| Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Dec'17 | Sep'17 | Jun'17 | Mar'17 | Dec'16 | Sep'16 | Jun'16 | Mar'16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash flows from operating activities | ||||||||||||||
Net income | ||||||||||||||
1,427 | 1,818 | 337 | 946 | 915 | 510 | 581 | - | - | - | - | - | - | - | - |
Net income | ||||||||||||||
- | - | - | - | - | - | - | - | 351 | 196 | 211 | 382 | 85 | 457 | 417 |
Adjustments to reconcile net income to cash and cash equivalents provided by operating activities: | ||||||||||||||
Provision for (recovery of) loan losses | ||||||||||||||
-37 | 76 | 77 | -9 | 75 | 88 | 252 | 149 | 340 | 64 | 151 | -149 | 202 | 0 | -80 |
Depreciation and amortization of bank premises, equipment and software, and operating lease right-of-use assets | ||||||||||||||
191 | 188 | 179 | 115 | 115 | 116 | 115 | 114 | 114 | 120 | 93 | 96 | 89 | 88 | 88 |
Acquired loan accretion | ||||||||||||||
198 | 132 | 117 | 1 | 2 | 2 | 1 | 1 | 2 | 0 | 4 | - | - | - | - |
The aggregate of amortization (accretion) of time deposit premium (discount) and amortization of core deposit intangibles. | ||||||||||||||
144 | 135 | 173 | - | 9 | 8 | 9 | - | - | - | - | - | - | - | - |
Accretion of loan fair value adjustments related to acquisition | ||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 2 | 3 |
Net amortization of bond premiums/discounts | ||||||||||||||
62 | 93 | 87 | 35 | 36 | 35 | 33 | 32 | 38 | 33 | 41 | 47 | 40 | 44 | -3 |
Amortization of long-term subordinated debt issuance costs | ||||||||||||||
21 | 20 | 20 | 20 | 20 | 18 | 19 | 18 | 18 | 18 | 17 | - | - | - | - |
Unrealized gain on equity securities | ||||||||||||||
-100 | 128 | 68 | -133 | 35 | 50 | 38 | 0 | 0 | 0 | 0 | - | - | - | - |
Core deposit intangible amortization expense | ||||||||||||||
- | - | - | - | - | - | - | 9 | 12 | 11 | 12 | 12 | 15 | 14 | 15 |
Stock compensation expense | ||||||||||||||
0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 5 | 9 | 9 | 12 | 5 | 33 | 10 |
Increase in value of bank-owned life insurance | ||||||||||||||
66 | 67 | 66 | 49 | 49 | 49 | 49 | 53 | 55 | 55 | 36 | 14 | 13 | 13 | 13 |
Net losses and impairment write-downs on foreclosed assets | ||||||||||||||
- | - | - | - | - | - | - | -2 | 0 | -205 | -12 | -98 | -140 | -76 | -113 |
Deferred tax provision | ||||||||||||||
-107 | 842 | -143 | 550 | 134 | -85 | -22 | 688 | 8 | 411 | 266 | 288 | 80 | 245 | 230 |
Increase in other assets | ||||||||||||||
-102 | 595 | 156 | 346 | 108 | 7 | -98 | -165 | 112 | -239 | 183 | 159 | 40 | -117 | -71 |
Decrease (increase) in accrued interest receivable | ||||||||||||||
-155 | 41 | 66 | 49 | 70 | 48 | 14 | 103 | 27 | 58 | -55 | 114 | -120 | -12 | -23 |
Increase in accrued interest payable | ||||||||||||||
190 | 94 | 22 | -157 | 218 | -141 | 209 | -158 | 195 | -166 | 134 | 164 | 8 | 29 | 28 |
Increase (decrease) in other liabilities | ||||||||||||||
443 | -257 | -1,535 | 128 | 124 | 178 | -222 | 531 | 136 | -141 | -414 | 312 | -51 | 184 | -522 |
Net cash and cash equivalents provided by operating activities | ||||||||||||||
2,421 | 2,101 | -1,256 | 1,362 | 1,451 | 797 | 971 | 1,040 | 1,021 | 886 | 364 | - | - | - | - |
Cash flows from investing activities | ||||||||||||||
Net cash received from acquisition | ||||||||||||||
0 | 1 | 8,740 | - | 0 | 0 | 0 | - | - | - | - | - | - | - | - |
Net cash and cash equivalents provided by operating activities | ||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,283 | 374 |
Net increase in loans | ||||||||||||||
-2,213 | 11,137 | 16,786 | 12,473 | 6,712 | 7,201 | 19,856 | 8,936 | 16,013 | 13,063 | 3,186 | 7,451 | 8,320 | -4,242 | 5,503 |
Proceeds from sale | ||||||||||||||
- | - | - | - | - | - | - | 0 | 312 | 92 | 119 | 9 | 216 | 859 | 81 |
Net purchases of bank premises, equipment and software | ||||||||||||||
136 | 148 | 93 | 54 | 11 | 14 | 9 | 47 | 13 | 28 | 431 | 731 | 203 | 78 | 27 |
Purchase of Bank owned life insurance | ||||||||||||||
- | - | - | - | - | - | - | - | - | 0 | 5,500 | - | - | - | - |
