BROADWAY FINANCIAL CORP \DE\ BYFC Cash Flow

Broadway financial corp \de\ (BYFC)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash flows from operating activities:
Net (loss) income
-33	-69	-279	-135	277	275	751	-127	-84	-399	503	533	1,232	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	633	5,642	979	1,153	1,298	716	765	59	989	-41	584	-228	-616	-650	-613	1,697	154	-4,870	-7,534	-1,722	-129
Adjustments to reconcile net (loss) income to net cash used in operating activities:
Loan loss provision (recapture)
29	294	47	-158	-190	-	-	-	-	-150	-300	-300	-350	0	0	-250	-300	-2,000	-200	-750	-750	-	-	-	-	-	-	-	-	0	129	102	959	3,665	3,814	3,434	1,240
Provision for losses on REOs
-	0	0	0	13	0	0	0	45	-	-	-	-	-	-	-	-	-	-5	120	6	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Recapture of loan losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,082	-	-	-	-	-	-	-	-	-	-	-	-
Provision for losses on loans receivable held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-315	-2	470	-	-	-	-	-	-	-	-
Provision for losses on loans receivable held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	188	-2	884	702	6	20
Provision for (recapture of) losses on REO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-19	621	1,251	702	80
Depreciation
191	56	56	56	59	60	60	59	62	62	65	64	65	64	63	63	61	61	60	58	59	61	64	61	55	53	55	54	52	57	100	71	78	195	100	102	104
Reversal of valuation allowance on loan held for sale
-	-	-	-	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net amortization of deferred loan origination costs and loan premiums
-59	-94	-65	-34	-61	-282	-47	-124	-152	-90	-82	-84	-50	-78	-131	-31	-61	-80	-47	-76	-91	-50	-96	-41	-34	-59	-24	-63	-62	-25	-57	-31	-27	-42	17	-23	3
Net amortization of premiums on mortgage-backed securities
-9	-11	-6	-7	-6	-10	-6	-10	-10	-11	-6	-8	-9	-14	-15	-14	-9	-9	-12	-14	-16	-16	-19	-17	-5	-7	-9	-9	-10	-13	-13	-16	-15	-18	-19	-23	-36
Amortization of investment in affordable housing limited partnership
45	45	36	49	49	49	49	49	48	49	48	49	49	48	48	49	48	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of investment in affordable housing limited partnership
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	48	48	48	48	48	48	48	55	54	55	55	21	37	43	46	-	-	-	-
Stock-based compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	10	10	3	-	-	-	-	0	0	0	11	12	11	2	20	21	20	20	20	20	21	22	23
ESOP compensation expense
-	-	-	-	-	-	-	-	-	-	-	25	22	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ESOP compensation expense
17	18	19	14	14	13	19	23	25	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings on bank owned life insurance
12	14	13	13	13	14	13	13	13	13	14	14	13	14	15	14	15	15	16	15	15	16	16	17	16	17	17	18	16	19	20	20	20	21	22	22	22
Originations of loans receivable held for sale
65,986	-	-	-	-	-	-	-	-	15,857	8,970	37,308	48,694	-	-	-	-	20	26,156	18,917	12,562	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of loans receivable held for sale
-	-	-	-	-	-	-	-	-	-	34,865	32,112	14,876	-	-	-	-	-	-	-	-	-	-	-	-	1,098	0	6,180	9,322	-	-	-	0	-	-	-	-
Proceeds from sales and repayments of loans receivable held for sale
20,512	-	-	-	24	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of loans receivable transferred to held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,917	51,198	32,433	12,292	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments on loans receivable held for sale
-	-	-	-	-	-	24	11	71	-	118	111	89	-	-	-	-	1,077	378	94	72	-	-	-	-	0	1,294	83	143	83	143	146	77	-	-	-	-
Gain on sale of loans receivable held for sale
7	-	-	-	-	-	-	-	-	177	160	196	27	-	-	-	-	499	738	380	134	-	-	-	-	13	0	81	16	-	-	-	0	0	-99	40	-29
Net gain on sale of REOs
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	22	-	-	-	14	-	-	-	-7	122	-8	-10	8	4	-107	-17	412	21	-7	-34	-15
Change in assets and liabilities:
Net change in accrued interest receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-81	-125	-97	-61	-198	-43	-216
