CREDIT ACCEPTANCE CORP CACC Income Statement

Credit acceptance corp (CACC)

Income statement / TTM

Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Revenues [Abstract]
finance charges revenue
1,369,400	1,327,100	1,280,200	1,228,400	1,176,800	1,125,300	1,081,700	1,043,800	1,011,500	981,600	946,100	909,500	874,300	836,100	798,400	763,400	730,500	698,000	669,800	647,500	630,400	620,000	610,700	600,300	590,400	579,700	568,500	555,000	538,200	519,962	500,367	480,197	460,600	437,493	415,137	0	0	0
Premiums earned
51,000	50,600	49,900	48,500	46,600	44,400	42,500	41,300	41,100	41,500	41,900	42,300	43,000	43,900	45,200	46,900	48,200	49,500	50,200	51,200	52,300	53,000	53,400	52,700	51,500	50,100	49,200	48,300	47,100	45,805	44,067	42,257	40,000	37,822	35,605	0	0	0
Other Income
68,600	68,200	69,100	67,100	62,400	60,600	58,000	57,700	57,400	55,800	53,600	52,300	51,900	50,800	50,800	48,700	46,600	45,100	44,100	42,100	40,800	40,700	40,600	41,300	40,200	36,300	31,400	28,200	23,900	22,117	21,489	21,634	24,600	23,562	26,175	0	0	0
Revenues
1,489,000	1,445,900	1,399,200	1,344,000	1,285,800	1,230,300	1,182,200	1,142,800	1,110,000	1,078,900	1,041,600	1,004,100	969,200	930,800	894,400	859,000	825,300	792,600	764,100	740,800	723,500	713,700	704,700	694,300	682,100	666,100	649,100	631,500	609,200	587,884	565,923	544,088	525,200	498,877	476,917	0	0	0
Costs and expenses [Abstract]
Salaries and wages
193,300	188,400	181,600	174,000	167,800	161,500	154,100	147,100	140,100	133,200	131,900	129,300	126,500	124,100	120,300	118,700	116,400	115,700	109,100	105,000	100,200	94,200	92,300	91,000	87,300	85,800	87,400	84,700	82,200	77,098	71,327	66,329	63,000	63,535	61,656	0	0	0
General and administrative
65,100	62,300	59,200	55,100	55,700	54,700	54,800	56,100	55,500	54,600	51,400	50,000	48,200	45,500	44,300	40,800	37,800	36,900	35,800	35,200	34,300	34,900	34,900	34,700	34,400	33,900	32,000	31,000	30,500	28,914	28,158	27,367	25,600	25,394	25,270	0	0	0
Sales and marketing
70,200	69,500	69,200	68,700	67,700	66,000	63,900	61,100	58,400	55,300	53,300	50,800	49,400	49,200	48,900	47,900	45,900	44,200	41,000	38,900	36,800	35,600	35,400	35,100	34,500	33,700	33,400	32,400	31,200	29,332	26,719	24,991	23,600	22,740	21,987	0	0	0
Provision for Loan and Lease Losses
76,400	66,900	61,600	48,000	56,900	100,500	112,200	132,200	129,300	95,400	92,500	88,600	90,200	76,500	66,900	57,400	41,500	27,200	18,100	14,300	12,800	18,000	20,000	20,800	21,900	23,500	27,200	24,600	24,000	24,406	19,156	25,284	29,000	22,396	19,636	0	0	0
Interest
196,200	187,500	178,200	167,100	156,600	146,500	135,900	127,100	120,200	114,200	108,800	103,200	97,700	92,600	87,900	83,200	76,000	68,800	61,900	55,600	56,700	59,500	62,100	65,000	65,000	64,600	64,800	64,200	63,400	62,127	60,427	59,777	57,200	54,211	51,878	0	0	0
Provision for claims
30,100	29,600	28,400	27,400	26,000	24,600	23,100	21,900	22,700	23,200	24,300	25,200	26,000	27,400	29,200	31,400	33,200	34,800	35,800	37,600	40,000	41,700	43,300	42,800	40,800	38,600	36,700	35,200	34,800	34,367	33,630	32,401	30,400	28,845	26,764	0	0	0
