Credit acceptance corp (CACC)
Income statement / Quarterly
Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Revenues [Abstract]
finance charges revenue

356,100

349,900

341,500

321,900

313,800

303,000

289,700

270,300

262,300

259,400

251,800

238,000

232,400

223,900

215,200

202,800

194,200

186,200

180,200

169,900

161,700

158,000

157,900

152,800

151,300

148,700

147,500

142,900

140,600

137,500

134,000

126,100

122,362

117,905

113,830

106,503

99,255

95,549

Premiums earned

12,800

12,900

13,100

12,200

12,400

12,200

11,700

10,300

10,200

10,300

10,500

10,100

10,600

10,700

10,900

10,800

11,500

12,000

12,600

12,100

12,800

12,700

13,600

13,200

13,500

13,100

12,900

12,000

12,100

12,200

12,000

10,800

10,805

10,462

10,190

8,543

8,627

8,245

Other Income

17,000

15,900

16,000

19,700

16,600

16,800

14,000

15,000

14,800

14,200

13,700

14,700

13,200

12,000

12,400

14,300

12,100

12,000

10,300

12,200

10,600

11,000

8,300

10,900

10,500

10,900

9,000

9,800

6,600

6,000

5,800

5,500

4,817

5,372

5,945

8,466

3,779

7,985

Revenues

385,900

378,700

370,600

353,800

342,800

332,000

315,400

295,600

287,300

283,900

276,000

262,800

256,200

246,600

238,500

227,900

217,800

210,200

203,100

194,200

185,100

181,700

179,800

176,900

175,300

172,700

169,400

164,700

159,300

155,700

151,800

142,400

137,984

133,739

129,965

123,512

111,661

111,779

Costs and expenses [Abstract]
Salaries and wages

49,400

47,900

47,300

48,700

44,500

41,100

39,700

42,500

38,200

33,700

32,700

35,500

31,300

32,400

30,100

32,700

28,900

28,600

28,500

30,400

28,200

22,000

24,400

25,600

22,200

20,100

23,100

21,900

20,700

21,700

20,400

19,400

15,598

15,929

15,402

16,071

16,133

14,050

General and administrative

17,200

17,200

16,800

13,900

14,400

14,100

12,700

14,500

13,400

14,200

14,000

13,900

12,500

11,000

12,600

12,100

9,800

9,800

9,100

9,100

8,900

8,700

8,500

8,200

9,500

8,700

8,300

7,900

9,000

6,800

7,300

7,400

7,414

6,044

6,509

5,633

7,208

5,920

Sales and marketing

17,100

16,600

17,700

18,800

16,400

16,300

17,200

17,800

14,700

14,200

14,400

15,100

11,600

12,200

11,900

13,700

11,400

11,900

10,900

11,700

9,700

8,700

8,800

9,600

8,500

8,500

8,500

9,000

7,700

8,200

7,500

7,800

5,832

5,587

5,772

6,409

4,972

4,834

Provision for Loan and Lease Losses

27,200

19,300

15,400

14,500

17,700

14,000

1,800

23,400

61,300

25,700

21,800

20,500

27,400

22,800

17,900

22,100

13,700

13,200

8,400

6,200

-600

4,100

4,600

4,700

4,600

6,100

5,400

5,800

6,200

9,800

2,800

5,200

6,606

4,550

8,928

8,916

2

1,790

Interest

51,000

50,400

49,800

45,000

42,300

41,100

38,700

34,500

32,200

30,500

29,900

27,600

26,200

25,100

24,300

22,100

21,100

20,400

19,600

14,900

13,900

13,500

13,300

16,000

16,700

16,100

16,200

16,000

16,300

16,300

15,600

15,200

15,027

14,600

14,950

12,623

12,038

12,267

Provision for claims

7,000

8,200

8,300

6,600

6,500

7,000

7,300

5,200

5,100

5,500

6,100

6,000

5,600

6,600

7,000

6,800

7,000

8,400

9,200

8,600

8,600

9,400

11,000

11,000

10,300

11,000

10,500

9,000

8,100

9,100

9,000

8,600

7,667

8,363

7,771

6,599

6,112

6,282

Loss on extinguishment of debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-21,800

