Broadway financial corp \de\ (BYFC)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets:
Cash and due from banks

26,617

3,016

4,943

2,587

3,115

4,124

3,333

2,304

2,535

3,420

2,166

2,379

2,584

1,516

7,721

7,285

7,656

2,580

5,434

5,396

4,819

5,740

6,341

8,016

6,940

8,241

-

-

-

13,420

-

-

-

-

-

-

-

Interest-bearing deposits in other banks

25,108

12,550

16,879

17,559

16,110

12,527

10,081

11,294

13,712

18,799

66,179

14,456

24,625

16,914

-

-

-

65,259

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,964

15,188

13,464

-

15,805

14,596

13,572

12,127

13,735

12,621

8,203

Federal funds

-

-

-

-

-

-

-

-

-

-

-

-

-

-

30,560

28,405

28,335

-

145,047

46,265

23,730

15,050

14,855

26,620

40,550

49,955

51,260

59,280

62,310

50,940

40,740

31,540

31,605

19,470

7,240

5,240

13,775

Cash and cash equivalents

51,725

15,566

21,822

20,146

19,225

16,651

13,414

13,598

16,247

22,219

68,345

16,835

27,209

18,430

38,281

35,690

35,991

67,839

150,481

51,661

28,549

20,790

21,196

34,636

47,490

58,196

60,224

74,468

75,774

64,360

56,545

46,136

45,177

31,597

20,975

17,861

21,978

Securities available-for-sale, at fair value

10,706

11,006

13,671

14,110

14,517

14,722

15,243

15,977

16,694

17,494

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities available-for-sale, at fair value

-

-

-

-

-

-

-

-

-

-

11,474

12,029

12,554

13,202

14,336

15,453

15,209

14,140

14,796

15,647

16,486

17,075

17,862

18,814

19,366

9,397

10,148

11,117

12,180

13,378

14,584

15,705

18,027

18,979

8,612

9,172

10,524

Loans receivable held for sale, at lower of cost or fair value

45,481

-

8,175

26,085

5,154

6,231

19,087

1,079

5,428

22,400

22,521

39,037

33,756

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities held-to-maturity (fair value of $13,261 at December 31, 2010)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11,000

11,692

12,737

Loans receivable held for sale, at lower of cost or fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