Loss on extinguishment of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-21,800	-21,800	-21,800	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-
Total costs and expenses
633,100	604,200	578,200	540,300	530,700	553,800	544,000	545,500	526,200	475,900	462,200	447,100	438,000	415,300	397,500	379,400	350,800	327,600	301,700	286,600	302,600	305,700	309,800	311,200	283,900	280,100	281,500	272,100	266,100	256,244	239,417	236,149	228,800	217,121	207,191	0	0	0
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest
855,900	841,700	821,000	803,700	755,100	676,500	638,200	597,300	583,800	603,000	579,400	557,000	531,200	515,500	496,900	479,600	474,500	465,000	462,400	454,200	420,900	408,000	394,900	383,100	398,200	386,000	367,600	359,400	343,100	331,640	326,506	307,939	296,400	281,756	269,726	0	0	0
Provision for income taxes
199,800	195,600	189,300	185,400	181,100	77,300	89,300	100,300	113,600	222,300	213,500	205,300	198,400	190,300	183,600	177,000	174,800	172,300	169,700	166,300	154,700	148,900	144,700	140,800	145,100	138,900	132,700	129,400	123,400	121,835	119,641	112,830	108,400	101,714	90,579	0	0	0
Income from continuing operations
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Credit for income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
(Loss) gain from discontinued United Kingdom operations
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Net Income (Loss) Attributable to Parent
656,100	646,100	631,700	618,300	574,000	599,200	548,900	497,000	470,200	380,700	365,900	351,700	332,800	325,200	313,300	302,600	299,700	292,700	292,700	287,900	266,200	259,100	250,200	242,300	253,100	247,100	234,900	230,000	219,700	209,805	206,865	195,109	188,000	180,042	179,122	0	0	0
Net income per share [Abstract]
Earnings Per Share, Basic
8.63	8.73	8.68	8.67	7.82	7.76	7.76	6.18	9.11	5.19	5.09	4.73	4.34	4.22	4.17	3.64	3.86	3.53	3.54	3.42	3.40	3.38	3.06	2.12	2.80	2.75	2.57	2.49	2.42	2.13	2.18	1.92	1.91	1.92	1.73	1.59	1.50	1.57
Earnings Per Share, Diluted
8.51	8.73	8.68	8.65	7.72	7.75	7.75	6.17	9.04	5.19	5.09	4.72	4.30	4.21	4.17	3.63	3.80	3.53	3.54	3.41	3.36	3.38	3.06	2.12	2.75	2.75	2.56	2.48	2.36	2.12	2.18	1.92	1.87	1.91	1.72	1.57	1.48	1.55
Weighted average Shares Outstanding [Abstract]
Basic
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.50	1.57
Diluted
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.48	1.55
Basic
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.00	0.00
Diluted
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.00	0.00
Weighted Average Number of Shares Outstanding, Basic
18,756	18,944	18,944	18,955	19,415	19,465	19,465	19,437	19,402	19,407	19,458	19,722	20,132	20,379	20,379	20,435	20,750	20,946	20,946	20,922	21,023	21,888	22,653	23,463	23,426	23,672	23,974	24,330	24,647	24,908	25,925	26,157	26,005	26,033	25,975	27,196	28,063	31,172
Weighted Average Number of Shares Outstanding, Diluted
19,000	18,950	18,949	19,004	19,709	19,473	19,472	19,473	19,584	19,415	19,463	19,772	20,387	20,384	20,382	20,485	21,069	20,952	20,951	20,948	21,243	21,895	22,658	23,528	23,886	23,708	24,017	24,426	25,170	24,962	25,979	26,283	26,667	26,136	26,111	27,489	28,452	31,601