-interest income
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Fees and charges
-	-	10,528	10,458	-	10,272	8,564	0	0	-	0	-	-	-	-
Loan Servicing Asset Revaluation [Member]
Total non-interest income
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Fees and charges
-	-	-6,956	-7,792	-	-9,269	0	0	0	-	-	-	-	-	-