27,945

81,985

19,813

19,481

-

-

-

0

1,085

9,126

15,306

19,051

11,215

12,574

12,908

12,983

15,212

16,005

29,411

Loans receivable held for investment, net of allowance of $3,211 and $3,182

381,334

397,847

354,800

353,342

365,015

355,556

355,272

364,808

346,218

334,851

320,522

350,308

361,738

379,454

344,733

341,264

319,881

304,171

198,098

195,154

272,514

276,643

281,530

264,970

249,954

247,847

251,504

225,391

235,107

251,723

282,292

295,363

309,578

322,770

339,479

360,144

382,616

Accrued interest receivable

1,349

1,223

1,182

1,254

1,206

1,143

1,241

1,116

1,161

1,073

1,113

1,103

1,170

1,178

1,100

1,140

1,091

1,077

963

1,050

1,172

1,216

1,173

1,137

1,149

1,107

1,116

1,141

1,176

1,250

1,395

1,476

1,601

1,698

1,759

1,957

2,216

Federal Home Loan Bank (FHLB) stock

3,510

2,916

2,916

2,916

2,916

2,916

2,916

2,916

2,916

2,916

2,916

2,916

2,835

2,573

2,573

2,573

2,573

2,573

2,573

2,915

3,972

4,254

3,737

3,737

3,737

3,737

4,113

3,737

3,737

3,901

3,901

3,901

3,901

4,089

4,089

4,089

4,089

Office properties and equipment, net

2,731

2,783

2,963

3,140

3,328

2,242

2,296

2,328

2,355

2,406

2,462

2,509

2,494

2,479

2,428

2,472

2,522

2,570

2,608

2,628

2,652

2,697

2,758

2,803

2,842

2,725

2,688

2,692

2,597

2,617

2,672

2,772

4,548

4,626

4,821

4,909

5,094

Bank owned life insurance

3,112

3,100

3,086

3,073

3,060

3,047

3,033

3,020

3,007

2,994

2,981

2,967

2,953

2,940

2,926

2,911

2,897

2,882

2,867

2,851

2,836

2,821

2,805

2,789

2,772

2,756

2,739

2,722

2,704

2,688

2,669

2,649

2,629

2,609

2,588

2,566

2,522

Deferred tax assets, net

5,161

5,220

5,131

4,972

4,889

5,045

4,903

5,202

5,125

5,110

5,696

5,975

6,404

6,907

4,564

4,527

4,565

4,594

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment in affordable housing limited partnership

118

163

208

244

293

342

391

440

489

537

-

-

-

732

780

828

877

925

973

1,021

1,069

1,117

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Real estate owned (REO)

-

-

-

-

820

833

833

833

833

878

958

-

-

-

-

-

-

360

558

2,178

2,479

2,082

2,500

1,318

2,482

2,084

6,611

6,227

9,294

8,163

2,292

3,530

3,958

6,699

5,385

6,690

3,036

Deferred tax assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment in affordable housing limited partnership