Net change in deferred taxes
-7	75	178	129	-98	193	-333	53	-68	-641	-279	-426	-505	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-772	-78	-	-	-	-
Amortization of deferred gain on debt restructuring
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-22	-37	-36	-38	-	-	-	-	-	-	-	-	-	-	-	-
Net change in accrued interest receivable
126	41	-72	48	63	-98	125	-45	88	-40	10	-67	-8	78	-40	49	14	114	-87	-122	-44	43	36	-12	42	-9	-25	-35	-74	-	-	-	-	-	-	-	-
Net change in other assets
267	-119	102	-161	54	-168	94	-282	169	-222	-104	-1,157	1,151	-464	117	-139	-107	-264	-84	-368	-190	-580	0	-759	703	-756	93	221	-1,269	-132	-73	1,107	-1,030	1,788	-155	-93	1,636
Net change in advance payments by borrowers for taxes and insurance
-548	-495	444	521	-492	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in advance payments by borrowers for taxes and insurance
-	-	-	-	-	-	-	-	-477	-466	528	508	-327	-	-	-	-366	-839	465	377	-421	-224	491	435	-397	-258	482	220	-379	-	-	-	-	-	-	-	-
Net change in accrued expenses and other liabilities
-184	-12	603	-647	366	-556	466	453	-483	-1,468	985	-84	-1,123	675	-1,062	5	-788	2,136	454	708	-483	-285	-201	461	295	-	-	-	-	-	-	-	-	-	-	-	-
Net change in accrued interest payable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	122	137	230	104	173	162	200	-	-	-	-
Net change in other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	19	365	-393	-720	821	263	-446	-1,249	587	418	372
Net cash used in operating activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-583	23,232	5,783	-2,223	-12,627	150	245	1,748	-834	114	0	403	1,193	-	-	-	-	-	-	-	-
Net cash (used in) provided by operating activities
-46,169	-7	18,770	-10,459	229	12,342	-16,887	5,531	-752	-1,089	28,197	-2,669	-34,665	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,805	-15,198	18,274	2,349	345
Cash flows from investing activities:
Net change in loans receivable held for investment
-16,425	35,248	1,582	-1,112	8,265	312	-10,489	18,714	-5,352	-10,371	-19,709	-11,646	-18,016	34,799	3,600	21,164	15,471	2,955	4,170	12,149	-3,945	17,518	17,176	14,829	2,630	-13,991	17,318	-6,173	-9,104	-15,137	-11,470	-12,237	-11,389	-11,491	-14,277	-5,543	-4,593
Purchase of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	1,021	1,484	-	-	-	-	0	0	6,493	3,970	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales and principal repayments of loans receivable held-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	85	1,418	7,763	6,480
Principal payments on available-for-sale securities
466	2,605	498	557	395	684	623	630	507	545	549	526	633	848	1,033	806	526	520	860	707	630	853	863	629	468	728	884	926	1,170	1,062	1,115	1,170	944	613	531	607	760
Maturities, prepayments and calls
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	474	691	176	866
Proceeds from sales of REO
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	382	558	1,700	167	454	366	286	1,053	1,166	5,059	290	3,141	152	10	1,836	1,925	3,989	1,015	1,407	2,175	130
Redemption of FHLB stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	342	1,057	470	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of FHLB stock
594	-	-	-	-	-	-	-	-	0	0	81	262	-	-	-	-	0	0	0	188	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net redemption of FHLB stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-164	0	0	0	-188	-	-	-	-
Purchase of office properties and equipment
139	8	10	-2	25	6	28	32	11	6	18	79	80	115	19	13	13	23	40	34	14	0	19	22	172	109	51	149	32	2	0	9	0	0	12	3	18
Net cash provided by (used in) investing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-16,060	-98,067	50,268	22,275	17,661	-13,524	-16,046	-19,662	-5,138	10,294	-15,277	16,354	20,023	-	-	-	-	-	-	-	-
Net cash provided (used in) by investing activities
16,158	-32,651	-1,094	2,491	-7,895	366	11,084	-18,116	5,848	-20,407	20,240	12,012	18,307	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	16,587	29,756	2,520	15,975	12,811
