Broadway financial corp \de\ (BYFC)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest Income:
Interest and fees on loans receivable

16,089

15,845

15,352

15,311

14,885

14,279

13,976

14,413

14,942

15,397

15,665

15,373

15,020

14,485

14,058

13,747

13,935

14,230

15,025

15,182

15,092

14,994

14,907

14,863

15,070

15,331

15,744

16,702

17,836

19,279

20,601

22,068

23,322

24,376

25,961

27,377

0

0

0

Interest on investment securities

331

359

383

393

402

413

414

383

352

318

293

304

315

323

330

334

340

351

367

386

400

370

337

305

281

306

339

377

432

491

553

620

667

700

767

848

0

0

0

Other interest income

625

643

680

599

565

545

575

610

614

572

548

498

477

482

422

445

590

574

537

507

346

365

371

383

387

329

303

219

153

121

66

56

46

39

44

50

0

0

0

Total interest income

17,045

16,847

16,415

16,303

15,852

15,237

14,965

15,406

15,908

16,287

16,506

16,175

15,812

15,290

14,810

14,526

14,865

15,155

15,929

16,075

15,838

15,729

15,615

15,551

15,738

15,966

16,386

17,298

18,421

19,891

21,220

22,744

24,035

25,115

26,772

28,275

0

0

0

Interest Expense:
Interest on deposits

4,304

4,276

4,181

3,897

3,485

3,089

2,753

2,543

2,455

2,398

2,366

2,323

2,237

2,180

2,171

2,088

2,012

1,910

1,752

1,688

1,680

1,726

1,820

1,921

2,076

2,239

2,412

2,597

2,895

3,246

3,563

3,912

4,229

4,493

4,984

5,496

0

0

0

Interest on borrowings

2,195

2,110

2,109

2,169

2,020

1,840

1,743

1,659

1,819

1,950

1,945

1,870

1,754

1,697

1,708

1,735

1,850

1,954

2,047

2,139

2,136

2,142

2,158

2,271

2,450

2,625

2,818

2,956

3,059

3,180

3,296

3,366

3,402

3,558

3,564

3,556

0

0

0

Total interest expense

6,499

6,386

6,290

6,066

5,505

4,929

4,496

4,202

4,274

4,348

4,311

4,193

3,991

3,877

3,879

3,823

3,862

3,864

3,799

3,827

3,816

3,868

3,978

4,192

4,526

4,864

5,230

5,553

5,954

6,426

6,859

7,278

7,631

8,051

8,548

9,052

0

0

0

Net interest income before loan loss provision recapture

10,546

10,461

10,125

10,237

10,347

10,308

10,469

11,204

11,634

11,939

12,195

11,982

11,821

11,413

10,931

10,703

11,003

11,291

12,130

12,248

12,022

11,861

11,637

11,359

11,212

11,102

11,156

11,745

12,467

13,465

14,361

15,466

16,404

17,064

18,224

19,223

0

0

0

Loan loss provision recapture

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan loss provision recapture

-

-

-

-

-

-

-

-

-

-1,100

-950

-650

-600

-550

-2,550

-2,750

-3,250

-3,700

0

0

0

-

-

-

-

-

0

-

-

1,190

4,855

8,540

11,872

12,153

10,228

6,723

0

0

0

Loan loss provision recapture

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan loss provision (recapture)

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net interest income after loan loss provision (recapture)

10,334

10,468

10,680

11,839

11,791

11,562

11,619

11,654

12,384

13,039

13,145

12,632

12,421

11,963

13,481

13,453

14,253

14,991

14,230

15,098

14,622

14,793

14,169

12,527

11,880

10,688

10,742

11,616

12,236

12,275

9,506

6,926

4,532

4,911

7,996

12,500

0

0

0

Non-Interest Income:
Service charges

513

491

466

460

456

449

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges

-

-

-

-

-

-

-

-

-

-

-

-

-

489

493

491

473

453

428

414

425

437

467

496

512

536

555

572

590

593

0

0

0

-

-

-

-

-

-

Net gain on sale of loans

0

-

0

-

-

-

0

0

-

560

0

0

0

-

-

-

-

1,751

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

CDFI grant

-

233

466

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

CDFI grant

-

-

-

-

-

-

-

-

-

-

-

-

-

265

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income from litigation settlement