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,165

1,213

1,261

1,309

1,364

1,418

-

1,528

-

-

-

-

-

-

-

Investment in affordable housing limited partnership

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,473

-

1,549

1,586

1,629

1,675

-

-

2,000

Deferred tax assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

772

850

2,873

6,108

5,369

Other assets

812

545

664

562

723

669

837

743

1,025

856

1,664

1,816

3,022

1,188

1,652

1,535

1,674

1,781

2,045

2,129

2,497

2,687

3,267

3,267

4,026

3,323

4,079

7,160

3,765

5,034

5,166

5,239

4,132

5,162

5,444

5,881

2,338

Total assets

506,039

440,369

414,618

429,844

421,146

409,397

419,466

412,060

401,498

413,704

440,652

435,495

454,135

429,083

413,373

408,393

387,280

402,912

403,907

359,219

354,039

350,863

337,993

334,684

335,079

332,481

345,671

345,199

363,113

373,693

384,280

390,931

408,860

413,737

422,237

447,074

483,930

Liabilities and stockholders' equity
Liabilities:
Deposits

333,149

297,724

280,067

295,798

286,654

281,414

278,885

271,266

280,330

291,290

294,920

273,847

296,564

287,427

285,098

279,772

257,409

272,614

274,921

232,152

222,092

217,867

217,092

214,731

209,671

214,405

218,569

229,365

247,648

257,071

262,808

270,047

290,352

294,686

294,850

312,371

348,445

FHLB advances

115,000

84,000

75,000

75,000

75,000

70,000

82,000

84,000

65,000

65,000

86,000

104,000

101,000

85,000

70,000

70,000

72,000

72,000

77,500

77,500

84,500

86,000

79,500

79,500

79,500

79,500

87,500

79,500

79,500

79,500

83,000

83,000

83,000

83,000

87,000

87,000

87,000

Senior debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,812

2,849

2,885

2,923

-

-

-

-

-

-

-

-

-

-

-

Junior subordinated debentures

4,080

4,335

4,590

4,845

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

5,100

6,000

6,000

6,000

6,000

6,000

6,000

-

6,000

-

-

-

-

-

-

-

Senior debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,000

-

-

-

-

-

-

-

Junior subordinated debentures

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,000

-

6,000

6,000

6,000

6,000

6,000

6,000

6,000

Other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,960

5,000

5,000

-

5,000

5,000

5,000

5,000

5,000

5,000

5,000

Accrued interest payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

834

771

731

-

674

2,308

2,171

1,941

-

-

-

-

-

-

-

Accrued interest payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,302

-

-

-

Dividends payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,554

2,318

2,104

-

-

-

1,219

-

-

-

Advance payments by borrowers for taxes and insurance

485

1,033

1,528

1,084

563

1,055

1,520

911

594

1,071

1,537

1,009

501

828

1,065

663

297

663

1,502

1,037

660

1,081

1,305

814

379

776

1,034

552

332

711

1,085

705

335

813

584

743

272

Accrued expenses and other liabilities

4,245

4,429

4,573

4,101

4,878

3,392

3,948

3,482

3,029

3,512

4,980

3,995

4,079

5,202

4,589

5,634

5,584

6,372

4,236

3,782

3,074

3,557

-

-

-

3,287

-

-

-

-

-

-

-

-

-

-

-

Other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,008

3,272

9,344

-

3,350

3,331

2,966

3,359

7,347

6,516

5,904

3,441

5,768

5,232

4,353

Total liabilities

456,959

391,521

365,758

380,828

372,195

360,961

371,453

364,759

354,053

365,973

392,537

387,951

407,244

383,557

365,852

361,169

340,390

356,749

363,259

319,571

315,426

313,605

310,551

307,937

308,510

306,891

320,087

328,610

345,935

355,686

365,240

371,268

390,591

395,461

399,202

416,346

451,070

Commitments and Contingencies (Note 14)

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

0

Stockholders' Equity:
Preferred stock, $.01 par value, authorized 1,000,000 shares; none issued or outstanding

-

-

-

-

-

-

0

-

0

-

0

0

0

0

0

0

0

0

-

-

-

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Preferred stock discount

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

396

498

598

698

798

896

994

1,092

1,188

1,380

Common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

62

20

20

-

20

20

20

20

20

20

20

Additional paid-in capital

46,550

46,426

46,353

46,292

46,219

46,141

46,131

46,116

46,098

46,117

46,073

46,026

45,933

45,819

44,692

44,682

44,672

44,669

44,669

44,669

44,669

44,669

35,740

35,740

35,715

35,704

21,785

10,117

10,115

10,095

9,559

10,864

10,844

10,824

14,460

14,439

10,740

Retained earnings

8,392

8,425

8,494

8,773

8,908

8,631

8,356

7,605

7,732

7,816

8,281

7,778

7,245

6,013

3,812

3,485

3,166

2,533

-3,109

-4,088

-5,241

-6,539

-7,255

-8,020

-8,079

-9,068

-9,027

-9,484

-8,919

-7,988

-6,915

-6,015

-7,427

-7,295

-2,141

5,656

8,074

Unearned Employee Stock Ownership Plan (ESOP) shares

942

959

977

994

1,010

1,027

1,043

1,060

1,078

1,095

1,112

1,133

1,154

1,176

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accumulated other comprehensive income (loss), net of tax

100

-23

11

-34

-145

-283

-405

-334

-281

-81

-101

-101

-107

-103

54

94

89

-2

125

104

222

165

83

153

59

80

96

172

300

318

449

442

578

571

293

306

263

Treasury stock-at cost, 2,617,826 shares at March 31, 2020 and at December 31, 2019

5,326

5,326

5,326

5,326

5,326

5,326

5,326

5,326

5,326

5,326

5,326

5,326

5,326

5,326

1,329

1,329

1,329

1,329

1,329

1,329

1,329

1,329

1,329

1,329

1,329

1,329

1,329

1,234

1,234

1,234

1,969

3,444

3,444

3,444

3,444

3,444

3,451

Total stockholders' equity

49,080

48,848

48,860

49,016

48,951

48,436

48,013

47,301

47,445

47,731

48,115

47,544

46,891

45,526

47,521

47,224

46,890

46,163

40,648

39,648

38,613

37,258

27,442

26,747

26,569

25,590

25,584

16,589

17,178

18,007

19,040

19,663

18,269

18,276

23,035

30,728

32,860

Total liabilities and stockholders' equity

506,039

440,369

414,618

429,844

421,146

409,397

419,466

412,060

401,498

413,704

440,652

435,495

454,135

429,083

413,373

408,393

387,280

402,912

403,907

359,219

354,039

350,863

337,993

334,684

335,079

332,481

345,671

345,199

363,113

373,693

384,280

390,931

408,860

413,737

422,237

447,074

483,930

Common Stock
Total stockholders' equity

-

-

-

-

-

300

-

-

-

300

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-