CREDIT ACCEPTANCE CORP CACC Balance Sheet

Credit acceptance corp (CACC)

Balance Sheet / TTM

Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS:
Cash and cash equivalents
187	24	19	41	25	195	55	11	8	4	27	11	14	5	158	9	6	134	1	86	6	4	6	5	4	3	9	7	9	5	5	4	4	3	5	3
Restricted cash and cash equivalents
330	329	328	417	303	347	338	368	255	273	313	316	224	232	233	225	167	176	177	198	157	205	156	146	111	116	116	116	92	167	128	160	104	91	86	66
Restricted securities available for sale
59	59	61	62	58	56	54	51	46	46	46	46	45	47	46	49	48	50	52	53	53	51	54	52	53	51	47	47	46	0	0	0	0	0	0	0
Loans and Leases Receivable, Net of Deferred Income
7,221	7,072	6,873	6,617	6,225	6,005	5,780	5,498	5,049	4,827	4,637	4,474	4,207	4,061	3,812	3,626	3,345	3,189	3,052	2,943	2,719	2,615	2,562	2,518	2,408	2,354	2,278	2,210	2,109	2,047	1,977	1,897	1,752	1,674	1,582	1,344
Allowance for credit losses
536	509	489	474	461	447	435	448	429	376	354	338	320	296	276	262	243	230	217	210	206	208	204	200	195	190	185	181	176	170	161	159	154	149	144	126
Loans and Leases Receivable, Net Amount
6,685	6,563	6,384	6,143	5,763	5,557	5,344	5,049	4,619	4,451	4,283	4,136	3,886	3,764	3,535	3,363	3,101	2,959	2,834	2,733	2,512	2,407	2,358	2,318	2,212	2,163	2,092	2,028	1,933	1,876	1,815	1,737	1,598	1,525	1,438	1,218
Property and equipment, net
59	58	53	43	40	38	23	20	20	20	20	19	18	17	18	19	18	19	20	20	20	21	23	23	22	22	22	22	22	21	21	21	18	16	16	16
Income taxes receivable
66	10	21	7	7	20	25	2	2	5	8	3	2	5	10	19	10	0	10	1	1	1	1	2	1	1	0	0	1	0	0	0	0	0	2	12
Other assets
35	23	39	34	38	27	33	30	33	25	28	23	26	20	22	17	20	35	36	33	33	30	27	26	28	26	26	25	28	31	30	30	30	32	31	26
Total Assets
7,423	7,071	6,908	6,749	6,237	6,244	5,874	5,534	4,985	4,826	4,727	4,556	4,218	4,093	4,024	3,704	3,372	3,375	3,132	3,127	2,785	2,722	2,627	2,573	2,433	2,385	2,315	2,248	2,133	2,103	2,002	1,955	1,758	1,670	1,581	1,343
LIABILITIES AND SHAREHOLDERS' EQUITY:
Liabilities:
Accounts payable and accrued liabilities
206	184	203	192	186	167	172	168	151	140	140	141	143	133	142	131	127	124	132	129	114	111	110	111	113	109	112	105	105	98	190	107	95	91	96	75
Long-term Line of Credit
0	52	38	0	171	0	0	23	13	130	-	134	0	85	0	36	57	0	24	0	119	8	106	115	102	87	150	115	43	115	13	173	43	99	127	136
Secured Debt
3,339	3,228	3,233	3,280	3,092	3,320	3,122	2,880	2,514	2,327	2,472	2,229	2,062	1,884	1,997	1,751	1,470	1,532	1,345	1,435	1,333	1,351	1,248	1,138	935	992	902	885	853	791	764	604	599	514	452	300
Senior Notes, Noncurrent
1,187	940	939	939	544	544	543	543	542	542	542	541	541	541	540	540	540	548	548	548	300	300	300	300	350	350	350	350	350	350	350	350	350	350	350	244
Other Borrowings
11	11	11	11	11	12	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	0	0	3	3	3	3	4	4	4	4	4	4	4	4	4
Deferred income taxes, net
322	271	267	256	236	235	226	206	187	333	324	313	273	281	265	252	248	-236	-228	-220	213	-191	-187	-184	-157	-145	-141	-137	-148	-135	-134	-129	-123	-116	-108	-108
Income taxes payable
0	0	0	21	2	0	0	55	39	0	0	32	23	2	-	-	0	2	0	15	2	11	2	4	19	5	0	25	6	9	5	13	1	0	-	0
Total Liabilities
5,067	4,688	4,693	4,701	4,246	4,280	4,064	3,877	3,449	3,475	3,479	3,392	3,044	2,927	2,946	2,712	2,444	2,444	2,278	2,349	2,083	1,974	1,954	1,858	1,683	1,695	1,661	1,623	1,511	1,505	1,462	1,382	1,218	1,177	1,139	869
Shareholders' Equity:
Commitments and Contingencies - See Note 15
-	-	-	-	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	-	0	0	0	0	0	0	0	0	0
Shareholders' Equity:
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock, $0.01 par value, 80,000,000 shares authorized, 18,352,779 and 18,972,558 shares issued and outstanding as of December 31, 2019 and December 31, 2018, respectively
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Paid-in capital
157	155	153	152	154	152	149	147	145	138	135	132	131	129	128	126	100	98	95	92	88	82	81	77	63	60	58	54	53	49	44	40	38	37	36	30
Retained earnings
2,196	2,226	2,060	1,896	1,836	1,811	1,660	1,509	1,390	1,213	1,112	1,031	1,042	1,035	949	864	827	832	758	684	613	665	591	637	686	629	595	569	568	548	495	531	500	455	405	443
Accumulated other comprehensive loss
0	0	0	0	-0	-0	-0	-0	-0	0	0	-0	-0	0	0	0	-0	0	0	0	-0	-0	0	-0	-0	-0	-0	-	-0	0	0	0	-	0	-0	-0
Stockholders' Equity Attributable to Parent
2,355	2,382	2,215	2,048	1,990	1,963	1,809	1,656	1,535	1,351	1,248	1,163	1,173	1,165	1,078	991	928	931	853	777	702	748	672	715	750	689	653	624	621	597	540	572	540	493	441	474
Total Liabilities and Shareholders' Equity
7,423	7,071	6,908	6,749	6,237	6,244	5,874	5,534	4,985	4,826	4,727	4,556	4,218	4,093	4,024	3,704	3,372	3,375	3,132	3,127	2,785	2,722	2,627	2,573	2,433	2,385	2,315	2,248	2,133	2,103	2,002	1,955	1,758	1,670	1,581	1,343