-

-

-

-

-

-

-

-

-

1,183

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan servicing fees, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

Loan servicing fees, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

Service charges

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

808

845

0

0

0

Net losses on mortgage banking activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

-89

0

0

0

Net gain on sales of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

110

-183

0

0

-

0

-

0

-

0

-

-

-

-

Gain (loss) on sale/disposal of office properties and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

0

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

Gain on restructuring of debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sale of REOs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain (loss) on sale of REOs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

97

112

-6

-105

-112

292

309

409

392

-35

-109

-163

0

0

0

CDFI grant

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

355

355

355

200

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Other

149

124

90

94

118

113

124

124

102

114

116

113

166

290

485

522

467

349

0

0

0

-

-

-

112

143

140

153

120

103

117

115

124

131

878

994

0

0

0

Other

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total non-interest income

873

1,052

1,043

1,079

1,110

865

1,225

1,150

1,302

2,530

2,144

1,983

1,860

1,044

1,742

2,515

2,822

2,908

2,567

1,815

1,373

1,073

838

2,040

2,230

2,122

2,045

461

2,931

3,133

3,149

3,480

955

713

1,517

1,587

0

0

0

Non-Interest Expense:
Compensation and benefits

7,530

7,357

7,311

7,156

7,032

7,055

7,276

7,433

7,010

7,092

6,877

6,728

7,109

7,025

8,243

8,279

8,240

8,105

7,066

7,130

7,067

6,887

6,442

6,092

5,980

5,846

6,006

6,061

6,104

6,239

6,220

6,304

6,321

6,541

6,678

6,856

0

0

0

Occupancy expense

1,272

1,265

1,260

1,265

1,270

1,278

1,288

1,291

1,289

1,278

1,266

1,234

1,208

1,196

1,193

1,204

1,202

1,208

1,207

1,216

1,225

1,210

1,212

1,160

1,187

1,243

1,278

1,367

1,341

1,288

1,360

1,332

1,369

1,436

1,377

1,395

0

0

0

Information services

917

888

868

828

816

822

819

830

832

818

783

780

752

758

781

804

869

880

889

870

843

845

849

859

847

845

854

853

886

882

885

873

854

868

845

831

0

0

0

Professional services

1,069

1,144

1,065

856

804

653

688

682

730

716

1,062

1,112

1,201

1,154

807

846

734

877

974

900

931

1,085

1,101

1,191

1,103

861

720

741

766

692

748

786

902

962

958

1,060

0

0

0

Office services and supplies

288

280

278

276

275

289

295

297

312

302

298

300

291

289

287

281

288

299

320

348

363

384

388

383

405

408

429

451

443

447

452

474

506

539

564

562

0

0

0

REO expense

-

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

REO expense

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

REO expense

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Marketing expense

-

-

0

0

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for (recapture of) losses on loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,772

1,590

1,612

1,284

1,054

0

0

0

Provision for losses on REO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

Provision for (recapture of) losses on REO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,555

2,654

2,702

1,481

0

0

0

FDIC assessments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

283

337

374

429

479

534

615

709

705

709

723

751

771

819

845

860

898

813

951

1,017

1,014

1,085

0

0

0

Corporate insurance

130

133

135

138

140

147

166

181

191

196

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of investment in affordable housing limited partnership

175

179

183

196

196

195

196

195

194

195

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for losses on loans receivable held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

153

-114

0

0

-

0

-

-

-

-

-

-

-

-

REO expenses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Corporate insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

352

346

360

378

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of investment in affordable housing limited partnership