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Total costs and expenses

170,700

159,600

155,300

147,500

141,800

133,600

117,400

137,900

164,900

123,800

118,900

118,600

114,600

110,100

103,800

109,500

91,900

92,300

85,700

80,900

68,700

66,400

70,600

96,900

71,800

70,500

72,000

69,600

68,000

71,900

62,600

63,600

58,144

55,073

59,332

56,251

46,465

45,143

Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest

215,200

219,100

215,300

206,300

201,000

198,400

198,000

157,700

122,400

160,100

157,100

144,200

141,600

136,500

134,700

118,400

125,900

117,900

117,400

113,300

116,400

115,300

109,200

80,000

103,500

102,200

97,400

95,100

91,300

83,800

89,200

78,800

79,840

78,666

70,633

67,261

65,196

66,636

Provision for income taxes

53,300

53,700

50,900

41,900

49,100

47,400

47,000

37,600

-54,700

59,400

58,000

50,900

54,000

50,600

49,800

44,000

45,900

43,900

43,200

41,800

43,400

41,300

39,800

30,200

37,600

37,100

35,900

34,500

31,400

30,900

32,600

28,500

29,835

28,706

25,789

24,070

23,149

17,571

Income from continuing operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

42,047

49,065

Credit for income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

(Loss) gain from discontinued United Kingdom operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-25

Net Income (Loss) Attributable to Parent

161,900

165,400

164,400

164,400

151,900

151,000

151,000

120,100

177,100

100,700

99,100

93,300

87,600

85,900

84,900

74,400

80,000

74,000

74,200

71,500

73,000

74,000

69,400

49,800

65,900

65,100

61,500

60,600

59,900

52,900

56,600

50,300

50,005

49,960

44,844

43,191

42,047

49,040

Net income per share [Abstract]
Earnings Per Share, Basic

8.63

8.73

8.68

8.67

7.82

7.76

7.76

6.18

9.11

5.19

5.09

4.73

4.34

4.22

4.17

3.64

3.86

3.53

3.54

3.42

3.40

3.38

3.06

2.12

2.80

2.75

2.57

2.49

2.42

2.13

2.18

1.92

1.91

1.92

1.73

1.59

1.50

1.57

Earnings Per Share, Diluted

8.51

8.73

8.68

8.65

7.72

7.75

7.75

6.17

9.04

5.19

5.09

4.72

4.30

4.21

4.17

3.63

3.80

3.53

3.54

3.41

3.36

3.38

3.06

2.12

2.75

2.75

2.56

2.48

2.36

2.12

2.18

1.92

1.87

1.91

1.72

1.57

1.48

1.55

Weighted average Shares Outstanding [Abstract]
Basic

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.50

1.57

Diluted

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.48

1.55

Basic

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.00

0.00

Diluted

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.00

0.00

Weighted Average Number of Shares Outstanding, Basic

18,756

18,944

18,944

18,955

19,415

19,465

19,465

19,437

19,402

19,407

19,458

19,722

20,132

20,379

20,379

20,435

20,750

20,946

20,946

20,922

21,023

21,888

22,653

23,463

23,426

23,672

23,974

24,330

24,647

24,908

25,925

26,157

26,005

26,033

25,975

27,196

28,063

31,172

Weighted Average Number of Shares Outstanding, Diluted

19,000

18,950

18,949

19,004

19,709

19,473

19,472

19,473

19,584

19,415

19,463

19,772

20,387

20,384

20,382

20,485

21,069

20,952

20,951

20,948

21,243

21,895

22,658

23,528

23,886

23,708

24,017

24,426

25,170

24,962

25,979

26,283

26,667

26,136

26,111

27,489

28,452

31,601