Cash flows from financing activities:
Net change in deposits
35,425	17,657	-15,731	9,144	5,240	2,529	7,619	-9,064	-10,960	-3,630	21,073	-22,717	9,137	2,329	5,326	22,363	-15,205	-2,307	42,769	10,060	4,225	775	2,361	5,060	-4,734	-4,164	-10,796	-18,283	-9,423	-5,737	-7,239	-20,305	-4,334	-164	-17,521	-28,552	-7,522
Proceeds from FHLB advances
55,000	9,000	3,000	0	10,000	-	-	-	-	0	-14,500	18,000	26,000	-	-	-	-	-	-	-	-	9,000	0	0	8,000	-	-	-	-	-	-	-	-	2,500	0	0	7,000
Repayments on FHLB advances
24,000	0	3,000	0	5,000	-	-	-	-	21,000	3,500	15,000	10,000	-	-	-	-	5,500	0	28,000	1,500	2,500	0	0	8,000	-	-	-	-	-	-	-	-	6,500	0	0	7,000
Payment for tax withholding for vesting of restricted stock
-	-	-	-	-	0	0	0	108	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of junior subordinated debentures
255	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by (used in) financing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-15,205	-7,807	42,769	3,060	2,725	12,968	2,361	5,060	-4,734	-12,436	1,033	-18,063	-9,802	-	-	-	-	-	-	-	-
Net change in cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-31,848	-82,642	98,820	23,112	7,759	-406	-13,440	-12,854	-10,706	-2,028	-14,244	-1,306	11,414	-	-	-	-	-	-	-	-
Net change in advance payments by borrowers for taxes and insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-478	229	-159	402	69
Net cash provided by financing activities
66,170	26,402	-16,000	8,889	10,240	-9,471	5,619	9,936	-11,068	-24,630	3,073	-19,717	25,137	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-4,812	-3,936	-17,680	-28,144	-7,453
Net change in cash and cash equivalents
36,159	-6,256	1,676	921	2,574	3,237	-184	-2,649	-5,972	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	-10,374	8,779	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13,580	10,622	3,114	-9,820	5,703
Supplemental disclosures of cash flow information:
Cash paid for interest
1,747	1,626	1,739	1,596	1,375	1,541	1,309	1,118	930	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash paid for interest
-	-	-	-	-	-	-	-	-	-	-	1,153	1,088	939	963	931	941	1,015	925	969	972	1,716	895	922	984	1,017	1,051	1,157	1,106	1,323	1,322	1,534	1,608	1,638	1,749	1,875	2,037
Cash paid for income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	1	3	-	-	-	0	0	115	0	865
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for sale to loans receivable held for investment
-	8,163	0	0	1,064	0	0	0	16,871	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfers of loans receivable held for investment to REO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	359	0	0	843	1	1,468	274	1,571	456	250	307	1,275	-	-	-	-	-	-	-	-
Transfers of loans receivable held for investment to REO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	817	1,598	1,277	4,477	1,937
Transfers of loans receivable held for sale to REO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,260	0	0	266
Transfers of loans receivable held for investment to loans receivable held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	1,085	0	6,174	-	-	-	0	-	-	-	-
Stock cancelled for payment of tax withholding
-	-	-	-	14	0	0	0	108	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Initial Recognition of Operating Lease Right-of-Use Assets
-	0	0	0	1,120	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Initial Recognition of Operating Lease Liabilities
-	0	0	0	1,120	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payable for purchases of securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,493	-	-	-	-	-	-	-	-	-	-	-	-
Transfers of loans receivable held-for-sale to other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,662
Employees, excluding Directors
Stock-based compensation expense
80	72	73	75	34	13	13	13	36	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Directors
Stock-based compensation expense
45	1	0	0	52	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-