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

616

662

1,023

997

996

950

706

843

989

1,035

585

581

574

658

1,244

1,101

1,310

1,284

1,327

1,526

1,271

1,264

112

297

547

875

2,480

2,577

2,580

2,449

2,637

2,444

2,408

2,408

1,896

1,729

0

0

0

Total non-interest expense

12,160

12,071

12,026

11,683

11,584

11,556

11,825

12,081

11,826

11,837

11,827

11,613

11,916

11,752

12,890

12,975

13,242

13,401

12,635

12,973

13,155

13,334

13,234

12,975

12,804

13,107

13,711

14,196

14,590

13,991

15,363

16,982

17,456

18,037

17,318

16,053

0

0

0

(Loss) income before income taxes

-953

-551

-303

1,235

1,317

871

1,019

723

1,860

3,732

3,462

3,002

2,365

1,255

2,333

2,993

3,833

4,498

4,162

3,940

2,840

2,532

1,773

1,592

1,306

-297

-924

-2,119

577

1,417

-2,708

-6,576

-11,969

-12,413

-7,805

-1,966

0

0

0

Income tax (benefit) expense

-437

-345

-441

67

141

56

878

830

1,307

1,863

-1,007

-1,291

-1,714

-2,225

-4,588

-4,580

-4,574

-4,574

16

8

2

3

1

1

2

4

-14

-12

759

829

924

3,977

2,003

1,842

1,736

-805

0

0

0

Net (loss) income

-516

-206

138

1,168

1,176

815

141

-107

553

1,869

4,469

4,293

4,079

3,480

6,921

7,573

8,407

9,072

4,146

3,932

2,838

2,529

1,772

1,591

1,304

-301

-910

-2,107

-182

588

-3,632

-10,553

-13,972

-14,255

-9,541

-1,161

0

0

0

Other comprehensive income, net of tax:
Unrealized gains on securities available-for-sale arising during the period

348

369

589

420

187

-292

-565

-460

-375

-98

-270

-338

-304

-178

-32

57

-104

-167

42

-49

163

85

-13

-19

-241

-238

-353

-270

-228

-203

400

382

554

532

-62

117

0

0

0

Income tax expense

103

109

173

120

51

-90

-195

-155

-135

-54

-115

-149

-108

-77

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Reclassification of net gains included in net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

Reclassification of net gains included in net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Income tax effect

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

218

224

91

22

0

0

0

Other comprehensive income, net of tax

245

260

416

300

136

-202

-370

-299

-240

-44

-155

-195

-196

-101

-71

-10

-133

-167

42

-49

163

85

-13

-19

-241

-238

-353

-270

-278

-253

-135

-90

0

-

0

0

-

-

-

Other comprehensive (loss) income, net of tax

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Comprehensive income

-271

54

554

1,468

1,312

613

-229

-406

313

1,825

4,314

4,098

3,883

3,379

6,850

7,563

8,274

8,905

4,188

3,883

3,001

2,614

1,759

1,572

1,063

-539

-1,263

-2,377

-460

335

-3,476

-10,417

-13,648

-13,947

-9,584

-1,090

0

0

0

Net income (loss)

-516

-206

138

1,168

1,176

815

141

-107

553

1,869

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-301

-910

-2,107

-182

588

-3,632

-10,553

-13,972

-14,255

-9,541

-1,161

0

0

0

Dividends and discount accretion on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

779

1,202

1,362

1,310

1,281

1,142

1,119

1,117

1,114

1,112

1,129

0

0

0

Income (loss) allocable to common stockholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,080

-2,112

-3,469

-1,492

-693

-4,774

-11,672

-15,089

-15,369

-10,653

-2,290

0

0

0

(Loss) earnings per common share-basic

0.00

0.00

-0.01

-0.01

0.01

0.00

0.03

0.00

0.00

-0.02

0.02

0.02

0.05

0.08

0.01

0.01

0.02

0.20

0.03

0.04

0.04

0.02

0.04

0.00

0.05

0.60

0.05

-0.29

-0.49

-0.63

-0.48

0.81

-0.08

-2.95

-4.47

-1.15

-0.24

-0.25

0.32

(Loss) earnings per common share-diluted

0.00

0.00

-0.01

-0.01

0.01

0.00

0.03

0.00

0.00

-0.02

0.02

0.02

0.05

0.08

0.01

0.01

0.02

0.20

0.03

0.04

0.04

0.02

0.04

0.00

0.05

0.60

0.05

-0.29

-0.49

-0.63

-0.48

0.81

-0.08

-2.95

-4.47

-1.15

-0.24

-0.25

0.32

Dividends declared per share-common stock (in dollars per share)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.00

0.00

0.00

-

0.00

0.00

0.00

-

0.00

0.00

-

-

-