Purchase of available-for-sale securities | ||||||||||||||
- | - | - | - | - | - | - | 4,086 | 0 | 3,548 | 1,284 | 2,074 | 3,578 | 0 | 16,808 |
Proceeds from maturities, calls and pay-downs of available for sale securities | ||||||||||||||
3,722 | 2,933 | 3,302 | 885 | 999 | 799 | 814 | 795 | 889 | 734 | 1,748 | 1,177 | 2,676 | 6,324 | 7,229 |
Redemptions (purchases) of Federal Home Loan Bank stock | ||||||||||||||
128 | 46 | 176 | 0 | 0 | -510 | 219 | 150 | 128 | -1 | 122 | 0 | 0 | -123 | 249 |
Net cash and cash equivalents used in investing activities | ||||||||||||||
6,146 | -7,652 | -5,013 | -13,472 | -8,638 | -5,696 | -19,270 | -12,424 | -14,953 | -15,812 | -8,656 | - | - | - | - |
Cash flows from financing activities | ||||||||||||||
Net cash and cash equivalents used in investing activities | ||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 11,470 | -15,277 |
Increase in deposits | ||||||||||||||
-27 | -7,247 | 16,600 | 8,652 | -6,782 | 20,377 | 32,249 | 3,065 | 6,696 | 7,713 | 4,514 | -4,375 | -377 | 2,729 | 35,895 |
Increase (decrease) in Federal Home Loan Bank advances | ||||||||||||||
3,000 | 1,100 | 0 | 0 | 0 | -12,000 | 4,500 | 3,500 | 3,000 | 0 | 3,000 | 0 | -1,000 | -2,900 | 5,000 |
Finance lease payments | ||||||||||||||
18 | 17 | 18 | - | 16 | 17 | 16 | - | - | - | - | - | - | - | - |
Payment of capital lease obligation | ||||||||||||||
- | - | - | - | - | - | - | 15 | 16 | 15 | 15 | 14 | 15 | 14 | 14 |
Issuance of long term debt | ||||||||||||||
0 | 0 | 0 | 0 | 0 | 7 | 2,993 | 0 | 0 | 0 | 0 | - | - | - | - |
Net proceeds from stock option exercises | ||||||||||||||
- | - | 6 | - | - | - | 15 | - | - | - | - | - | - | - | - |
Decrease in federal funds purchased | ||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | 240 | -240 | 2,355 |
Dividends paid on preferred stock | ||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | 58 | 59 | 58 |
Net proceeds from the issuance of common stock | ||||||||||||||
- | - | - | - | - | - | - | -3 | 0 | 0 | 3 | - | - | - | - |
Net cash and cash equivalents provided by financing activities | ||||||||||||||
2,966 | -6,147 | 16,588 | 8,634 | -6,801 | 23,805 | 39,741 | 6,561 | 9,680 | 7,698 | 7,502 | 2,575 | -1,688 | -4 | 38,468 |
Net increase (decrease) in cash and cash equivalents | ||||||||||||||
11,533 | -11,698 | 10,319 | - | -13,988 | 18,906 | 21,442 | - | - | - | - | - | - | - | - |
Net (decrease) increase in cash and cash equivalents | ||||||||||||||
- | - | - | - | - | - | - | -4,823 | -4,252 | -7,228 | -790 | -5,507 | -9,471 | 12,749 | 23,565 |
Supplemental disclosure of cash flow information | ||||||||||||||
Cash paid during the period for taxes | ||||||||||||||
309 | 30 | 0 | 245 | 165 | 396 | 70 | 0 | 15 | 0 | 0 | - | - | - | - |
Cash paid during the period for interest | ||||||||||||||
1,424 | 1,657 | 1,401 | 1,390 | 958 | 1,296 | 851 | 1,074 | 850 | 1,012 | 538 | - | - | - | - |
Cash paid during the period for interest | ||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | 675 | 610 |
Noncash financing and investing activities | ||||||||||||||
Unrealized gain (loss) on investment securities available-for-sale, net of taxes | ||||||||||||||
101 | 711 | 675 | 362 | -160 | -125 | -337 | - | - | - | - | - | - | - | - |
Unrealized gain (loss) on investment securities available-for-sale, net of taxes | ||||||||||||||
- | - | - | - | - | - | - | - | - | - | 105 | - | -92 | 294 | 211 |
Transfer of loans to foreclosed assets | ||||||||||||||
129 | 0 | 73 | 0 | 0 | 192 | 1,426 | 324 | 196 | 0 | 0 | - | - | - | - |
Fair value of assets acquired | ||||||||||||||
-52 | -310 | 115,503 | - | 0 | 0 | 0 | - | - | - | - | - | - | - | - |
Fair value of liabilities assumed | ||||||||||||||
0 | 0 | 113,500 | - | 0 | 0 | 0 | - | - | - | - | - | - | - | - |
The amount of initial recognition of operating lease right-of-use assets. | ||||||||||||||
0 | 0 | 457 | - | 0 | 0 | 0 | - | - | - | - | - | - | - | - |
The amount of initial recognition of operating lease liabilities. | ||||||||||||||
0 | 0 | 443 | - | 0 | 0 | 0 | - | - | - | - | - | - | - | - |